Your phone shows a Milford, Massachusetts number, and the caller mentions an old bill. You search Peter Roberts and Associates and find a real, decades-old collector, not a scam. Debt collection calls still take a toll, even from a legitimate company.
Key Takeaways
- Peter Roberts and Associates, Inc. is a real, licensed debt collector based in Milford, MA, operating for more than two decades.
- Independent business listings confirm the company’s address, phone number, and fax, so a call from them is not automatically a scam.
- The company sometimes appears as Roberts & Associates or Peter Roberts & Assoc Inc, which can create confusion on caller ID.
- According to firm case files, at least two consumers have pursued FDCPA claims against the company.
- Federal law still limits calling hours, third-party disclosure, and what a collector can say about your balance.
- The Wood Firm PLLC handles these cases on contingency, so you pay nothing unless we win.
Free Case Review: +1-844-638-1122
Who Is Peter Roberts and Associates?
Peter Roberts and Associates, Inc. is a third-party debt collection agency in Milford, Massachusetts. Independent business directories confirm the company has operated there for more than two decades.
It collects debts for healthcare, telecom, and retail creditors. Its listing is verifiable at pracollect.com.
In our practice, we confirm the exact business name on every letter a client receives. The company sometimes appears as Roberts & Associates or Peter Roberts & Assoc Inc. Matching the name precisely matters if a dispute ever reaches court.
How Do You Contact Peter Roberts and Associates?
You can reach Peter Roberts and Associates by phone, fax, or mail.
- Phone: (508) 473-6661 | (888) 473-6661 | +1-508-473-6661 | 5084736661
- Fax: (508) 473-6899
- Address: 231 E Main St, Suite 201, Milford, MA 01757-2821
- Website: pracollect.com
Is Peter Roberts and Associates a Scam?
Peter Roberts and Associates is a real, licensed debt collection agency. Licensed status does not mean every tactic they use is legal.
In our experience, we check the caller’s exact company name first. Only then do we evaluate any tactic used on the call. Our privacy practices keep whatever you share with us confidential during that review.
Why Is Peter Roberts and Associates Calling You?
A creditor in healthcare, telecom, or retail likely assigned or sold your account to them. Federal law still applies no matter how the calls feel. If you do not recognize the debt, request written validation first.
Has the FTC Banned Peter Roberts and Associates?
No. The FTC has not banned Peter Roberts and Associates from operating as a debt collector.
According to our firm’s case files, at least two consumers have pursued FDCPA claims against the company. These include Sears v. Peter Roberts & Associates and Obleanis v. Peter Roberts & Associates.
In our practice, we review call logs against the tactics those cases describe, including repeated same-day calls. Consumers can also file complaints with the CFPB or the Massachusetts Attorney General.
What Are Your Rights Under the FDCPA?
The FDCPA has protected consumers from abusive collection tactics since 1977. These protections apply whether or not you owe the debt.
- Limited hours: collectors cannot call before 8 a.m. or after 9 p.m. without your consent.
- No harassment: threats, insults, and repeated calls meant to annoy you are illegal.
- Privacy protection: they cannot discuss your debt with family or coworkers, only your spouse or attorney.
- Cease communication: a written request stops most further contact.
- Debt validation: you can request written proof of the debt within 30 days.
How Can You Stop Peter Roberts and Associates From Calling?
Document every call first: the date, time, and what was said. Then send a written cease-and-desist letter by certified mail.
In our practice, once a client hires us, we send written notice within 48 hours. Keep your certified mail receipt as proof of when you sent it.
You can dispute the debt in writing within 30 days. They must stop reporting to credit bureaus until they verify it. You have real options to fight back against unwanted contact.
How The Wood Firm PLLC Helps With Peter Roberts and Associates Cases
The Wood Firm PLLC reviews every call log and letter a client receives from Peter Roberts and Associates. We check whether contact hours, tone, and third-party disclosure rules were followed.
We work on contingency, so you pay nothing unless we recover money for you. Reach The Wood Firm PLLC at +1-844-638-1122.
Our consumer protection attorneys handle these calls case by case, matching your documentation against known collector patterns.
If Peter Roberts and Associates is calling you, get clear answers before you pay anything. Visit our contact page or call +1-844-638-1122 for a free case review. The Wood Firm PLLC handles these cases on contingency, since they only get paid if we win.
Frequently Asked Questions
Can Peter Roberts and Associates call me at work?
Not once you tell them in writing that your employer prohibits such calls. If they continue after that notice, document each call.
Can Peter Roberts and Associates garnish my wages without suing me?
No. They can only garnish wages after suing you and winning a court judgment. A threat before any judgment may violate the FDCPA.
How do I verify a debt from Peter Roberts and Associates is real?
Send a written validation request within 30 days of their first contact. They must prove the debt’s legitimacy before continuing collection.
Will Peter Roberts and Associates hurt my credit if I don’t pay?
They can report unpaid debts to the credit bureaus, which may affect your score. If the entry looks inaccurate, you can dispute it.
Can I sue Peter Roberts and Associates for harassment?
Yes, if their conduct violated the FDCPA. You may recover statutory damages, actual damages, and attorney fees.
What if I already paid but the calls continue?
Request a paid-in-full letter in writing, then send a cease-and-desist notice. Continued calls after payment may violate federal law.
What Should You Do Next If Peter Roberts and Associates Is Calling You?
Request written validation before you discuss payment on the phone.
Save every call log and letter, since that record supports any later FDCPA claim. The Wood Firm PLLC reviews these files on contingency. Call +1-844-638-1122 for a free case review before you respond again.
Jeff Wood represents consumers exclusively, never creditors or collectors, with over 15 years of consumer protection experience. He holds federal court admissions across multiple districts and Of Counsel relationships in more than a dozen states. He practices from Little Rock, AR.
