Titan Revenue Solutions is calling you about a debt that may not be yours. According to BBB records, consumers have reportedly received calls from TRS before any written validation notice arrived. Federal law gives you tools to dispute that debt and stop further contact.
Key Takeaways
- Titan Revenue Solutions (also known as Titan Solutions Group) is a third-party debt collection agency founded in 2011 and based in California, collecting commercial, utility, and medical debts.
- Consumers have allegedly reported excessive daily calls, threats of wage garnishment without court orders, and contact with employers, all potentially actionable under the FDCPA.
- BBB complaint records and consumer reviews reportedly describe repeated calls outside permitted hours and failure to provide written debt validation notices.
- The FDCPA prohibits harassment, false threats, and unauthorized third-party contact. Each separate violation may entitle you to statutory damages.
- FDCPA violations carry up to $1,000 per lawsuit; TCPA violations carry $500–$1,500 per call.
- The Wood Firm PLLC handles these cases on contingency. No fees unless federal law was violated..
Free Case Review: +1-844-638-1122
Who Is Titan Revenue Solutions?
Titan Revenue Solutions is a third-party debt collection agency founded in 2011. The company collects commercial debts, utility bills, and medical accounts. Creditors across delivery services, pest control, and utility industries use their services. Consumers frequently search for “Titan Solutions Group.” That appears to be the same operation under a trade name.
According to BBB records, TRS holds accreditation as a legitimate business. Consumer complaints on file with the BBB and CFPB have allegedly described excessive call frequency. Threats that reportedly misrepresent collection authority are also documented.
In our practice, the first step on any Titan Revenue Solutions file is pulling the debt assignment chain. Purchased debt accounts frequently fail validation at that step. A broken chain of title may mean the collector lacks legal standing to collect at all.
- Also Known As: Titan Solutions Group, Titan Solutions Group LLC
- Address: California (exact address to be confirmed from official filing)
- Phone: (888) 390-0147 | 888-390-0147 | +1 888-390-0147 | 8883900147 | (916) 226-5483 | 916-226-5483
- BBB Profile: Titan Revenue Solutions BBB listing
What Numbers Does Titan Revenue Solutions Call From?
Titan Revenue Solutions reportedly contacts consumers from the following numbers. If these appear on your caller ID, document the time, date, and content of each call.
- (888) 390-0147
- (916) 226-5483
TRS may use additional unlisted or spoofed numbers. Document every unfamiliar call regardless of the number displayed. Caller ID manipulation is itself a potential FDCPA violation. Knowing how to document debt collection harassment the right way gives your case the best foundation.
Why Is Titan Revenue Solutions Calling You?
Titan Revenue Solutions is calling because a creditor assigned or sold your account to them for collection. The original creditor may be a utility company, medical provider, or commercial service vendor. TRS then contacts consumers listed on that account to recover the balance.
Three common reasons explain why TRS may be contacting the wrong person. First, collectors frequently work from outdated skip-tracing data. Second, consumers with similar names are often misidentified. Third, accounts with identity theft or fraud remain in circulation long after a dispute should have removed them.
Never acknowledge ownership of a debt. Demand written validation first. The FDCPA gives you 30 days from first contact to dispute. Collection must pause until TRS provides adequate proof. Learn more about what to do when a collector contacts you about a paid debt.
What Violations Has Titan Revenue Solutions Allegedly Committed?
Consumer complaints filed with the BBB and CFPB have allegedly described FDCPA-prohibited conduct from Titan Revenue Solutions. That conduct falls into several categories.
- Excessive call frequency: Consumers have reportedly described 7 to 10 or more calls per day. Courts have found that volume constitutes harassment under 15 U.S.C. § 1692d.
- Calls outside permitted hours: FDCPA Section 805(a) prohibits calls before 8 a.m. or after 9 p.m. According to consumer accounts, TRS has allegedly called outside those windows.
- Wage garnishment threats: Collectors may not threaten immediate garnishment. They must first file a lawsuit and obtain a court judgment. Threatening garnishment without that process allegedly violates Section 1692e. See also can debt collectors garnish your wages without warning.
- Employer contact: Once you inform a collector that workplace calls are prohibited, continued calls may violate Section 1692c(a)(3).
- Failure to provide validation notice: Collectors must send a written validation notice within five days of first contact. Some consumers reportedly allege they received no written notice before collection calls began.
In our experience, Titan Solutions Group voicemails often fail to identify the caller as a debt collector. That omission triggers FDCPA claims under Section 1692e(11). If you saved a voicemail, that recording may already contain the evidence for a federal claim.
Understanding how medical debt collectors cross the line and what’s illegal applies directly to TRS medical account collections.
Has Titan Revenue Solutions Been Sued Under the FDCPA?
Yes. Titan Revenue Solutions has reportedly been named as a defendant in federal consumer protection lawsuits. Federal court filings reviewed alongside consumer complaints have alleged FDCPA violations including misrepresentation and harassment.
- Specific federal case filings are available through PACER at the federal PACER case locator. Search for “Titan Revenue Solutions” to review current dockets.
In our practice, every Titan Solutions Group file gets a chain-of-title review. We also check for prior court activity on the account. Purchased debt files frequently show gaps in assignment records. Those gaps determine whether a collector has legal standing to collect.
Is Titan Revenue Solutions a Scam?
Titan Revenue Solutions is a real, licensed debt collection agency. Licensed does not mean every tactic is legal. The company holds business registration and reportedly operates under BBB oversight. Being a legitimate business does not protect them from FDCPA liability.
Consumers should remain alert to impersonators. Scammers sometimes pose as legitimate agencies to pressure payment via wire transfer or gift cards. Titan Revenue Solutions is unlikely to request gift card payment. Any collector demanding that method is almost certainly fraudulent.
In our firm’s experience, the more common risk with TRS is documented conduct. Excessive contact, alleged misrepresentation of authority, and missing validation notices all cross into FDCPA violation territory.
Is Titan Revenue Solutions Banned by the FTC?
No. Titan Revenue Solutions has not been the subject of a published FTC ban or consent order. However, the absence of FTC action does not mean the agency operates without accountability.
The CFPB maintains an active complaint database where consumers have filed complaints against TRS. State attorneys general in California also hold enforcement authority over collection agencies. Private FDCPA lawsuits remain the most direct remedy for documented violations. Those cases move faster than regulatory actions.
CFPB complaint records often contain patterns that align with FDCPA violations raised in federal court. If you filed a CFPB complaint about TRS, that record may support your case.
How The Wood Firm PLLC Helps Stop Titan Revenue Solutions Debt Harassment
The Wood Firm PLLC represents consumers exclusively, never creditors or collection agencies. When we open a Titan Revenue Solutions file, we pull debt assignment records and review saved voicemails. A voicemail without the required disclosure, or a call outside permitted hours, is a standalone FDCPA claim.
We take these cases on contingency. If Titan Solutions Group violated federal law, they pay our fees. Call +1-844-638-1122 for a free case review.
Ready to find out if Titan Revenue Solutions violated your rights? Visit our contact page or call +1-844-638-1122 for a free case review. The Wood Firm PLLC handles these cases on contingency. If they violated federal law, they pay our fees.
Common Questions About Titan Revenue Solutions
Why does Titan Revenue Solutions keep calling you?
Titan Revenue Solutions is calling because a creditor assigned or sold your account to them for collection. Outdated data, name mix-ups, and identity errors also cause collectors to contact the wrong person. Never acknowledge the debt until you’ve demanded written validation and confirmed the account is actually yours.
Is Titan Solutions Group the same company as Titan Revenue Solutions?
Yes. Search patterns and consumer complaints suggest Titan Solutions Group and Titan Revenue Solutions are the same entity. Both names appear in CFPB and BBB records for the same California-based operation. Confirm the caller’s identity in writing before engaging with any payment demands.
What should you do if Titan Revenue Solutions calls about a debt you don’t recognize?
Send a written debt validation letter by certified mail within 30 days of first contact. Do not acknowledge ownership, make any payment, or provide personal information. The debt may belong to someone else, exceed the statute of limitations, or contain errors that void standing.
Can Titan Revenue Solutions threaten to garnish your wages?
No, not without first filing a lawsuit and winning a court judgment. Threatening immediate garnishment without mentioning court proceedings violates FDCPA Section 1692e. Federal student loans are the only exception. All other debts require a court judgment before garnishment. See how debt collectors use wage garnishment threats illegally for more on this violation.
Can Titan Solutions Group contact your employer?
They may contact third parties once to locate you, but cannot discuss debt details with your employer. Once you inform them that workplace contact is prohibited, continued calls may violate FDCPA Section 1692c. Workplace violations are among the most documentable FDCPA claims.
How many calls per day from Titan Revenue Solutions counts as harassment?
Courts have found 7 or more calls daily excessive. Fewer calls may still constitute harassment when combined with threats or off-hours contact. The legal standard turns on whether the call pattern was designed to harass or coerce payment. Document every call with time, date, and content to establish the pattern. More on why debt collectors call at night and why it’s illegal.
Can Titan Revenue Solutions hurt your credit score?
Yes. Collection agencies can report unpaid accounts to the major credit bureaus. That reporting must comply with the FCRA. Inaccurate or unverified collection entries may constitute FCRA violations separate from any FDCPA claim. Read about whether a debt collector can ruin your credit score without telling you.
How long can Titan Solutions Group legally pursue this debt?
The statute of limitations on consumer debt typically runs 3 to 10 years, depending on your state. After expiration, TRS can still attempt collection but cannot win a lawsuit. Making any payment or acknowledging an old debt can restart the clock. Consult an attorney before engaging with debts older than three years. See when debt collectors chase time-barred debts and what you should know.
What to Do When Titan Revenue Solutions Won’t Stop Calling
Each contact after a written cease request may constitute a standalone FDCPA violation. Document everything now: call times, caller names, and any statements made. Call +1-844-638-1122 for a free review of your documentation. The Wood Firm PLLC works on contingency. If Titan Revenue Solutions crossed the line, they cover our fees.
Jeff Wood represents consumers exclusively, never creditors or collectors. He holds federal court admissions across 9 districts, including all courts of AR, CO, NM, and TX. He practices from Little Rock, AR.
