You should not keep silent if you experience Amerassist A/R Solutions debt harassment. When a debt collector reaches out, you may wonder about your legal rights and options. It’s crucial to understand that you can take action against any aggressive tactics you face during the collection process. At The Wood Law Firm, we are here to support you. You may be eligible for up to 💸$1,000 in statutory damages if you encounter harassment. Let’s explore how you can end this harassment and protect your rights.
Understanding Amerassist A/R Solutions Phone Harassment
Receiving calls from them can be stressful. They may contact you multiple times daily, threaten legal action, or even discuss your debts with your family and friends. These actions are not just bothersome; they are illegal under the Fair Debt Collection Practices Act (FDCPA). If you are facing this type of harassment, know that you have the legal right to stop Amerassist A/R Solutions’ phone harassment.
If you feel overwhelmed by constant calls or threats, it’s time to take a stand. The first step is recognizing that you have options. The Wood Law Firm can guide you through this process and uphold your rights.
Is Amerassist A/R Solutions a Scam?
You may be questioning the legitimacy of this solution. According to the Better Business Bureau (BBB), this debt collection agency has been operating for 15 years. However, this longevity does not exempt them from scrutiny. The BBB lists 21 complaints against them. Many consumers have reported issues ranging from aggressive collection tactics to potential scams.
You must consider positive and negative feedback to learn more about their reviews. Knowledge is power, and understanding others’ experiences can help you navigate your situation.
Who is Amerassist A/R Solutions?
This is a third-party debt collection agency in Columbus, Ohio. It has had over 25 federal court cases, often related to accusations of violating consumer rights. Alleged tactics can range from legal to illegal, and many consumers claim harassment.
- 📌 Their address is: 445 Hutchinson Ave, Ste 500, Columbus, OH 43235-8616
- 📲 Phone: (614) 848-9800
Understanding who you’re dealing with can clarify and help you address the issue more effectively.
Also read: Collection Agency Harassment
Recognizing Amerassist A/R Solutions Possible Collection Tactics
It’s essential to know the common tactics that may be used by them. If you experience any of the following behaviors, you may have a valid case against them:
- 👉 Using abusive language or profanity.
- 👉 Calling before 8:00 a.m. or after 9:00 p.m.
- 👉 Repeatedly contacting you multiple times a week.
- 👉 Discussing your debt with others, including friends and family.
- 👉 Contact your workplace regarding your debts.
- 👉 Threatening legal action or damaging your credit score.
- 👉 Making false claims about criminal actions related to your debts.
- 👉 Misidentifying the individual they are trying to reach.
- 👉 Failing to inform you about your right to dispute the debt.
- 👉 Attempting to collect more than what is legally allowed.
If any of these tactics resonate with you, it is crucial to document your experiences and seek assistance.
Understanding Your Rights Under the Fair Debt Collection Practices Act (FDCPA)
The Fair Debt Collection Practices Act (FDCPA) is a federal law that protects consumers from abusive debt collection practices. It outlines consumers’ rights when dealing with debt collectors like Amerassist A/R Solutions.
- ✅ Your Rights Under the FDCPA: Under the FDCPA, you have several rights that can help you navigate debt collection more effectively. For instance, you can dispute any debt that you believe is incorrect. Once you dispute a debt, the collector must validate the debt before they can continue to pursue payment.
- ✅ Limiting Communication: You also have the right to request that debt collectors cease communication. If you wish to limit how often or when they contact you, you can send a written request to the debt collector, which must be honored.
- ✅ Reporting Violations: If a debt collector violates your rights under the FDCPA, you can report these violations to the Federal Trade Commission (FTC) or your state attorney general’s office. Documenting any harassment or illegal actions is crucial for your case.
- ✅ Legal Remedies: Consumers who feel their rights violated can pursue legal action against debt collectors, which includes potential lawsuits where you may be entitled to statutory damages for each violation and coverage for attorney fees.
Also read: Asset Recovery Solutions Debt Collection Harassment
Recognizing Amerassist A/R Solutions Phone Numbers
Are you receiving calls from the following phone numbers associated with this company?
- 📲 614-848-9800
- 📲 877-294-9707
If you recognize these numbers, you are likely experiencing harassment from them. Be aware that this list is not exhaustive; other Amerassist A/R Solutions phone numbers may also belong to them.
If you feel harassed, contacting The Wood Law Firm immediately is essential. We can help you take the necessary steps to stop them from contacting you unlawfully.
Common Questions About Amerassist A/R Solutions
- Is this a Scam❓
While this is a legitimate business that has been in operation for 15 years, many consumers question its practices. It’s essential to conduct thorough research and understand your rights as a consumer. - Can they Garnish My Wages❓
Yes, they can garnish your wages, especially if the debt relates to a Federal Student Loan or they have secured a judgment against you in court. - Can they Sue Me❓
Absolutely. They can file a lawsuit against you, provided the debt is within the statute of limitations. - Can they Report My Debt to Collection Bureaus❓
Yes, they can report your debt to collection agencies. This action may affect your credit report and score. - Can they Arrest Me❓
Debt collectors lack the authority to arrest you for unpaid debts. However, if you fail to comply with a court order, such as appearing in court, the judge may issue a warrant for your arrest.
To gain further insight into them, here are a few notable cases filed against them:
✅ Costello v. Amerassist A/R Solutions, 6:10-cv-01288-WEB-KMH
✅ Yonker v. Amerassist A/R Solutions, 5:17-cv-01176-C
✅ Bradley v. Amerassist A/R Solutions, 3:18-cv-01607-G
✅ Baillio v. Amerassist A/R Solutions, 2:19-cv-05132-SPL
✅ Brink v. Amerassist A/R Solutions, 1:12-cv-00825-LJO-GSA
These cases demonstrate that many consumers have taken legal action against them for various reasons. You have the right to fight back, too.
About The Wood Law Firm
At The Wood Law Firm, we specialize in protecting consumers facing harassment from debt collectors. Since our inception in 2010, we have worked diligently to help individuals reclaim their rights. We understand that dealing with them and other debt collectors can be overwhelming. That’s why we are here to support you.
With an A+ rating from the Better Business Bureau, you can trust us to provide the guidance you need during this difficult time. Our experience enables us to help you understand your rights and work toward a resolution.
If you want to safeguard yourself against harassment from them, please contact us. Call us at ☎️+1 844-638-1122 for immediate assistance, or visit our website for more information.
Also read: Financial Business Consumer Solutions Harassment
Success Stories
Many clients have found relief through our services at The Wood Law Firm. Here are a few testimonials:
“I highly recommend The Wood Law Firm to anyone experiencing harassment! Their professionalism and straightforwardness made a significant difference in my case.”
“I dealt with The Wood Law Firm on two occasions. The staff was courteous, helpful, and familiar with the harassment tactics employed by collection agencies. The calls stopped, and I even received compensation.”
“Thanks to The Wood Law Firm, I didn’t make the mistake of paying a debt collector money I couldn’t afford. The team was friendly and knowledgeable, resolving my case quickly.”
Additional Resources
For more information on consumer rights and debt collection practices, check out the following resources:
- ➡️ Debt Collection FAQs by the FTC
- ➡️ Ohio Attorney General Consumer Finance
- ➡️ National Management Recovery Debt Collection Harassment
- ➡️ Reel Time Capital Debt Collection Harassment
Final Thoughts on Amerassist A/R Solutions Debt Harassment
No one should endure harassment from debt collectors like this firm. If you face Amerassist A/R Solutions debt collection harassment, know that you have the power to stop it. You can assert your rights and seek compensation for any damages incurred with the proper legal support.
Contact The Wood Law Firm at ☎️+1 844-638-1122 today. Our team is ready to assist you in your fight against harassment and ensure that your rights as a consumer are respected. Don’t wait; take action now and reclaim your peace of mind.
