If you’re receiving calls from debt collectors at work, you may be wondering—is this legal? The answer depends on the circumstances, but in many cases, collection agencies are violating your rights when they contact your employer.
At The Wood Firm PLLC, we protect consumers from harassing and illegal debt collection practices. If a collection agency is calling your workplace, you have rights, and we can help.
When Can a Debt Collector Call Your Job?
Under the Fair Debt Collection Practices Act (FDCPA), debt collectors can only call your job under limited conditions:
✔️ To verify your employment (e.g., if they are trying to locate you)
✔️ If they do not know that your employer prohibits these calls
However, once they have contacted your job once, they cannot keep calling unless they have a legitimate reason to do so.
When Is It Illegal for a Collection Agency to Call Your Job?
Debt collectors CANNOT:
❌ Tell your employer about your debt
❌ Call repeatedly to pressure or embarrass you
❌ Harass your coworkers or ask them to deliver messages
❌ Continue calling after you tell them your employer does not allow calls
If a debt collector violates any of these rules, they may be breaking federal law, and you could be entitled to financial compensation.
How to Stop a Debt Collector from Calling Your Job
If a collection agency is contacting your workplace, take these steps to protect yourself:
✅ Tell them to stop – Verbally inform the collector that your employer does not allow collection calls.
✅ Send a written request – Mail a Cease-and-Desist Letter demanding that they stop all workplace contact.
✅ Keep records – Document all calls, voicemails, and messages as evidence of harassment.
✅ Contact an attorney – If the collector continues to call, you may have a legal case under the FDCPA.
Take Action Against Harassing Debt Collectors
If a collection agency is illegally calling your job, The Wood Firm PLLC can help you fight back and stop the harassment. In some cases, you may be entitled to damages of up to $1,000 under the FDCPA.
📞 Call us at 844-638-1122
📧 Email us athelp@protectionforconsumers.
Don’t let debt collectors harass you at work—know your rights and take action today!
