If you received a text message or call from (800) 299-0045, see “SWP*RMP” on your bank statement, or got a message from short code 36909, you were contacted by Receivables Management Partners, LLC, a healthcare debt collection company based in Greensburg, Indiana. RMP collects on behalf of hospitals and physician groups, primarily in the Midwest, and also operates as RMP Services LLC.
The company is legitimate, but federal lawsuits document specific patterns of FDCPA violations, including confusing collection letters, inaccurate balances, and failure to identify the creditor. If RMP’s tactics have crossed legal lines, call The Wood Firm PLLC at +1-844-638-1122 for a free consultation. You pay nothing unless we win.
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Key Takeaways: Receivables Management Partners
- Receivables Management Partners, LLC is a healthcare-focused debt collector headquartered in Greensburg, Indiana, collecting for hospitals and physician groups. Also operates as RMP Services LLC and is part of the Meduit family of companies
- RMP contacts consumers by phone, text message, and mail. Short code 36909 and the charge descriptor “SWP*RMP” on bank statements are both associated with this company
- Federal lawsuits include a 2026 proposed class action alleging defective debt assignments, a 2021 case for FDCPA, TCPA, and Illinois consumer fraud violations, and a 2017 class action over letters showing two conflicting debt balances
- RMP holds an A+ BBB rating and is a legitimate company. Legitimacy does not make every collection tactic legal
- You have 30 days from first contact to demand written debt validation. All collection activity must stop until they respond adequately
- FDCPA violations entitle you to up to $1,000 per lawsuit plus actual damages and attorney fees paid by RMP if we win
- Call The Wood Firm PLLC free: +1-844-638-1122
What Are the Phone Numbers and Text Codes for Receivables Management Partners?
RMP Contact Numbers and Identifiers
- (800) 299-0045 – primary consumer line, most commonly searched
- (800) 466-6933 – alternate consumer line
- (254) 772-6111 – regional office number
- (254) 761-2537 – alternate regional number
- (855) 831-3426 – additional reported number
- (800) 653-2851 – additional reported number
- Short code 36909 – used for text message outreach
- SWP*RMP on bank statements – payment descriptor for RMP transactions
Document every contact: date, time, number or code, and exact message content.
RMP’s use of text messages and short codes is significant for two reasons. First, if they used an autodialer or prerecorded message to contact your cell phone without your prior written consent, each message may carry $500 to $1,500 in TCPA damages on top of any FDCPA claim. The 2021 Clark v. RMP case raised exactly this issue. Second, if you see “SWP*RMP 800 299 0045” on your bank or credit card statement, that is a charge processed through RMP, and you have the right to verify it against what you agreed to pay before it was taken.
Who Is Receivables Management Partners, and Is It Legitimate?
Receivables Management Partners, LLC is a legitimate healthcare revenue cycle management company based in Greensburg, Indiana, with offices in Michigan, Illinois, Pennsylvania, and Texas. The company is part of Meduit and also operates under the name RMP Services LLC. It holds an A+ BBB rating and has operated for over 17 years.
RMP focuses on early-out self-pay medical accounts and bad debt recovery for hospitals and physician groups. Unlike general-purpose debt buyers, they typically work directly with healthcare providers rather than purchasing old charged-off accounts. That means the debt they are contacting you about is more likely to be a recently unresolved medical bill than a years-old charged-off account.
Being legitimate and BBB-accredited does not mean every practice is legal. Over 40 BBB complaints and multiple federal class action lawsuits document specific RMP conduct that courts have scrutinized. You can verify RMP’s identity and credentials on our list of collection agencies.
Who Does Receivables Management Partners Collect For?
RMP collects primarily for hospitals, hospital systems, and physician groups in the Midwest and surrounding states. They operate as both a first-party collector, contacting patients under the healthcare provider’s own name during an “early out” phase, and a third-party collector for accounts that move to formal bad debt status. If you received a communication that appeared to come from your hospital but was actually sent by RMP, that is the first-party “early out” model at work.
Because RMP works on behalf of providers rather than purchasing debt outright, the original creditor is usually identifiable. If their letters or messages do not clearly identify which hospital or physician group the debt is for, that lack of clarity is itself a documented violation pattern. The Rhoads v. RMP (2017) and Menza v. RMP class actions both cited failure to clearly identify the creditor as a core FDCPA allegation.
📞 Is Receivables Management Partners Harassing You?
Federal law protects you from illegal debt collection, even on medical bills. You may be entitled to:
- Up to $1,000 per FDCPA violation per lawsuit
- $500 to $1,500 per unauthorized text or robocall under the TCPA
- Actual damages for emotional distress and financial harm
- Attorney fees paid by RMP if we win
✓ We work on contingency – You pay nothing unless we win
FREE Case Review: +1-844-638-1122
Receivables Management Partners Lawsuits and Complaints
RMP’s documented legal history covers specific tactics, not just general FDCPA allegations. Understanding what courts have actually scrutinized helps you recognize whether the same conduct is happening in your case.
Heinkel v. Receivables Management Partners (2026). A proposed class action alleging RMP files collection lawsuits using defective debt assignments, meaning they may be suing consumers based on documentation that does not properly establish their authority to collect. If RMP has filed or threatened suit against you, the validity of their assignment documents is a concrete defense worth examining.
Clark v. Receivables Management Partners (2021). Alleged violations of the FDCPA, TCPA, and Illinois Consumer Fraud Act related to collection efforts. The TCPA component is particularly relevant given RMP’s documented use of automated text messages via short code 36909.
Rhoads v. Receivables Management Partners (2017). A proposed class action where a consumer alleged RMP sent a collection letter showing two different debt balances, causing confusion about the actual amount owed. Under the FDCPA, a letter that presents contradictory amounts may mislead consumers about what they owe, which is a false representation.
Menza v. Receivables Management Partners. Alleged that the company (also operating as Berks Credit Collections) included unauthorized fees in collection notices and failed to clearly identify the current creditor.
Across these cases, three patterns repeat: confusing or contradictory balance statements, failure to clearly identify the creditor, and unauthorized fees. If any of those describe what you received, document it before responding.
What Receivables Management Partners Cannot Legally Do
Calls and texts outside permitted hours. No contact before 8:00 AM or after 9:00 PM in your time zone. CFPB rules presume harassment at more than seven calls in seven days about the same debt. Automated texts to your cell phone without prior written consent violate the TCPA regardless of timing.
Confusing or contradictory collection letters. The amount stated in every RMP communication must be accurate and consistent. The Rhoads class action shows this is a real pattern: letters showing two different balances are not just sloppy, they are a potential false representation under the FDCPA. Compare every letter you receive against your original medical bill.
Failure to identify the creditor. Every collection notice must clearly identify the current creditor to whom the debt is owed. RMP’s first-party model, where they contact patients using the hospital’s name, can blur this. If you cannot tell from a letter whether you are dealing with the hospital directly or a collection agency, and who specifically the debt is currently owed to, that lack of clarity is a documented violation pattern.
Third-party disclosure. RMP cannot discuss your medical debt with family members, employers, or neighbors. They may contact third parties only to locate you and cannot disclose a debt exists in doing so. Our FAQ on when a debt collector can contact your family covers the narrow permitted exceptions.
Unauthorized fees and inflated balances. The Menza case alleged unauthorized fees added to collection notices. RMP can only collect the original amount owed plus any charges expressly authorized by your original agreement with the provider or by applicable law. Any amount above that is an illegal demand.
How to Respond to Receivables Management Partners
- Save every text message, letter, and voicemail. Screenshot texts from 36909. Save voicemails. Write down every call: date, exact time, number, and what was said. For texts, note whether the message used automated or prerecorded language. This documentation is your evidence for both FDCPA and TCPA claims.
- Compare their stated balance against your original medical bill. Request an itemized statement from your healthcare provider. If RMP’s letter shows a different amount, shows two different amounts, or includes fees not in your original bill, document the discrepancy before doing anything else.
- Send a written debt validation request within 30 days of first contact. Certified mail to Receivables Management Partners, LLC, PO Box in Cincinnati, OH (use the address on their letter). Demand the amount owed, the name of the original creditor (specific hospital or physician group), an itemized statement, and documentation of their authority to collect. All collection activity must stop until they respond.
- Send a cease-and-desist if you want contact to stop. Know what to say and not say before sending it. After receipt, RMP may only contact you to confirm cessation or notify you of specific legal action.
- Contact The Wood Firm PLLC before the 30-day window closes. Call +1-844-638-1122. We can send a legal notice that stops contact within 48 hours and evaluate whether any FDCPA or TCPA violations have occurred at no cost to you.
Receivables Management Partners and Your Credit Report
If RMP has reported your account to Equifax, Experian, or TransUnion, that reporting must be accurate under the Fair Credit Reporting Act. Collection accounts remain on your report for seven years from the original delinquency. Common errors include incorrect balances, duplicate entries, and reporting that continues after a proper dispute without verification.
Dispute inaccurate entries directly with each bureau. Each must investigate within 30 days and remove information that cannot be verified. If RMP continues reporting after receiving a proper dispute, that creates separate FCRA liability on top of any FDCPA claim. Our FAQ on whether a collection agency can report your debt to the bureaus covers what is and is not permitted.
Why The Wood Firm PLLC for Receivables Management Partners Cases
The Wood Firm PLLC has focused exclusively on consumer protection since 2010 and has never represented a creditor or debt collector. We handle FDCPA, FCRA, and TCPA cases on contingency. You pay nothing upfront. If we win, RMP pays our fees. Contact stops within 48 hours of our legal notice. Learn more about how we work for you.
About Attorney Jeff Wood
Attorney Jeff Wood founded The Wood Firm PLLC in 2010 and has over 15 years of experience representing consumers in federal court against debt collectors. Licensed in Arkansas and admitted to practice in all federal courts in Arkansas, Colorado, New Mexico, and Texas, as well as the Southern District of Indiana, Eastern District of Michigan, Eastern District of Missouri, Western District of Tennessee, and Western District of Wisconsin.
He focuses exclusively on FDCPA, FCRA, and TCPA violations and has never represented a creditor or collection agency. The firm maintains Of Counsel relationships with attorneys in more than 15 states. Learn more about the firm.
What Our Clients Say
“After months of harassment from a medical debt collector, I contacted The Wood Firm PLLC. They quickly stopped the calls and recovered statutory damages for the FDCPA violations. The constant stress from those collection calls finally ended.”
“I faced threatening calls and abusive language from a debt collector. The Wood Firm PLLC stopped the harassment almost immediately and pursued legal action against the collector.”
“A collection agency contacted family members about my debt. The Wood Firm PLLC documented the violations, filed a complaint, and secured compensation. The harassment stopped within days.”
⚖️ Has Receivables Management Partners Violated Your Rights?
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Frequently Asked Questions About Receivables Management Partners
Who is behind the number (800) 299-0045?
That number belongs to Receivables Management Partners, LLC, also known as RMP Services LLC, a healthcare debt collection company based in Greensburg, Indiana. They collect on behalf of hospitals and physician groups. The same company uses short code 36909 for text messages and appears as “SWP*RMP” on bank and credit card statements.
Is Receivables Management Partners a scam or legitimate?
Legitimate. RMP is a BBB-accredited A+ rated company that has operated for over 17 years. However, federal lawsuits, including a 2026 proposed class action and a 2017 class action over contradictory balance statements, document specific illegal conduct. Legitimacy does not make every practice legal.
Who does Receivables Management Partners collect for?
RMP collects primarily for hospitals, hospital systems, and physician groups in the Midwest. They work both as a first-party early-out collector, contacting patients under the provider’s name, and as a third-party bad debt collector. The original creditor should be a specific healthcare provider identifiable in their notice.
What does “SWP*RMP 800 299 0045” mean on my bank statement?
That is the payment descriptor Receivables Management Partners uses when processing a payment transaction. It means a payment was processed through RMP. If you did not authorize that payment or the amount does not match what you agreed to pay, contact your bank and The Wood Firm PLLC immediately.
I got a text from short code 36909. Is that RMP?
Yes. Short code 36909 is associated with RMP’s text message outreach. If they sent you an automated text to your cell phone without your prior written consent, that may be a TCPA violation worth $500 to $1,500 per message. Document the text with a screenshot including the date and time.
Can Receivables Management Partners sue me or garnish my wages?
Yes, with a valid court judgment. They cannot garnish wages or levy a bank account without first filing a lawsuit and winning. Any threat of immediate garnishment without disclosing those steps is a false representation under the FDCPA. See our FAQ on wage garnishment threats.
How do I dispute the amount Receivables Management Partners says I owe?
Send a written debt validation request by certified mail within 30 days of first contact. Demand an itemized statement, the original creditor’s name, and documentation of their collection authority. Compare their stated amount against your original medical bill. If the amounts differ or their letter shows conflicting figures, that discrepancy is documentable. See our guide on how to request debt validation.
Can I sue Receivables Management Partners for harassment?
Yes. FDCPA violations including confusing letters, unauthorized fees, failure to identify the creditor, third-party disclosure, or calls and texts outside permitted hours can each support a federal claim. TCPA violations for unauthorized automated texts carry $500 to $1,500 per message. The Wood Firm PLLC handles these cases on contingency. You pay nothing unless we win.
If Receivables Management Partners has sent you confusing letters, contacted you by unauthorized text, or reported inaccurate information to credit bureaus, those are actionable violations. The Wood Firm PLLC has focused exclusively on consumer protection since 2010, holds an A+ BBB rating, and has never represented a collector. Contact us online or call +1-844-638-1122 for a free case review. If you have a claim, RMP pays our fees, not you.
