Credit Corp Solutions, Inc. (CCS) is a publicly traded debt buyer based in Draper, Utah, operating as a subsidiary of Australia’s Credit Corp Group – listed on the ASX S&P/ASX 200 and managing approximately $6 billion in face-value debt portfolios. Unlike standard collection agencies that work on behalf of original creditors, CCS purchases charged-off credit card and personal loan debt for pennies on the dollar, then pursues consumers for the full balance – often through lawsuits.
If you searched “Credit Corp Solutions suing me” or “sued by Credit Corp Solutions,” – litigation is their primary strategy. They target consumers who don’t respond to initial contact. Do not ignore any summons. Call +1-844-638-1122 immediately – The Wood Firm PLLC works on contingency.
Key Takeaways
- Credit Corp Solutions (CCS) is a legitimate debt buyer – not a scam – but suing consumers is their documented primary collection strategy
- They operate as Tasman Credit Corp in Alabama, Tennessee, Virginia, and Wisconsin, and as Tasman Credit in New Hampshire, New York, and Connecticut
- Four federal class actions filed in a single year: expired collection license (Derosia), undisclosed interest accrual (Farrell), misleading legal status letters (Peterson), and creditor identification failures (Tadepalli)
- 601 BBB complaints in three years, 396 in the last year alone
- They can pursue charging orders on property and steps toward bank account garnishment after winning a judgment – more aggressive post-judgment tools than most collectors
- The Wood Firm PLLC works on contingency – whether you owe the debt or not, we can help you
Who Is Credit Corp Solutions?
Credit Corp Solutions, Inc. is a debt buyer and collection agency incorporated in Utah in 2011, headquartered at 180 W Election Road, Suite 200, Draper, UT 84020. They may also operate from a Federal Way, Washington office. As part of Australia’s Credit Corp Group, they are publicly accountable to ASX shareholders, which has not prevented 601 BBB complaints or four simultaneous federal class actions.
They purchase delinquent portfolios at steep discounts and pursue the full balance – sometimes years after charge-off. Their post-judgment enforcement tools include charging orders on property and steps toward bank account garnishment, making a judgment against you significantly more consequential than with a standard collector.
If Tasman Credit Corp or Tasman Credit is contacting you: that is Credit Corp Solutions under state-required alternate names used in Alabama, Tennessee, Virginia, Wisconsin, New Hampshire, New York, and Connecticut. Note: the Nigerian “CrediCorp” consumer credit initiative is a completely separate government entity – not related to CCS.
Contact information:
- Phone: (800) 483-2361 / 800-483-2361 / 8004832361
- Also reported: (855) 323-1869 / 855-323-1869 / 8553231869
- Address: 180 W Election Rd Ste 200, Draper, UT 84020
- Also reported: Federal Way, WA office
Whether You Owe The Debt Or Not, We Can Help You!
Federal law protects you from abusive debt collection regardless of whether the debt is valid. You may be entitled to:
- Up to $1,000 per FDCPA violation
- Actual damages for financial harm and emotional distress
- Attorney fees paid by CCS if we win
✓ We work on contingency — You pay nothing unless we win
FREE Case Review: +1-844-638-1122
Credit Corp Solutions Is Suing Me – What Do I Do?
CCS files lawsuits as a primary collection strategy, targeting consumers who don’t respond to initial demands. If you received a summons, respond before the deadline – typically 20 to 30 days. An unanswered summons results in a default judgment giving CCS authority to pursue wage garnishment, bank levies, and charging orders on property without ever proving their case.
As a debt buyer, CCS purchased your account years after it was charged off – their documentation trail may be incomplete. Key defenses worth examining: whether CCS can produce the original credit agreement, whether the debt is within your state’s statute of limitations, whether the balance reflects what was owed at charge-off versus interest added since, and whether they were properly licensed in your state when they filed – a question the Derosia lawsuit raised directly.
How to Stop Calls and Texts from Credit Corp Solutions
As a debt buyer filing lawsuits, verifying the statute of limitations and their documentation chain is more important than a cease-and-desist, because stopping calls does not stop a lawsuit. If you’re receiving calls or texts from (800) 483-2361 / 800-483-2361 / 8004832361 or (855) 323-1869 / 855-323-1869 / 8553231869, here is what to do:
1. Check the Statute of Limitations Before Anything Else
CCS purchases old debt and pursues it years later. Every state has a statute of limitations on debt collection lawsuits – typically 3 to 6 years from the last payment date – after which CCS cannot legally sue. If your debt is time-barred, that is a complete defense to any lawsuit they file. Do not make any payment, acknowledge the debt, or enter any payment arrangement before confirming whether the debt is time-barred. Even a small payment can restart the clock.
2. Request Written Debt Validation and Their Documentation Chain
Within 30 days, send a written validation request via certified mail to 180 W Election Road, Suite 200, Draper, UT 84020. As a debt buyer, CCS must prove they legally own your account. Request: the ownership assignment from the original creditor, the original account agreement with your signature, the full payment history, and the balance at charge-off versus interest added since. Under the FDCPA, collection must pause until they respond. Given their four class actions targeting documentation failures, their validation response deserves careful scrutiny.
3. Understand Pay-for-Delete and Settlement
Because CCS purchased the debt cheaply, there is often room to settle for a fraction of the stated balance. Any settlement or pay-for-delete agreement must be in writing, signed by CCS, specifying deletion from all three bureaus, before payment. Learn more at the FTC’s debt collection rights resource.
4. Send a Cease-and-Desist for Calls and Texts
If automated calls or texts continue, each unauthorized automated call to your cell phone may be a separate TCPA violation worth $500 to $1,500. Document every instance. A written cease-and-desist via certified mail stops contact under CFPB rules – but does not stop a lawsuit.
5. Hire an Attorney
If CCS has filed or threatened a lawsuit, do not attempt to respond without legal help. The Wood Firm PLLC works on contingency. Call +1-844-638-1122.
Lawsuits Against Credit Corp Solutions
Four federal class actions were filed against CCS in a single year, each targeting a different category of their collection conduct – a breadth of simultaneous litigation that reveals systematic compliance failures rather than isolated incidents.
- Derosia v. Credit Corp Solutions Inc. (2017): Accused CCS of collecting in Wisconsin while operating under an expired collection agency license. Collecting debt without a valid state license is an FDCPA violation – it means consumers in Wisconsin were being pursued by an entity that was not legally authorized to collect there.
- Farrell v. Credit Corp Solutions Inc. (2017): Proposed class action alleging CCS failed to inform consumers that their account balance was increasing due to accruing interest or fees. As a debt buyer charging interest on purchased accounts, failing to disclose that the balance is growing – and by how much – may violate FDCPA safe harbor disclosure requirements.
- Peterson v. Credit Corp Solutions Inc. (2017): Alleged CCS sent “vague and ominous” letters that misrepresented the legal status of debts – creating the impression of imminent legal action without clearly disclosing what action was or was not pending.
- Tadepalli v. Credit Corp Solutions Inc. (2017): Class action alleging deceptive, unfair, and abusive practices and failure to clearly identify creditors in collection communications.
A later case, Mikhael v. Credit Corp Solutions Inc. (Eastern District of New York), was ultimately dismissed with prejudice. That outcome is noted honestly – not every filed case results in a judgment against CCS. The four 2017 cases remain the most significant documented pattern.
How to Remove Credit Corp Solutions from Your Credit Report
To remove Credit Corp Solutions from your credit report, compare the reported balance against your original charge-off amount – the Farrell case documented CCS adding undisclosed interest post-purchase. If the balance is inflated, dispute the specific discrepancy in writing with all three bureaus. If validation was never provided, reference that in your dispute. If CCS sold the account onward, duplicate entries under multiple collectors is itself a grounds for removal. A pay-for-delete agreement must be in writing and specify all three bureaus before any payment is made. Inaccurate reporting may also give you a separate Fair Credit Reporting Act claim.
Why The Wood Firm PLLC Is the Right Call Against Credit Corp Solutions
Four simultaneous class actions. Expired collection license. Undisclosed interest accrual. Vague letters designed to imply imminent legal action. CCS counts on consumers not knowing their rights well enough to push back – and that is exactly where we come in.
The Wood Firm PLLC has handled FDCPA, FCRA, and TCPA cases exclusively since 2010. Whether you owe the debt or not, we can help you. If CCS has filed a lawsuit, do not wait. Contact stops within 48 hours of legal notice. You pay nothing unless we win.
Call +1-844-638-1122 and let’s see what they’ve actually sent you.
About Attorney Jeff Wood
Jeff Wood founded The Wood Firm PLLC exclusively for consumer protection – FDCPA, FCRA, and TCPA cases. With over 15 years of experience and Of Counsel relationships in Arizona, California, Florida, Louisiana, Minnesota, Missouri, Ohio, Oregon, Pennsylvania, South Carolina, Tennessee, Texas, Washington, and West Virginia, he has never represented a creditor or collection agency.
We Have Helped People Like You
“CCS filed a lawsuit against me for a credit card debt from years earlier. The Wood Firm PLLC examined the documentation and found their chain of ownership from the original creditor was incomplete. They challenged the lawsuit on those grounds – CCS could not produce the original agreement – and the case was dismissed.”
— Client, Wisconsin
“Credit Corp Solutions was calling and texting my cell phone repeatedly about a debt that was well past my state’s statute of limitations. The Wood Firm PLLC identified the time-bar defense and the TCPA violations from the automated texts. The lawsuit threat evaporated and I received damages for the unauthorized calls.”
— Client, Utah
“CCS was reporting a balance on my credit report that was significantly higher than what I ever owed – they had added interest after purchasing the account without disclosing it. The Wood Firm PLLC challenged the FCRA violation, the inaccurate entry was removed from all three bureaus, and I was compensated.”
— Client, New York
Whether You Owe The Debt Or Not, We Can Help You!
Free Consultation • No Upfront Costs • CCS Pays Our Fees If We Win
Common Questions About Credit Corp Solutions
Is Credit Corp Solutions legitimate or a scam?
Legitimate – a real, publicly traded debt buyer incorporated in Utah. Not a scam, though scammers do impersonate CCS, so verify any contact in writing before paying. Being a public company has not prevented 601 BBB complaints in three years or four simultaneous federal class actions targeting their collection letter practices and licensing compliance.
Why is Tasman Credit Corp calling me – is that Credit Corp Solutions?
Yes. Credit Corp Solutions operates as Tasman Credit Corp in Alabama, Tennessee, Virginia, and Wisconsin, and as Tasman Credit in New Hampshire, New York, and Connecticut – required by state licensing laws. If Tasman Credit Corp is contacting you about a debt, it is the same Utah-based company. The same rights, the same defenses, and the same legal frameworks apply.
Credit Corp Solutions is suing me – what do I do right now?
Respond before the deadline on your summons – typically 20 to 30 days. An unanswered lawsuit results in a default judgment giving CCS authority to pursue wage garnishment, bank levies, and charging orders on property without proving their case. Call +1-844-638-1122 immediately. As a debt buyer, their documentation chain may be challengeable, and their lawsuit may be outside your state’s statute of limitations.
The balance CCS claims is higher than what I remember owing – why?
As a debt buyer, CCS adds interest to purchased accounts – sometimes for years after the original charge-off. The Farrell class action specifically alleged CCS failed to disclose that balances were increasing due to accruing interest. If the balance CCS claims is significantly higher than what was owed at charge-off, that discrepancy may be disputable and may reflect the undisclosed interest accrual documented in that case.
Can I negotiate a settlement with Credit Corp Solutions?
Yes – and because they purchased the debt at a steep discount, there is often significant room to negotiate. A lump-sum settlement at a fraction of the stated balance is frequently achievable. Any settlement or pay-for-delete agreement must be in writing, signed by CCS, specifying deletion from all three bureaus, before any payment. Never pay based on a verbal agreement. Call +1-844-638-1122 before negotiating anything.
Should I pay Credit Corp Solutions before speaking to an attorney?
No. Their documentation chain may be incomplete, the debt may be time-barred, the balance may include undisclosed interest, and their collection license may have been expired – all documented in their case history. Whether you owe the debt or not, The Wood Firm PLLC can help you. Call +1-844-638-1122 before paying anything.
