Quick Collect, Inc. is a real third-party collection agency that public sources describe as focused on medical and dental accounts. We found no public source showing it on the FTC’s banned collectors list. That does not make every call, credit entry, or lawsuit lawful, because the facts of your account control. This page explains who Quick Collect is, what its lawsuit history shows, and what to consider if it contacts or sues you.
Key Takeaways
- Quick Collect, Inc. (also listed as Q C I) has a Vancouver, Washington corporate location. The BBB profile lists a 1985 start date, an A rating, and no BBB accreditation.
- No public source we reviewed lists Quick Collect as banned by the FTC. Operating legally does not mean its conduct toward you was lawful.
- Consumer complaints reference unexpected lawsuits, wage garnishments, unreturned calls, and errors about paid balances. Those are allegations, not findings.
- In Donohue v. Quick Collect, Inc. (9th Cir. 2010), the court ruled for Quick Collect, finding the alleged misstatement was not material.
- If Quick Collect sues you, the response deadline on your summons is short. Do not ignore it.
Free Case Review: +1-844-638-1122
Who Is Quick Collect, Inc.?
Quick Collect, Inc. is a privately held third-party debt collection agency. Public company descriptions say it works mainly for dental practices, hospitals, and other medical providers. The BBB profile lists a 1985 start date and more than 40 years in business.
The BBB profile places its corporate filing location in Vancouver, Washington. Reports also describe a Portland, Oregon mailing address at PO Box 55457, Portland, OR 97238. The company website is quickcollectinc.com.
BBB lists Jason Garner as president and Scout Garner as director of development and compliance. Treat this history as background. It does not prove that the balance on your notice is correct.
Is Quick Collect Banned by the FTC?
No, we found no public source showing Quick Collect on the FTC’s banned debt collectors list. You can check the FTC’s public list of banned debt collectors yourself. That list covers permanently banned operators, and similar-sounding names can cause confusion.
Not being banned is different from being compliant. Federal courts have reviewed Quick Collect’s litigation practices without, as far as we found, issuing an industry-wide ban. A collector can operate lawfully and still violate the law on a particular account.
Is Quick Collect the Same as Western Union’s Quick Collect?
No, the two are not the same. “Quick Collect” is also reported as a legacy Western Union label for sending money to billers, according to this collection agency FAQ. That payment service is separate from the Vancouver agency.
If a letter names Quick Collect, Inc. as a debt collector, match the company name and address on the notice before you pay or share bank details.
What Number Does Quick Collect Call From?
Two phone numbers appear on the BBB profile:
☎8002526322
☎1-800-252-6322
☎800.252.6322
☎(800) 252-6322
☎800-252-6322
☎5032520083
☎1-503-252-0083
☎503.252.0083
☎(503) 252-0083
☎503-252-0083
Public reports associate additional numbers with Quick Collect. Collectors often rotate lines, and caller ID can be spoofed, so confirm the company name in writing before you rely on any number.
☎3602567888
☎1-360-256-7888
☎360.256.7888
☎(360) 256-7888
☎360-256-7888
☎3142551694
☎1-314-255-1694
☎314.255.1694
☎(314) 255-1694
☎314-255-1694
☎4143909721
☎1-414-390-9721
☎414.390.9721
☎(414) 390-9721
☎414-390-9721
☎4434784834
☎1-443-478-4834
☎443.478.4834
☎(443) 478-4834
☎443-478-4834
☎8002145305
☎1-800-214-5305
☎800.214.5305
☎(800) 214-5305
☎800-214-5305
☎8777962497
☎1-877-796-2497
☎877.796.2497
☎(877) 796-2497
☎877-796-2497
Why Is Quick Collect Calling You?
Quick Collect is likely calling you because a medical, dental, or other consumer account was placed with it for collection. Healthcare bills often split across the facility, physicians, and labs. In our practice, medical collection files often arrive with thin itemization, so consumers do not recognize the account.
Ask for the original provider, the dates of service, and an itemized statement. Also confirm whether insurance was billed. A balance that insurance should have covered may be wrong.
What Do Consumers Report About Quick Collect?
Consumers report several recurring problems on the BBB complaints page. These include unexpected lawsuits, wage garnishments, unreturned calls, and communication errors about paid balances.
Those reports are consumer allegations, not findings against the company. The A rating on the BBB profile may reflect how the company responds to filed complaints. It does not show that every complaint was resolved fairly or was unfounded.
Has Quick Collect Been Sued?
Yes, Quick Collect has been named in consumer lawsuits. One consumer law firm reports that a PACER search shows more than 110 federal suits, mostly alleging consumer-rights or FDCPA violations. We have not independently verified that count, and a filing is an allegation, not proof of wrongdoing.
The best-known decision is Donohue v. Quick Collect, Inc., 592 F.3d 1027 (9th Cir. 2010), No. 09-35183. Consumer Debbie Donohue sued on behalf of herself and others over a collection complaint Quick Collect filed. The Ninth Circuit affirmed summary judgment for Quick Collect, so the collector prevailed.
According to summaries of the opinion, the court held that a collection lawsuit complaint can count as an FDCPA communication. It also found the alleged mislabeling of interest was not material, so it was not actionable. You can read the opinion through FindLaw’s copy of the ruling.
That ruling cuts both ways for you. A complaint served on you may be a communication the FDCPA covers. Minor errors that would not affect a debtor’s decisions may not support a claim. When we review a Quick Collect complaint, we compare the amount and interest claimed against the account documents.
What Should You Do If Quick Collect Sues You?
If Quick Collect sues you, respond before the deadline printed on your summons. Deadlines are short and vary by state and court. A missed deadline can lead to a default judgment, which may open the door to wage garnishment or bank levies. Consider these steps:
- Keep the summons, complaint, and envelope, and note the date you were served.
- Compare the balance, interest, and creditor name to your own records.
- Check whether the debt may be past your state’s statute of limitations.
- Confirm the plaintiff can show it owns or is authorized to collect the account.
- File the required response in court on time, even if you plan to settle.
- Speak with a consumer attorney quickly, because options narrow as the deadline approaches.
A payment on an old account may restart the limitations clock in some states. Get legal advice before you pay or acknowledge a debt that may be time-barred.
What Can’t Quick Collect Do to You?
Quick Collect must follow the Fair Debt Collection Practices Act (FDCPA) when it collects consumer debts. Depending on the facts, these practices may violate federal law:
- Calling before 8 a.m. or after 9 p.m. in your time zone
- Calling repeatedly with intent to annoy or harass
- Discussing your medical or other debt with family, neighbors, or coworkers
- Threatening a lawsuit or garnishment it cannot or does not intend to pursue
- Leaving voicemails that fail to identify the caller as a debt collector
- Misstating your balance, interest, or legal options
- Continuing contact after a valid written cease request, with limited exceptions
Recurring bank debits you did not authorize, or that continue after you revoked permission, may also raise issues under the Electronic Fund Transfer Act. Autodialed or prerecorded cell calls without required consent may raise TCPA issues.
If a court finds a violation, FDCPA statutory damages cap at $1,000 per lawsuit, plus proven actual damages and attorney fees. TCPA damages can reach $500 per violation, or $1,500 if willful. Results depend on proof, so do not treat these figures as a promised recovery.
Can Quick Collect Hurt Your Credit?
Yes, a Quick Collect account may appear on your credit report, and collection accounts generally can stay up to seven years from the original delinquency, according to Experian’s guidance on collections. Bureau policies on medical collections have changed in recent years, so check what applies to your account.
Under the Fair Credit Reporting Act, you can dispute inaccurate entries in writing with the credit bureaus and with Quick Collect. If Quick Collect offers to delete the payment entry, the FDCPA does not require that. Get any such promise in writing before money moves.
How Do You Stop Quick Collect Calls?
You stop Quick Collect calls by documenting the contact and sending written notices. Consider these steps:
- Log the date, time, number, and words used, and save every voicemail.
- Send a certified validation letter asking for the original provider, itemized balance, and proof Quick Collect may collect.
- Send a certified cease letter under 15 U.S.C. § 1692c(c) if you want calls to stop.
- Pull your credit reports and screenshot any Quick Collect entry.
- Do not give bank account or card details on an unexpected call.
A cease letter does not erase the debt, and the collector may still sue. Weigh that risk before you send one.
What Can The Wood Firm PLLC Do About Quick Collect?
The Wood Firm PLLC represents consumers only. We read the call log, the letters, and any court papers for FDCPA, TCPA, FCRA, and EFTA problems. A notice of representation tells the agency to contact counsel, though calls do not always stop right away.
Contingency means no upfront attorney fee. The FDCPA’s fee-shifting provision may also require the collector to pay fees if the case succeeds.
Call +1-844-638-1122 for a free case review, especially if you were served with a lawsuit.
Frequently Asked Questions
Is Quick Collect a legitimate company?
Yes. Public sources describe Quick Collect as a real agency operating since 1985. Legitimate does not mean every call or lawsuit is lawful.
Is Quick Collect banned by the FTC?
No. We found no public source listing Quick Collect on the FTC’s banned debt collectors list. You can check the list yourself.
Is Quick Collect the same as Western Union Quick Collect?
No. Quick Collect is also reported as a Western Union label for sending money to billers. That service is separate from the collection agency.
Can Quick Collect sue you?
Yes, a collector may file suit on a debt it is collecting, but it must follow court rules and the statute of limitations. Check the response deadline on your summons right away.
Can Quick Collect garnish your wages?
No, not without a court judgment and a garnishment process on ordinary consumer debt. State rules vary, so confirm what applies where you live.
Does Quick Collect report to the credit bureaus?
Yes, a Quick Collect account may appear on your credit report. Collection accounts generally can remain for up to seven years from the original delinquency, and you can dispute errors in writing.
Should you ignore Quick Collect’s calls or letters?
No. Ignoring them does not resolve the debt and can lead to a lawsuit. Verify the debt in writing and keep a record of every contact.
Can you sue Quick Collect for harassment?
Yes, you may have claims if its conduct violated federal or state law, though outcomes depend on proof. The Donohue ruling shows courts do not accept every FDCPA theory.
What Should You Do After the Next Quick Collect Contact?
Write down the details, keep every document, and send a written validation request if the notice is new. If you receive a summons, act before the deadline.
Call +1-844-638-1122 if Quick Collect sued you, called after 9 p.m., or kept contacting you after a written cease request.
Jeff Wood represents consumers exclusively, never creditors or collectors. He holds federal court admissions across 9 districts, including all courts of AR, CO, NM, and TX. He practices from Little Rock, AR.
