The Wood Firm PLLC
Protecting Your Consumer Rights
We fight for your rights, ensuring that you are treated fairly by corporations and businesses. Your justice is our priority.
Practice Areas
At The Wood Firm PLLC, we specialize in defending your rights against unfair business practices, fraud, and deceptive trade practices. Our experienced team is dedicated to ensuring that you receive fair treatment and justice when dealing with corporations and service providers. Whether it’s disputing unauthorized charges, addressing faulty products, or fighting against predatory lending, we’re here to protect you and your interests.
Telephone Consumer Protection Act
The Telephone Consumer Protection Act (TCPA) is a federal law enacted in 1991 to protect consumers from unwanted and intrusive telemarketing calls, text messages, and faxes.
Fair Debt Collection Practices Act
The Fair Debt Collection Practices Act (FDCPA) is a federal law enacted in 1977 to protect consumers from abusive, unfair, and deceptive practices by debt collectors.
Fair Credit Reporting Act
The Fair Credit Reporting Act (FCRA) is a federal law enacted in 1970 to promote the accuracy, fairness, and privacy of consumer information contained in the files of credit reporting agencies.
The Wood Firm PLLC Protecting Consumers' Rights Since 2011
Founded in 2011, The Wood Firm PLLC is a dedicated legal practice based in Arkansas, committed to defending the rights of consumers across the nation. With a focus on consumer protection, our firm has become a trusted advocate for individuals facing unfair practices in debt collection, credit reporting, and telemarketing.
Federal Court Admissions and Strategic Partnerships
Though we are based in Arkansas, our reach extends far beyond state lines. Mr. Wood is admitted to practice in all federal courts of Arkansas, Colorado, New Mexico, and Texas, as well as in the Southern District of Indiana, Eastern District of Michigan, Eastern District of Missouri, Western District of Tennessee, and Western District of Wisconsin. This broad federal practice allows us to effectively represent clients in multiple jurisdictions.
Additionally, The Wood Firm PLLC has cultivated strong Of Counsel relationships with attorneys licensed in Arizona, California, Florida, Louisiana, Minnesota, Missouri, Ohio, Oregon, Pennsylvania, South Carolina, Tennessee, Texas (state courts), Washington, and West Virginia. These partnerships enable us to provide comprehensive legal services nationwide, ensuring that our clients receive the best possible representation no matter where they are located.
F.A.Q.
The FDCPA is a federal law that protects consumers from abusive, deceptive, and unfair debt collection practices. It regulates how debt collectors can interact with consumers and sets strict guidelines on their conduct.
The FDCPA applies to third-party debt collectors, including collection agencies, debt buyers, and attorneys who collect debts on behalf of others. It does not generally apply to original creditors collecting their own debts.
The FDCPA covers personal, family, and household debts, such as credit card debt, medical bills, mortgages, and other consumer debts. It does not cover business debts.
Debt collectors are prohibited from using abusive language, making threats, contacting you at inconvenient times or places, disclosing your debt to third parties, and engaging in deceptive practices, among other restrictions.
A debt collector can contact you at work unless they know or have reason to know that your employer disapproves of such contact. You can request that they not contact you at work, and they must comply.
You can stop a debt collector from contacting you by sending a written request asking them to cease communication. Once they receive your request, they can only contact you to confirm there will be no further contact or to inform you of specific legal actions they plan to take.
If a debt collector sues you, it’s important to respond to the lawsuit by the deadline. You may want to consult with an attorney to understand your rights and defenses.
If a debt collector harasses or threatens you, they are in violation of the FDCPA. You can report them to the Consumer Financial Protection Bureau (CFPB), your state attorney general’s office, or consider filing a lawsuit for damages.
You have the right to request written verification of the debt within 30 days of receiving the initial contact from the debt collector. The collector must provide details such as the amount owed and the original creditor’s name.
No, a debt collector is generally not allowed to discuss your debt with anyone other than you, your spouse, or your attorney. They may contact third parties only to obtain your contact information, and even then, they cannot disclose that you owe a debt.
Our Testimonials
Real Stories of Success and Satisfaction
We pride ourselves on the positive impact we’ve made in the lives of our clients. Here’s what they have to say about their experiences with Protection for Consumers.
Get In Touch
Call Us
+1 844-638-1122
help@protectionforconsumers.com
Physical Address
620 West Third Street Little Rock, AR 72212
Mr. Wood is licensed in the state of Arkansas. He is not licensed in any other state.
Mr. Wood is admitted to practice in the following federal courts:
- All federal courts of Arkansas, Colorado, New Mexico and Texas.
- The Southern District of Indiana, Eastern District of Michigan, Eastern District of Missouri,
- Western District of Tennessee and Western District of Wisconsin,
The Wood Firm has Of Counsel relationships with attorneys licensed in:
- Arizona, California, Florida, Louisiana, Minnesota, Missouri, Ohio, Oregon,
- Pennsylvania, South Carolina, Tennessee, Texas (state courts), Washington and West Virginia.
