Are you receiving constant phone calls from Prince-Parker & Associates (PPA)? Perhaps they’re calling you multiple times a day, or worse, contacting your friends, family, or even your workplace to discuss your debt. Such behavior is illegal under the Fair Debt Collection Practices Act (FDCPA), and you don’t have to put up with it. Harassment from debt collectors is something no one should endure.
The Wood Law Firm specializes in fighting against unlawful debt collection practices. If you’ve experienced harassment from Prince-Parker & Associates, you could be entitled to receive up to $1,000 in statutory damages. Best of all, you won’t have to pay any fees out of pocket. We will handle the legal proceedings, ensuring you stay safe and protected.
Are You Being Harassed by Prince-Parker & Associates?
If you’re wondering whether Prince-Parker & Associates has crossed the line, there are some telltale signs of harassment. Here are some common ways collection agencies like PPA might violate the law:
Constant or untimely phone calls: Are they calling you before 8 a.m. or after 9 p.m.? Debt collectors cannot contact you outside these hours.
Threats of legal action: Has PPA threatened to take you to court or garnish your wages?
Calling third parties: If PPA has spoken to your friends, family, or employer about your debt, this is a severe violation of the FDCPA.
Excessive contact: Is PPA calling you several times a day or week and pressuring you to make payments?
Abusive language: Have you been receiving threats or aggressive language from their agents?
If any of these apply to you, you may be entitled to take legal action to stop the harassment and potentially secure compensation.
Prince-Parker & Associates: Who Are They?
Prince Parker & Associates is a third-party debt collection agency in Charlotte, North Carolina. For over 25 years, it has been involved in multiple federal lawsuits concerning its debt collection practices. These lawsuits often involve allegations of illegal harassment and violations of the Fair Debt Collection Practices Act.
Contact Information
Address: 8625 Crown Crescent Ct STE 200, Charlotte, NC 28227-6795
Phone: (704) 841-2424
Does Prince-Parker & Associates Operate Under Different Names?
Like many collection agencies, Prince-Parker & Associates is sometimes referred to by different names in consumer complaints or online searches. Here are a few variations:
Prince Parker Collections
PPA Inc.
Prince Parker & Associates Inc.
Parker & Associates
Prince Parker & Associates Charlotte NC
If you’ve encountered any of these names or variations in phone calls or on your credit report, there’s a good chance you’re dealing with Prince-Parker & Associates.
Understanding Debt Collection Harassment and Your Rights
The Fair Debt Collection Practices Act (FDCPA) is a crucial federal law designed to safeguard consumers from abusive and unfair debt collection practices. Under this law, debt collectors such as Prince-Parker & Associates must adhere to strict guidelines and are prohibited from engaging in various abusive behaviors, including:
Profanity or Abusive Language: Debt collectors are not allowed to use threats, intimidation, or offensive language when communicating with you. This includes using hostile or demeaning language intended to frighten or coerce you.
Contacting You Outside Lawful Hours: According to the FDCPA, debt collectors cannot legally call you before 8 a.m. or after 9 p.m. in your time zone. Calls made outside these hours are considered harassment.
Repeated or Excessive Calls: The law also prohibits debt collectors from making excessive calls in a short period to coerce you into making a payment. This practice is designed to avoid undue pressure and harassment.
Discussing Your Debt with Others: Debt collectors are forbidden from disclosing details about your debt to third parties, such as family members, friends, or co-workers, without your explicit consent. This helps protect your privacy and prevents unnecessary embarrassment or distress.
Making False Legal Threats: Debt collectors cannot falsely threaten legal actions, such as lawsuits, wage garnishment, or imprisonment, if these actions are not legally justified. Such threats are often used to intimidate and pressure consumers into paying.
If you have been subjected to any of these prohibited behaviors, it is essential to take action. You can seek help from The Wood Law Firm to address these issues. Our team is dedicated to stopping abusive debt collection practices and ensuring debt collectors like Prince-Parker & Associates are accountable for their actions. Taking a stand against harassment protects your rights and helps prevent similar abuses from affecting others.
What To Do If You’ve Been Harassed by Prince-Parker & Associates
If you’re experiencing harassment from Prince Parker & Associates, taking proactive steps to protect your rights and build a strong case is crucial. Here’s what you should do:
Document Every Instance of Contact
Keep a detailed record of all interactions with Prince Parker & Associates. Note the dates, times, phone numbers, and the nature of each call or communication. This documentation will be invaluable if you choose to pursue legal action or file a complaint.
Record Details
In addition to logging basic contact information, document the content of the conversations, including any threats, abusive language, or false claims made by the debt collectors. If they leave voicemails, save and transcribe them, as these can serve as evidence.
Common Phone Numbers to Be Aware Of
Be cautious of calls from the following phone numbers, which have been associated with Prince-Parker & Associates:
704-841-2424
800-276-2423
Even if you do not recognize these numbers, debt collectors may use different lines to reach you. If you suspect you are being contacted by Prince-Parker & Associates or receive suspicious voicemails, it’s essential to take action.
Seek Professional Assistance
To address and stop the harassment effectively, contact The Wood Law Firm at +1 844-638-1122. Our experienced team can help you navigate the situation, halt the abusive practices, and hold Prince-Parker & Associates accountable for their actions.
Taking these steps not only helps protect your rights but also provides a solid foundation for legal recourse and potential claims for damages. Don’t hesitate to contact legal professionals if you need support in dealing with harassment.
Prince-Parker & Associates: FAQs
Is Prince-Parker & Associates a legitimate company?
Yes, Prince-Parker & Associates is a legitimate debt collection agency with over two decades of operation. Despite their legitimacy, they must comply with federal laws designed to protect consumers from harassment and abusive practices.
Can Prince-Parker & Associates garnish my wages?
Yes, they can garnish wages under specific conditions. Wage garnishment may occur if you have outstanding federal student loans or if Prince-Parker & Associates has obtained a court judgment against you. They must follow legal procedures and get a court order to initiate wage garnishment.
Can they take me to court?
Yes, Prince-Parker & Associates can take legal action to recover debts, but this is contingent on the debt being within the statute of limitations. It’s important to note that many threats of legal action are used as leverage to pressure consumers into making payments and may not always result in actual legal proceedings.
Can they report me to credit bureaus?
Yes, they can report unpaid debts to credit reporting agencies. This action can negatively affect your credit score and remain on your credit report for up to seven years. It’s crucial to address any disputes or inaccuracies with both the debt collector and the credit bureau.
Can Prince-Parker & Associates have me arrested?
No, debt collectors do not have the authority to arrest you for failing to pay a debt. However, if you fail to comply with a court order, such as not appearing in court, a warrant could be issued, which might lead to arrest. Responding to legal notices and court summonses is essential to avoid such situations.
Complaints Against Prince-Parker & Associates
If you feel that Prince-Parker & Associates has engaged in harassment or violated the Fair Debt Collection Practices Act (FDCPA), you are not alone. Many consumers have filed complaints and lawsuits against the agency. Notable cases include:
David Vacarro v. Prince-Parker & Associates Inc, Case No. 2:13-cv-07835-FMO-CW
This case involves allegations of harassment and unlawful communication tactics, with claims that Prince-Parker & Associates engaged in aggressive and illegal debt collection practices.
Trespalacios v. Prince-Parker & Associates Inc, Case No. 1:08-cv-23550-KMM
This lawsuit addresses issues related to deceptive practices and harassment by Prince-Parker & Associates, focusing on the agency’s methods of collecting debts.
Oskam v. Prince-Parker & Associates, Inc., Case No. 3:17-cv-02482-GPC-KSC
In this case, the allegations include unlawful communication, threats, and improper handling of debtor information.
These cases, which can be accessed on Pacer.org, generally involve claims of harassment, excessive phone calls, and improper disclosure of debtor information to third parties. If you believe you have been subjected to similar practices, you may want to consult a legal professional to explore your options for addressing these issues.
Success Stories: Real Clients, Real Results
At The Wood Law Firm, we pride ourselves on delivering exceptional service to clients facing abusive debt collection practices. Our dedicated team has a track record of resolving issues and helping clients secure justice and financial relief. Here are a few stories that highlight our commitment to your success:
“The team at The Wood Law Firm was incredibly professional.”
From the moment I reached out, they handled my case with the utmost care and diligence. They managed to stop the harassing calls that had been disrupting my life and even secured damages for me. I was impressed with their efficiency and the level of support I received throughout the process. I highly recommend The Wood Law Firm to anyone dealing with aggressive debt collectors!”
“I was feeling overwhelmed and stressed out due to relentless phone calls from a debt collector. It felt like there was no end in sight until I contacted The Wood Law Firm. Their team acted swiftly and efficiently to resolve the issue, taking all the burden off my shoulders. Their professionalism and responsiveness made a huge difference, and I am deeply grateful for their help. They turned a stressful situation into a manageable one with remarkable ease.”
Stop the Harassment Today
If you’ve been dealing with Prince-Parker & Associates and their aggressive collection tactics, don’t wait to seek help. The Wood Law Firm is here to protect your rights. You could be eligible for up to $1,000 in statutory damages for the harassment you’ve endured.
Call us at +1 844-638-1122 or visit our website to learn how we can help stop the harassment and potentially get you the compensation you deserve. Don’t let debt collectors intimidate you—fight back with the help of experienced professionals.
About The Wood Law Firm
The Wood Law Firm is dedicated to helping consumers stop unlawful debt collection practices. Since 2010, we’ve helped countless clients protect their rights under the FDCPA, TCPA, and FCRA. With over a decade of experience, our firm holds an A+ rating with the Better Business Bureau.
