Hunter Warfield is a real, third-party debt collection agency, not a scam operation. That does not mean every call from them follows federal law.
Repeated calls, threats, or discussing your debt with other people can signal an FDCPA violation. This guide covers who they are and why they call. It also covers how to stop harassment.
Key Takeaways
- Hunter Warfield is a real, third-party collection agency based in Tampa, Florida.
- The Better Business Bureau lists over 500 complaints against the company over more than 14 years in business.
- A written debt validation request pauses collection until they prove you owe the debt.
- Hunter Warfield has been named in multiple federal lawsuits, though allegations alone don’t confirm wrongdoing.
- A proven FDCPA violation can lead to statutory damages up to $1,000, plus attorney fees.
- The Wood Firm PLLC reviews Hunter Warfield contacts on contingency, so you pay nothing unless we recover money.
Free Case Review: +1 844-638-1122
Who Is Hunter Warfield
Hunter Warfield is a third-party debt collection agency based in Tampa, Florida. It specializes in collecting rent, utility payments, medical bills, credit card debt, and commercial debts.
According to the Better Business Bureau, the company has operated for more than 14 years. The BBB lists over 500 complaints against it, which may reflect concerning patterns in its collection practices.
Key Facts About Hunter Warfield
- Location: 4620 Woodland Corp Blvd, Tampa, FL 33614
- Years in business: over 14 years
- BBB complaints: over 500
What Is Hunter Warfield’s Phone Number
Hunter Warfield has used several different numbers, each with its own dial code:
- +1 813-283-4529
- +1 888-624-2335
- +1 800-837-0603
- +1 813-283-4001
- +1 609-439-4106
- +1 800-768-1011
If you’ve received calls from these numbers and believe they’re violating federal law, contact The Wood Firm PLLC. Call +1 844-638-1122 for immediate assistance.
A number outside this list doesn’t confirm or rule out that the caller is Hunter Warfield. Verify any unfamiliar caller in writing before sharing information.
Why Is Hunter Warfield Calling You
Hunter Warfield is likely calling because they believe you owe a debt acquired from a creditor. Common reasons for contact include:
- Informing you of an alleged debt and the amount they claim you owe
- Requesting full payment or negotiating a payment plan
- Discussing settlement options for less than the full balance
- Verifying your identity and contact details for collection purposes
You have consumer rights when dealing with debt collectors, and you should not feel pressured into paying. If you’re unsure the debt is legitimate, request written debt validation first.
Is Hunter Warfield a Legitimate Debt Collector
Yes, Hunter Warfield is a legitimate, operating collection agency, not a fake company. That legitimacy doesn’t excuse illegal tactics. If their methods cross into harassment or deception, you may still have grounds for a legal claim.
Signs Hunter Warfield Has Crossed Into Illegal Tactics
Hunter Warfield must follow FDCPA rules like any other collector. Watch for these warning signs:
- Calling before 8 a.m. or after 9 p.m. in your time zone
- Repeated calls that appear intended to annoy or harass you
- Threatening or abusive language, or threats they have no authority to carry out
- Continued workplace calls after you or your employer say no
- Discussing your debt with family, friends, neighbors, or coworkers
- Threatening a lawsuit or wage garnishment without following proper procedure
- Failing to identify themselves as a debt collector on the call
- Reporting inaccurate information about your account to credit bureaus
What Federal Law Says About Hunter Warfield’s Tactics
The Fair Debt Collection Practices Act gives you several specific protections against Hunter Warfield. You have the right to reasonable contact. This means no calls at inappropriate hours, and no repeated calls meant to annoy you.
You also have the right to privacy. They cannot discuss your debt with third parties beyond your spouse or attorney. You have 30 days to dispute the debt in writing after first contact.
Learn more about your rights under the FDCPA.
If a court finds a violation, you may recover statutory damages up to $1,000. Actual damages and attorney fees may also apply.
How to Stop Calls From Hunter Warfield
Document Every Call
Keep detailed records of every call, including the date, time, caller name, and phone number. Note any threatening language or false statements. Save voicemails and text messages as evidence.
Request Debt Validation
Within 30 days of first contact, send a written request for debt validation. Hunter Warfield must provide written proof, including the amount owed, the original creditor’s name, and supporting documentation.
Review the Validation Letter Carefully
Check for discrepancies in your personal information, the debt amount, dates, or account numbers. If you find inaccuracies, dispute the debt formally in writing.
Send a Cease-and-Desist Letter
If you want contact to stop entirely, send a written letter by certified mail with return receipt. Under the FDCPA, they must honor this request. The only exceptions are to confirm receipt or notify you of a specific legal action.
Can Hunter Warfield Sue You
Yes, if the debt is valid and still within your state’s statute of limitations. They must still follow proper legal procedures.
If they sue, you’ll receive a summons and complaint. You must respond by the stated deadline. Ignoring it can lead to a default judgment, and with that judgment, wage garnishment or a bank levy.
Can Hunter Warfield Have You Arrested
No, Hunter Warfield cannot have you arrested over an unpaid consumer debt. Debt collection is a civil matter, not a criminal one, outside very specific circumstances like contempt of court.
Does Hunter Warfield Show Up on Your Credit Report
Hunter Warfield’s collection activity can significantly affect your credit score. An account can remain on your report for up to seven years from the date of first delinquency. Lower scores can mean higher interest rates on future loans.
Even after you pay a debt, a collector can report incorrect or outdated information. Check your credit reports regularly and dispute anything that looks wrong.
How to Try to Remove an Entry
- Dispute inaccurate information with Equifax, Experian, and TransUnion, with supporting documentation
- Request debt validation, since a debt they cannot verify must come off your report
- Negotiate a settlement in writing, keeping in mind forgiven debt can be taxable income
- Work with a consumer protection attorney to handle disputes on your behalf
Can You Negotiate a Settlement With Hunter Warfield
Yes, Hunter Warfield may accept a settlement for less than the full balance, similar to many collection agencies. If you plan to pay, get a pay-for-delete or settlement agreement in writing before sending any money.
A written agreement protects you if Hunter Warfield later fails to update your account. It also helps if they don’t update your credit report as promised.
How to Report Hunter Warfield
If you believe Hunter Warfield has violated your rights, you can report them to several agencies:
- The Consumer Financial Protection Bureau, with specific dates, times, and details of the harassment
- The Federal Trade Commission, which tracks patterns of unfair or deceptive practices
- Your state attorney general, such as the Florida Attorney General for Florida residents
Filing these complaints can strengthen your case if you later pursue legal action.
How The Wood Firm PLLC Stops Hunter Warfield Harassment
The Wood Firm PLLC has helped clients respond to collection agency harassment since 2010. We provide a free review to determine whether you have grounds for a claim.
Here is what working with us looks like:
- We draft a professional cease-and-desist letter instructing Hunter Warfield to stop all contact
- We identify FDCPA violations and file suit on your behalf where they exist
- We work on contingency, so you pay nothing unless we recover compensation
- If we win, Hunter Warfield pays the statutory damages and your attorney fees
Call +1 844-638-1122 for a free consultation about your situation.
About Attorney Jeff Wood
Jeff Wood brings more than 18 years of consumer rights experience. He focuses exclusively on holding debt collectors accountable under the FDCPA, FCRA, and TCPA.
He is licensed in Arkansas and maintains Of Counsel relationships with attorneys across 14 states. Call +1 844-638-1122 to discuss your situation directly with an attorney.
Frequently Asked Questions About Hunter Warfield
What should I do if Hunter Warfield won’t stop calling me
Document each contact with dates, times, and conversation details. Send a cease-and-desist letter by certified mail, and contact The Wood Firm PLLC at +1 844-638-1122 for help.
Can Hunter Warfield sue me for unpaid debt
Yes, if the debt is within your state’s statute of limitations. They must still follow proper legal procedures and cannot threaten action they don’t intend to take.
Is Hunter Warfield a legitimate debt collection agency
Yes, Hunter Warfield is a legitimate agency. If their methods violate the FDCPA through harassment or deception, you may still have legal recourse.
Can Hunter Warfield garnish my wages
Only with a court judgment, or for specific debts like federal student loans. They cannot garnish wages without that legal authority.
What if I don’t recognize the debt Hunter Warfield is collecting
Request debt validation in writing. Ask for the original creditor’s name, the account number, and the amount owed.
Can Hunter Warfield call me at work
No, not if your employer prohibits such calls or you’ve told them not to contact you there. Continued workplace calls may violate the FDCPA.
How many times can Hunter Warfield call me per day
The FDCPA doesn’t set an exact number. Repeated calls intended to annoy or harass you still violate federal law. Document excessive calls and seek legal advice.
What if Hunter Warfield contacts my family about my debt
This may violate the FDCPA. Collectors generally cannot discuss your debt with third parties outside very limited circumstances.
What information should Hunter Warfield provide when they call
They must identify themselves as a debt collector and give their company name. They must also state the call is an attempt to collect a debt. They must also inform you of your right to dispute it.
What damages can I recover if Hunter Warfield violates the FDCPA
You may be entitled to statutory damages up to $1,000 if a court finds a violation. Actual damages and attorney fees may also apply.
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Jeff Wood represents consumers exclusively, never creditors or collectors. He holds federal court admissions across 9 districts, including all courts of AR, CO, NM, and TX. He practices from Little Rock, AR.
