Everest Receivable Services, Inc. – also known as Everest Receivables, Everest Collection Agency, Everest Rec Svs, and Everest Inc. – is a debt collection agency founded in 2008 and headquartered in Getzville, New York. Their website is everest-inc.com. If you are receiving calls from an agency using any of these names or abbreviations, you are dealing with the same company.
Everest specializes in medical debt – hospital bills, physician accounts, and healthcare provider balances. If they are contacting you, the underlying debt almost certainly originates from a medical provider. As with all medical debt collection, insurance coordination errors, billing mistakes, and duplicate charges are common, and the balance Everest claims may not accurately reflect what you actually owe. Call +1-844-638-1122 – The Wood Firm PLLC works on contingency.
Key Takeaways
- Everest Receivable Services, Inc. (also: Everest Receivables, Everest Rec Svs, Everest Collection Agency, Everest Inc.) is a Getzville, NY medical debt collector founded in 2008
- They specialize in hospital bills and healthcare provider debt – insurance errors and billing mistakes frequently produce balances consumers do not actually owe
- Federal rules prohibit medical debts under $500 from appearing on credit reports, and require a one-year waiting period before any medical debt can be reported
- Each unauthorized automated call to your cell phone is a potential TCPA violation worth $500 to $1,500 – separate from any FDCPA claim
- Whether you owe the medical debt or not, The Wood Firm PLLC can help you – free consultation, contingency basis
Who Is Everest Receivable Services?
Everest Receivable Services, Inc. is a third-party debt collection agency licensed as a foreign business corporation in New York, headquartered at 2351 N Forest Road, Suite 100, Getzville, NY 14068 – in the Buffalo metro area. They collect primarily on medical accounts for hospitals, physician groups, and healthcare providers.
They operate under several names that consumers encounter in different contexts:
- Everest Receivable Services, Inc. – the full legal name (most commonly searched)
- Everest Receivables – common short form
- Everest Collection Agency – used in some communications
- Everest Inc. / Everest Rec Svs / Everest Rec – abbreviated forms that appear on caller ID and credit reports
Contact information:
- Phone: (888) 397-2894 / 888-397-2894 / 8883972894
- Address: 2351 N Forest Rd, Suite 100, Getzville, NY 14068
- Website: everest-inc.com
Everest uses multiple phone numbers when calling consumers. If a call comes from a Buffalo-area or toll-free number and the caller references a medical account, it is likely Everest Receivable Services. Document every number that calls you with the date and time.
Why Is Everest Receivable Services Calling Me?
Everest is calling about a medical debt – a hospital bill, physician charge, laboratory fee, or other healthcare provider balance that a creditor has assigned or sold to them for collection. Medical debt is among the most error-prone debt categories in collection, for several reasons:
- Insurance coordination failures – if your insurer underpaid or denied a claim incorrectly, the balance may have been sent to collections before the insurance dispute was resolved
- Billing code errors – medical billing errors are common, and incorrect codes can produce inflated balances that don’t reflect actual services
- Duplicate charges – the same service appearing under different billing entities can result in double collection attempts
- Already paid balances – payments made directly to the provider may not have been communicated to the collection agency before they began contacting you
Before paying Everest anything, request an itemized bill from the original medical provider and compare it against your insurer’s explanation of benefits (EOB). Under federal rules, medical debts under $500 cannot be reported to credit bureaus, and medical debts must remain unpaid for at least one year before any credit bureau reporting is permitted. If Everest reported your medical debt before that one year, that reporting may be removable regardless of whether the underlying debt is valid.
Whether You Owe The Debt Or Not, We Can Help You!
Federal law protects you from abusive medical debt collection. You may be entitled to:
- Up to $1,000 per FDCPA violation
- $500 to $1,500 per unauthorized automated call under the TCPA
- Attorney fees paid by Everest if we win
✓ Free consultation • No upfront costs • Everest pays our fees if we win
FREE Case Review: +1-844-638-1122
How to Stop Calls and Texts from Everest Receivable Services
For medical debt, verifying the underlying charge against your insurance documentation is the most important first step before engaging Everest at all. If you are receiving calls from (888) 397-2894 / 888-397-2894 / 8883972894 or other numbers, here is what to do:
1. Verify the Charge With the Original Provider Before Engaging Everest
Contact the hospital, physician group, or healthcare provider directly and request your itemized bill and your insurer’s explanation of benefits. Confirm that the balance Everest claims matches your actual patient responsibility after insurance. If the numbers don’t match, you have documented grounds to dispute the collection before paying a cent. This step can resolve a significant portion of medical debt collection situations without any legal action.
2. Request Written Debt Validation
Within 30 days of first contact, send a written validation request via certified mail to 2351 N Forest Road, Suite 100, Getzville, NY 14068. Request the original provider’s name, the date of service, the itemized charges, the insurance payments applied, and the balance as of the original charge-off. Under the Fair Debt Collection Practices Act, all collection must pause until they respond adequately.
3. Document Every Automated Call
Log every call from Everest with the date, time, and number. If calls use a prerecorded message or automated system, each one to your cell phone without your prior consent may be a separate TCPA violation worth $500 to $1,500. Do not delete voicemails – they are evidence. Twenty unauthorized automated calls is $10,000 to $30,000 in potential TCPA exposure.
4. Send a Cease-and-Desist Letter
Send a written cease-and-desist via certified mail. Under the CFPB’s debt collection rules, all contact must stop except to confirm cessation or notify you of legal action. Keep your certified mail receipt. Review your full rights at the FTC’s debt collection rights resource.
5. Hire an Attorney
Once Everest knows you have legal representation, contact routes through your attorney. The Wood Firm PLLC works on contingency. Call +1-844-638-1122.
What Everest Receivable Services Cannot Legally Do?
Regardless of whether the medical debt is valid, Everest must follow strict federal rules under the FDCPA. They cannot call before 8 a.m. or after 9 p.m. in your time zone, use abusive or threatening language, threaten wage garnishment or lawsuits without genuine intent to follow through, contact your employer after being told personal calls are prohibited, discuss your debt with family members or third parties beyond locating you, or continue collection after receiving adequate validation requests without responding.
Wage garnishment requires a court judgment – any threat of garnishment without a prior judgment is an FDCPA violation. Each violation may entitle you to up to $1,000 in statutory damages.
How to Remove Everest Receivable Services from Your Credit Report
To remove Everest from your credit report, the medical debt rules create specific grounds before even disputing the balance itself.
- If the entry appeared within one year of the original service date – federal rules require a one-year waiting period before any medical debt can be reported. Dispute immediately with all three bureaus with documentation of the service date
- If the balance is under $500 – federal rules prohibit medical debts under $500 from appearing on credit reports. Dispute with documentation
- If the balance doesn’t match your EOB patient responsibility – dispute the specific discrepancy in writing with documentation from your insurer
- Pay-for-delete – if the debt is valid, negotiate written deletion from Equifax, Experian, and TransUnion before any payment. Never pay based on a verbal promise
- FCRA grounds – inaccurate reporting gives you a separate Fair Credit Reporting Act claim
How The Wood Firm PLLC Helps Fight Against Everest Receivable Services
Medical debt collection requires verification steps that go beyond standard FDCPA validation – checking the insurance EOB, confirming the reporting timeline, and verifying the balance against itemized billing. The Wood Firm PLLC has handled FDCPA, FCRA, and TCPA cases exclusively since 2010. Whether you owe the medical debt or not, we can help you. Contact stops within 48 hours of legal notice. You pay nothing unless we win.
Call +1-844-638-1122.
About Attorney Jeff Wood
Jeff Wood founded The Wood Firm PLLC exclusively for consumer protection – FDCPA, FCRA, and TCPA cases. With over 15 years of experience and Of Counsel relationships in Arizona, California, Florida, Louisiana, Minnesota, Missouri, Ohio, Oregon, Pennsylvania, South Carolina, Tennessee, Texas, Washington, and West Virginia, he has never represented a creditor or collection agency.
We Have Helped People Like You
“Everest was calling me over 20 times weekly about a hospital bill my insurance had already paid. I had the EOB showing zero patient responsibility. The Wood Firm PLLC challenged the collection, requested the insurance coordination documentation, and the case was dropped with the credit entry removed.”
— Client, New York
“Everest was making automated calls to my cell phone daily. After I told them to stop, the calls continued. The Wood Firm PLLC documented each call after that point as a potential TCPA violation and filed the claim. I received $18,000 in TCPA damages.”
— Client, Pennsylvania
“Everest contacted my employer and disclosed my medical debt to my supervisor. That disclosure was an FDCPA violation. The Wood Firm PLLC pursued the third-party contact claim and the case settled for $8,000 plus full deletion of the debt from my credit report.”
— Client, New Jersey
Whether You Owe The Debt Or Not, We Can Help You!
Free Consultation • No Upfront Costs • Everest Pays Our Fees If We Win
Common Questions About Everest Receivable Services
Is Everest Receivable Services the same as Everest Receivables or Everest Rec Svs?
Yes. Everest Receivable Services, Inc., Everest Receivables, Everest Rec Svs, Everest Collection Agency, and Everest Inc. are all the same Getzville, NY company operating under different names and abbreviations.
Why is Everest Receivable Services calling me about a medical bill?
Everest specializes in medical debt and has been assigned or sold a healthcare account associated with your name. Before paying, verify the balance against your insurer’s EOB – medical billing errors and insurance coordination failures frequently produce incorrect balances.
Can Everest Receivable Services garnish my wages?
Only after filing a lawsuit, winning a judgment, and obtaining a court order. Any threat of garnishment without a prior judgment is an FDCPA violation worth up to $1,000 in statutory damages.
Can Everest report a medical debt under $500 to my credit report?
No. Federal rules prohibit medical debts under $500 from credit bureau reporting. If Everest reported a sub-$500 medical balance, dispute it immediately with all three bureaus.
Should I pay Everest Receivable Services before speaking to an attorney?
No. Verify the charge against your insurance documentation first, and confirm the reporting timeline. Whether you owe the medical debt or not, call +1-844-638-1122 before paying anything.
How long do I have to sue Everest Receivable Services?
One year from the date of the violation under the FDCPA. Each violation has its own one-year clock – act before evidence fades and deadlines expire.
