Let The Wood Law Firm Defend Your Rights – No Fees, Just Results
Do not be distressed if you’re overwhelmed by relentless calls from Wakefield & Associates. Many individuals face persistent and intrusive phone harassment from debt collection agencies. Thankfully, The Wood Law Firm is here to assist you in halting this harassment and reclaiming your peace of mind. With our expertise, you could receive up to $1,000 in statutory damages, and you won’t have to pay anything out-of-pocket. Let us handle the legal complexities while you focus on your well-being.
Understanding Wakefield & Associates Phone Harassment
Receiving continuous and unwanted calls from them (WA) can be incredibly distressing. Wakefield & Associates Phone Harassment may look like:
- Threatening Legal Action: They might threaten to take you to court or garnish your wages, creating undue stress and fear.
- Frequent and Invasive Calls: Calls at all hours or multiple times a day disrupt your daily life and cause anxiety.
- Harassing Family and Neighbors: They may contact your family members or neighbors about a debt you may not even owe.
If you are experiencing any of these behaviors, you have the right to take action. The practices described may violate the Fair Debt Collection Practices Act (FDCPA), which protects consumers from abusive debt collection practices. By working with The Wood Law Firm, you can stop this harassment and potentially receive compensation.
🔗 Also read: Nelson Cruz & Associates Debt Collection Harassment
The Legitimacy of Wakefield & Associates
They are not a scam but a legitimate company operating for over 30 years. However, its longstanding presence does not exempt it from scrutiny. According to the Better Business Bureau (BBB), this agency has accumulated numerous complaints over its extensive operation. It’s essential to understand that while it is a legitimate business, its collection practices may not always align with legal standards.
Wakefield & Associates: Company Overview
They are a third-party debt collector based in Aurora, Colorado. Despite its long history, it has faced significant legal challenges. It has been sued in federal court over 190 times for allegedly violating consumer rights during debt collection efforts.
A recent case alleged that they had improperly reported information on consumers’ credit reports even after resolving a Fair Debt Collection Practices Act case.
Contact Information
- 📌 Address: 10800 E Bethany Dr. Ste 450, Aurora, CO 80014-2697
- 📲 Phone: (866) 623-2069
Alternate Names and Search Terms
- Wakefield & Associates may be searched or referred to under various names, including:
- Wakefield Collections
- Wakefield & Associates Debt Collector
- Wakefield and Associates, Knoxville, TN
- Wakefield Payment Solutions
- Wakefield and Associates, Fort Morgan, Colorado
These alternate names reflect the different ways consumers might search for information about the company, including terms such as “scam,” “ripoff,” or “complaints.”
🔗 Also read: Williams Rush & Associates Debt Collection Harassment
Common Collection Tactics That May Be Used by Wakefield & Associates
Wakefield & Associates may employ various tactics that could be deemed illegal or unethical. These include:
- ➤ Abusive Language: Using profanity or threatening language during communication.
- ➤ Inappropriate Calling Times: Contacting you before 8:00 a.m. or after 9:00 p.m.
- ➤ Excessive Contact: Calling multiple times a week or harassing you repeatedly.
- ➤ Discussing Your Debt with Third Parties: Sharing information about your debt with family, friends, or colleagues.
- ➤ Workplace Harassment: Calling your workplace can affect your professional life.
- ➤ Threatening Actions: Threaten to sue, harm, or damage your credit score.
- ➤ False Claims: Suggesting you’ve committed a crime or making misleading statements.
- ➤ Wrong Calls: Persistently calling for someone else.
- ➤ Failure to Inform: You must know of your right to dispute the debt.
- ➤ Unlawful Collection Attempts: They must not collect more than what is legally allowed.
🔗 Also read: Prince Parker & Associates Phone Harassment
Phone Numbers Associated with Wakefield & Associates
If you’re receiving harassing phone calls from numbers such as:
- 📱866-623-2069
- 📱303-872-8492
- 📱800-864-3870
- 📱303-652-5869
- 📱844-544-0408
- 📱844-554-0399
- 📱800-264-9399
You could be dealing with phone harassment. This list includes some known numbers they use, but they may also employ different numbers. If you’re facing harassment, contact The Wood Law Firm immediately. No one should endure persistent and illegal harassment.
Frequently Asked Questions: Understanding Wakefield & Associates and Your Rights
Why do Wakefield and Associates keep calling me?
They are likely trying to collect a debt, even if it’s incorrect, outdated, or not legally valid anymore.
How do I stop harassing calls from collection agencies?
You can send a cease-and-desist letter and contact The Wood Law Firm for legal support under the FDCPA.
Why is a debt collector calling me if I have no debt?
They may have incorrect information or be pursuing a mistaken identity; always request debt validation under the FDCPA.
Can Wakefield & Associates report my debt to credit bureaus?
Yes, they can report unpaid debts, which may damage your credit score unless disputed or resolved appropriately.
Is Wakefield & Associates a legitimate debt collector?
Yes, they are a real agency in Colorado, but have faced lawsuits and complaints for alleged harassment and FDCPA violations.
Can Wakefield & Associates garnish my wages?
Only with a court judgment or for federal student loans. Legal steps must be followed before garnishment can occur.
Can Wakefield & Associates sue me for debt?
Yes, if the debt is within statute limits, they can sue. A prompt legal response is essential to protect yourself.
Can Wakefield & Associates have me arrested for unpaid debt?
No, debt collectors cannot arrest you. Arrests only occur if you violate a court order or miss required hearings.
What are the signs of Wakefield & Associates phone harassment?
Repeated calls, threats, abusive language, contacting family or work, and calling at inappropriate hours are harassment indicators.
How can The Wood Law Firm help me with Wakefield & Associates?
They stop harassment, ensure your rights are protected, and may help you recover damages—all without charging upfront fees.
Can I dispute a debt with Wakefield & Associates?
Yes, you can send a written dispute or request for validation within 30 days of their first contact to verify the debt’s legitimacy.
What should I do if Wakefield & Associates violates my rights?
Document all interactions, save call logs, and contact a consumer protection attorney to help you pursue legal action under the FDCPA.
How long can Wakefield & Associates legally pursue a debt?
Typically, between 3–6 years, depending on your state’s statute of limitations. After that, they can’t sue to collect it.
Can The Wood Law Firm remove Wakefield & Associates from my credit report?
Yes, they can help you dispute invalid debts and negotiate removals of inaccurate or outdated collection entries.
How can I file a complaint against Wakefield & Associates?
You can file a complaint with the CFPB, BBB, or your state attorney general. Include records of any harassment or FDCPA violations.
Can Wakefield & Associates report my debt to credit bureaus?
Yes, they can report your unpaid debt to credit bureaus. Debt collectors can report delinquent accounts to credit reporting agencies, adversely affecting your credit score. This report remains on your credit report for up to seven years, impacting your creditworthiness and potentially making it more difficult to obtain credit in the future.
To minimize damage to your credit score, it is advisable to address outstanding debts as soon as possible. If you believe a debt is inaccurate, you can dispute the information with the credit bureaus and seek correction.
Can Wakefield & Associates have me arrested?
No, they cannot have you arrested solely for unpaid debts. Debt collectors do not have the authority to arrest individuals for failure to pay a debt. However, there are important exceptions to consider:
✅ Failure to Comply with Court Orders: If you ignore a court order, such as a summons to appear in court, or comply with a legal directive, a judge could issue a warrant for your arrest. This situation arises from contempt of court rather than the debt itself.
✅ Specific Types of Debts: In some instances, like unpaid child support or traffic violations, failure to pay can lead to legal consequences that might include arrest. Different legal standards govern these situations, which are separate from typical debt collection activities.
Understanding these nuances can help you navigate debt collection issues more effectively. If you face legal threats or actions from a debt collector, seeking legal counsel can provide clarity and support in addressing the situation appropriately.
🔗 Also read: Simms Associates Phone Harassment
Final Thoughts
Dealing with debt collectors like Wakefield & Associates can be challenging, but knowing your rights and the legal landscape can make a significant difference. If you encounter any issues or face collection harassment, don’t hesitate to seek professional assistance. The Wood Law Firm is here to help you navigate these complexities and protect your interests against their phone harassment.
Recent Complaints and Legal Actions
They have numerous concerns against them on Pacer.org.
Examples of recent cases are:
- 📍 Milner v. Wakefield and Associates, Inc. (2:18-cv-00551-WKW-TFM)
- 📍 Lakins v. Wakefield & Associates, Inc. (3:18-cv-00514-TRM-HBG)
- 📍 Breeden v. Wakefield & Associates, Inc. (2:18-cv-00210-CLC-MCLC)
- 📍 Schultz v. Wakefield & Associates, Inc. et al. (3:18-cv-00480-TAV-HBG)
- 📍 Purkey v. Wakefield & Associates, Inc. (3:18-cv-00445-TAV-HBG)
About The Wood Law Firm
The Wood Law Firm is dedicated to defending clients from debt collector harassment. We specialize in cases of telephone harassment and other unfair practices. Since 2010, we have been committed to protecting consumer rights and have earned an A+ rating with the Better Business Bureau.
🔗 Also read: Lewis, McDonnell & Associates Debt Collection Harassment
Contact Us
To safeguard yourself and stop their Phone Harassment, call us at +1 844-638-1122 for immediate assistance or visit our website for more information.
Client Testimonials: Here’s what others are saying
- “I cannot recommend The Wood Law Firm highly enough for anyone grappling with harassment issues. When I was overwhelmed by relentless and aggressive calls from a debt collector, I was at a loss for what to do.
The Wood Law Firm team was professional and straightforward about my rights and the steps we needed to take. They guided me through the process with exceptional service, ensuring the harassment ceased.
Their expertise and support were a game-changer for me during a challenging time. I’m deeply grateful for their help and highly recommend their services to anyone in a similar situation.”
- “My experience with The Wood Law Firm has been outstanding on two occasions. Initially, I reached out for assistance with a troubling debt collection issue, and their team’s courteous and knowledgeable approach was evident from the start.
They not only halted the harassment but also worked diligently to secure compensation for the distress I had endured. What impressed me most was their consistent excellence and attention to detail in managing my cases.
They took the time to ensure I understood each step and kept me informed throughout the process. The professionalism and dedication of their staff truly set them apart, and I am thoroughly satisfied with the results. If you’re dealing with debt collection harassment, The Wood Law Firm is the team you want on your side.”
Some Useful Links🔗:
Colorado Attorney General
