Standing Up Against Unfair Practices

Protecting Your Consumer Rights

We fight for your rights, ensuring that you are treated fairly by corporations and businesses. Your justice is our priority.

Shielding You from Harassment

Debt Collection Defense

Our experienced team defends you against aggressive and unlawful debt collection tactics, giving you peace of mind and protection.

Ensuring Accuracy and Fairness

Fair Credit Reporting

We work to correct errors on your credit report and hold companies accountable for inaccurate or misleading information.

Legal Support You Can Trust

Empowering Consumers

With a focus on consumer advocacy, we provide reliable legal support tailored to your unique situation, helping you navigate the complexities of consumer law.

Practice Areas

At Protection for Consumers, we specialize in defending your rights against unfair business practices, fraud, and deceptive trade practices. Our experienced team is dedicated to ensuring that you receive fair treatment and justice when dealing with corporations and service providers. Whether it’s disputing unauthorized charges, addressing faulty products, or fighting against predatory lending, we’re here to protect you and your interests.

Telephone Consumer Protection Act

The Telephone Consumer Protection Act (TCPA) is a federal law enacted in 1991 to protect consumers from unwanted and intrusive telemarketing calls, text messages, and faxes.

TCPA

Fair Debt Collection Practices Act

The Fair Debt Collection Practices Act (FDCPA) is a federal law enacted in 1977 to protect consumers from abusive, unfair, and deceptive practices by debt collectors.

FDCPA

Fair Credit Reporting Act

The Fair Credit Reporting Act (FCRA) is a federal law enacted in 1970 to promote the accuracy, fairness, and privacy of consumer information contained in the files of credit reporting agencies.

Learn more

FCRA

The Wood Law Firm Protecting Consumers' Rights Since 2011

Founded in 2011, The Wood Law Firm is a dedicated legal practice based in Arkansas, committed to defending the rights of consumers across the nation. With a focus on consumer protection, our firm has become a trusted advocate for individuals facing unfair practices in debt collection, credit reporting, and telemarketing.

Our Mission

At The Wood Law Firm, our mission is simple: to protect consumers from predatory practices and ensure they receive the fair treatment they deserve. We specialize in cases involving the Fair Debt Collection Practices Act (FDCPA), Fair Credit Reporting Act (FCRA), and Telephone Consumer Protection Act (TCPA). For over a decade, we have fought tirelessly to hold companies accountable and to secure justice for our clients.

Our Expertise

Led by Attorney Jeff Wood, who has over 15 years of experience in consumer protection law, our firm brings a deep understanding of the complexities of these legal areas. Mr. Wood’s extensive knowledge and strategic approach have resulted in successful outcomes for countless clients, helping them navigate the often confusing and intimidating world of consumer rights.

Why Choose The Wood Law Firm?

Choosing The Wood Law Firm means partnering with a team that is deeply committed to your cause. We understand the stress and frustration that comes with facing unfair consumer practices, and we are here to stand by your side every step of the way. Our personalized approach, combined with our extensive experience and national reach, makes us uniquely equipped to handle your consumer protection needs.

Federal Court Admissions and Strategic Partnerships

Though we are based in Arkansas, our reach extends far beyond state lines. Mr. Wood is admitted to practice in all federal courts of Arkansas, Colorado, New Mexico, and Texas, as well as in the Southern District of Indiana, Eastern District of Michigan, Eastern District of Missouri, Western District of Tennessee, and Western District of Wisconsin. This broad federal practice allows us to effectively represent clients in multiple jurisdictions.

Additionally, The Wood Law Firm has cultivated strong Of Counsel relationships with attorneys licensed in Arizona, California, Florida, Louisiana, Minnesota, Missouri, Ohio, Oregon, Pennsylvania, South Carolina, Tennessee, Texas (state courts), Washington, and West Virginia. These partnerships enable us to provide comprehensive legal services nationwide, ensuring that our clients receive the best possible representation no matter where they are located.

Years of Experience

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Recovered

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Exactly what we need to do correct

F.A.Q.

What is the Fair Debt Collection Practices Act (FDCPA)?

The FDCPA is a federal law that protects consumers from abusive, deceptive, and unfair debt collection practices. It regulates how debt collectors can interact with consumers and sets strict guidelines on their conduct.

Who does the FDCPA apply to?

The FDCPA applies to third-party debt collectors, including collection agencies, debt buyers, and attorneys who collect debts on behalf of others. It does not generally apply to original creditors collecting their own debts.

What types of debts are covered under the FDCPA?

The FDCPA covers personal, family, and household debts, such as credit card debt, medical bills, mortgages, and other consumer debts. It does not cover business debts.

What are debt collectors prohibited from doing under the FDCPA?

Debt collectors are prohibited from using abusive language, making threats, contacting you at inconvenient times or places, disclosing your debt to third parties, and engaging in deceptive practices, among other restrictions.

Can a debt collector contact me at work?

A debt collector can contact you at work unless they know or have reason to know that your employer disapproves of such contact. You can request that they not contact you at work, and they must comply.

How can I stop a debt collector from contacting me?

You can stop a debt collector from contacting you by sending a written request asking them to cease communication. Once they receive your request, they can only contact you to confirm there will be no further contact or to inform you of specific legal actions they plan to take.

What should I do if a debt collector sues me?

If a debt collector sues you, it’s important to respond to the lawsuit by the deadline. You may want to consult with an attorney to understand your rights and defenses.

What are my rights if a debt collector harasses or threatens me?

If a debt collector harasses or threatens you, they are in violation of the FDCPA. You can report them to the Consumer Financial Protection Bureau (CFPB), your state attorney general’s office, or consider filing a lawsuit for damages.

How can I verify that a debt collector’s claims are legitimate?

You have the right to request written verification of the debt within 30 days of receiving the initial contact from the debt collector. The collector must provide details such as the amount owed and the original creditor’s name.

Can a debt collector talk to others about my debt?

No, a debt collector is generally not allowed to discuss your debt with anyone other than you, your spouse, or your attorney. They may contact third parties only to obtain your contact information, and even then, they cannot disclose that you owe a debt.

More FAQs

Sarah M Orlando, FL

Protection for Consumers made a daunting process incredibly easy. I was overwhelmed by the issues with my credit report, but their team guided me every step of the way. Thanks to their expertise, I saw significant improvements in just a few months. I highly recommend them to anyone struggling with similar problems.

James R Dallas, TX

The team at Protection for Consumers was a lifesaver. I was dealing with aggressive debt collectors, and I didn't know where to turn. They took immediate action, and within weeks, the calls stopped. Their professionalism and dedication gave me peace of mind during a very stressful time.

Linda S New York, NY

I never realized how many errors were on my credit report until Protection for Consumers reviewed it for me. They worked tirelessly to get everything corrected, and my credit score has improved dramatically. Their service is top-notch, and I can't thank them enough for their help.

Michael T San Francisco, CA

Protection for Consumers went above and beyond my expectations. They handled my case with such care and attention to detail. I felt supported throughout the entire process, and the results speak for themselves. If you're facing consumer protection issues, this is the team you want on your side.

Our Testimonials

Real Stories of Success and Satisfaction

We pride ourselves on the positive impact we’ve made in the lives of our clients. Here’s what they have to say about their experiences with Protection for Consumers.

Get In Touch

Call Us

+1 844-638-1122

help@protectionforconsumers.com

Physical Address

620 West Third Street Little Rock, AR 72212

Email contact@urbanlaw.site