How to Stop Hunter Warfield Phone Harassment
Are you dealing with Hunter Warfield phone harassment? If you believe they’re calling you repeatedly, threatening legal action, or discussing your debt with your family or neighbors, you may be facing potentially illegal harassment. Let The Wood Law Firm empower you to fight back against these harassment calls.
This behavior from debt collectors may violate federal law, and you have the power to stop it. Under the Fair Debt Collection Practices Act (FDCPA), you could potentially be entitled to up to $1,000 in statutory damages if a debt collector like Hunter Warfield violates your rights.
The best part? The Wood Law Firm ensures you won’t pay a penny out of your pocket for legal representation.
Who is Hunter Warfield Debt Collection Agency?
Hunter Warfield is a third-party debt collection company based in Tampa, Florida. The company focuses on collecting various types of debts, including:
- Rent and utility payments
- Medical bills
- Credit card debt
- Commercial debts
However, their collection methods have raised numerous complaints from consumers across the country.
According to the Better Business Bureau (BBB), Hunter Warfield has been operating for over 14 years and has accumulated over 500 complaints, which may indicate concerning collection practices.
Contact Information for Hunter Warfield:
- Address: 4620 Woodland Corp Blvd, Tampa, FL 33614
- Phone: (813) 283-4529
- Phone: (888) 624-2335
- Phone: (800) 837-0603
Why is Hunter Warfield Calling Me?
Hunter Warfield is likely calling you because they believe you owe a debt that they have acquired from a creditor. As a debt collection agency, their job is to contact individuals with outstanding debts and attempt to collect payment.
Common reasons for their calls include:
- Informing you of the debt and the amount you allegedly owe
- Requesting payment or a payment plan
- Discussing settlement options
- Verifying your contact information
Remember: You have consumer rights when dealing with debt collectors, and you should not feel pressured or harassed into making a payment. If you’re unsure about the debt’s legitimacy, you can request that they verify the debt in writing.
Understanding FDCPA and Consumer Protection Against Debt Harassment
The Fair Debt Collection Practices Act (FDCPA) protects consumers from unwanted and harassing communication. If you believe Hunter Warfield is violating these rules, you may have legal options to stop debt harassment.
General FDCPA Restrictions
The FDCPA prohibits debt collectors from:
- Contacting you during unreasonable times or places
- Calling your workplace if your employer prohibits such calls
- Discussing your debt with third parties
- Using threatening or abusive language
Why these rules matter: Debt collectors should spare consumers from embarrassment and disruption of debt-related calls at inappropriate times or locations.
Legal Consequences for FDCPA Violations
If you believe Hunter Warfield has violated the FDCPA, they may face:
- Consumer lawsuits and substantial penalties
- Investigations by the Federal Trade Commission (FTC)
- Reports to the Consumer Financial Protection Bureau (CFPB)
- Potential license revocation
- Reputational damage affecting future business
Legal Action: The Wood Law Firm can guide you through the process of potentially suing Hunter Warfield for phone harassment, ensuring the calls stop while pursuing statutory damages on your behalf.
How Hunter Warfield Collection Harassment Can Affect Your Credit Score
Hunter Warfield’s debt collection phone harassment can have far-reaching consequences beyond immediate stress and anxiety. One of the most significant impacts of aggressive debt collection is the potential damage to your credit score.
Credit Score Impact:
- Collection accounts can lower your credit score significantly
- Negative marks can remain on your credit report for up to 7 years
- Lower scores mean higher interest rates on future loans
- May affect your ability to rent apartments or get certain jobs
It’s crucial to regularly check your credit reports for inaccuracies caused by collection agencies like Hunter Warfield. Errors in credit reports can significantly impact your credit standing, so correcting these inaccuracies is essential.
What if I’ve Already Paid My Debt?
Even when consumers have disputed or paid off a debt, collection agencies sometimes mistakenly report incorrect or outdated information to credit bureaus. These errors can remain on your credit report for years, further damaging your financial standing.
Steps to take:
- Regularly check your credit report for inaccuracies
- Dispute any wrongful claims made by Hunter Warfield
- Work with a law firm to handle harassment from collection agencies
Beyond credit impact: Unresolved debt collection issues can potentially lead to lawsuits, wage garnishments, and liens on your property, all of which can have long-lasting effects on your financial stability.
🔗 Also read: Travelers Management Group Debt Collection Harassment
Recognizing Hunter Warfield Harassment Calls
If Hunter Warfield has been bombarding you with calls from numbers you don’t recognize, you might wonder whether they’re legitimate. This company operates using multiple phone numbers, and frequent calls from these numbers often signal harassment.
Known Hunter Warfield phone numbers include:
This list isn’t exhaustive. If you’re receiving calls from similar numbers and feel harassed by Hunter Warfield debt collectors, don’t hesitate to contact The Wood Law Firm at +1 844-638-1122.
How to Dispute Hunter Warfield Debt Claims
If you believe that the debt is incorrect or that you don’t owe the amount they claim, you have the right to dispute it. Here’s a step-by-step process:
1. Request a Debt Validation Letter
Ask Hunter Warfield to provide a written validation of the debt, including:
- The amount owed
- The original creditor’s name
- Any other relevant information
2. Review the Documentation Carefully
Examine the letter to ensure the information is accurate and that you actually owe the debt. Look for:
- Discrepancies in personal information
- Errors in debt amounts
- Incorrect dates or account numbers
3. Submit Your Dispute in Writing
If you believe the debt is incorrect, dispute it formally with Hunter Warfield. Clearly state:
- Specific reasons for your dispute
- Any supporting evidence you have
- Request for validation of the debt
4. Provide Supporting Evidence
Include documentation such as:
- Payment records
- Correspondence with the original creditor
- Bank statements showing payments
5. Escalate if Necessary
If Hunter Warfield doesn’t respond appropriately, or you’re not satisfied:
- Report to credit bureaus
- File complaints with the CFPB
- Seek help from a consumer protection attorney
Important: Disputing a debt can be complex. Consider seeking advice from a consumer protection professional to ensure your rights are protected.
Stop Harassment Calls from Hunter Warfield: Legal Options
Several individuals have filed legal complaints against Hunter Warfield due to their collection practices. If you’re experiencing Hunter Warfield collection harassment, you don’t have to face it alone.
Notable lawsuits include:
- Simmons v. Hunter Warfield Inc. (3:18-cv-01592-K)
- Hubert v. Hunter Warfield Inc. (3:18-cv-01970-N)
- Greenfield et al. v. Hunter Warfield, Inc. (9:18-cv-80972-DMM)
These cases highlight how many consumers have taken action against Hunter Warfield’s potentially harassing practices. The Wood Law Firm can help you understand your legal options and protect your consumer rights against Hunter Warfield.
How The Wood Law Firm Can Help Stop Phone Harassment
For over a decade, The Wood Law Firm has specialized in protecting consumers from potentially aggressive debt collectors like Hunter Warfield. Our attorneys are well-versed in the FDCPA and other consumer protection laws.
Our services include:
- Free consultation to review your case
- Drafting cease and desist letters
- Filing FDCPA violation lawsuits
- Pursuing statutory damages on your behalf
- No upfront costs or fees
If you believe you’ve been the victim of Hunter Warfield’s phone harassment, we are here to help. Call us today at +1 844-638-1122 for immediate assistance.
Client Success Stories
Here’s what some of our satisfied clients had to say about The Wood Law Firm:
“The Wood Law Firm helped stop the calls, and I received compensation! Their team made the process stress-free and easy to understand.”
“I was overwhelmed by constant calls. The attorneys at The Wood Law Firm knew how to handle it, and the harassment stopped. They were professional, efficient, and truly cared about my case and well-being.”
You don’t have to deal with Hunter Warfield collection agency abuse alone. The Wood Law Firm can protect your rights and bring you peace of mind.
🔗 Also read: Reel Time Capital Debt Collection Harassment
What to Do If You’re Facing Hunter Warfield Phone Harassment
Don’t wait until the harassment becomes unbearable. If you’re experiencing harassment calls from Hunter Warfield, here’s how you can take action:
1. Document Every Call
Keep a detailed log of every contact from Hunter Warfield, including:
- Date and time of each call
- Phone number used
- Name of the caller (if provided)
- Details of the conversation
- Any threats or inappropriate comments
Why this matters: Thorough documentation strengthens your case when proving harassment, especially for calls outside allowable hours or repeated calls in a short span.
2. Save Voicemails and Messages
If you receive threatening or inappropriate voicemails, save them as evidence. Harassing messages may include:
- Threats of legal action without proper authority
- Threats of wage garnishment
- Disclosure of debt information to unauthorized parties
- Abusive or intimidating language
3. Contact The Wood Law Firm
Don’t face this situation alone. Contact The Wood Law Firm at [<a href=”tel:8446381122″>+1 844-638-1122</a>] to discuss your case. We offer free consultations to:
- Review your situation
- Advise you on the best course of action
- Guide you through the legal process
- Help you fight collection agency harassment
4. Send a Cease and Desist Letter
Once you contact us, we can draft a cease and desist letter instructing Hunter Warfield to stop all communication. Legally, once a debt collector receives this notice, they must halt further calls except to notify you of specific legal actions.
Report Hunter Warfield to CFPB and Other Agencies
If you believe Hunter Warfield has violated your rights, you can report them to regulatory agencies:
Federal Agencies:
- Consumer Financial Protection Bureau (CFPB)
- Federal Trade Commission (FTC)
- Your state’s Attorney General office
What these agencies can do:
- Investigate unlawful practices
- Impose fines or penalties
- Revoke debt collector licenses
- Track patterns of consumer complaints
How to report: You can file complaints online through these agencies’ websites or by phone. Provide detailed information about your experiences with Hunter Warfield debt collector complaints.
🔗 Also read: Comenity Bank Debt Collection Harassment
Frequently Asked Questions About Hunter Warfield
1. What should I do if Hunter Warfield won’t stop calling me?
If you believe Hunter Warfield is harassing you with excessive calls, document each contact and consider sending a cease and desist letter through an attorney. Contact The Wood Law Firm at +1 844-638-1122 for help.
2. Can Hunter Warfield sue me for an unpaid debt?
Yes, Hunter Warfield may potentially sue you if the debt is within your state’s statute of limitations. However, they must follow proper legal procedures and cannot make threats about legal action they don’t intend to take.
3. Is Hunter Warfield a legitimate debt collection agency?
Yes, Hunter Warfield is a legitimate debt collection agency. However, if you believe their collection methods are potentially harassing or violate the FDCPA, you may have legal recourse.
4. Can Hunter Warfield garnish my wages?
Hunter Warfield may be able to garnish wages only in specific situations, such as for federal student loans or if they’ve obtained a court judgment against you. They cannot garnish wages without legal authority.
5. What if I don’t recognize the debt Hunter Warfield is trying to collect?
You have the right to request debt validation. Ask Hunter Warfield to provide written proof of the debt, including the original creditor’s name, account numbers, and amount owed.
6. Can Hunter Warfield call me at work?
Under the FDCPA, debt collectors generally cannot call your workplace if your employer prohibits such calls or if you’ve told them not to call you at work.
7. How many times can Hunter Warfield call me per day?
While the FDCPA doesn’t specify an exact number, repeated calls intended to annoy or harass may violate federal law. If you believe you’re receiving excessive calls, document them and seek legal advice.
8. Can I block Hunter Warfield’s phone numbers?
Yes, you can block their numbers, but this doesn’t resolve the underlying debt issue. It’s often better to address the situation through proper legal channels.
9. What if Hunter Warfield contacts my family or friends about my debt?
This may violate the FDCPA. Debt collectors generally cannot discuss your debt with third parties except in very limited circumstances.
10. Can Hunter Warfield have me arrested for unpaid debt?
No, Hunter Warfield cannot have you arrested for unpaid consumer debts. Debt is a civil matter, not a criminal one, except in very specific circumstances like contempt of court.
11. How long can Hunter Warfield attempt to collect a debt?
This depends on your state’s statute of limitations for debt collection. After this period expires, they may still attempt collection, but they cannot successfully sue you for the debt.
12. What information should Hunter Warfield provide when they call?
They must identify themselves as debt collectors, provide their company name, and state that the call is an attempt to collect a debt. They should also provide information about your right to dispute the debt.
13. Can I negotiate a settlement with Hunter Warfield?
Yes, you may be able to negotiate a settlement for less than the full amount. However, consider the tax implications and get any agreement in writing before making payments.
14. What if Hunter Warfield is reporting incorrect information to credit bureaus?
You can dispute inaccurate information directly with the credit bureaus and with Hunter Warfield. Consider working with a consumer protection attorney to ensure your rights are protected.
15. Should I pay Hunter Warfield immediately to stop the calls?
Don’t feel pressured to pay immediately. First, verify the debt is legitimate and consider your options. You have rights under the FDCPA regardless of whether you owe the debt.
16. What damages can I recover if Hunter Warfield violates the FDCPA?
If a court finds Hunter Warfield violated the FDCPA, you may be entitled to up to $1,000 in statutory damages, plus actual damages, and attorney’s fees.
Final Thoughts: Take Action Against Hunter Warfield Phone Harassment
No one should endure constant harassment from debt collection agencies. If you believe you’re experiencing Hunter Warfield phone harassment, you don’t have to suffer in silence. With proper legal support, you can potentially stop harassment calls from Hunter Warfield and possibly receive compensation for any violations you’ve suffered.
The emotional toll of persistent harassment is not something you should bear alone. The Wood Law Firm is committed to defending your consumer rights against Hunter Warfield and ensuring collectors are held accountable for their actions when they potentially violate federal law.
Don’t wait – take action today. Call The Wood Law Firm at +1 844-638-1122 to begin your journey toward relief from potentially illegal harassment and regain your peace of mind.
Useful Resources: Florida Attorney General
