How to Stop Martini Hughes & Grossman Phone Harassment

Martini Hughes & Grossman (MHG) phone harassment occurs when collectors use intimidating language, call at odd hours, or contact you repeatedly multiple times daily to demand payment. If MHG is using such tactics against you, these actions could violate your legal rights under the Fair Debt Collection Practices Act (FDCPA).

The FDCPA exists to prevent debt collectors from using abusive or harassing behavior while collecting debts. Additionally, the Fair Credit Reporting Act (FCRA) provides consumers with the ability to contest debts and understand their rights when dealing with debt collectors like MHG. If Martini Hughes & Grossman has violated these laws, you could be entitled to statutory damages up to $1,000, and they may be required to pay your legal fees.

What Is Martini Hughes & Grossman?

Martini Hughes & Grossman is a third-party debt collection agency in Delray Beach, Florida. They represent various creditors in their debt collection efforts and have been involved in numerous federal court cases, many claiming that MHG employed illegal and harassing communication strategies to coerce consumers into making payments.

Company Contact Information:

Address: 900 Linton Blvd, Suite 201, Delray Beach, FL 33444-8113
Phone: (561) 266-9877

If you’ve received calls or threats from MHG, you’re not alone. Many consumers have found themselves in similar situations, and there are legal steps you can take to stop the harassment.

Is Martini Hughes & Grossman Legitimate or a Scam?

According to the Better Business Bureau (BBB), Martini Hughes & Grossman has been operational for nine years. Though they are a legitimate business, 12 formal complaints have been filed against them with the BBB. While not classified as a scam, MHG’s tactics have led to multiple accusations of violating consumer rights. Knowing your rights under federal and state law is vital when dealing with third-party debt collectors like MHG.

Common Illegal Debt Collection Tactics

Debt collection agencies often walk a fine line between legal and illegal practices. These tactics may violate the FDCPA:

• Using Abusive or Profane Language: Any verbal abuse from a debt collector is against the law.
• Calling at Inconvenient Times: By law, debt collectors cannot contact you before 8:00 a.m. or after 9:00 p.m. unless you’ve explicitly given permission.
• Repeated Phone Calls: If you receive multiple calls in a single day or throughout the week, this could be considered harassment. Courts have found 7-10 calls per day potentially excessive.
• Discussing Your Debt with Others: MHG is not allowed to share information about your debt with your family, friends, or neighbors.
• Calling Your Place of Work: If your employer forbids such communication, they are not allowed to contact you at your place of employment.
• Threatening to Sue, Harm, or Damage Your Credit: Any threats of legal action or harm are illegal unless they have the legal right to pursue them.
• Claiming You’ve Committed a Crime: Debt collectors cannot accuse you of criminal activity simply because you owe a debt.
• Mistaken Identity: Repeatedly calling the wrong person violates the FDCPA, and you should not be facing harassment for someone else’s debt.
• Failing to Inform You of Your Rights: Debt collectors must notify you of your right to dispute the debt within 30 days.
• Collecting More Than Legally Allowed: It’s illegal for Martini Hughes & Grossman to attempt to collect more than you legally owe.

If you have experienced these tactics, you can take legal action against MHG for violating your consumer rights. Keep detailed records of all communication: phone numbers, dates, times, and the nature of each interaction. This documentation will support your case if you decide to pursue legal action. The Wood Law Firm can help you document violations and build a strong case.

Related: Allied Alliance Debt Collection Harassment

Martini Hughes & Grossman Phone Numbers

If you’re receiving calls from any of these numbers, you may be experiencing phone harassment from Martini Hughes & Grossman:

• 561-266-9877
• (561) 266-9877
• 5612669877

These are known MHG phone numbers, but they may also use additional numbers. The appearance of unfamiliar numbers doesn’t necessarily mean the calls are not from MHG. Contact The Wood Law Firm immediately at +1 844-638-1122 if you feel unsure about your situation. Our team will help you navigate the process and take steps to stop the calls.

Your Rights Under the FDCPA

As a consumer, understanding your rights when dealing with debt collectors like MHG is essential. The Fair Debt Collection Practices Act regulates the behavior of debt collectors and provides protections for consumers:

• Identification: Debt collectors must identify themselves and the company they represent.
• Written Notice: They must provide you with a written notice of the debt within five days, including the amount owed and the creditor’s name.
• No Harassment: Debt collectors cannot harass or intimidate you, including making excessive phone calls or using abusive language.
• Truthful Statements: They cannot make false or misleading statements, including claiming you owe more than you actually do.
• Dispute Rights: You have the right to dispute the debt within 30 days and request verification of the debt.

Understanding these fair debt collection practices is crucial to avoid being taken advantage of by debt collectors. Knowing your rights empowers you to stand up against unfair treatment. The Wood Law Firm can help you assert these rights effectively.

How Martini Hughes & Grossman Affects Your Credit Score

Having a debt collection account on your credit report can significantly harm your credit score. Martini Hughes & Grossman, as a debt collection agency, can report your debt to the credit bureaus, which can lead to a decrease in your credit score:

• Duration on Credit Report: A debt collection account can remain on your credit report for up to seven years from the original default date.
• Negative Impact: Credit scoring models consider debt collection accounts as a negative factor, which can lower your credit score.
• Debt Amount and Age: The amount of debt and the age of the debt can also impact your credit score.

Address the debt and work with MHG to resolve the issue and minimize the impact on your credit score. Taking proactive steps can help you maintain a healthier credit profile. The Wood Law Firm can advise you on strategies to protect your credit while addressing harassment.

Debt Settlement and Negotiation: Best Practices

Debt settlement and negotiation can be a viable option to resolve your debt with Martini Hughes & Grossman. Here are the best practices to keep in mind:

Do:

• Communicate: Engage with Martini Hughes & Grossman to understand the debt and the options available.
• Verify: Ensure the debt is accurate by requesting verification within 30 days of first contact.
• Negotiate: Aim for a settlement that works for you and is within your financial means. Get everything in writing before making payments.
• Seek Help: Consider working with The Wood Law Firm for professional guidance on negotiating settlements while protecting your rights.

Don’t:

• Ignore: Avoiding communication with MHG can worsen the situation.
• Overpromise: Don’t make promises you can’t keep or agree to payments you can’t afford.
• Share Sensitive Information: Only provide financial details after verifying the debt collector’s identity.
• Pay Without Agreement: Ensure you have a written agreement or confirmation before making any payments.

By following these practices, you can effectively negotiate a debt settlement with Martini Hughes & Grossman and avoid potential pitfalls. The Wood Law Firm can represent you in negotiations to ensure fair treatment.

Risks of Not Addressing Martini Hughes & Grossman

Ignoring or not paying Martini Hughes & Grossman can lead to severe consequences:

• Wage Garnishment: MHG can obtain a court order to garnish your wages, significantly reducing your take-home pay. However, they must first sue you and win a judgment.
• Lawsuits: They can file a lawsuit against you, potentially resulting in a judgment and further damage to your credit score.
• Credit Score Damage: Unpaid debts can remain on your credit report for up to seven years, causing long-term damage to your credit score.
• Collection Agency Harassment: Continued contact from Martini Hughes & Grossman can be stressful and disruptive to your daily life.

Address the debt proactively to avoid these consequences. The Wood Law Firm can help you explore options and find a resolution that protects your interests.

Related: Titan Revenue Solutions Debt Collection Harassment

Legal Action Against Martini Hughes & Grossman

You can take legal action if you believe MHG has violated your rights under the FDCPA. The FDCPA was enacted to protect consumers from unfair and abusive debt collection practices. Violations of this law may entitle you to compensation: statutory damages up to $1,000, as well as attorney fees and court costs.

Federal Court Cases Involving Martini Hughes & Grossman

MHG has been involved in several federal court cases, many alleging illegal debt collection practices:

• 6:13-cv-00972-DNH-TWD: Allen v. Martini Hughes & Grossman, LLC
• 1:19-cv-04600: Davila v. Hughes, Martini & Associates, LLC
• 2:17-cv-14102-RLR: Padula v. Hughes, Martini & Associates, LLC

These cases show that MHG has faced legal challenges for its debt collection methods. If MHG is harassing you, you may have a case as well. The Wood Law Firm can review your situation and determine if you have grounds for legal action.

About The Wood Law Firm

At The Wood Law Firm, our mission is to protect consumers from predatory practices and ensure they receive the fair treatment they deserve. We specialize in cases involving the Fair Debt Collection Practices Act (FDCPA), Fair Credit Reporting Act (FCRA), and Telephone Consumer Protection Act (TCPA). For over a decade, we have fought tirelessly to hold companies accountable and secure justice for our clients.

Choosing The Wood Law Firm means partnering with a team deeply committed to your cause. We understand the stress and frustration that comes with facing unfair consumer practices, and we stand by your side every step of the way. Our personalized approach, combined with our extensive experience and national reach, makes us uniquely equipped to handle your consumer protection needs.

We have been assisting consumers since 2010 and have earned an A+ rating with the Better Business Bureau for our commitment to helping individuals fight against unlawful collection agency tactics. The Wood Law Firm has cultivated strong Of Counsel relationships with attorneys licensed in Arizona, California, Florida, Louisiana, Minnesota, Missouri, Ohio, Oregon, Pennsylvania, South Carolina, Tennessee, Texas, Washington, and West Virginia.

About Attorney Jeff Wood

Jeff Wood is an accomplished attorney based in Arkansas, where he is fully licensed to practice law. With over 18 years of experience, Mr. Wood specializes in consumer protection, focusing on cases involving the Fair Debt Collection Practices Act (FDCPA), Fair Credit Reporting Act (FCRA), and Telephone Consumer Protection Act (TCPA). His extensive experience and dedication to consumer rights make him a trusted advocate for those facing debt collection harassment.

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