Are you tired of receiving constant calls from Apelles LLC? It’s not just an annoyance—it can violate your rights. Debt collectors like Apelles LLC may threaten legal action or claim they will garnish your wages. You might find that they call you at odd hours or reach out multiple times daily, disrupting your peace. In some extreme cases, they could even inform your friends, family, or neighbors about your debt. If this sounds familiar, you need to know that these actions are unethical and illegal. Understanding your rights can help you stop Apelles LLC debt collection harassment and hold them accountable for their behavior.

Is Apelles LLC Legitimate or a Scam?

One of the common questions consumers have is whether Apelles LLC is a legitimate business or part of an enormous scam. According to the Better Business Bureau (BBB), Apelles LLC has been operational for 16 years. While this may suggest credibility, there are still significant concerns. The BBB has recorded at least ten complaints against Apelles LLC, with many consumers voicing frustration over their tactics. These complaints range from aggressive communication to misleading information. Whether or not Apelles LLC is a scam, their conduct has made many people question their practices and seek help.

Also read: Lakeside Receivables Debt Collection Harassment

Who is Apelles LLC?

Apelles LLC is a third-party debt collector located in Columbus, Ohio. As a company, they handle debt collection for other entities, pursuing individuals who owe money. However, their methods have drawn scrutiny. Appells LLC has been involved in over 30 federal court cases, facing allegations of violating consumer rights through harassment and coercive tactics. These Appells LLC threats have made them notorious among those who have dealt with them.

Contact Information for Appells LLC:

• Address: 3700 Corporate Dr. Ste 240, Columbus, OH 43231-5001
• Apelles LLC phone number: (614) 899-7322

What Does the FDCPA Say About Appells LLC Debt Collection Harassment?

The Fair Debt Collection Practices Act (FDCPA) is a crucial piece of legislation that protects consumers from abusive practices by debt collectors. This law clarifies that you have rights when dealing with debt collection agencies like Apelles LLC. According to the FDCPA, a debt collector must follow specific guidelines and cannot engage in harassment. Here are some examples of what is not allowed under the FDCPA:

1. Repeated or Continuous Calls: The FDCPA prohibits repeated calls that annoy or harass you, which could be a violation if Apelles LLC collectors call you multiple times daily.
2. Abusive Language: No debt collector can use obscene or profane language when speaking to you.
3. Disclosure of Debt: They cannot discuss your debt with others, such as family members, neighbors, or your employer, without your consent.
4. False Claims: It is illegal to make false or misleading statements, such as pretending to be a government agent or attorney.

If Appells LLC engages in any of these practices, you may be entitled to take legal action. Pursuing a case against them can award you up to $1,000 in statutory damages and coverage for your attorney fees.

Also read: Central Management Group Debt Collection Harassment

How to Handle Appells LLC Phone Harassment

Dealing with Appells LLC phone harassment can be overwhelming, especially if you’re unsure how to respond. Here are some steps you can take to protect yourself and build a case if needed:

1. Document Every Interaction: Keep a log of when Appells LLC contacts you. Write down the date, time, and details of the call’s content. This documentation can be crucial if you file a complaint or pursue legal action.
2. Request Written Communication: Ask Appells LLC to communicate with you via mail instead of phone. Make this request in writing and send it via certified mail so you have proof of receipt.
3. Know Your Rights: Familiarize yourself with the provisions of the FDCPA. By understanding what is and isn’t allowed, you can better recognize when Appells LLC crosses the line.
4. Send a Cease and Desist Letter: If the calls become unbearable, you can request that Appells LLC stop contacting you. A formal cease and desist letter should outline that they should only contact you to confirm receipt of the letter or to inform you of a specific action they will take.

Also read: Arcadia Recovery Bureau Debt Collection Harassment

Filing a Complaint Against Appells LLC

If you’ve experienced Appells LLC debt collection harassment, consider filing a complaint with the appropriate authorities. Here’s how to proceed:

• Contact the Consumer Financial Protection Bureau (CFPB): The CFPB oversees complaints related to debt collection practices. Submitting a complaint can pressure Appells LLC to change its behavior.
• Contact Your State Attorney General. Your state’s attorney general can take action against debt collectors who violate state laws or federal regulations.
• Consult The Wood Law Firm: If you need further legal assistance, The Wood Law Firm can guide you through the process of taking legal action against Apelles LLC. Contact us at +1 844-638-1122 for expert advice and representation.

Also read: Wellington Capital Partners LLC Debt Collection Harassment

Common Appells LLC Complaints

Many consumers have reported troubling experiences with Appells LLC. The most common complaints include:

• Frequent and Aggressive Calls: Consumers have received multiple calls daily, often at inconvenient hours. This pattern suggests a deliberate attempt to pressure individuals into paying.
• False Threats of Legal Action: Some consumers have reported that Appells LLC collectors threaten to sue or garnish wages without any intention. Such deceptive tactics are clear violations of the FDCPA.
• Sharing Debt Information with Third Parties: Another recurring issue is disclosing debt information to friends or family. This practice embarrasses the debtor and violates privacy rights under the FDCPA.
• Harsh and Abusive Language: Numerous individuals have shared stories of being spoken to rudely or being subjected to verbal abuse during calls.

The Consequences of Violating the FDCPA

When Appells LLC or any other debt collector violates the FDCPA, they face serious consequences. A lawsuit filed by a consumer can result in fines and legal penalties for the debt collection agency. Moreover, winning such a lawsuit means the agency may be required to pay the consumer up to $1,000 in damages, cover attorney fees, and any additional costs incurred due to their actions.

Also read: Financial Recovery Services Debt Harassment

Protecting Yourself from Appells LLC Debt Collection Harassment

Here are some proactive ways to safeguard yourself:

1. Know Your Debt: Ensure you understand what debt, if any, you owe. If Appells LLC contacts you, request a debt validation letter to confirm the legitimacy of the debt.
2. Don’t Be Intimidated: Debt collectors often use intimidation tactics, such as raising their voices or issuing fake deadlines. Stay calm, and know you can seek legal help if necessary.
3. Reach Out for Support: Involving professionals is often the best step when dealing with complex or repeated harassment. The Wood Law Firm specializes in cases like these and can provide you with the necessary legal expertise. Call us at +1 844-638-1122 for support.

Also read: Javitch Block LLC Debt Collection Harassment

Responding to Apelles LLC Threats

If Appells LLC makes threatening remarks or implies they will take actions like suing or garnishing your wages, don’t panic. Remember, unless they provide you with a written notice of their intent, most of these claims are scare tactics. Here’s how you can handle such threats:

• Demand Written Proof: Insist that they send written confirmation of any legal action they claim to take.
• Verify Their Claims: Confirm with local courts if the collector files a lawsuit.
• Speak to an Attorney: Consulting an attorney, especially one from The Wood Law Firm, can help you understand your options and take effective action. Call +1 844-638-1122 today.

Also read: Action Collection Agency Debt Harassment

Final Thoughts: Stand Up Against Apelles LLC Debt Collection Harassment

You don’t have to endure Apelles LLC debt collection harassment in silence. Federal laws like the FDCPA are there to protect your rights. If Apelles LLC collectors cross the line, know that you can take action. Documenting calls, knowing your rights, and contacting professionals like The Wood Law Firm’s experienced team will protect you, ensuring the harassment stops. We also protect your rights and defend you where necessary. Contact us now at +1 844-638-1122 for guidance and support.

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