Dealing with debt collectors can be incredibly stressful, especially if you face persistent calls and harassment from companies like Element Global Services. If you ask, “Why am I getting so many calls from Element Global Services? “What can I do to stop them? Or “Is this company harassing me legally? The good news is that legal protections are in place to help you stop Element Global Services debt collection harassment.

If Element Global Services calls you multiple times a day, threatens you with legal action, or even uses abusive language, you could be the victim of Element Global Services debt collection harassment. Fortunately, you don’t have to deal with this alone. You have the right to fight back and stop these illegal practices.

What Is Debt Collection Harassment?

Debt collection harassment occurs when a debt collector uses aggressive or unethical tactics to collect on a debt. Like other debt collection agencies, Element Global Services must follow specific guidelines set forth by the Fair Debt Collection Practices Act (FDCPA). This law protects consumers from abusive, deceptive, or unfair debt collection practices. If Element Global Services has crossed the line regarding harassment, you have legal options to stop them from continuing their unlawful actions.

Element Global Services Debt Collection Harassment: Are They Breaking the Law?

Has Element Global Services called you at odd hours, threatened you, or used profanity? These tactics are not only unethical but also likely to violate federal law. Debt collectors are not allowed to:

• Call before 8:00 AM or after 9:00 PM
• Call you at work if you’ve requested they not do so
• Share your debt information with others, including family, friends, or coworkers
• Use profane, abusive, or threatening language
• Mislead you about the debt owed or the actions they will take
• Threaten arrest or jail time
• Report false information to the credit bureaus
• Call you excessively

If Element Global Services has engaged in any of these behaviors, it’s essential to take action.

Also read: Global Trust Management Harassment

How Can I Stop Element Global Services Debt Collection Harassment?

Stopping Element Global Services debt collection harassment begins with knowing your rights and taking steps to assert them.

1. Understand Your Rights Under the FDCPA

The Fair Debt Collection Practices Act (FDCPA) gives consumers explicit protections against harassment by debt collectors. If Element Global Services has violated any provisions of the FDCPA, you can take action to stop them. These protections include:

• The right to request that they cease contacting you.
• The right to challenge the validity of the debt.
• The right to take legal action against unlawful practices.

2. Notify Element Global Services in Writing

One of the first steps you can take is to send a written cease and desist letter to Element Global Services. This letter should request that they stop calling you. Once they receive this letter, they are legally obligated to cease all communication with you, except for specific instances (such as informing you of a lawsuit or a debt settlement).

Please keep a copy of this letter for your records and send it by certified mail to ensure proof of receipt.

3. File a Complaint Against Element Global Services

If Element Global Services continues to harass you despite your request, you can file a complaint with the following authorities:

• The Federal Trade Commission (FTC) enforces consumer protection laws and can take action against Element Global Services if it violates federal regulations.
• The Consumer Financial Protection Bureau (CFPB): The CFPB handles consumer complaints against debt collectors and can investigate companies like Element Global Services.
• Your State Attorney General: If Element Global Services breaks state laws, your attorney general’s office can act against them.

4. Seek Legal Representation from The Wood Law Firm

If Element Global Services continues to violate your rights, it may be time to contact a professional. The Wood Law Firm specializes in helping consumers who have experienced harassment from debt collectors. Our team of experts will help you understand your rights, stop the harassment, and take legal action if necessary. We have been successfully fighting for debt harassment and have a proven track record that makes us a reliable resource for individuals dealing with Element Global Services debt collection harassment. Call us at +1 844-638-1122.

Also read: Global Resolution Center Debt Collection Harassment

Is Element Global Services a Scam?

Many consumers need clarification on whether Element Global Services is a legitimate debt collector or a scam. Element Global Services is, in fact, a legitimate company. However, they have been the subject of numerous complaints and reviews that allege unfair and harassing practices.

If you need clarification on Element Global Services’ legitimacy, check its reputation on trusted platforms like the Better Business Bureau (BBB). According to the BBB, Element Global Services has been in business since 2013. However, like many debt collection agencies, it has received numerous complaints regarding its collection tactics. These complaints often involve aggressive phone calls, false claims, and violations of the FDCPA.

You can protect yourself from falling victim to a scam by verifying the legitimacy of the debt, understanding your rights, and taking immediate action if you feel that Element Global Services is operating outside the law.

How to Identify Element Global Services Phone Harassment

If you’ve received constant calls from Element Global Services, you may wonder if their behavior constitutes harassment. Some signs of Element Global Services phone harassment include:

• Multiple calls per day: Debt collectors can only contact you within reasonable hours. Receiving several calls per day could be harassment.
• Threats of legal action or arrest: Collectors cannot threaten to arrest you for unpaid debts. They can, however, take legal action if they have a valid claim.
• Use of profanity or abusive language: Any language meant to intimidate, belittle, or threaten you is unprofessional and illegal under the FDCPA.

If Element Global Services has called you from any of these phone numbers, including 855-207-2708 or 877-651-9679, you may be experiencing phone harassment from Element Global Services.

Also read: Global Recovery Solutions Debt Collection Harassment

Element Global Services Complaints and Lawsuits

There have been several complaints and lawsuits filed against Element Global Services. Some of the common issues raised in these legal actions include:

• Unlawful debt collection practices
• Violation of FDCPA regulations
• False reporting to credit bureaus
• Harassment and abusive behavior

If you believe you have been harassed or mistreated by Element Global Services, you can file a complaint or even pursue a lawsuit. Some of the lawsuits filed against Element Global Services include:

• Khaimov v. Element Global Services
• Spani v. Element Global Services, Inc., et al.
• Phillips v. Element Global Services, Inc

These lawsuits reflect how consumers have successfully taken legal action against Element Global Services for their unfair practices.

Also read: Credit Bureau Collection Services Harassment

Element Global Services Threats: Can They Take Legal Action?

It’s common for debt collectors to threaten legal action as a way to pressure consumers into paying a debt. However, Element Global Services cannot simply arrest you or take your property without going through the proper legal channels. They may attempt to intimidate you with threats, but understanding your rights is crucial.

• Can they seize my property? If the debt is tied to property (such as a car or home), there could be an attempt at repossession. However, only with a court judgment can Element Global Services take your property.
• Can they sue me? Yes, Element Global Services can sue you if the debt is within the statute of limitations. However, you have the right to defend yourself in court. Call us at +1 844-638-1122.
• Can they report my debt to credit bureaus? Element Global Services can report your debt to the credit bureaus, but they must follow strict legal guidelines.

Call us at +1 844-638-1122 to know more.

How to Protect Yourself from Debt Collection Harassment

If you’re dealing with Element Global Services debt collection harassment, it’s essential to take steps to protect yourself:

1. Understand your rights under the FDCPA.
2. Take immediate action by notifying Element Global Services in writing to cease contact.
3. If necessary, seek legal counsel from The Wood Law Firm, who will protect your rights and ensure your safety from harassment.

Also read: Associated Collection Service Debt Collection Harassment

Conclusion: Don’t Tolerate Element Global Services Debt Collection Harassment

You do not have to tolerate Element Global Services’ debt collection harassment. By understanding your rights, taking legal action, and enlisting the help of a law firm like The Wood Law Firm, you can protect yourself from harassment and regain peace of mind.

If you are experiencing harassment from Element Global Services, contact The Wood Law Firm at +1 844-638-1122. Their team is ready to help you stop the calls, take action, and recover damages.

Some Useful Links:
Consumer Financial Protection Bureau
New York Attorney General