Are you overwhelmed by persistent calls from the Bureau of Accounts Control (BAC)? Do these calls intrude upon your daily life or violate your privacy by contacting family, friends, or colleagues? You don’t need to suffer in silence—adequate legal protections are in place to shield you from Bureau of Accounts Control debt collection harassment. The Fair Debt Collection Practices Act (FDCPA) is a law that protects consumers from unfair debt collection practices and explicitly prohibits various abusive practices. If you’ve experienced a violation, you may be entitled to statutory damages of up to $1,000, which may also cover legal fees.
The Wood Law Firm is here to assist you in taking swift action against these intrusive tactics. Don’t hesitate to reach out at +1 844-638-1122 for a complimentary consultation, allowing you to reclaim peace of mind and stop unwanted calls.
Who Is Bureau of Accounts Control?
The Bureau of Accounts Control is a third-party debt collection agency based in Howell, New Jersey. Reports have surfaced regarding their questionable tactics, which include alleged consumer rights violations and intimidation practices against debtors. Such acts have led to several lawsuits, highlighting aggressive collection methods and illegal communication techniques.
Contact Information:
- Address: 3601 Route 9 North, Howell, NJ 07731
- Phone:732-370-7047
Though they have a long-standing presence in the industry, many consumers refer to them by alternative names such as “Accounts Control Bureau” or “Account Control Bureau Inc.” Unfortunately, complaints against BAC collectors are common.
Also read: Capital Accounts Debt Collection Harassment
Signs of Bureau of Accounts Control Debt Collection Harassment
If you’ve experienced any of the following actions from BAC collectors, it may indicate that you have a legitimate case of harassment:
- – Use of profanity or abusive language during conversations. Under the Fair Debt Collection Practices Act (FCDA), Debt collectors cannot use profane or insulting words when communicating with you.
- – Receiving repeated calls outside permissible hours (before 8:00 a.m. or after 9:00 p.m.). Calls outside this stipulated time are harassment.
- – Threats involving lawsuits, wage garnishment, or damage to your credit. A debt collector cannot arrest you because debt is not a criminal offense. However, failure to show up in court if required attracts consequences.
- – Discuss your debt with third parties, including family members or coworkers.
- – Demands for payment without verifying the debt.
- – Attempts to collect amounts that exceed legal limits.
These behaviors violate federal laws and infringe on your consumer rights. The Wood Law Firm is ready to evaluate your situation and guide you through the legal steps to confront this harassment.
Also read: Account Services Phone Harassment
Can Bureau of Accounts Control Take Legal Action Against You?
Yes, the Bureau of Accounts Control has the legal right to sue you to recover debts, provided they are within the statute of limitations. They may also seek wage garnishment if they successfully obtain a judgment against you. However, it’s essential to understand that they cannot threaten you with arrest over unpaid debts, as debt collectors do not possess that authority.
Empower yourself by knowing your rights. Contact The Wood Law Firm at +1 844-638-1122 to discuss your options if you receive threats, odd-hour calls, or intimidating behavior.
Also read: Professional Accounts Services Debt Collection Harassment
Common Debt Harassment Complaints
A significant number of complaints against debt harassment typically revolve around the following issues:
- -Phone Harassment: Consumers report aggressive and constant calls.
- -Intimidating Tactics: They often use threats to coerce payments.
- Abusive Behavior: Many have described interactions with collectors as hostile and abusive.
BAC has faced several Lawsuits, including cases like:
- – Greer v. Bureau of Accounts Control, Inc.
- – Kassin v. Bureau of Accounts Control.
These complaints underscore a pattern of problematic collection practices.
Also read: Fairway Capital Recovery Debt Collection Harassment
How to Stop Bureau of Accounts Control Phone Harassment
If Bureau of Accounts Control collectors contact you, it’s vital to document each interaction meticulously. Record important details such as their communication’s date, time, and nature. Follow these steps to take control of the situation:
- Send a Cease-and-Desist Letter: Formally demand that they cease all communication with you. Ensure you send this letter via a reliable source. You can contact The Wood law firm for guidance on how to go about sending a cease and desist letter.
- Verify the Debt: Insist on proof that the collected debt is legitimate and accurate.
- Document Everything: Ensure you keep a detailed record of calls, emails, and interactions with Bureau of Accounts control collectors. Doing this would be helpful if you decide to take legal action.
- Seek Legal Assistance: Contact The Wood Law Firm for expert guidance tailored to your situation.
You don’t have to navigate this battle alone. The Wood Law Firm specializes in defending consumers from debt collection harassment, ensuring that your rights are recognized and upheld. Call +1 844-638-1122 today for support and assistance.
Also read: Credit Control Debt Collection Harassment
Is Bureau of Accounts Control a Scam?
While the Bureau of Accounts Control operates legally, its practices have attracted some criticism. With over 30 years in business, numerous consumers report experiencing harassment and aggressive debt collection tactics. Adverse reviews of BAC frequently cite intrusive and illegal methods.
If their communication has crossed legal boundaries, you may have grounds to file a lawsuit or seek statutory damages. Don’t hesitate to contact The Wood Law Firm to explore your legal options.
Success Stories
The Wood Law Firm has a proven track record of helping clients confront and overcome debt collector abuses like those perpetrated by BAC.
- “I was inundated with relentless calls, but The Wood Law Firm stepped in and resolved my case efficiently. Their professionalism made all the difference.”
- “When a collector threatened me with legal action, I sought help from The Wood Law Firm. They effectively halted the harassment, and I even received compensation for my troubles.”
Your experience could become a success story, too. Allow The Wood Law Firm to manage your case with the professionalism and care you deserve. Call +1 844-638-1122 today.
Also read: Account Control Systems Debt Collection Harassment
FAQs About Bureau of Accounts Control Debt Collection
- Can BAC garnish wages?
Yes, BAC can garnish wages only if they obtain a court judgment or in specific scenarios such as federal student loans.
- Can they report my debt to credit bureaus?
Yes, they can report your debt to credit bureaus, which could affect your credit score adversely.
If you have further questions or need assistance, don’t hesitate to contact The Wood Law Firm at +1 844-638-1122. We’re here to help you protect your rights and find relief from Bureau of Accounts Control debt collection harassment.
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