Practice Areas
The Fair Debt Collection Practices Act (FDCPA) is a federal law enacted in 1977 to protect consumers from abusive, unfair, and deceptive practices by debt collectors. This law sets clear guidelines and standards that debt collectors must follow when attempting to collect debts from consumers.
The Fair Credit Reporting Act (FCRA) is a federal law enacted in 1970 to promote the accuracy, fairness, and privacy of consumer information contained in the files of credit reporting agencies. The FCRA was designed to protect consumers from the misuse of their credit information and to ensure that credit reports are accurate and fairly used when determining eligibility for credit, insurance, employment, and other important decisions.
