Getting repeated calls from USCB Corp about a debt you don’t recognize feels invasive. According to Better Business Bureau records, consumers have filed more than 22 complaints against the company. This guide explains who USCB Corp is and what federal law requires them to do.
Key Takeaways
- USCB Corp, officially United States Credit Bureau Corp, is based at 761 Scranton Carbondale Highway, Eynon, PA and has operated for over 15 years.
- Consumers have alleged repeated calls, family and workplace contact, and pressure tactics in complaints filed with the BBB.
- Reviews describe a mixed reputation, with more than 22 documented complaints referencing aggressive recovery tactics.
- The FDCPA prohibits harassment, contact with third parties, and threats of legal action the collector cannot or will not take.
- Statutory damages under the FDCPA can reach $1,000 per case, and TCPA violations can add $500 to $1,500 per call.
- The Wood Firm PLLC handles these cases on contingency, so a case review costs nothing upfront.
Free Case Review: +1-844-638-1122
Who Is USCB Corp
USCB Corp is a third-party debt collector, officially registered as United States Credit Bureau Corp. The company is based at 761 Scranton Carbondale Highway, Eynon, PA 18403, and has collected consumer debts for creditors for over 15 years.
Consumers sometimes see the names USCB debt collection or USCB collectors on caller ID or in letters. These variations describe the same company, and the inconsistency can make it harder to confirm who is actually contacting you.
In our practice, we request USCB Corp’s original account records on every file we open. Chain-of-title gaps are one of the most common reasons a purchased debt fails validation, and that gap can end a collection effort entirely.
- Also Known As: USCB debt collection, USCB collectors
- Address: 761 Scranton Carbondale Highway, Eynon, PA 18403
- Phone: (570) 876-6309 | 570-876-6309 | +1 570-876-6309 | 5708766309
- Years in Operation: Over 15 years
USCB Corp Phone Numbers
USCB Corp primarily contacts consumers from (570) 876-6309, though collectors sometimes call from additional local or blocked numbers. Save every number that calls you, even if it looks unfamiliar.
A saved number helps confirm the caller later and supports a complaint if the contact becomes harassing. Screenshots of caller ID and call logs from your phone carrier serve the same purpose.
Why Is USCB Corp Calling You
USCB Corp is calling you because a creditor assigned or sold your account to them for collection. That does not mean every call you receive follows the law.
USCB Corp harassment occurs when calls come before 8 AM or after 9 PM, when representatives use profane or threatening language, or when they contact your family or employer without your consent. Consumers have also alleged threats of wage garnishment or lawsuits without any court judgment behind them.
Watch for these tactics:
- Calling multiple times a day to pressure you into paying
- Disclosing your debt to a third party without your consent
- Threatening wage garnishment before obtaining a court judgment
- Making claims about legal action they have no plan to file
- Refusing to send written validation when you request it
Has USCB Corp Faced Legal Action Over Its Collection Tactics
No specific federal lawsuit against USCB Corp is confirmed for this article. Complaint patterns filed with the BBB, however, allegedly describe the same tactics that commonly support FDCPA claims against collectors industry-wide.
When we review a USCB Corp file, we compare call logs against timestamps. Pattern-of-contact evidence like this often supports a separate FDCPA violation for each improperly timed or excessive call.
Is USCB Corp a Scam
USCB Corp is a real, licensed debt collection agency, but licensed does not mean every tactic is legal. Reviewers describe requests for unverified payments, pressure before any written proof of debt, and premature threats of legal action.
None of these tactics turn USCB Corp into a fake company. They can, however, cross into FDCPA violations that carry statutory penalties.
Red flags to watch for:
- Refusal to send written validation of the debt
- Demands for payment through unusual or untraceable methods
- Threats of immediate lawsuits without prior written notice
- Claims that wages can be garnished without a court order
- Pressure to pay before the debt has been validated
Is USCB Corp Banned by the FTC
No. USCB Corp has not been banned by the FTC. That does not close the door on accountability.
In our practice, we ask every USCB Corp client to save voicemails before anything else. A missing mini-Miranda disclosure, the required statement that the call is from a debt collector, is one of the most common defects we find, and it can support an individual FDCPA claim even without any FTC action on record.
Can USCB Corp Sue You or Garnish Your Wages
Yes, USCB Corp can sue you if the debt is valid and still within your state’s statute of limitations. They can only garnish your wages after winning a court judgment.
Debt collectors can sue you for valid, unexpired debts. If you receive a summons from USCB Corp, respond by the deadline, because ignoring it can result in a default judgment against you.
Wage garnishment for ordinary consumer debt requires a court order first. Exceptions exist for federal student loans and unpaid taxes, but USCB Corp cannot skip that step for a private debt.
How to Stop USCB Corp Calls
Start by logging every call: the date, time, and what was said. Then send a written cease-and-desist letter by certified mail to 761 Scranton Carbondale Highway, Eynon, PA 18403.
Your letter should include your name, address, an account number if you have one, and a clear demand that they stop contacting you. Sign and date it before mailing.
Our firm reviews cease-and-desist letters before clients send them. A certified mail receipt becomes key evidence if USCB Corp keeps calling afterward, since continued contact after a proper cease request can violate the FDCPA.
Also request debt validation in writing within 30 days of first contact. USCB Corp must prove you owe the debt and has the authority to collect it before continuing.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act entitles you to respectful treatment, freedom from harassment, and written debt validation on request. You can also demand they stop contacting you and keep your debt private from third parties.
Collectors who violate these rights can owe up to $1,000 in statutory damages, plus actual damages and attorney fees. Every documented violation strengthens a potential claim.
How The Wood Firm PLLC Helps Stop USCB Corp Debt Harassment
Our firm examines USCB Corp calls for missing mini-Miranda disclosures, third-party contact without consent, and threats made without any court judgment behind them. We pull account records to check whether USCB Corp can prove a valid chain of title before it ever contacted you.
After you call, we review your documentation, identify which federal protections apply, and handle communication with USCB Corp so the calls to you stop. We represent consumers exclusively, never creditors or collectors, and we take these cases on contingency, meaning you owe us nothing unless we recover damages on your behalf. Reach our team at +1-844-638-1122.
Documented USCB Corp calls disrupting your day? Visit our contact page or call +1-844-638-1122 for a free case review. The Wood Firm PLLC handles these cases on contingency, so if they violated federal law, they pay our fees.
Frequently Asked Questions
Is USCB Corp a legitimate debt collector
Yes, USCB Corp is a licensed third-party collection agency. Being licensed does not excuse tactics that violate the FDCPA.
Is USCB Corp a scam
USCB Corp is not a scam company, but reviewers describe tactics that border on scam-like behavior. Refusing written debt validation or demanding unusual payment methods are red flags worth documenting.
Why is USCB Corp calling me
USCB Corp calls consumers whose accounts a creditor assigned or sold to them for collection. The call itself is legal; certain tactics used during it may not be.
Does USCB Corp report to my credit report
Debt collectors, including USCB Corp, may report unpaid accounts to the major credit bureaus. You can dispute any entry you believe is inaccurate or unverified.
What is USCB Corp’s phone number
USCB Corp has been documented calling from (570) 876-6309. Save any number that contacts you, since collectors sometimes call from more than one line.
Who does USCB Corp collect for
USCB Corp collects a range of consumer debts on behalf of assigning creditors. The original creditor’s name should appear on any validation notice they send you.
Can I make USCB Corp stop calling
Yes. A written cease-and-desist letter sent by certified mail generally requires USCB Corp to stop contacting you directly. After that, calls should stop except to confirm compliance or note specific legal action.
What to Do Next if USCB Corp Keeps Calling
Keep logging every call from USCB Corp and save any voicemail or letter you receive. A documented pattern of contact is often the strongest evidence in an FDCPA claim.
If the calls continue after a written cease request, each additional call may count as a separate violation. Call The Wood Firm PLLC at +1-844-638-1122 for a free review of your documentation.
Jeff Wood represents consumers exclusively, never creditors or collectors. He holds federal court admissions across 9 districts, including all courts of AR, CO, NM, and TX. He practices from Little Rock, AR.
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The FDCPA source link also appears here for reference: Fair Debt Collection Practices Act overview, along with related guidance on requesting debt validation, student loan wage garnishment rules, credit bureau reporting, and what to say to a collection agency.
