Are calls from Professional Service Bureau collectors becoming a constant hassle? If you feel harassed or threatened by debt collectors, remember you have legal rights to protect your peace and privacy. The Wood Law Firm is here to support you, helping you understand what you can do if you’re experiencing Professional Service Bureau debt collection harassment or threats. From stopping unwanted calls to pursuing compensation, you can take steps to regain control. Let’s break down what you need to know and how The Wood Law Firm can assist in putting an end to any intimidation from the Professional Service Bureau.

What to Do If You Face Professional Service Bureau Debt Collection Harassment

Are the Professional Service Bureau agents calling at all hours, disrupting your work or home life? Do they contact your friends or family about your debts? If so, these behaviors violate the Fair Debt Collection Practices Act (FDCPA), a law designed to prevent harassment from debt collection agencies. If you’re dealing with these practices, contact The Wood Law Firm at +1 844-638-1122 for assistance. You may be entitled to statutory damages of up to $1,000 if a collection agency violates your rights.

Recognizing Professional Service Bureau’s Tactics

Debt collectors like the Professional Service Bureau sometimes use questionable tactics to recover money. From repeated calls to threatening legal action, their actions can be disruptive and intimidating. It’s essential to know what’s legal and what crosses the line. Some common yet illegal tactics that Professional Service Bureau may use include:

• Calling you multiple times per day: Excessive calling is harassment and against the law.
• Using abusive or profane language: Debt collectors must keep their communication professional and avoid offensive language.
• Contacting others about your debt: Discussing your debts with anyone other than you or your attorney violates your privacy.
• Threatening lawsuits or wage garnishment: Wage garnishment isn’t permitted for typical debts without a court order, making threats of this nature illegal.

The Wood Law Firm specializes in helping consumers identify and fight back against unlawful practices by the Professional Service Bureau. If you recognize these behaviors, call +1 844-638-1122 to learn how The Wood Law Firm can support you.

Also read: Professional Bureau of Collections Debt Collection Harassment

Understanding Your Rights Against Professional Service Bureau Debt Collection Harassment Under the FDCPA

When dealing with debt collection agencies like the Professional Service Bureau (PSB), you must understand the rights granted to you under the Fair Debt Collection Practices Act (FDCPA). The FDCPA protects consumers from abusive, deceptive, or unfair debt collection practices. If PSB or any other collector engages in unlawful conduct, you have several protections to ensure they respect your rights.

Under the FDCPA, you have the right to:

• Request verification of the debt: If PSB contacts you regarding a debt, you have the right to request written proof within 30 days of the first communication.
• Limit when and how they contact you: Debt collectors can only contact you between 8:00 a.m. and 9:00 p.m. and cannot repeatedly call you at unreasonable times. You also have the right to request that they stop calling you altogether, and they must comply, except in specific situations like informing you of a legal action.
• Stop harassment: The FDCPA bans debt collectors from using abusive language, threats, or tactics designed to intimidate you, including threats to arrest or destroy your credit, which PSB is known to do.

Knowing these rights can empower you to identify when PSB or any other debt collector is mistreating you and take steps to stop the harassment.

Steps to File a Complaint Against Professional Service Bureau

If Professional Service Bureau has violated your rights, filing a complaint can be an effective way to take action. Whether you’re dealing with PSB phone harassment, threats, or other illegal collection practices, there are several channels where you can report these violations. Here’s how you can file a complaint and what to include:

1. Document Everything: Keep a detailed record of all interactions with PSB, including phone numbers, dates, times, and the nature of the conversations. Record calls or take notes immediately after any interaction to ensure you have accurate information.
2. Report to the Consumer Financial Protection Bureau (CFPB): The CFPB allows consumers to file complaints online. When you file a complaint, describe the harassment or illegal actions in detail. Include dates, the specific actions PSB took, and any evidence you have. The CFPB will forward your complaint to the company and work toward a resolution.
3. Submit a Complaint to the Better Business Bureau (BBB): The BBB offers a platform for consumers to report businesses engaging in unethical or unlawful practices. The BBB also facilitates communication between you and the company, allowing for the resolution of disputes.
4. File a Report with Your State’s Attorney General: If PSB has harassed you or violated consumer protection laws, the attorney general’s office can investigate further, especially useful for ongoing issues or violations that need legal attention.
5. Consider Legal Action: If PSB’s harassment continues, you may pursue legal action. You may be entitled to statutory damages awarded under the FDCPA, depending on the violation. Contact an attorney with experience in debt collection harassment to discuss your case.

Filing complaints helps resolve your situation and informs PSB that you have their actions monitored. Remember, you do not have to tolerate abusive behavior; taking action can prevent future violations.

Also read: Credit Bureau Collection Services Harassment

Professional Service Bureau: Legitimate or a Scam?

Some people ask if the Professional Service Bureau is a scam, given some agents’ tactics. The Better Business Bureau lists the Professional Service Bureau as an established debt collection agency with nearly 50 years in business. Despite its legitimacy, complaints do highlight that many people experience harassment, leading to a substantial number of adverse Professional Service Bureau reviews online. While the agency is legitimate, its methods sometimes border on harassment, violating consumers’ rights.

Who is Professional Service Bureau?

Professional Service Bureau is a debt collection agency based in Anoka, Minnesota. Over the years, it has been the subject of multiple federal lawsuits over questionable practices, including attempts to intimidate consumers into making payments.

Professional Service Bureau often goes by other names online, including “Professional Services Bureau” and “Collection Service Bureau.” Their office, located at 911 Lund Blvd Ste 100, Anoka, MN 55303-2084, can be reached at (763) 588-1202. However, consumers receiving calls from different phone numbers should still verify whether Professional Service Bureau collectors are contacting them.

Signs of Professional Service Bureau Harassment

If you’re dealing with any of the following actions, you could have grounds for a Professional Service Bureau lawsuit:

1. Repeated phone calls, especially if the timing is inconvenient.
2. Use of threats, intimidation, or foul language during calls.
3. Calls to your workplace, friends, or family regarding your debt.
4. Demands for payment beyond what you legally owe.
5. Lack of clear information on your right to dispute the debt.

If Professional Service Bureau engages in any of these actions, remember that The Wood Law Firm offers assistance. Don’t let harassment control your life. Call +1 844-638-1122 to explore your options.

Also read: Professional Debt Mediation Harassment

Recognizing Professional Service Bureau Phone Numbers

Harassing calls often come from different numbers, making it challenging to recognize if they’re from Professional Service Bureau. Here are some numbers associated with Professional Service Bureau complaints:

• 763-588-1202
• 425-318-1124
• 800-798-1674

Contact The Wood Law Firm to discuss your case if you’re receiving calls from these or other similar numbers. You have the right to live free of Professional Service Bureau phone harassment.

Common Questions About Professional Service Bureau Practices

If you’re unsure whether Professional Service Bureau is overstepping or you have questions, here’s a guide:

• Can they garnish wages? Yes, but only if they secure a court judgment. Without it, any garnishment threats could be illegal.
• Can they file a lawsuit? Yes, they can legally sue you for outstanding debts as long as the statute of limitations has passed.
• Can they contact others about my debt? No, they cannot discuss your debt with others except in particular cases involving co-signers or attorneys.

If any of these scenarios sound familiar, contact The Wood Law Firm at +1 844-638-1122. Whether it’s Professional Service Bureau threats or calls at odd hours, our legal team can review your case.

What to Expect When You Contact The Wood Law Firm

The Wood Law Firm has defended consumer rights since its founding. From handling Professional Service Bureau complaints to stopping harassing phone calls, The Wood Law Firm takes pride in providing clients with top-notch service. With years of experience, The Wood Law Firm offers free consultations, and if you qualify, you may not have to pay any upfront fees. The Wood Law Firm can help you pursue a fair resolution if Professional Service Bureau has crossed legal lines.

Also read: Advantage Collection Professionals Debt Collection Harassment

Sample Legal Cases Involving Professional Service Bureau Debt Collection Harassment

Several consumers have filed lawsuits against the Professional Service Bureau over alleged harassment or illegal collection tactics. Here are a few cases illustrating such instances:

• Meinhardt v. Professional Service Bureau (Case No. 2:12-cv-02583-EFM-DJW): Alleged harassing communication.
• Lofgren v. Professional Service Bureau (Case No. 0:09-cv-02301-DSD-AJB): Related to collection harassment.
• Perkins-Brevik v. Professional Service Bureau (Case No. 0:10-cv-02125-JNE-JSM): Additional intimidation complaints.

Each case underscores the importance of standing up against Professional Service Bureau phone harassment. The Wood Law Firm offers comprehensive support if you’re experiencing any similar situation.

Also read: Windham Professionals Phone Harassment

Take Action Today against Professional Service Bureau Debt Collection Harassment with The Wood Law Firm

Don’t let the stress and anxiety caused by Professional Service Bureau collectors take control. Contacting The Wood Law Firm ensures you have a knowledgeable ally ready to fight on your behalf. The sooner you act, the faster you can reclaim your peace.

The Wood Law Firm invites you to take the first step toward stopping Professional Service Bureau phone harassment. Call +1 844-638-1122 or visit our website to learn more. Our firm handles cases involving debt collection harassment, and we’re here to help you achieve a fair outcome.

Some Useful Links:
Minnesota Attorney General
Consumer Finance