Have you found yourself receiving constant calls from Credit Corp Solutions Inc? Are they threatening you with legal action or discussing your debts with friends and family? If so, you might be experiencing Credit Corp Solutions debt collection harassment. This behavior is illegal, and you have the right to end it. When collection agencies like Credit Corp Solutions violate the Fair Debt Collection Practices Act (FDCPA), you could be eligible for up to $1,000 in statutory damages. Best of all, you won’t have to pay a dime for legal representation.
The Nature of Debt Collection Harassment
When dealing with debt, harassment can take many forms. Credit Corp Solutions phone harassment may involve frequent calls at all hours, aggressive messages, or even threats of legal action. They might contact you multiple times a day, causing significant distress and anxiety. If you find yourself in this situation, you have the legal right to stop these practices.
If you have endured Credit Corp Solutions phone harassment, you may be entitled to compensation. It’s essential to document any interactions with the company. Keep a detailed record of dates, times, and the nature of each call. This documentation could be crucial if you take legal action against them.
Who is Credit Corp Solutions?
Credit Corp Solutions is a well-established debt collection agency that specializes in purchasing and collecting consumer debt. This includes a wide range of debts such as credit cards, unpaid retail finance, personal loans, and other types of consumer debt. Operating as a debt buyer, Credit Corp Solutions purchases debts from original creditors at a fraction of the amount owed. They then attempt to collect the full amount from consumers, aiming to recover their investment.
As a legitimate company registered in Utah, Credit Corp Solutions employs a team of bilingual operators to serve Spanish-speaking customers, ensuring they can communicate effectively with a diverse clientele. Their operations are in line with industry standards, but it’s crucial for consumers to be aware of their rights when dealing with any debt collection agency.
Understanding the nature of Credit Corp Solutions and their role in the debt collection process can help you navigate interactions with them more effectively. If you owe a debt that has been sold to Credit Corp Solutions, knowing your rights and the proper steps to take can make a significant difference in managing your financial situation.
Is Credit Corp Solutions a Legitimate Debt Collection Agency?
Credit Corp Solutions has been in operation since 2011. According to the Better Business Bureau, they have received many complaints. In the past three years, they have closed 601 complaints, with 396 resolved in the last year alone. This information can give you insight into how they operate and how other consumers have responded to their tactics.
Located in Draper, Utah, their contact details are as follows:
Address: 180 W Election Rd Ste 200, Draper, UT 84020-6406
Phone: (800) 483-2361
They are also known as Tasman Credit Corp. If you receive their calls, you must understand your rights and what steps you can take to protect yourself.
Also read: USCB Corp Debt Collection Harassment
Understanding Credit Corp Collections Agency’s Debt Collection Process
The debt collection process at Credit Corp Collections Agency typically begins with a phone call or letter informing you of the outstanding balance owed to Credit Corp Solutions. This initial contact is designed to notify you of the debt and initiate the collection process. From there, the agency may employ various strategies to recover the debt, including negotiating a payment plan or settlement.
If you’re experiencing financial hardship, it’s important to communicate this to Credit Corp Solutions. They may be willing to negotiate a reduced settlement or a more manageable payment plan. Understanding your rights under the Fair Debt Collection Practices Act (FDCPA) and the Fair Credit Reporting Act (FCRA) is crucial during this process. These laws protect you from unfair practices and ensure that you can request validation of the debt, dispute inaccuracies on your credit report, and negotiate terms that are feasible for you.
If you’ve heard from Credit Corp Solutions, taking prompt action is essential to address the debt and avoid potential negative impacts on your credit report. You can contact Credit Corp Solutions directly to discuss your options or seek assistance from a debt relief attorney who can help you navigate the complexities of the debt collection process.
Remember, Credit Corp Solutions is a debt collector, and their primary goal is to collect the outstanding balance owed. However, they must adhere to the rules and regulations set forth by the FDCPA and FCRA. By understanding the debt collection process and your rights as a consumer, you can take control of your debt and get back on track with your finances. If you’re struggling with debt or have questions about Credit Corp Solutions, don’t hesitate to seek help from a qualified debt relief professional.
Fair Debt Collection Practices vs. Harassment
Although the FDCPA restricts various collection methods, some practices remain within the bounds of legality. Debt collectors, including Credit Corp Solutions, which collects consumer debt from various sources such as credit cards and personal loans, can take several legitimate actions to recover debts. These include:
Contacting Debtors
Debt collectors can contact debtors to inform them about their debts and pursue payments. They might use various communication methods, such as phone calls, letters, emails, and text messages. However, they must adhere to strict rules regarding when and how often they can reach out.
Requesting Payment
Credit Corp Solutions collectors can request payment and propose payment plans or settlements. They must provide information about the debt, including total amounts owed, owe the outstanding balance, interest, and potential consequences of non-payment, such as adverse credit reporting.
Reporting to Credit Bureaus
Debt collectors can report unpaid debts to credit bureaus, negatively impacting a debtor’s credit score. However, they must accurately represent the status of the debt and cannot provide false or misleading information.
Filing a Lawsuit
Credit Corp Solutions may file a lawsuit if a debt remains unpaid, including a balance to Credit Corp, to secure a judgment for the amount owed. The court may allow them to garnish wages or employ other methods to collect the debt if successful.
Contacting Third Parties
Debt collectors can contact third parties, such as friends and family, to obtain location information about the debtor. However, they must be cautious about what they discuss and cannot disclose the nature of the debt.
How to Recognize When Debt Collection Crosses the Line into Harassment
Not every call from Credit Corp Solutions or other debt collectors constitutes harassment. It is important to validate any outstanding balance to Credit Corp Solutions to ensure the debt is legitimate. Debt collection agencies can contact you, but the Fair Debt Collection Practices Act (FDCPA) sets clear boundaries to prevent abusive practices. Certain behaviors cross the line into illegal harassment, including:
Excessive Calls: Receiving multiple calls daily, especially at unreasonable hours, can create distress and violate FDCPA guidelines.
Threats and Intimidation: Baseless threats of legal action, wage garnishment, or property seizure are strictly prohibited. Debt collectors cannot use intimidation to coerce payments.
Disclosure of Your Debt to Others: Sharing your debt details with friends, family, or colleagues without permission is illegal and breaches privacy. Recognizing these signs can help you understand when a debt collector has gone too far. If you experience these behaviors, you’re entitled to legal protection and could receive compensation for the harassment.
Also read: True Accord Debt Collection Harassment
Credit Corp Solutions Debt Collection Harassment Phone Numbers
Have you received calls from the following numbers?
800-483-2361
855-323-1869
If you answer yes, you may receive calls from Credit Corp Solutions. These numbers are known for making harassing calls. However, remember that they may also use different phone numbers. If you are experiencing this type of harassment, it’s crucial to take action immediately.
What to Do About Credit Corp Solutions Debt Collection Harassment
If you are a victim of Credit Corp Solutions phone harassment, the first step is to document every interaction. Keep a detailed log of each call, noting the conversation’s date, time, and content.
You can also take steps to remove Credit Corp Solutions from your credit report by disputing any inaccuracies with the credit bureaus.
Then, consider contacting The Wood Law Firm at +1 844-638-1122. They specialize in protecting consumers against debt collection harassment and can guide you through filing a complaint or pursuing legal action.
Also read: Global Recovery Solutions Debt Collection Harassment
Frequently Asked Questions about Credit Corp Solutions Debt Collection Harassment
Is Credit Corp Solutions a scam?
While Credit Corp Solutions is a legitimate company, many people question their practices. They have faced numerous complaints, raising concerns about their collection methods and the potential for Credit Corp Solutions’ scam tactics, leading to distrust among consumers.
Can they garnish my wages? Credit Corp Solutions can garnish wages, particularly for federal student loans, or if they obtain a court judgment against you.
Can they sue me?
Yes, as long as the debt is within the statute of limitations, Credit Corp Solutions can initiate a lawsuit against you. Being aware of this can help you prepare and respond appropriately.
Can they report my debt to collection agencies?
Absolutely. Credit Corp Solutions can place the collection account on your credit report, negatively affecting your credit score and financial future.
Can I be arrested for my debt?
Debt collectors do not have the authority to arrest you for unpaid debts. However, if you fail to comply with a court order, a judge may issue an arrest warrant, which could lead to serious legal consequences.
Documented Complaints Against Credit Corp Solutions
Here is a sample list of lawsuits filed against Credit Corp Solutions over the past year, which you can find on Pacer.org:
3:18-cv-01462-AWT Botelho v. Credit Corp Solutions
3:13-cv-00552-RL Merckx v. Credit Corp Solutions
2:17-cv-00314-DS R. v. Credit Corp Solutions
2:17-cv-02156-SGC Campbell v. Credit Corp Solutions
6:19-cv-00305-LSC Gates v. Credit Corp Solutions
These cases illustrate the ongoing legal battles many consumers face against this debt collection agency.
Also read: Recovery Solutions Group Debt Collection Harassment
Partnering with The Wood Law Firm Against Credit Corp Solutions Debt Collection Harassment
At The Wood Law Firm, we specialize in assisting clients dealing with harassment from debt collectors. We understand that facing constant phone calls can be overwhelming. Our experienced team is here to help you navigate the complexities of the law and stop the harassment you’re experiencing from Credit Corp Solutions.
Since 2010, we have successfully helped countless consumers reclaim their rights and gain the peace of mind they deserve. With an A+ rating from the Better Business Bureau, we pride ourselves on delivering exceptional service and support to our clients.
Hear from Our Clients
Don’t just take our word for it; here are some testimonials from satisfied clients who have benefitted from our services:
“I highly recommend The Wood Law Firm to anyone experiencing harassment! They were professional and straightforward about my rights.”
“Working with The Wood Law Firm was a pleasant experience. The staff was courteous and knowledgeable, and they helped stop the harassment calls I had been receiving.”
“I was almost tricked into paying a debt I couldn’t afford due to a third-party collector’s threats. The Wood Law Firm team was friendly, resolved my case quickly, and saved me from making a costly mistake!”
Take Control of Your Situation
If you’re tired of receiving harassing calls from Credit Corp Solutions, don’t hesitate to reach out. Call The Wood Law Firm at to speak with one of our knowledgeable representatives. We understand how overwhelming and distressing it can be to deal with constant phone harassment, and we are here to support you. Our team will carefully assess your situation, listen to your concerns, and help you explore your options for stopping the harassment. Whether it involves negotiating with collectors or pursuing legal action, we will guide you every step of the way. This first step can empower you to regain control over your life and finances. You deserve peace of mind; we are committed to fighting for your rights.
Resources Detailing Credit Corp Solutions Debt Collection Harassment
For more information on consumer rights and debt collection practices, consider checking the following resources:
Our Commitment to You
At The Wood Law Firm, we take your privacy seriously. We will keep any information you provide confidential and protected by robust security measures. We use your details solely to assist you in resolving your consumer law issues.
If you need help with Credit Corp Solutions complaints, harassment, or any other debt-related concerns, contact us today. We are committed to fighting for your rights and ensuring you no longer endure the stress of constant collection calls.
Final Thoughts on Credit Corp Solutions Debt Collection Harassment
In summary, harassment from Credit Corp Solutions is a violation of your rights. You do not have to endure the anxiety and stress caused by constant phone calls or threats. Reach out to The Wood Law Firm at for immediate support. Together, we can work to end the harassment and secure the compensation you deserve.
Also read: United Recovery Solutions Debt Collection Harassment
