If you receive harassing phone calls from Receivables Management Partners (RMP), you may be experiencing illegal debt collection practices that violate federal law. Many consumers face relentless calls, threats of legal action, and aggressive tactics from this third-party debt collector.
These actions could potentially violate the Fair Debt Collection Practices Act (FDCPA), which protects you from abusive collection methods.
Receivables Management Partners may engage in debt collection, but if their methods cross legal boundaries, they become harassment. Threatening wage garnishment or contacting family members without your permission might violate federal law.
You have the right to stop Receivables Management Partners’ debt harassment and take action against these potentially unjust practices.
The Fair Debt Collection Practices Act (FDCPA) protects you from aggressive debt collectors. If you believe collectors have violated your rights, you may be entitled to statutory damages of up to $1,000 plus attorney fees.
Partnering with The Wood Law Firm, which specializes in ending harassment, could be your first step toward relief. Call +1 844-638-1122 today.
Who Is Receivables Management Partners
Receivables Management Partners is a third-party debt collection agency based in Greensburg, Indiana, with offices in Michigan, Illinois, Pennsylvania, and Texas. RMP focuses primarily on collecting medical debts and may employ aggressive collection tactics. The company has been involved in numerous federal lawsuits that have challenged its debt collection methods.
RMP has been in business for over 17 years and is a legitimate company. However, its collection practices may exceed legal limits. With over 40 complaints filed against them on the Better Business Bureau website, many consumers question their reputation and methods.
Is Receivables Management Partners a Scam or Legitimate
Receivables Management Partners is a legitimate debt collection agency, not a scam. The company is registered and operates legally in the debt collection industry. However, being legitimate does not mean all their practices are legal or ethical.
According to the Consumer Financial Protection Bureau, legitimate debt collectors must follow strict federal and state laws when attempting to collect debts. Receivables Management Partners must comply with the FDCPA, which prohibits abusive, unfair, or deceptive practices.
The company has a history of allegations suggesting it often pushes boundaries and engages in potentially illegal practices. Multiple lawsuits filed against RMP demonstrate that their collection practices have landed them in legal trouble. If you receive contact from Receivables Management Partners, verify the debt is legitimate by requesting validation before making any payments.
Common Debt Harassment Tactics Used by Receivables Management Partners
Common debt harassment tactics used by Receivables Management Partners include excessive calls, threats, abusive language, third-party contact, and calls at inappropriate hours.
- Calling at Odd Hours: Receiving calls before 8 a.m. or after 9 p.m. violates FDCPA regulations unless you have given explicit permission.
- Excessive Contact: Multiple calls in a single day or week could indicate harassment under federal law.
- Threats and Intimidation: Threats to take legal action, harm your credit score, or garnish wages without proper legal authority might violate the FDCPA.
- Third-Party Contact: Contacting your family, neighbors, or employer about your debt without permission could potentially violate your privacy rights under federal law.
- Abusive Language: Profanity, abusive language, or intimidation during collection calls is prohibited under the FDCPA.
If you have encountered any of these tactics, you may have grounds to take legal action. The Wood Law Firm specializes in cases involving Receivables Management Partners phone harassment and will work to ensure your rights are protected.
How to Recognize Receivables Management Partners Phone Harassment
To recognize Receivables Management Partners phone harassment, watch for these warning signs:
- Constant Calls: Repeated calls, including robocalls, from unknown or various phone numbers throughout the day.
- Threats of Legal Action: Threats of wage garnishment, lawsuits, or even arrest without following proper legal procedures.
- Failure to Identify: Calls where they fail to properly identify themselves or adequately disclose the debt information.
- Unauthorized Fees: Demands to pay more than the amount you owe or demands for unauthorized fees.
The list of Receivables Management Partners’ phone numbers is extensive, and their calls often come from various numbers, making them difficult to recognize. If you have received calls from any of the following numbers, you may be experiencing harassment:
- (254) 772-6111
- (800) 299-0045
- (254) 761-2537
- (855) 831-3426
- (800) 653-2851
This is a partial list, as Receivables Management Partners’ debt collectors use a variety of numbers to avoid detection. If you have been receiving unwanted calls, contact The Wood Law Firm at +1 844-638-1122 to stop the harassment.
How to Stop Receivables Management Partners Calls
To stop Receivables Management Partners calls, take these steps to protect your rights under federal law:
- Document Every Interaction: Keep detailed records of every call, including the date, time, caller name, and content of the conversation. This information provides critical evidence if you pursue legal action.
- Send a Cease Communication Letter: Write to Receivables Management Partners requesting they stop all further communication. Send this letter via certified mail with a return receipt requested. Once received, they can only contact you to confirm cessation or notify you of specific legal actions.
- Request Debt Validation: Within 30 days of first contact, send a written request asking them to validate the debt. They must provide proof that you owe the money and stop collection attempts until they verify the debt.
- Report Violations: File complaints with the Consumer Financial Protection Bureau and Federal Trade Commission. These agencies regulate debt collectors and investigate consumer complaints.
- Seek Legal Help: Contact The Wood Law Firm at +1 844-638-1122 for legal representation to stop the harassment. The Wood Law Firm has been helping clients deal with aggressive debt collectors since 2010.
Your Rights Under the Fair Debt Collection Practices Act
Your rights under the Fair Debt Collection Practices Act include protection from threats, abusive language, inappropriate calling hours, and deceptive practices by debt collectors like Receivables Management Partners.
- Prohibition of Threats and Violence: Debt collectors cannot threaten violence or physical harm to you, your property, or your family. They cannot imply that non-payment will result in arrest unless such action is lawful.
- Ban on Obscene or Abusive Language: Under the FDCPA, debt collectors cannot use offensive, obscene, or abusive language when communicating with you, including verbal insults, name-calling, swearing, or shouting.
- Prohibited Public Disclosure of Debts: Debt collectors cannot publicly disclose your debts or share this information with unauthorized individuals. They cannot publish your name on a “bad debt” list or advertise your debt to shame you into paying.
- Restrictions on Calling Hours: Calls cannot be made before 8 a.m. or after 9 p.m. in your time zone unless you have given explicit permission. If you have informed them in writing not to call during certain times, they must comply.
- Right to Cease Communication: You can stop a debt collector from contacting you by sending a written request. Once received, they can only contact you to confirm cessation or notify you of specific legal actions, such as filing a lawsuit.
- Limitations on Third-Party Communication: Debt collectors cannot discuss your debt with anyone other than you, your spouse, or your attorney. They cannot contact family members, neighbors, or co-workers to discuss their debt or leave messages with third parties regarding debt details.
- Prohibition on Misrepresentation: Debt collectors cannot lie about the amount of money you owe, add unauthorized fees, falsely claim to be a lawyer or government representative, or threaten arrest, wage garnishment, or lawsuits without following correct legal procedures.
- Right to Dispute a Debt: If you believe the debt is incorrect, you can send a written request for verification within 30 days of receiving the initial notice. Debt collectors must stop all collection efforts during the dispute period until the debt is verified.
- The Right to Statutory Damages: If RMP violates the FDCPA, you may seek statutory damages of up to $1,000, compensatory damages, including attorney fees, and punitive damages in extreme cases.
- Right to Validation of Debt: When contacted by a debt collector, they must provide written notice within five days containing the debt amount, the name of the original creditor, and a statement informing you of your right to dispute the debt within 30 days.
If Receivables Management Partners has subjected you to any prohibited practices, contact The Wood Law Firm at +1 844-638-1122 for a free consultation about pursuing legal action.
Can Receivables Management Partners Sue Me or Garnish My Wages
Receivables Management Partners can sue you or garnish your wages only with a valid court judgment and if the debt is within your state’s statute of limitations. RMP can file a lawsuit if the debt is within the statute of limitations, but they cannot arrest you for unpaid debts.
Before any wage garnishment can occur, Receivables Management Partners must file a lawsuit, obtain a judgment against you, and follow strict legal procedures. According to the U.S. Department of Labor, federal law limits how much can be garnished from your wages and prohibits employers from firing you due to a single garnishment.
RMP can garnish wages in limited situations, such as federal student loans or if they have obtained a legal judgment against you. However, debt collectors do not have the authority to arrest you, though violating a court order may have legal consequences.
If you face a lawsuit or wage garnishment threats from Receivables Management Partners, seek legal advice from a qualified attorney who can guide you through the process and help protect your rights. Contact The Wood Law Firm at +1 844-638-1122 for guidance.
Receivables Management Partners Complaints and Lawsuits
Receivables Management Partners’ complaints and lawsuits show a pattern of consumer allegations and potential violations of the FDCPA. Multiple cases have been filed against RMP, demonstrating that their collection practices have often landed them in legal trouble.
Here are examples of federal cases filed against Receivables Management Partners:
- Heinkel v. Receivables Management Partners (2026): A proposed class action alleging RMP files collection lawsuits using defective debt assignments.
- Clark v. Receivables Management Partners (2021): Alleged violations of FDCPA, TCPA (Telephone Consumer Protection Act), and ICFA (Illinois Consumer Fraud Act) related to debt collection efforts.
- Maniaci v. Receivable Management Services Corporation (2018): A class action seeking redress for FDCPA violations.
- Menza v. Receivables Management Partners (2017): A class action claiming collection notices included unauthorized fees.
These lawsuits highlight how consumers have taken action against RMP for alleged FDCPA violations. The Federal Trade Commission provides resources about consumer rights when dealing with debt collectors.
If you believe you are a victim of Receivables Management Partners phone harassment, contact The Wood Law Firm at +1 844-638-1122 to discuss your legal options.
How Receivables Management Partners Affects Your Credit Score
Receivables Management Partners affects your credit score when unpaid debts sent to collections appear on your credit report. A collection account can negatively impact your credit score for up to seven years, making it more difficult to obtain loans, credit cards, or favorable interest rates.
Monitor your credit report regularly to ensure all information related to Receivables Management Partners is accurate. You have the right to dispute any errors or inaccuracies under the Fair Credit Reporting Act (FCRA).
Steps to address RMP on your credit report:
- Request your credit reports: Obtain free copies from Experian, Equifax, and TransUnion at AnnualCreditReport.com.
- Identify errors: Review each report carefully for inaccurate information about the Receivables Management Partners account.
- File disputes: Submit disputes to each credit bureau showing the error, along with supporting documentation proving the inaccuracy.
- Request validation: Ask Receivables Management Partners to validate the debt. If they cannot provide proof, the account should be removed from your credit report.
Taking these steps can help protect your credit score and ensure your credit report reflects accurate information.
Why Choose The Wood Law Firm for Debt Harassment Cases
Choose The Wood Law Firm for debt harassment cases because the firm provides experienced legal representation to stop harassment and seek compensation on a contingency fee basis. Our team has been helping consumers fight against unlawful debt collection tactics since 2010 and is committed to stopping harassment.
The Wood Law Firm handles cases on a contingency fee basis, which means you pay no upfront legal fees. The firm only gets paid if you recover compensation. This approach makes legal representation accessible to consumers who might not otherwise afford an attorney.
When you work with The Wood Law Firm, you receive:
- Thorough investigation of your case and documentation of FDCPA violations
- Direct communication with debt collectors to stop harassment immediately
- Legal action against collectors who violate federal law
- Pursuit of statutory damages up to $1,000 plus attorney fees and costs
We have successfully helped clients facing harassment from other aggressive collection agencies. Our experience with debt collection harassment cases gives us the knowledge to handle your situation effectively.
Call +1 844-638-1122 today to discuss your case with an experienced consumer protection attorney.
Meet Attorney Jeff Wood
Attorney Jeff Wood founded The Wood Law Firm to protect consumers from abusive debt collection practices. With years of experience in consumer protection law, Attorney Wood has helped hundreds of clients stop harassment and recover damages from debt collectors who violate federal law.
Attorney Wood understands the stress and anxiety that come with aggressive collection tactics. He works directly with clients to explain their rights, develop effective legal strategies, and hold collectors accountable. His commitment to consumer protection has made The Wood Law Firm a trusted resource for individuals facing debt harassment.
Success Stories from Real Clients
The Wood Law Firm has helped numerous clients stop harassment from debt collectors and recover compensation for violations. Here are examples of client experiences:
Client A: After months of harassment from a medical debt collector, this client contacted The Wood Law Firm. The firm quickly stopped the calls and recovered statutory damages for FDCPA violations. The client reported relief from the constant stress of collection calls.
Client B: This client faced threatening calls and abusive language from a debt collector. The Wood Law Firm provided professional representation, stopped the harassment almost immediately, and pursued legal action against the collector. The client praised the firm’s responsiveness and results.
Client C: When a collection agency contacted family members about this client’s debt, The Wood Law Firm took immediate action. The firm documented the violations, filed a complaint, and secured compensation for the client. The harassment stopped within days of retaining the firm.
If you are experiencing similar harassment from Receivables Management Partners, contact The Wood Law Firm at +1 844-638-1122 to discuss your case.
Other Medical Debt Collectors We Help Clients Fight
Many of our clients have experienced comparable tactics from other medical debt collection agencies before finding relief with The Wood Law Firm. If a different medical debt collector is harassing you, we have successfully stopped harassment from agencies using similar illegal methods.
Our firm has helped clients fight collection agency harassment when agencies violated FDCPA protections through excessive calls and threats. We have also represented clients dealing with Alliant Capital Management debt collection harassment and secured compensation for violations.
Whether you face harassment from Receivables Management Partners or another medical debt collection agency, The Wood Law Firm has the experience to protect your rights and stop illegal collection practices.
Frequently Asked Questions About Receivables Management Partners
1. What is Receivables Management Partners?
Receivables Management Partners is a third-party debt collection agency based in Greensburg, Indiana, that primarily collects medical debts using potentially aggressive tactics.
2. Is Receivables Management Partners a scam?
No. RMP is a legitimate company, but has been accused of illegal or harassing debt collection practices in multiple federal lawsuits.
3. Can Receivables Management Partners contact my family or employer about my debt?
No. RMP cannot legally discuss your debt with anyone except you, your spouse, or your legal representative under the FDCPA.
4. How can I stop calls from Receivables Management Partners?
Send a written cease communication request via certified mail. RMP must then stop calling, except to confirm cessation or notify you about specific legal action.
5. Can Receivables Management Partners sue me or garnish my wages?
They can sue with a valid claim within the statute of limitations, but cannot garnish wages without obtaining a court judgment first. They cannot arrest you or threaten jail time.
6. What are my rights if Receivables Management Partners violates the FDCPA?
You may be entitled to up to $1,000 in statutory damages plus attorney fees and costs if RMP violates the FDCPA.
7. Can I dispute a debt that Receivables Management Partners is collecting?
Yes. You have 30 days from first contact to request written verification. RMP must pause collection until the debt is verified.
8. Does Receivables Management Partners affect my credit score?
Yes. Unpaid debts sent to collections can appear on your credit report and negatively impact your credit score for up to seven years.
9. How can The Wood Law Firm help with Receivables Management Partners harassment?
The Wood Law Firm provides free consultations and legal representation to stop harassment and seek damages for FDCPA violations with no upfront fees. Call +1 844-638-1122 for a consultation.
10. What evidence should I keep if Receivables Management Partners is harassing me?
Keep call logs with dates and times, voicemails, text messages, letters, and any written agreements as proof of their actions for potential legal claims.
