Sunrise Credit Services, Inc. is a collection agency in Farmingdale, New York. Its calls and texts send many people searching before they pick up. You may have seen “Sunrise” on caller ID or a text from a short code like 42712. This page explains who is calling, how to check the number, and how to stop Sunrise Credit Services debt collection harassment.
Key Takeaways
- To stop calls from Sunrise Credit Services, send a certified written cease request. Under 15 U.S.C. § 1692c(c), it may then only confirm it is stopping or notify you of a legal step.
- If you do not recognize the debt or already paid it, send a written dispute within 30 days of the first notice. Attach proof of payment if you have it. Collection must pause until Sunrise verifies the debt.
- If an unfamiliar number called or texted, do not tap links or call back. Match the number to the lists below and the company name on a written notice, and save a screenshot.
- If Sunrise is on your credit report, pull all three reports and check the original delinquency date. Dispute errors in writing, and get any deletion deal in writing before you pay.
- If you hire an attorney, tell Sunrise in writing so it contacts your attorney instead of you. Once it knows you are represented on the debt, direct contact generally must stop.
- If Sunrise keeps calling anyway, log the date, time, and number of each call. More than seven calls in seven days about one debt is presumed to violate Regulation F. The Wood Firm PLLC reviews these cases on contingency.
Free Case Review: +1-844-638-1122
What Is Sunrise Credit Services, Inc.?
Sunrise Credit Services, Inc. is a third-party debt collection agency headquartered in Farmingdale, New York. It collects consumer debts for creditor clients. People also search for it as Sunrise collection agency or simply Sunrise.
The CFPB lists Sunrise Credit Services, Inc. with 233 debt collection complaints in the window noted below.
CFPB Debt Collection Complaint Ranking: #22 of 1,294 Companies*
- Address: 260 Airport Plaza Blvd., Farmingdale, NY 11735
- Main phone: (800) 208-8565
- Email: collections@sunrisecreditservices.com
What Phone Numbers Does Sunrise Credit Services Call From?
Sunrise Credit Services has been reported using many numbers across several area codes. We have not verified each one against a company filing. If an unfamiliar number appeared on your caller ID or phone log, compare it with the numbers below.
Who Is Calling From 833-570-0187?
The number 833-570-0187 is reported in connection with Sunrise Credit Services. We have not independently confirmed who operates it. Check whether the voicemail, text, or letter names Sunrise, and match the name to a written notice.
☎8335700187
☎1-833-570-0187
☎833.570.0187
☎(833) 570-0187
☎833-570-0187
Who Is Calling From 844-652-7235?
The number 844-652-7235 is also reported in connection with Sunrise. A toll-free number alone does not prove who is calling. If a caller will not give a company name and mailing address, end the call and log it.
☎8446527235
☎1-844-652-7235
☎844.652.7235
☎(844) 652-7235
☎844-652-7235
What Other Numbers Are Reported for Sunrise?
The main line listed for Sunrise is (800) 208-8565. These other numbers are reported in connection with the agency:
☎8002088565
☎1-800-208-8565
☎800.208.8565
☎(800) 208-8565
☎800-208-8565
☎8334393064
☎1-833-439-3064
☎833.439.3064
☎(833) 439-3064
☎833-439-3064
☎8556178776
☎1-855-617-8776
☎855.617.8776
☎(855) 617-8776
☎855-617-8776
☎8662285970
☎1-866-228-5970
☎866.228.5970
☎(866) 228-5970
☎866-228-5970
☎8335700032
☎1-833-570-0032
☎833.570.0032
☎(833) 570-0032
☎833-570-0032
☎8553293267
☎1-855-329-3267
☎855.329.3267
☎(855) 329-3267
☎855-329-3267
☎8474743959
☎1-847-474-3959
☎847.474.3959
☎(847) 474-3959
☎847-474-3959
☎8448325951
☎1-844-832-5951
☎844.832.5951
☎(844) 832-5951
☎844-832-5951
☎8556154878
☎1-855-615-4878
☎855.615.4878
☎(855) 615-4878
☎855-615-4878
☎8334140649
☎1-833-414-0649
☎833.414.0649
☎(833) 414-0649
☎833-414-0649
☎8335708785
☎1-833-570-8785
☎833.570.8785
☎(833) 570-8785
☎833-570-8785
☎8335705004
☎1-833-570-5004
☎833.570.5004
☎(833) 570-5004
☎833-570-5004
☎8447050292
☎1-844-705-0292
☎844.705.0292
☎(844) 705-0292
☎844-705-0292
☎8337080666
☎1-833-708-0666
☎833.708.0666
☎(833) 708-0666
☎833-708-0666
☎8334393062
☎1-833-439-3062
☎833.439.3062
☎(833) 439-3062
☎833-439-3062
☎8474743984
☎1-847-474-3984
☎847.474.3984
☎(847) 474-3984
☎847-474-3984
☎9183285533
☎1-918-328-5533
☎918.328.5533
☎(918) 328-5533
☎918-328-5533
In our practice, we compare every number on a client’s call log against the written notices and the numbers above. A number that matches nothing may be another line or a spoofed one, and we do not assume either.
What Is the Sunrise Text From 42712?
Consumers report texts from short code 42712 that describe themselves as a notice or message from Sunrise, a debt collector. We have not verified the short code against a company filing. Verify the debt independently before you tap any link, since a link can confirm your number is active.
- Save a screenshot of the text, including the date and sender
- Compare the company name with any written validation notice
- Do not give account, bank, or card details by text
- Use the opt-out method only after you confirm the sender, since Regulation F requires collectors to offer one
What Is Sunrise on Caller ID?
Sunrise on caller ID may mean Sunrise Credit Services, Inc., but a caller ID label alone does not prove who is calling. Showing a local-looking number is not automatically illegal. The Truth in Caller ID Act, 47 U.S.C. § 227(e), bars misleading caller ID only with intent to defraud or cause harm.
Who Does Sunrise Credit Services Collect For?
Sunrise Credit Services collects for banks, retailers, and other credit grantors, according to company descriptions. Searches often connect Sunrise to telecom accounts such as AT&T. A creditor name in a search result is not proof of your file. Ask Sunrise for:
- The original creditor’s name
- The original account number
- An itemized balance
- Proof that Sunrise may collect the account
If the account looks unfamiliar, check whether a family member opened a service using your address. Pull your credit reports at AnnualCreditReport.com to see what is attached to your name.
Why Is Sunrise Credit Services Calling You?
Sunrise Credit Services is calling you because a creditor assigned an account to it for collection. That does not confirm the debt is yours, the amount is correct, or the statute of limitations is open. Request written validation before you acknowledge or pay anything.
Is Sunrise Credit Services Legit?
Yes, Sunrise Credit Services, Inc. appears to be a real collection agency based in Farmingdale, New York, not a fake company. Searches asking whether Sunrise is a scam often reflect doubt about an unfamiliar number or account. Real does not mean every tactic is lawful, so check the name and address on a written notice before you pay.
How Do You Stop Sunrise Credit Services Calls?
You stop Sunrise calls by sending written notices and keeping a record. Follow these steps in order:
- Log every contact. Note the date, time, number, and words used, and save voicemails, texts, and letters.
- Dispute first if the debt looks wrong or paid. Send a certified written dispute to 260 Airport Plaza Blvd., Farmingdale, NY 11735 within 30 days of the first notice. Collection must pause until Sunrise mails verification.
- Then send a cease letter. Under 15 U.S.C. § 1692c(c), it limits Sunrise to confirming it will stop or notifying you of a legal step.
- Tell Sunrise if you retain an attorney. Send written notice so contact goes through your attorney.
- Report it. You can file with the CFPB, the FTC, and your state attorney general. Keep copies.
What Is Sunrise Not Allowed to Do?
The Fair Debt Collection Practices Act limits how a collector may contact you. Each of these may support a claim if proven:
- Calling before 8 a.m. or after 9 p.m. local time
- Calling more than seven times in seven days about one debt
- Calling your workplace after you said your employer forbids it
- Discussing your debt with family or others beyond locating you
- Contacting you directly after learning you have an attorney on the debt
- Continuing to collect after a written cease request, except to confirm or notify of a legal step
What Is Sunrise Credit Services on Your Credit Report?
Sunrise Credit Services on your credit report means it reported a collection account connected to one of its creditor clients. An entry can generally remain for seven years from the original delinquency date, not from the date Sunrise reported it.
Pull Equifax, Experian, and TransUnion and check each Sunrise entry for:
- A delinquency date that makes the account look newer than it is
- A balance that does not match the validation notice
- A debt you already paid still shown as unpaid
- The same debt reported twice
Dispute errors in writing with the bureau and with Sunrise as the furnisher, under the Fair Credit Reporting Act. Settling usually updates an account to paid but does not erase it unless deletion is agreed.
Does Sunrise Credit Services Pay for Delete?
No, pay-for-delete is not a federal right, and we cannot confirm that Sunrise agrees to it. Deletion is a negotiation request. Get any deletion agreement in writing before you pay, and confirm it covers every entry reporting the debt.
How We Help With Sunrise Credit Services
We help with Sunrise Credit Services cases by putting a consumer attorney between you and the collector. The Wood Firm PLLC represents consumers only, never creditors or collectors. Call for a free case review and find out what Sunrise may owe you.
What Does It Cost to Work With Us?
Working with us costs nothing upfront. We handle these cases on contingency, so you generally owe no attorney fee unless a recovery is obtained. The FDCPA also lets a court order the collector to pay your reasonable attorney’s fees and costs.
What Can You Recover From Sunrise?
You may recover money from Sunrise if it violated federal law. Depending on the facts, that can include:
- FDCPA: statutory damages up to $1,000 per lawsuit, plus actual damages
- TCPA: $500 per violating call or text, up to $1,500 if willful
- FCRA: actual damages, plus statutory damages of $100 to $1,000 for willful violations
How Do We Take On Sunrise?
We take on Sunrise by building the record and testing its claims. Once you call, we:
- Review your call logs, texts, voicemails, letters, and credit report entries
- Check every communication against the FDCPA, TCPA, and FCRA
- Look for calls at restricted hours, contact after a cease request, or contact after you retained counsel
- Send a notice of representation so Sunrise contacts our firm, not you
- Pursue claims when the facts support them
Ready to find out where you stand? A free case review costs nothing. Visit our contact page or call +1-844-638-1122 today.
What Else Do People Ask About Sunrise Credit Services?
Can Sunrise Credit Services sue me?
Yes, if the debt is valid, the plaintiff can prove it may collect, and the claim is timely. If you receive a summons, respond by the deadline to avoid a default judgment.
Can Sunrise Credit Services garnish my wages?
No, not without a court judgment. A phone call, text, or letter cannot start garnishment. A threat of immediate garnishment with no case filed may violate the FDCPA.
Can Sunrise Credit Services contact my employer or family?
No, not to discuss your debt. A collector may contact others only to locate you, generally once, and cannot reveal the debt.
What if I already paid the debt Sunrise Credit Services is collecting?
If you already paid, send Sunrise written proof of payment and dispute the debt in writing. Keep the receipt or statement, and check your credit reports for a paid account still shown as unpaid.
How long do I have to file a claim against Sunrise Credit Services?
FDCPA claims generally must be filed within one year of the violation. TCPA claims often run four years, and FCRA timing depends on the theory. Date every call and letter.
What Is Your First Move If Sunrise Contacts You?
Start a call log today and save every text, email, and letter Sunrise sends you. Request written validation before you consider paying anything, especially if the debt feels unfamiliar or already resolved. Call +1-844-638-1122 for a free review of your situation.
* Ranking determined by the overall number of debt collection complaints to the Consumer Financial Protection Bureau (CFPB), based on complaints received Sep 13, 2025 to Sep 12, 2026, and should be considered in context of company size and/or market share. Source data: CFPB Consumer Complaint Database.
Consumer Protection Attorney · Founder, The Wood Firm PLLC · Little Rock, AR
Jeff Wood has represented consumers exclusively, never creditors, collectors, or corporations, since opening his Little Rock practice in 2013. A University of Arkansas School of Law graduate. Arkansas Business named him to its 40 Under 40 Class of 2019.
His practice centers on the Fair Debt Collection Practices Act, Fair Credit Reporting Act, and Telephone Consumer Protection Act. Jeff is licensed in Arkansas and admitted to all federal courts in Arkansas, Colorado, New Mexico, and Texas. He is also admitted in federal districts in Indiana, Michigan, Missouri, Tennessee, and Wisconsin.