Are you dealing with harassing phone calls from Account Services (AS)? Does it feel like they’re constantly bothering you, threatening legal action, or even talking to your family or coworkers about your debt? This kind of behavior is not only stressful but could also be illegal. Many people don’t realize that they have the right to stop these phone calls and the harassment associated with them. If you’ve been on the receiving end of such treatment, you can take legal action to end it. The Wood Law Firm is here to guide you through this process and help you reclaim your peace of mind. Call us at +1 844-638-1122 for immediate assistance.

Understanding Your Rights Against Debt Collectors

If Account Services calls you multiple times a day, threatens wage garnishment, or contacts your family or friends about your debt, you have legal recourse to stop it. Federal laws, specifically the Fair Debt Collection Practices Act (FDCPA), were established to protect consumers from aggressive and unfair debt collection tactics. Under this law, you have the right to sue for damages if a collection agency, such as Account Services, violates your rights. Not only could you stop the harassment, but you may also be entitled to up to $1,000 in statutory damages along with coverage of your legal fees.

Also read: Comenity Bank Debt Collection Harassment

Is Account Services Legitimate?

A common question people ask when receiving these calls is whether Account Services is a scam. According to the Better Business Bureau (BBB), Account Services is a legitimate business operating for over 50 years. Despite its long history, the company has been the subject of numerous complaints, with over 14 formal grievances filed against them with the BBB alone. These complaints range from excessive phone calls to aggressive tactics in collecting debts. While they are an honest company, their methods may not always comply with the law. If you’re facing harassment from Account Services, The Wood Law Firm can help you determine whether their actions violate your rights.

Who is Account Services?

Account Services is a third-party debt collection agency based in San Antonio, Texas. Over the years, the company has been involved in numerous federal lawsuits, with over 85 cases brought against it. Many of these lawsuits allege that the company engages in illegal and harassing communication practices in its efforts to collect debt.

Their main office address is:

• 1802 NE Loop 410 Ste 400, San Antonio, TX 78217-5221
• Phone: (210) 821-1200

Despite their long history, their questionable tactics have raised serious concerns among consumers and legal professionals alike. If Account Services have contacted you and feel that their actions have crossed a line, you may have legal grounds to take action.

Common Debt Collection Tactics by Account Services

Debt collectors often use a variety of methods to coerce payments from consumers. While some of these methods may be legitimate, others can easily violate consumer protection laws. Here are some common tactics used by Account Services that may be illegal under the FDCPA:

• Using offensive or abusive language
• Calling you early in the morning or late at night, specifically before 8 a.m. or after 9 p.m.
• Calling you multiple times per week to intimidate you into paying
• Talking to third parties like your family, friends, or coworkers about your debt
• Contacting your workplace, which may jeopardize your employment
• Threatening legal action that they cannot or do not intend to take, such as suing or garnishing your wages without court orders
• Claiming you have committed a crime related to your debt, which can be deeply distressing but is often an empty threat
• Harassing you over a debt that is not yours—this can happen if they are targeting the wrong person
• Failing to inform you of your rights, including your right to dispute the debt
• Attempting to collect more money than what you legally owe, which is outright illegal

If Account Services has employed any of these methods when contacting you, seeking legal advice as soon as possible is essential. The Wood Law Firm can help you determine whether their actions have crossed the line into harassment and guide you through the steps to end it.

Also read: Capital Accounts Debt Collection Harassment

Recognizing Harassment: Common Phone Numbers Used by Account Services

Harassing calls from Account Services may come from a variety of phone numbers. If you’ve received calls from any of the following numbers, you may be dealing with Account Services:

• 210-821-1200
• 800-777-5102
• 210-821-1249

These are just a few of the known phone numbers associated with this company. Even if the number calling you isn’t listed here, it could still be Account Services. If you suspect this is the case, it is essential to act quickly. Contact The Wood Law Firm at +1 844-638-1122 to discuss how we can help stop the harassment.

Frequently Asked Questions About Account Services

Dealing with a debt collector like Account Services often raises a lot of questions. Here are some of the most common concerns we hear from clients:

• Is Account Services a scam?
• No, Account Services is not a scam. They have been in business for over 50 years and are a legitimate debt collection agency.
• Can Account Services garnish my wages?
• In certain cases, yes. Account Services can garnish your wages if they obtain a court judgment against you. Wage garnishment often happens with federal student loans or other types of debt enforceable by law.
• Can Account Services sue me?
• Yes, but only if the debt is still within the statute of limitations. If they sue you over a debt that’s too old, they are in violation of federal law.
• Can they report my debt to credit bureaus?
• Yes, debt collectors can report your debt to credit reporting agencies, which can negatively impact your credit score.
• Can Account Services have me arrested?
• No, debt collectors do not have the legal authority to arrest you. However, if you fail to appear in court for a debt-related matter or violate a court order, a judge may issue a warrant for your arrest.

Real-Life Cases Against Account Services

Many consumers have fought against Account Services’ unlawful tactics and taken them to court. The following are just a few examples of cases filed against the company:

• Rozas v. Account Services
• Poupko v. Account Services
• Jancik v. Account Services
• Lucas v. Account Services
• Ghaffarian v. Account Services

Each of these cases highlight illegal practices, from violating privacy laws to harassing consumers with repeated phone calls. If you believe you are experiencing similar harassment, you may have grounds to pursue a legal case against Account Services.

Also read: Sunrise Credit Services Debt Collection Harassment

About The Wood Law Firm

The Wood Law Firm specializes in protecting consumers from debt collector harassment. Since 2010, we have helped thousands of clients stop unwanted phone calls and aggressive collection tactics. We understand how overwhelming and distressing debt collection harassment can be, so we are committed to fighting to protect your rights.

Our firm holds an A+ rating with the Better Business Bureau and has a track record of success in handling cases related to debt collection harassment. Whether you’ve been receiving harassing phone calls, threatening letters, or other forms of intimidation, we’re here to help.

For more information or to get started on ending the harassment from Account Services, contact The Wood Law Firm today at +1 844-638-1122. We offer a free consultation to evaluate your situation and discuss how we can help you put an end to the harassment.

Also read: Alliant Capital Management Debt Collection Harassment

Client Testimonials

Here’s what some of our clients have had to say about their experiences working with The Wood Law Firm:

• “I highly recommend The Wood Law Firm. They were professional and helped me understand my rights. The harassment stopped, and I even received compensation!”
• “The staff was incredibly courteous and helpful. They knew how to handle the collection agency, and the harassing calls stopped almost immediately. I couldn’t be happier with their service.”
• “I nearly made the mistake of paying a debt collector because of their threatening tactics. Thanks to The Wood Law Firm, I was able to resolve the issue quickly without paying the money I didn’t owe. I’m so grateful!”

How to Stop Harassment Today

No one should live with the constant stress of harassment from debt collectors, including Account Services. If you’re receiving harassing phone calls, it’s time to take control of the situation. The Wood Law Firm is here to help you navigate the process and protect your rights.

Call us today at +1 844-638-1122 to schedule a free consultation and start the process of stopping the harassment for good.

Some Useful Links:
Texas Attorney General
Consumer Finance