DSR Holdings Group is calling you about a debt that may not be yours. According to BBB records, consumers have reportedly described multiple daily calls and threats of legal action from DSR. Federal law gives you tools to dispute that debt and stop those calls.
Key Takeaways
- DSR Holdings Group LLC is a third-party debt collection agency based at 2350 N Forest Rd, Suite 8A, Getzville, NY 14068, collecting portfolio debt across multiple industries including medical accounts.
- Consumers have allegedly described excessive daily calls, threats of immediate legal action, and employer contact. Each is a potential FDCPA violation.
- According to BBB records, consumers have reportedly described DSR harassment and missing debt validation in complaint filings.
- The FDCPA prohibits threats of actions DSR cannot legally take, calls before 8 a.m. or after 9 p.m., and disclosure of your debt to unauthorized third parties.
- FDCPA violations carry up to $1,000 in statutory damages; TCPA violations carry $500 to $1,500 per call.
- The Wood Firm PLLC handles these cases on contingency. If DSR violated federal law, they pay our fees.
Free Case Review: +1-844-638-1122
Who Is DSR Holdings Group?
DSR Holdings Group LLC is a third-party debt collection agency based in Getzville, New York. The company manages purchased debt portfolios across multiple industries, including medical accounts, utility balances, and consumer credit. Consumers also search for them as DSR Holding Group, DSR Holdings, and DSR Collections.
According to BBB records, DSR Holdings Group operates as a licensed collection agency. Consumer complaint filings with the BBB and CFPB have allegedly described aggressive call patterns. Threats that reportedly misrepresent DSR’s legal collection authority also appear in those records.
In our practice, every DSR Holdings Group file starts with the debt assignment chain and original creditor agreement. Portfolio debt purchased from third-party sellers frequently contains chain-of-title gaps. A broken chain may mean DSR lacks the legal standing to collect at all.
- Also Known As: DSR Holdings Group LLC, DSR Holding Group, DSR Holdings, DSR Collections
- Address: 2350 N Forest Rd, Suite 8A, Getzville, NY 14068
- Phone: 855-731-2188 | (855) 731-2188 | +1 855-731-2188 | 8557312188 | (855) 571-5559
- Website: dsrholdingsgroup.com
- BBB Profile: DSR Holdings Group BBB listing
What Numbers Does DSR Holdings Group Call From?
DSR Holdings Group contacts consumers from multiple numbers. Search data shows (855) 731-2188 and (855) 571-5559 as the most-searched DSR numbers. Both appear in consumer complaint records alongside reports of excessive contact frequency.
- (855) 731-2188 | 855-731-2188 | 8557312188
- (855) 571-5559 | 855-571-5559
DSR may also rotate or spoof numbers. Document every call regardless of which number appears: date, time, number displayed, and any statement made. Knowing how to document debt collection harassment the right way starts your case on solid ground.
Why Is DSR Holdings Group Calling You?
DSR Holdings Group is calling you because a creditor assigned or sold your account to them for collection. DSR purchases debt portfolios, meaning the original creditor may no longer own your account. Your debt may have passed through multiple buyers before reaching DSR.
Three scenarios explain why DSR may be contacting the wrong person. Purchased debt files frequently carry stale contact data from the original creditor. Name-similarity errors and identity theft both place wrong consumers in active collection queues.
Never acknowledge ownership of a debt to DSR before demanding written validation. The FDCPA gives you 30 days from first contact to dispute in writing. DSR must pause collection while they verify the debt and their authority to collect it.
What Violations Has DSR Holdings Group Allegedly Committed?
DSR Holdings Group allegedly committed FDCPA violations, according to consumer complaints filed with the BBB and CFPB. Those complaints fall into several documented categories.
- Excessive call frequency: Consumers have reportedly described 7 to 10 or more calls per day. Courts have found that volume constitutes harassment under 15 U.S.C. Section 1692d when the pattern is designed to pressure or coerce.
- Calls outside permitted hours: FDCPA Section 805(a) prohibits calls before 8 a.m. or after 9 p.m. in the consumer’s time zone. According to complaint records, DSR has allegedly called outside those windows.
- False threats of legal action: Collectors may not threaten actions they cannot legally take. Threats of immediate arrest or garnishment without a judgment violate FDCPA Section 1692e. Allegedly threatening immediate arrest, wage garnishment without a judgment, or criminal prosecution violates FDCPA Section 1692e.
- Unauthorized third-party contact: DSR may not discuss your debt with family members, neighbors, or employers. Allegedly disclosing debt details to a workplace supervisor violates Section 1692c(b) and may support additional FCRA claims.
- Failure to provide validation notice: DSR must send written notice within five days of first contact. That notice must identify the creditor and the amount owed. Some consumers have reportedly alleged no written notice arrived before calls began.
In our experience, DSR voicemails frequently omit the required debt collector disclosure. That omission is the exact defect at the center of Section 1692e(11) claims. A saved DSR voicemail may already contain your evidence.
Has DSR Holdings Group Been Sued Under the FDCPA?
Yes. DSR Holdings Group has been named as a defendant in federal consumer protection lawsuits alleging FDCPA violations. Federal court records document cases involving DSR’s collection practices.
- Search for “DSR Holdings Group” at the PACER federal case locator to review current dockets and filed allegations.
In our practice, we pull the complete debt assignment chain when we open a DSR file. We also search PACER for any prior court filings on that account. Portfolio debt purchased from multiple sellers frequently shows documentation gaps at each transfer point.
Those gaps may mean DSR cannot prove legal standing to collect or to file a suit against you.
Can DSR Holdings Group Garnish Your Wages?
DSR Holdings Group cannot garnish your wages without first winning a court judgment. Only after that judgment can they obtain a garnishment order. Any threat of immediate garnishment before those steps may violate FDCPA Section 1692e.
Federal student loans and tax debts are the only exceptions that allow administrative garnishment without a court judgment. DSR Holdings Group is a general portfolio collector, not a federal loan servicer. See whether debt collectors can garnish your wages without warning for a full breakdown of your rights.
Is DSR Holdings Group a Scam?
DSR Holdings Group is a real, licensed debt collection agency based in Getzville, New York. Licensed does not mean every tactic is legal. A registered business profile does not protect DSR from FDCPA liability for specific conduct.
Impersonators target consumers by posing as legitimate collection agencies. A caller demanding gift cards or wire transfer while claiming to be DSR is almost certainly not DSR. Verify any payment demand independently before sending money.
In our firm’s experience, DSR files share a pattern: excessive calls, false threats, and missing required disclosures. Each of those violations supports an independent FDCPA claim.
Is DSR Holdings Group Banned by the FTC?
No. DSR Holdings Group has not been the subject of a published FTC enforcement action or consent order. The absence of FTC action does not mean DSR operates without accountability or that prior conduct was legal.
The CFPB maintains an active public complaint database where consumers have filed complaints against DSR. The New York Attorney General’s office holds consumer protection enforcement authority over New York-based collectors. Private FDCPA lawsuits remain the most direct and immediate remedy for documented violations.
CFPB complaint records often identify the same call patterns and disclosure failures we raise in federal court. If you filed a CFPB complaint about DSR, that record may directly support your case.
How The Wood Firm PLLC Helps Stop DSR Holdings Group Debt Harassment
The Wood Firm PLLC represents consumers exclusively, never creditors or collection agencies. When we open a DSR file, we pull the assignment chain and audit every voicemail for disclosure violations. We also examine call logs for hour and frequency violations.
We handle these cases on contingency. If DSR Holdings Group violated federal law, they pay our fees. Call +1-844-638-1122 for a free case review.
If DSR Holdings Group threatened you or called your employer, federal law may entitle you to damages. Visit our contact page or call +1-844-638-1122 for a free case review.
The Wood Firm PLLC handles these cases on contingency. If they violated federal law, they pay our fees.
Medical Debt and DSR Holdings Group
DSR Holdings Group collects medical debt accounts, which carry special protections. As of 2023, medical debts under $500 cannot appear on credit reports. Medical debts must also remain unpaid for one year before bureaus may report them.
Before acknowledging any DSR medical debt, confirm your insurer processed all claims and that the provider billed correctly. Billing errors in medical accounts are common. See how medical debt collectors cross the line for violations that apply to DSR medical accounts.
What to Do If DSR Contacts You About a Paid Debt
DSR Holdings Group sometimes pursues debts consumers already satisfied with the original creditor. This happens because purchased portfolio files frequently lack complete payment history from the selling creditor. See what to do when a collector contacts you about a paid debt for step-by-step guidance.
If you have payment documentation, send copies by certified mail and keep the originals. Collection that continues after DSR receives payment proof may constitute a standalone FDCPA violation.
Time-Barred Debts and DSR Holdings Group
DSR Holdings Group purchases old debt portfolios. Some accounts may already exceed your state’s statute of limitations. Read when debt collectors chase time-barred debts before engaging with any DSR account older than three years.
Making any payment or acknowledging an old debt can restart the limitations clock in some states. Confirm the debt’s age and your state’s limitations period before any engagement. An attorney can confirm the status in minutes.
Common Questions About DSR Holdings Group
Who does DSR Holdings Group collect for?
DSR Holdings Group collects purchased debt portfolios across multiple industries including medical, utility, and consumer credit accounts. They buy accounts from original creditors rather than collecting on behalf of a single client. The original creditor may no longer own your account by the time DSR contacts you.
What is the DSR Holdings Group debt collector phone number?
DSR Holdings Group uses (855) 731-2188 and (855) 571-5559 as primary contact numbers. They may also call from unlisted or rotated numbers. Document every call from an unknown number: date, time, and any statement made.
Is DSR Holdings Group LLC a legitimate debt collector?
Yes, DSR Holdings Group LLC is a real, licensed debt collection agency based in Getzville, New York. Legitimacy does not prevent FDCPA violations. Consumers have reportedly filed BBB and CFPB complaints describing DSR contact patterns that may cross legal lines.
Can DSR Holdings Group report your debt to credit bureaus?
Yes, DSR Holdings Group can report unpaid accounts to the major credit bureaus. That reporting must comply with the FCRA. Inaccurate, duplicate, or unverified collection entries may constitute separate FCRA violations that entitle you to additional damages.
What should you do if DSR Holdings Group calls about a debt you don’t recognize?
Send a written debt validation request by certified mail within 30 days of first contact. Do not acknowledge ownership or make any payment before receiving validation. DSR must pause collection activity while they respond to a proper written dispute.
Can DSR Holdings Group contact your employer?
DSR may contact your employer once to locate you, but cannot reveal that you owe a debt. Once you inform DSR that workplace contact is prohibited, further employer calls may violate FDCPA Section 1692c(a)(3). Document the exact date and time you gave that notice.
Can you sue DSR Holdings Group for harassment?
Yes. FDCPA violations including false threats, excessive calls, and unauthorized third-party contact each support a federal lawsuit. Successful claims recover up to $1,000 in statutory damages plus attorney fees. The Wood Firm PLLC handles these cases on contingency.
How do you find DSR Holdings Group on the list of collection agencies?
DSR Holdings Group appears in the full list of collection agencies operating in the United States. Confirming an agency’s registration and complaint history before engaging is a sound first step.
What to Do Next If DSR Holdings Group Won’t Stop
Document every DSR call now: date, time, number, and any statement made. Save every voicemail. Portfolio debt collectors like DSR often cannot produce a clean chain of title for the accounts they pursue.
Call +1-844-638-1122 to have your documentation reviewed at no cost. The Wood Firm PLLC handles DSR cases on contingency. If they crossed the line, they cover our fees.
Jeff Wood represents consumers exclusively, never creditors or collectors. He holds federal court admissions across 9 districts, including all courts of AR, CO, NM, and TX. He practices from Little Rock, AR.
