Sequium Asset Solutions is contacting you about a debt, and no written validation notice has arrived. According to BBB records, the agency has accumulated over 1,100 consumer complaints, with consumers allegedly describing credit entries that appeared before any written notice. Those complaints point to specific patterns that may violate the Fair Debt Collection Practices Act.
Key Takeaways
- Sequium Asset Solutions LLC, headquartered at 1130 Northchase Parkway SE, Suite 150, Marietta, GA 30067, is a third-party debt collection agency that has operated for approximately three years.
- A 2018 proposed class action, Vandehey v. Sequium Asset Solutions (E.D. Wis.), alleged the agency sent misleading collection letters that failed to clearly identify the original creditor, allegedly violating the FDCPA.
- According to BBB records, over 1,100 complaints were filed in three years, with consumers allegedly citing failure to provide debt validation and unrecognized account entries.
- The FDCPA and FCRA both apply to Sequium’s reported conduct. Consumers may be entitled to statutory damages up to $1,000 per FDCPA violation and $500–$1,500 per TCPA violation.
- Consumers may recover up to $1,000 per FDCPA violation and $500–$1,500 per TCPA violation at no upfront cost.
- The Wood Firm PLLC handles consumer protection cases on contingency. If Sequium violated federal law, they pay the fees.
Free Case Review: +1-844-638-1122
Who Is Sequium Asset Solutions
Sequium Asset Solutions LLC is a third-party debt collection agency based in Marietta, Georgia. The company operates at 1130 Northchase Parkway SE, Suite 150, Marietta, GA 30067. Sequium collects past-due accounts for original creditors across multiple debt categories.
In our practice, we pull the original debt validation packet on every Sequium file we open. Consumers who never received a written validation notice within five days of first contact may already have a viable FDCPA claim before we reach any other conduct.
- Also Known As: Sequim Asset Solutions, Sequim Collections, Sequium Asset Solutions LLC
- Address: 1130 Northchase Parkway SE, Suite 150, Marietta, GA 30067-6429
- Phone: 877-362-8766 | (877) 362-8766 | +1 877-362-8766 | 8773628766
- Website: princeparker.com
- BBB Profile: Sequium Asset Solutions BBB listing
Phone Numbers Sequium Asset Solutions Uses
Sequium Asset Solutions uses multiple numbers to reach consumers. If you received a call from any number below, Sequium may be attempting to collect a debt.
- 800-741-1969
- 800-268-3486
- 877-362-8766
- 678-228-3054
- 901-295-1564
- 629-206-2571
- 833-574-1910
- 800-541-1734
- 480-681-5553
This list is not exhaustive. Sequium may rotate numbers or use local area codes to increase answer rates. Save any number that contacts you, since those call records may serve as evidence.
Why Is Sequium Asset Solutions Calling You
Sequium Asset Solutions is calling you because a creditor assigned or sold your account to them for collection. The original creditor may include a telecom provider, healthcare network, or financial institution. Sequium then contacts consumers directly to recover the balance.
If you do not recognize the debt, that matters. According to CFPB complaint data, consumers have reportedly alleged that Sequium contacted them about accounts they could not verify as their own. A dispute triggers a legal obligation. Sequium must cease collection activity until it validates the debt in writing.
Consumers who receive calls but no follow-up validation letter within five days of first contact should document the call date and number. That gap may constitute a standalone FDCPA violation.
Has Sequium Asset Solutions Been Sued
Yes. Sequium Asset Solutions has been named as a defendant in multiple federal lawsuits alleging FDCPA violations.
- Vandehey v. Sequium Asset Solutions, LLC, 1:18-cv-01086-WCG (E.D. Wis.): Proposed class action alleging the agency sent letters that failed to clearly identify the original creditor and used reference to “old statements,” allegedly violating the FDCPA.
- Fowler v. Sequium Asset Solutions, LLC, D. Nev. 2019: Consumer lawsuit alleging FDCPA violations related to debt validation rights.
- Machnik v. Sequium Asset Solutions, 2:18-cv-00155-NJ: Filed in the Eastern District of Wisconsin, alleging consumer rights violations under the FDCPA.
- Howard v. Sequium Asset Solutions, 2:19-cv-00719-WED: Filed alleging FDCPA claims related to collection conduct.
- Giometti v. Sequium Asset Solutions, 3:18-cv-02895-DMS-KSC: Southern District of California filing alleging FDCPA violations.
- Redfield v. Sequium Asset Solutions, 2:19-cv-14058-RLR: Filed in the Southern District of Florida, alleging federal consumer protection violations.
In our practice, we examine the collection letter in every Sequium file first. The Vandehey case turned on whether the letter clearly identified the original creditor and used a defensible basis for the balance claimed. If you received a letter and the original creditor name was missing or ambiguous, that letter may be the central exhibit in your case.
Is Sequium Asset Solutions a Scam
Sequium Asset Solutions is a real, licensed debt collection agency, but licensed does not mean every tactic they use is legal. The company operates from a physical address in Marietta, Georgia, and holds required state licensing. Licensing does not insulate a collector from FDCPA liability for individual violations.
According to BBB records, the agency is not BBB-accredited and has accumulated over 1,100 complaints in three years. Consumers have allegedly described receiving no debt validation, encountering unrecognized account entries on their credit reports, and receiving calls after submitting written disputes.
In our practice, we review the credit report entry alongside the original account agreement on every Sequium file, because inaccurate or premature reporting may add FCRA claims on top of FDCPA claims.
If someone contacts you claiming to be Sequium but refuses to provide a written validation notice, document everything. That refusal alone may be actionable.
Is Sequium Asset Solutions Banned by the FTC
No. Sequium Asset Solutions has not been banned by the FTC. The agency remains a licensed, operating debt collector as of this writing. No FTC enforcement action against Sequium appears in public records.
The absence of an FTC ban does not indicate clean conduct. The CFPB has separately received complaints about Sequium’s practices, and private litigants have pursued claims in federal court. In our practice, we examine CFPB complaint narratives for Sequium alongside the client’s own documentation, because complaint patterns often predict which FDCPA provisions the agency most commonly tests.
Consumers dealing with Sequium also have remedies through state attorneys general. If calls continue after a written cease-and-desist request, each subsequent call may constitute a separate FDCPA violation.
What Sequium Asset Solutions Can and Cannot Do to Your Credit
Yes, Sequium Asset Solutions can report unpaid accounts to the major credit bureaus, but that reporting must comply with the FCRA. The agency must report accurately and update its records promptly when a consumer disputes an account.
According to BBB complaint records, consumers have allegedly reported finding Sequium tradelines on their credit reports before receiving any written communication. An entry that appears before Sequium sends a validation notice raises both FDCPA and FCRA questions. A negative tradeline can remain for up to seven years, which makes accuracy disputes time-sensitive.
If you dispute a Sequium tradeline in writing and the bureau returns the same result without investigation, that may be an additional FCRA violation independent of the collection conduct itself. Document the dispute date and the bureau’s response for use as evidence.
How The Wood Firm PLLC Helps Stop Sequium Asset Solutions Debt Harassment
The Wood Firm PLLC represents consumers against third-party collectors like Sequium Asset Solutions. When we open a Sequium file, we pull three specific records first: the original validation letter or its absence, the credit report entry with its reporting date, and any voicemail or written communication the consumer saved.
Those three records determine whether we have FDCPA claims, FCRA claims, or both. The firm handles every case on contingency. If Sequium violated federal law, the firm pursues its fees from the collector, not the consumer.
After a consumer calls, we review the facts, identify the applicable violations, and send a written notice on the consumer’s behalf. Collectors who continue contact after receiving that notice face escalating statutory exposure. The Wood Firm PLLC has focused exclusively on consumer protection, representing consumers only, never creditors or collectors. If you believe Sequium has crossed a legal line, call us at +1-844-638-1122.
If Sequium Asset Solutions is calling after a written dispute or without providing validation: visit our contact page or call +1-844-638-1122 for a free case review. The Wood Firm PLLC handles these cases on contingency. If they violated federal law, they pay our fees.
Frequently Asked Questions About Sequium Asset Solutions
Is Sequium Asset Solutions a legitimate debt collector
Yes, Sequium Asset Solutions is a licensed, operating third-party debt collection agency based in Marietta, Georgia. Licensing does not mean every collection tactic is lawful. Consumers have alleged violations in over 1,100 BBB complaints and multiple federal lawsuits.
Why is Sequium calling me about a debt I do not recognize
Sequium Asset Solutions is calling you because a creditor sold or assigned your account to them. If you do not recognize the debt, send a written dispute within 30 days of first written notice. Sequium must then pause collection and validate the debt before contacting you again.
Can Sequium Asset Solutions sue me
Yes, Sequium can file a civil lawsuit to collect a debt if it falls within your state’s statute of limitations, which typically ranges from three to six years. If the debt is outside that window, Sequium may lack legal standing to obtain a judgment. An attorney can assess the specific timeline for your state.
Can Sequium Asset Solutions garnish my wages
Yes, Sequium can pursue wage garnishment, but only after obtaining a court judgment against you. The agency must file a lawsuit, win the case, and then apply for a garnishment order. No judgment means no garnishment.
Can Sequium Asset Solutions report my debt to the credit bureaus
Yes, Sequium can report unpaid debts to the major bureaus, but the entry must be accurate and comply with the FCRA. If Sequium reports before sending a validation notice, or fails to update a disputed entry, those actions may constitute separate FCRA violations.
What should I do if Sequium calls after I sent a written dispute
Document every call that arrives after you submitted a written dispute, including the date, time, and number. Each call after a valid dispute or cease-and-desist request may be a standalone FDCPA violation. Save your written dispute and any tracking or delivery confirmation as evidence.
Does Sequium Asset Solutions have to send a validation notice
Yes. Under the FDCPA, Sequium must send a written validation notice within five days of first contact. The notice must state the amount owed, the creditor’s name, and your right to dispute. No notice within that window may be an FDCPA violation on its own.
Your Next Step if Sequium Asset Solutions Keeps Calling
If Sequium Asset Solutions continues to call after a dispute, or if no validation letter arrived within five days of first contact, the facts may already support a federal claim. The Wood Firm PLLC reviews these situations at no cost to the consumer. Call +1-844-638-1122 now. If Sequium violated the FDCPA or FCRA, they pay the fees, not you.
Consumers dealing with similar collectors have also found useful background in these related resources: our coverage of AA Recovery Solutions debt collection harassment, our analysis of Global Recovery Solutions debt collection harassment, our review of Advanced Capital Solutions phone harassment, and our guide to stopping Spire Recovery Solutions debt collection harassment.
Jeff Wood represents consumers exclusively, never creditors or collectors. He holds federal court admissions across 9 districts, including all courts of AR, CO, NM, and TX. He practices from Little Rock, AR.
