Credit Corp Solutions purchases charged-off debt cheaply, then pursues consumers for the full balance, often through a lawsuit. If you searched “Credit Corp Solutions suing me,” litigation is reportedly their primary strategy against non-responders. Do not ignore a summons if one arrives.
Key Takeaways
- Credit Corp Solutions (CCS) is a legitimate debt buyer, but suing consumers is reportedly their primary strategy
- They operate as Tasman Credit Corp in AL, TN, VA, WI, and Tasman Credit in NH, NY, CT
- Four federal class actions were filed against CCS in one year, covering licensing, interest disclosure, and letter practices
- BBB records show hundreds of complaints against the company over three years
- After winning a judgment, CCS may pursue charging orders on property and steps toward bank account garnishment
- The Wood Firm PLLC works on contingency, so a case review costs nothing upfront
Free Case Review: +1-844-638-1122
Who Is Credit Corp Solutions
Credit Corp Solutions, Inc. is a debt buyer incorporated in Utah in 2011, headquartered in Draper, Utah. It operates as a subsidiary of Australia’s Credit Corp Group, listed on the ASX.
Being publicly accountable to shareholders has not prevented hundreds of BBB complaints. Four federal class actions were also filed against the company in a single year.
In our practice, we pull the original ownership assignment on every CCS file. A debt buyer must prove it legally owns the account. That document often determines whether their claim holds up.
CCS purchases delinquent portfolios at steep discounts and pursues the full balance, sometimes years after charge-off. Their post-judgment tools reportedly include charging orders on property and steps toward bank account garnishment. If Tasman Credit Corp or Tasman Credit is contacting you, that is CCS under a state-required alternate name.
- Also Known As: Tasman Credit Corp (AL, TN, VA, WI), Tasman Credit (NH, NY, CT)
- Address: 180 W Election Road, Suite 200, Draper, UT 84020. Also reported: a Federal Way, Washington office
- Phone: 800-483-2361, also reported 855-323-1869
Credit Corp Solutions Phone Numbers
Consumers have reported contact from Credit Corp Solutions using the numbers below. Save every number that calls or texts you:
- 800-483-2361 | (800) 483-2361 | +1-800-483-2361
- 855-323-1869 | (855) 323-1869 | +1-855-323-1869
If a different number contacts you claiming to represent CCS or Tasman Credit, ask for written confirmation first.
Why Is Credit Corp Solutions Calling You
Credit Corp Solutions is calling or texting you because it purchased your charged-off account from the original creditor. As a debt buyer, it profits by collecting more than it paid for the account. If you do not respond, a lawsuit is a common next step rather than continued calls.
Is Credit Corp Solutions a Scam
Credit Corp Solutions is a real, publicly traded debt buyer, not a scam. Being legitimate does not mean every collection tactic is beyond challenge. Scammers do sometimes impersonate CCS, so verify any contact in writing before making a payment.
Is Credit Corp Solutions Banned by the FTC
No. Credit Corp Solutions has not been publicly banned by the FTC as of this writing. That has not stopped four federal class actions and hundreds of BBB complaints from accumulating in recent years.
You can still file a complaint with the CFPB or your state AG. These issues can also work as a defense if sued. Documented patterns often strengthen an individual case even without an FTC ban.
Credit Corp Solutions Is Suing Me, What Do I Do
CCS reportedly files lawsuits as a primary strategy, targeting consumers who do not respond to initial contact. If you received a summons, respond before the deadline, typically 20 to 30 days.
An unanswered summons can result in a default judgment. That may authorize wage garnishment, bank levies, or a charging order without CCS proving its case.
Because CCS purchased your account years after charge-off, its documentation trail may be incomplete. Worth examining: whether CCS can produce the original agreement. Also check whether the debt is time-barred, and whether CCS was properly licensed.
Consumers have alleged that CCS has, at times, collected without a current license and added undisclosed interest. Others allege letters that misrepresented a debt’s legal status. Each, if accurate, may support a separate defense or claim.
In our practice, we compare a client’s licensing and interest questions against these reported patterns. The same fact issues tend to repeat across CCS files.
How Do You Stop Calls and Texts From Credit Corp Solutions
As a debt buyer that files lawsuits, the statute of limitations matters more than a cease-and-desist. Stopping calls does not stop a lawsuit.
- Check the statute of limitations first. Most states set a 3 to 6 year window from the last payment date. A time-barred debt is a complete defense. Never make a payment or acknowledge the debt before confirming this. Even a small payment can restart the clock.
- Request written validation and the documentation chain. Certified mail asking for the ownership assignment, the signed agreement, the payment history, and the balance at charge-off.
- Consider settlement carefully. Because CCS purchased the debt cheaply, there is often room to negotiate. Any pay-for-delete deal must be in writing, signed by CCS, and specify deletion from all three bureaus.
- Send a cease-and-desist for calls and texts. Each unauthorized automated call may be a separate TCPA violation worth $500 to $1,500. Certified mail stops most contact under CFPB rules, but not a pending lawsuit.
- Get legal help if a lawsuit is involved. Do not attempt to respond to a summons without guidance.
How Do You Remove Credit Corp Solutions From Your Credit Report
Compare the reported balance against your charge-off amount. Consumers have alleged that CCS sometimes adds undisclosed interest after purchase. That may explain a higher balance than expected.
If the balance looks inflated, dispute the specific discrepancy in writing with all three bureaus. If validation was never provided, reference that gap in your dispute.
If CCS sold the account onward, duplicate entries under multiple collectors may itself support removal. Inaccurate reporting may also support a separate Fair Credit Reporting Act claim.
How The Wood Firm PLLC Helps Stop Credit Corp Solutions Debt Harassment
Reported licensing gaps, undisclosed interest, and letters that may overstate legal status all point to the same pattern. CCS counts on consumers not knowing their rights.
We pull the ownership assignment, licensing history, and documentation on every CCS file. That determines whether a lawsuit defense or standalone claim exists.
The Wood Firm PLLC has handled FDCPA, FCRA, and TCPA cases exclusively since 2010. We work entirely on contingency, so you pay nothing unless we win. Call +1-844-638-1122 and we will review what they actually sent you.
Whether you owe the debt or not, we can help you. Visit our contact page or call +1-844-638-1122 for a free case review. The Wood Firm PLLC works on contingency, and CCS pays our fees if we win.
Frequently Asked Questions About Credit Corp Solutions
Is Credit Corp Solutions legitimate or a scam
Legitimate. It is a real, publicly traded debt buyer incorporated in Utah. Scammers do sometimes impersonate CCS, so verify any contact in writing before paying anything.
Why is Tasman Credit Corp calling me, is that Credit Corp Solutions
Yes. CCS operates as Tasman Credit Corp or Tasman Credit under state licensing requirements in several states. The same rights and defenses apply regardless of which name contacts you.
Credit Corp Solutions is suing me, what do I do right now
Respond before the deadline on your summons, typically 20 to 30 days. An unanswered lawsuit can result in a default judgment authorizing garnishment or a charging order. Call for a free case review before that deadline passes.
Why is the balance higher than what I remember owing
As a debt buyer, CCS may add interest to purchased accounts, sometimes for years after charge-off. Consumers have alleged this interest is not always clearly disclosed. That discrepancy may be worth disputing in writing.
Can I negotiate a settlement with Credit Corp Solutions
Often, yes, since they purchased the debt at a steep discount. Any settlement or pay-for-delete deal must be in writing, signed by CCS, and name all three bureaus. Never pay based on a verbal agreement alone.
Should I pay Credit Corp Solutions before speaking to an attorney
Generally no. The documentation chain may be incomplete, the debt may be time-barred, and the balance may include undisclosed interest. A free case review can clarify what you actually owe before you pay anything.
What to Do Next If Credit Corp Solutions Contacts You
Start by checking your state’s statute of limitations and requesting written validation before responding further. If a summons already arrived, note the response deadline immediately. Call +1-844-638-1122 for a free case review with The Wood Firm PLLC.
Jeff Wood represents consumers exclusively, never creditors or collectors. He holds federal court admissions across 9 districts, including all courts of AR, CO, NM, and TX. He practices from Little Rock, AR.
