Dealing with Allied Collection Services debt collection harassment can feel overwhelming, especially if they engage in aggressive tactics. You’re not alone if you’ve experienced repeated calls, threatening language, or attempts to collect a debt you may not even owe. Many consumers report Allied Collection Services debt collection harassment. Still, you have rights under federal law that protect you from such actions. By understanding the tactics used by Allied Collection Services and how to fight back legally, you can take control of your situation and stop the harassment.
The Fair Debt Collection Practices Act (FDCPA) is a federal law that shields consumers from abusive collection practices. It outlines specific guidelines that debt collectors, including Allied Collection Services, must follow when collecting a debt. If they overstep these boundaries, they may face legal consequences, and you could receive compensation.
Who is Allied Collection Services?
Allied Collection Services is a third-party debt collection agency based in Las Vegas, Nevada. It has been in business for over two decades and has been the subject of numerous complaints related to phone harassment, threats, and other unfair practices. According to the Better Business Bureau (BBB), Allied Collection Services records involvement in over 200 federal court cases, many alleging consumer rights violations. The company’s tactics have led to accusations of illegal, harassing communication to coerce consumer payments.
Contact Details:
- Address: 3080 S Durango Dr, Suite 208, Las Vegas, NV 89117-9194
- Phone Number: (702) 939-8300
If you’re facing Allied Collection Services debt collection harassment, remember you have options. You don’t have to endure threats, abusive language, or constant phone calls. The law protects you, and with the help of The Wood Law Firm, you can fight back against illegal debt collection practices.
Also read: Credit Bureau Collection Services Harassment
Is ACS a Scam?
While Allied Collection Services is a legitimate debt collection agency, its operations often feel like a scam to consumers. Its aggressive tactics, such as frequent phone calls, threats of legal action, and attempts to collect more than what’s legally owed, make many people question its legitimacy.
It’s important to know that Allied Collection Services is an honest company with a long history in the debt collection industry. However, that doesn’t mean they have the right to harass or deceive you. You can take action if you believe that Allied Collection Services is overstepping legal boundaries. The FDCPA allows consumers to dispute debts and seek legal recourse if a debt collector violates the law.
Debt Collection Harrassment Tactics
When debt collectors like Allied Collection Services engage in harassing behavior, they often rely on various aggressive strategies. Here are some of the most common tactics they use:
- Frequent Phone Calls: If Allied Collection Services calls you multiple times a day or at odd hours, they may violate the FDCPA. Debt collectors are not allowed to contact consumers before 8:00 a.m. or after 9:00 p.m., and repeated calls in a short period can be considered harassment.
- Threatening Language: If Allied Collection Services has threatened you with legal action, wage garnishment, or damage to your credit score, they may be trying to intimidate you into making a payment. However, many of these threats are hollow, especially if the debt needs to be verified or within the statute of limitations.
- Contacting Others About Your Debt: To pressure you, Allied Collection Services may contact your friends, family, or coworkers. While they can attempt to confirm your contact information, discussing your debt with third parties is against the law.
- Calls to Your Workplace: Debt collectors cannot contact your workplace if you’ve asked them to stop. If Allied Collection Services calls you at work after you’ve requested them not to, they’re breaking the law.
- Attempting to Collect More Than What’s Owed: Some debt collectors try to collect more than the original amount of the debt, which is illegal. If Allied Collection Services asks for more than you owe, they could violate the FDCPA.
- Failing to Inform You of Your Rights: Debt collectors must inform you of your right to dispute the debt. If Allied Collection Services hasn’t provided this information, you may have grounds for a lawsuit.
Also read: Collection Agency Harassment
How to Identify Allied Collection Services Phone Numbers
Allied Collection Services often uses different phone numbers to contact consumers. Some of the known numbers include:
- 702-939-8300
- (702) 939-8300
- 7029398300
If you’ve received calls from any of these numbers, you’re likely dealing with Allied Collection Services. However, keep in mind that they may use other numbers as well. Regardless of the phone number, you can stop the calls and seek legal assistance from The Wood Law Firm at +1 844-638-1122.
Also read: Account Services Phone Harassment
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act protects consumers significantly against unfair debt collection practices. If Allied Collection Services violates the law, you can take legal action. The FDCPA prohibits the following:
- Harassing or abusive behavior: Debt collectors cannot use profanity, threats, or other forms of intimidation.
- Misrepresentation: Debt collectors must be honest with consumers about the amount owed and their authority to take legal action or other aspects of the debt.
- Unauthorized contact: Debt collectors cannot contact third parties about your debt, call you at work if you’ve asked them to stop, or call at inconvenient times.
- Unlawful charges: Debt collectors can only attempt to collect the original debt amount if it’s allowed by law.
If you believe Allied Collection Services has violated your rights, contact The Wood Law Firm. With their help, you can stop the harassment and seek compensation for any damages.
Also read: Comenity Bank Debt Collection Harassment
Can Allied Collection Services Garnish Wages or Sue You?
One of consumers’ most common questions when dealing with debt collectors is whether they can face legal consequences. The answer depends on the type of debt and the actions taken by the debt collector.
In some cases, Allied Collection Services may be able to garnish your wages if they’ve obtained a court judgment against you. Such a situation typically happens with federal student loans or other debts within the statute of limitations. However, Collection Services can only garnish your wages or take other legal actions with a court order.
Similarly, Allied Collection Services can file a lawsuit against you, but only if they have the legal right to collect the debt. If the debt is too old or unverified, their lawsuit may not hold up in court.
Also read: Zwicker & Associates Debt Collection Harassment
Common Questions About Allied Collection Services
- Is Allied Collection Services a scam? No, Allied Collection Services is a legitimate debt collection agency. However, their aggressive tactics often lead consumers to question their legitimacy.
- Can Allied Collection Services garnish my wages? Yes, but only if they have obtained a court judgment or collected on a federal student loan.
- Can Allied Collection Services sue me? Yes, as long as the debt falls within the statute of limitations.
- Can Allied Collection Services report my debt to credit bureaus? Yes, debt collectors can report delinquent accounts to the major credit bureaus.
- Can Allied Collection Services arrest me? No, debt collectors cannot arrest you for unpaid debts. However, they may issue a warrant for your arrest if you fail to comply with a court order, such as an order to appear in court.
What to Do If You’re Facing Harassment
If Allied Collection Services is harassing you, take the following steps:
- Document Everything: Record all phone calls, letters, and interactions with Allied Collection Services. This documentation can be crucial if you decide to take legal action.
- Request Debt Validation: Under the FDCPA, you have the right to request that the debt collector validate the debt. You are forcing them to provide proof that the debt is legitimate.
- Contact an Attorney: If Allied Collection Services continues to harass you or violates your rights, contact The Wood Law Firm at +1 844-638-1122. They can help you take legal action to stop the harassment and seek compensation.
- File a Complaint: You can file a complaint with the Consumer Financial Protection Bureau (CFPB) or your state’s Attorney General if you believe Allied Collection Services is violating the law.
Also read: Diversified Adjustment Service Debt Collection Harassment
Success Stories from The Wood Law Firm
Many consumers have successfully fought against Allied Collection Services and other debt collectors with the help of The Wood Law Firm. Here are just a few testimonials from satisfied clients:
- “Allied Collection Services constantly harassed me, but The Wood Law Firm helped me stop the calls. They were professional, knowledgeable, and gave me the needed results.”
- “The Wood Law Firm took my case seriously and worked quickly to resolve it. The harassing calls stopped, and I was even able to receive compensation for the stress and frustration I endured.”
- “I thought I had no options, but The Wood Law Firm showed me how to fight back. Thanks to their help, I’m no longer dealing with harassing debt collectors, and I have peace of mind.”
Take Action Today
If you’re dealing with Allied Collection Services Debt Collection Harassment, don’t wait. Take control of your situation by contacting The Wood Law Firm at +1 844-638-1122. They can help you stop the harassment and protect your rights under the law.
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