Staying silent won’t protect your rights when facing debt harassment from Amerassist A/R Solutions. You have the power to take action against aggressive or unlawful collection tactics under the Fair Debt Collection Practices Act (FDCPA).
At The Wood Law Firm, we support consumers facing harassment. You may be eligible for up to $1,000 in statutory damages if Amerassist violates federal law.
What Is Amerassist A/R Solutions?
Amerassist is a third-party debt collection agency in Columbus, Ohio. As a full-service ARM (Accounts Receivable Management) company, they offer healthcare revenue cycle management, commercial receivables recovery, and post-charge-off collections.
They’ve been incorporated since 2004 and serve clients across multiple industries: medical providers, financial institutions, insurance companies, and utility providers.
Company Details:
Address: 445 Hutchinson Ave, Ste 500, Columbus, OH 43235-8616
Phone: (614) 848-9800
Website: amerassist.com
Is Amerassist Legitimate?
According to the Better Business Bureau, Amerassist has been operating for 15 years and is a legitimate business. However, the BBB lists 21 complaints against them. The Consumer Financial Protection Bureau has closed 20 complaints since November 2015, while Amerassist has been involved in over 25 federal court cases centering on allegations of consumer rights violations.
Many consumers report receiving calls from 614-848-9800 and 877-294-9707, with some experiencing aggressive tactics.
Recognizing Illegal Collection Tactics
If you experience any of these behaviors, you may have grounds for legal action:
- Making contact before 8:00 a.m. or after 9:00 p.m.
- Repeatedly calling multiple times per day (courts have found 7-10 calls potentially excessive)
- Using abusive language or profanity
- Discussing your debt with friends, family, or coworkers without permission
- Contacting your workplace after being told to stop
- Threatening legal action, they cannot take
- Making false claims about criminal consequences
- Failing to inform you about your right to dispute within 30 days
How to Stop Amerassist Harassment
Request Debt Validation
Always verify any debt. Request the collector’s full name, agency address, alleged debtor’s name, original creditor’s information, and exact debt amount. Under the FDCPA, they must provide this within five days of first contact.
Send a Cease and Desist Letter
You can send a written cease and desist letter requesting they stop contacting you. Send via certified mail with return receipt. Under the FDCPA, they must honor this request except to notify you of specific legal actions.
Document Everything
Keep detailed records: dates, times, what was said, and any inappropriate behavior. This documentation is valuable if you pursue legal action.
Contact Legal Representation
The Wood Law Firm specializes in protecting consumers from abusive debt collection practices. Call +1 844-638-1122 for professional assistance.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act protects consumers from abusive debt collection practices:
- Dispute Debts: Dispute any debt you believe is incorrect within 30 days. The collector must provide validation before continuing collection efforts.
- Limit Communication: Request debt collectors stop calling you or contact you only in writing.
- Report Violations: Report potential violations to the FTC, CFPB, or your state attorney general.
- Pursue Legal Remedies: Sue for statutory damages up to $1,000 per violation, actual damages, and attorney fees.
Federal Court Cases Against Amerassist
Several consumers have taken legal action against Amerassist:
- Costello v. Amerassist A/R Solutions, 6:10-cv-01288-WEB-KMH
- Yonker v. Amerassist A/R Solutions, 5:17-cv-01176-C
- Bradley v. Amerassist A/R Solutions, 3:18-cv-01607-G
- Baillio v. Amerassist A/R Solutions, 2:19-cv-05132-SPL
- Brink v. Amerassist A/R Solutions, 1:12-cv-00825-LJO-GSA
These cases demonstrate that consumers have options when rights are violated.
About The Wood Law Firm
At The Wood Law Firm, we specialize in protecting consumers facing harassment from debt collectors. Since 2010, we have worked diligently to help individuals understand and exercise their rights. We stand by your side every step of the way with personalized service and extensive experience.
With an A+ rating from the Better Business Bureau, you can trust us to provide experienced representation. The Wood Law Firm has cultivated strong Of Counsel relationships with attorneys licensed in Arizona, California, Florida, Louisiana, Minnesota, Missouri, Ohio, Oregon, Pennsylvania, South Carolina, Tennessee, Texas, Washington, and West Virginia.
Why Choose Our Firm:
- Over a decade of experience in consumer protection law
- A+ BBB rating
- No upfront fees: contingency basis
- Extensive FDCPA, TCPA, and FCRA experience
- Track record of successful settlements
About Attorney Jeff Wood
Attorney Jeff Wood is an accomplished attorney based in Arkansas with over 18 years of experience. Mr. Wood specializes in consumer protection, focusing on cases involving the Fair Debt Collection Practices Act (FDCPA), Fair Credit Reporting Act (FCRA), and Telephone Consumer Protection Act (TCPA). His extensive experience makes him a trusted advocate for those facing debt collection harassment.
Client Success Stories
Excessive Call Volume Case
Brian from Ohio received 10-12 calls daily from Amerassist despite requesting written communication only. After documenting the harassment for three weeks, The Wood Law Firm filed an FDCPA lawsuit. Amerassist settled for $2,500, which included statutory damages and cessation of all phone contact.
Third-Party Disclosure Violation
Amanda in Texas discovered that Amerassist contacted her parents and disclosed details about her alleged debt without authorization. We documented these contacts with witness statements and pursued legal action. The case settled for $2,900.
Debt Validation Failure
Marcus from California requested debt validation from Amerassist, but received no response. Collection efforts continued for 45 days without proper validation. The Wood Law Firm represented Marcus, resulting in a $3,100 settlement and complete debt dismissal.
Frequently Asked Questions
Who is Amerassist A/R Solutions?
Amerassist A/R Solutions is a third-party debt collection agency based in Columbus, Ohio, that collects unpaid debts on behalf of businesses across multiple industries.
Is Amerassist legitimate or a scam?
Amerassist is a legitimate debt collection agency operating since 2004. However, many consumers report aggressive tactics, leading to numerous complaints with the BBB and CFPB.
Why is Amerassist calling me?
Amerassist may be contacting you to collect a debt on behalf of a creditor. Always request debt validation in writing before making any payments.
How do I stop Amerassist harassment?
Send a cease-and-desist letter via certified mail, file complaints with the CFPB or FTC, or work with a consumer protection attorney to stop illegal practices.
Can Amerassist sue me?
Amerassist can sue if the debt is valid and within your state’s statute of limitations (typically 3-6 years). You have the right to defend yourself in court.
Can Amerassist garnish my wages?
Amerassist can only garnish wages if they sue you and win a court judgment. They cannot garnish without proper legal authorization.
Can Amerassist call my family or workplace?
Amerassist may only contact others to locate you. They cannot discuss your debt with family, friends, or coworkers, as this violates the FDCPA.
Does Amerassist affect my credit score?
Amerassist may report debts to credit bureaus, which can negatively affect your credit score for up to seven years from the date of first delinquency.
How do I dispute a debt with Amerassist?
Send a written debt validation letter within 30 days of first contact, requesting proof of the debt, including the original creditor’s name and documentation.
Can I sue Amerassist for harassment?
If Amerassist violates the FDCPA, you may sue and potentially recover up to $1,000 in statutory damages plus actual damages and attorney fees.
Take Action Against Amerassist Harassment
If you believe Amerassist A/R Solutions has violated your rights under the FDCPA, don’t wait to seek help. Contact The Wood Law Firm at +1 844-638-1122 today. Our team is ready to assist you in your fight against harassment and ensure your rights as a consumer are protected.
Many of our cases run on a contingency basis, so you only pay attorney fees if we win your case. Take action now and reclaim your peace of mind.
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