If you’re facing debt harassment from Amerassist A/R Solutions, speak up. Staying silent won’t protect your rights. As soon as a debt collector contacts you, it’s completely reasonable to question what legal options and protections are available to you. Fortunately, you have the power to take action against any aggressive or unlawful collection tactics. At The Wood Law Firm, we are here to support you. You may be eligible for up to 💸$1,000 in statutory damages if you encounter harassment. Let’s explore how you can end this harassment and protect your rights.
Understanding Amerassist A/R Solutions Phone Harassment
Receiving calls from them can be stressful and overwhelming. They may contact you multiple times daily, threaten legal action, or even discuss your debts with your family and friends. If you believe these actions are crossing the line into harassment territory, you may have grounds for legal action under the Fair Debt Collection Practices Act (FDCPA). If you think you’re facing this type of harassment, know that you have legal options to potentially stop Amerassist A/R Solutions’ phone harassment.
Many consumers report receiving calls from numbers like 614-848-9800 and 877-294-9707, with some experiencing what they describe as aggressive tactics. If you feel overwhelmed by constant calls or threats, it’s time to understand your options. The Wood Law Firm can guide you through this process and help protect your rights.
Amerassist A/R Solutions has been involved in over 25 federal court cases, with many centering on allegations of consumer rights violations. The Consumer Financial Protection Bureau (CFPB) has closed 20 complaints against them since November 2015, while the Better Business Bureau shows 16 complaints closed in the past three years alone.
Is Amerassist A/R Solutions a Scam?
You may be questioning the legitimacy of this company. According to the Better Business Bureau (BBB), this debt collection agency has been operating for 15 years and is considered a legitimate business. However, this longevity doesn’t exempt them from scrutiny. The BBB lists 21 complaints against them, and many consumers have reported issues ranging from what they perceive as aggressive collection tactics to concerns about their practices.
The company claims to have collected over $800 million in the past year and serves over 10,000 credit grantors, according to their website. Buzzfile estimates their annual revenue at approximately $740,648 with a headquarters staff of 4 employees. You should consider both positive and negative feedback when researching their reviews. Knowledge is power, and understanding others’ experiences can help you navigate your situation more effectively.
Who is Amerassist A/R Solutions?
This is a third-party debt collection agency in Columbus, Ohio. As a full-service ARM (Accounts Receivable Management) company, they offer various services, including healthcare revenue cycle management, commercial receivables recovery, and post-charge-off collections for older delinquent accounts. They’ve been incorporated since 2004 and serve clients across multiple industries, including medical providers, financial institutions, insurance companies, and utility providers.
Company Details:
📌 Address: 445 Hutchinson Ave, Ste 500, Columbus, OH 43235-8616
📲 Phone: (614) 848-9800
🌐 Website: amerassist.com
The company’s CEO also serves as President of Commercial Debt Counseling Corp. and Turnaround Commercial Corp. Understanding who you’re dealing with can provide clarity and help you address the situation more effectively if you believe their collection methods are inappropriate.
How to Stop Amerassist A/R Solutions Debt Harassment Calls
If you believe Amerassist is harassing you, there are specific steps you can take to potentially stop their calls:
Debt Verification Process: Always verify any debt by asking key questions when they call. Request the collector’s full name, agency address, the complete name of the alleged debtor, the original creditor’s information, and the exact debt amount. This verification process can help determine if the debt is legitimately yours.
Cease and Desist Letters: If you believe the debt isn’t yours or if you want them to stop calling, you can send a written cease and desist letter requesting proof of the debt or asking them to stop contacting you entirely. Under the FDCPA, they should honor this request.
Documentation: Keep detailed records of all interactions, including dates, times, what was said, and any inappropriate behavior you believe occurred. This documentation can be valuable if you decide to take legal action.
Recognizing Amerassist A/R Solutions Collection Tactics
It’s essential to recognize tactics that may potentially violate the FDCPA. If you experience any of the following behaviors, you may have grounds for legal action:
- Using what you believe is abusive language or profanity during calls.
- Making contact before 8:00 a.m. or after 9:00 p.m. in your time zone.
- Repeatedly contacting you multiple times per day or week in what you consider excessive frequency.
- Discussing your alleged debt with others, including friends, family members, or coworkers, without permission.
- Contacting your workplace regarding personal debts if you’ve asked them not to or if it’s prohibited by your employer.
They may also threaten legal action they cannot or will not take, make false claims about criminal consequences for unpaid debts, misidentify themselves as attorneys or government officials, fail to inform you about your right to dispute the debt within 30 days, or attempt to collect more than what may be legally owed, including unauthorized fees.
If any of these situations sound familiar, it’s crucial to document your experiences and consider seeking legal assistance to understand your options.
Understanding Your Rights Under the Fair Debt Collection Practices Act (FDCPA)
The Fair Debt Collection Practices Act (FDCPA) is a federal law designed to protect consumers from abusive debt collection practices. It outlines specific rights when dealing with debt collectors like Amerassist A/R Solutions and provides potential remedies if you believe these rights have been violated.
Your Rights Under the FDCPA: You have several important rights that can help you navigate debt collection situations more effectively. You can dispute any debt you believe is incorrect or not yours. Once you dispute a debt in writing within 30 days, the collector must provide validation before continuing collection efforts. You also have the right to request that debt collectors limit or cease communication entirely.
Limiting Communication: You can send a written request asking debt collectors to stop calling you, contact you only in writing, or limit when they can call. If you’re represented by an attorney, they must communicate through your lawyer instead of contacting you directly.
Reporting Violations: If you believe a debt collector has violated your rights under the FDCPA, you can report these potential violations to the Federal Trade Commission (FTC), Consumer Financial Protection Bureau (CFPB), or your state attorney general’s office. Documenting any behavior you consider harassment or inappropriate is crucial.
Legal Remedies: Consumers who believe their rights were violated may pursue legal action against debt collectors. This can include potential lawsuits where you might be entitled to statutory damages up to $1,000 per violation, actual damages, and coverage for attorney fees.
Block Amerassist A/R Solutions Debt Harassment: Phone Numbers to Watch
Are you receiving calls from phone numbers you believe are associated with this company?
Known Amerassist Phone Numbers:
- 614-848-9800 (Main number)
- 877-294-9707 (Toll-free line)
If you recognize these numbers and believe the calls constitute harassment, it’s important to document each interaction. Keep in mind that this list may not be exhaustive—debt collectors sometimes use multiple numbers or third-party calling services.
If you think you’re being harassed, contacting The Wood Law Firm immediately can help you understand your options. We can assist you in taking appropriate steps if you believe they’re contacting you unlawfully.
Amerassist Lawsuit Cases and Legal Precedents
Several consumers have taken legal action against Amerassist A/R Solutions, demonstrating that if you believe your rights have been violated, you have options. Here are notable federal court cases that have been filed:
Recent Federal Cases:
✅ Costello v. Amerassist A/R Solutions, 6:10-cv-01288-WEB-KMH
✅ Yonker v. Amerassist A/R Solutions, 5:17-cv-01176-C
✅ Bradley v. Amerassist A/R Solutions, 3:18-cv-01607-G
✅ Baillio v. Amerassist A/R Solutions, 2:19-cv-05132-SPL
✅ Brink v. Amerassist A/R Solutions, 1:12-cv-00825-LJO-GSA
These cases represent situations where consumers believed their rights were violated and chose to take legal action. The outcomes of these cases can provide insight into potential violations and remedies available under consumer protection laws. If you think you’ve experienced similar issues, you may have grounds for legal action as well.
Common Questions About Amerassist A/R Solutions
Who is Amerassist A/R Solutions?
Amerassist A/R Solutions is a third-party debt collection agency that collects unpaid debts on behalf of businesses across the United States.
Is Amerassist A/R Solutions legit or a scam?
They are a legitimate debt collection agency. However, many consumers report aggressive tactics, which has led to numerous complaints.
Why is Amerassist A/R Solutions calling me?
They may be contacting you to collect a debt. Always request debt validation before making payments.
How do I stop Amerassist A/R Solutions harassment?
You can send a cease-and-desist letter, file a complaint with regulators, or work with a consumer protection attorney.
What are my rights against Amerassist debt collection harassment?
Under the FDCPA, you have the right to be free from abusive, deceptive, and unfair collection practices.
Can Amerassist A/R Solutions sue me?
Yes, but they must follow proper legal steps. You also have the right to defend yourself in court.
Can Amerassist garnish my wages?
Only if they sue you and win a court judgment. They cannot garnish wages otherwise.
Can Amerassist call my family or workplace?
They may only contact others to locate you. They cannot discuss your debt with family, friends, or coworkers.
Can Amerassist add extra fees to my debt?
They can only add fees or interest if your original contract allows it or state law permits it.
Does Amerassist show up on credit reports?
Yes, they may report debts to credit bureaus, which can negatively affect your credit score.
How long does Amerassist stay on my credit report?
Collection accounts can stay on your credit report for up to seven years from the date of first delinquency.
How do I dispute a debt with Amerassist A/R Solutions?
Send a written debt validation letter within 30 days of first contact to request proof of the debt.
Can I sue Amerassist A/R Solutions for harassment?
Yes. If they violate the FDCPA, you may sue and recover up to $1,000 in statutory damages plus attorney fees.
What should I do if Amerassist threatens legal action?
Ask for all communication in writing and contact a consumer protection lawyer immediately.
How can a lawyer help with Amerassist A/R Solutions?
A lawyer can stop harassment, dispute invalid debts, and help you recover damages if your rights are violated.
Collection Agency Harassment Laws: Your Federal Protections
Beyond the FDCPA, several other federal laws may protect you if you believe you’re experiencing debt collection harassment:
Telephone Consumer Protection Act (TCPA): This law restricts when and how debt collectors can use automated calling systems, artificial voices, or send text messages. If you believe they’re violating TCPA rules, you might have grounds for legal action with potential damages up to $1,500 per violation.
Fair Credit Reporting Act (FCRA): This law governs how collection agencies report debts to credit bureaus and ensures accuracy in credit reporting. If you believe incorrect information has been reported, you have the right to dispute it.
Consumer Financial Protection Act (CFPA): This creates additional oversight and potential remedies for consumers who believe they’ve been treated unfairly by financial service providers, including debt collectors.
About The Wood Law Firm: Your Debt Harassment Attorney
At The Wood Law Firm, we specialize in protecting consumers who believe they’re facing harassment from debt collectors. Since our inception in 2010, we have worked diligently to help individuals understand and exercise their rights. We recognize that dealing with Amerassist A/R Solutions and other debt collectors can feel overwhelming, which is why we’re here to provide support and guidance.
With an A+ rating from the Better Business Bureau, you can trust us to provide the experienced representation you need during this challenging time. Our background enables us to help you understand your rights and work toward a resolution if you believe your rights have been violated.
Why Choose Our Firm:
- Over a decade of experience in consumer protection law
- A+ BBB rating demonstrating our commitment to client satisfaction
- No upfront fees – we work on a contingency basis
- Extensive experience with FDCPA, TCPA, and FCRA cases
- Track record of successful settlements and judgments
If you want to protect yourself against what you believe is harassment from Amerassist A/R Solutions, please contact us. Call us at ☎️+1 844-638-1122 for immediate assistance, or visit our website for more information.
Success Stories: Real Results for Our Clients
Many clients have found relief through our services at The Wood Law Firm. Here are testimonials from people who believed they were experiencing harassment:
“I highly recommend The Wood Law Firm to anyone who thinks they’re experiencing harassment! Their professionalism and straightforwardness made a significant difference in my case. They helped me understand my rights and took action when I believed the collector crossed the line.”
“I dealt with The Wood Law Firm on two occasions when I thought debt collectors were harassing me. The staff was courteous, helpful, and familiar with the tactics that I believed were inappropriate. The calls stopped, and I even received compensation for what we determined were violations of my rights.”
“Thanks to The Wood Law Firm, I didn’t make the mistake of paying a debt collector money I couldn’t afford when I wasn’t even sure the debt was mine. The team was friendly and knowledgeable, resolving my case quickly and explaining my options every step of the way.”
Additional Resources for Consumer Protection
To learn more about consumer rights and debt collection practices, these resources can help you understand your legal protections:
➡️ Debt Collection FAQs by the FTC
➡️Ohio Attorney General Consumer Finance Resources
➡️Consumer Financial Protection Bureau Complaint Portal
➡️Collection Agency Harassment
➡️Asset Recovery Solutions Debt Collection Harassment
➡️Financial Business Consumer Solutions Harassment
These materials can provide additional insight into your rights and options if you believe you’re experiencing inappropriate collection practices.
Final Thoughts on Stopping Amerassist A/R Solutions Debt Harassment
No one should have to endure what they believe is harassment from debt collectors. If you think you’re facing inappropriate collection practices from Amerassist A/R Solutions, know that you have options to potentially stop it. With proper legal support, you can assert your rights and seek compensation for any damages if violations occurred.
The key is understanding that you don’t have to face this situation alone. Whether you’re dealing with excessive calls, inappropriate contact with third parties, threats you believe are unlawful, or other concerning behavior, experienced legal representation can help you determine if your rights have been violated and what remedies may be available.
Take Action Today: If you believe Amerassist A/R Solutions has violated your rights under the FDCPA or other consumer protection laws, don’t wait to seek help. Contact The Wood Law Firm at ☎️+1 844-638-1122 today. Our team is ready to assist you in your fight against what you believe is harassment and ensure that your rights as a consumer are protected.
Many of our cases run on a contingency basis, so you only pay attorney fees if we win your case. Don’t let another day pass feeling helpless; take action now and reclaim your peace of mind.
Useful Consumer Protection Links
🌐 Federal Trade Commission Website
🌐FTC Debt Collection FAQs
🌐Consumer Financial Protection Bureau
🌐Ohio Attorney General Consumer Protection
If You Have Questions About Your Rights, Feel Free to Visit:
🌐 FTC Consumer Information
🌐CFPB Know Your Rights
