FirstPoint Collection Resources harassment may involve constant calls, threats of lawsuits, warnings about garnishing wages, or calls during inconvenient times. If they’ve disclosed your debt to family, friends, or neighbors, these actions may be illegal.
You have the right to stop their harassment. The Fair Debt Collection Practices Act (FDCPA) outlines clear regulations that debt collectors must follow. If they violate these laws, you could be entitled to up to $1,000 in statutory damages plus attorney fees.
The Wood Law Firm can help you stop the harassment and pursue compensation. Call us at +1 844-638-1122 for a free consultation.
Is FirstPoint Collection Resources a Scam
Many consumers wonder whether FirstPoint Collection Resources is legitimate or part of a scam. FirstPoint Collection Resources is a legitimate business that has been operating since 2000. However, just because the company is legitimate does not mean its practices are always fair or compliant with consumer protection laws.
The BBB reports 28 complaints closed over the past three years, showing that consumers have encountered various issues, from alleged aggressive phone calls to questionable tactics. The Wood Law Firm can help you determine if their tactics violate your rights.
What FirstPoint Collection Resources Does
FirstPoint Collection Resources is a third-party debt collection agency specializing in revenue cycle management and decision data services. They offer point collection services for various types of creditors.
The company has its main office at 225 Commerce Pl, Greensboro, NC. Reviews indicate mixed experiences, with some individuals noting compliance and professionalism, while others allege harassment and aggressive tactics.
Also read: Top Resources for Every Consumer Advocate
Harassment Tactics Used by FirstPoint Collection Resources
Understanding how they operate can help you identify when they have crossed the line:
- Frequent Phone Calls: Bombarding consumers with repeated calls throughout the day, often at inconvenient hours
- Threats of Legal Action: Threatening potential lawsuits or wage garnishment that may not be legitimate
- Sharing Debt Information: Discussing your debt with family members, neighbors, or your employer, breaching your right to privacy
- Harassment with Language: Abusive or threatening language aimed at scaring consumers, classified as phone harassment
The FDCPA clearly states that debt collectors cannot engage in abusive, deceptive, or unfair practices. If you experience any of these, The Wood Law Firm can help you take action by documenting every interaction.
Also read: Handling Northtown Capital Debt Collection Harassment
Your Rights Under the FDCPA
The FDCPA protects consumers from predatory practices. Key rights include:
- Communication Restrictions: Debt collectors must contact you between 8 a.m. and 9 p.m. local time unless you agree otherwise
- Cease Communication: You can request that FirstPoint Collection Resources stop contacting you by sending a cease and desist letter
- Verification of Debt: Debt collectors must provide written proof of the debt they are trying to collect
- No Third-Party Disclosure: Debt collectors cannot reveal information about your debt to others
The Wood Law Firm can help you enforce these rights and pursue damages for violations.
How to Handle FirstPoint Collection Resources Harassment
If you are facing debt collection harassment, take these strategic steps:
- Document Every Call: Keep a log of each interaction, noting the date, time, and details
- Record Conversations: In some states, recording phone calls is legal. Check your state’s laws
- Send a Cease and Desist Letter: Request that they stop contacting you in writing
- File a Complaint: Report harassment to the FTC and your state’s Attorney General’s office
- Contact The Wood Law Firm: Call +1 844-638-1122 for professional assistance
Filing a Lawsuit Against FirstPoint Collection Resources
If they continue aggressive tactics despite your efforts, you may consider filing a lawsuit. The FDCPA allows you to seek up to $1,000 in statutory damages and recover attorney fees. The Wood Law Firm can review your case, gather your evidence, and file the lawsuit on your behalf.
Standing Up to FirstPoint Collection Resources
When FirstPoint Collection Resources violates your rights, The Wood Law Firm becomes your shield against their illegal tactics. We’ve spent years mastering FDCPA litigation and understand exactly how debt collectors operate. Our team knows their playbook, and we use that knowledge to build ironclad cases that force accountability.
From your first call, we take immediate action to stop the harassment. We handle all communication with FirstPoint Collection Resources, document every violation, and build a comprehensive case for maximum compensation. Our contingency fee structure means you pay nothing unless we win, and FirstPoint Collection Resources covers all legal fees when they lose.
With attorneys licensed across multiple states including Arizona, California, Florida, Louisiana, Minnesota, Missouri, Ohio, Oregon, Pennsylvania, South Carolina, Tennessee, Texas, Washington, and West Virginia, we can represent you regardless of where FirstPoint Collection Resources is calling from.
Jeff Wood: Fighting for Consumer Rights Since 2010
Jeff Wood built The Wood Law Firm on a simple belief: consumers deserve respect, and debt collectors who break the law must face consequences. With over 15 years of experience in consumer protection law, Jeff has dedicated his career to stopping abusive debt collection practices.
Licensed in Arkansas and leading a nationwide team, Jeff has successfully represented hundreds of clients against companies like FirstPoint Collection Resources. His approach combines aggressive legal strategy with genuine compassion for what clients endure. He understands that harassment calls aren’t just annoying; they disrupt your life, damage relationships, and create constant anxiety.
Jeff’s success comes from his thorough preparation and refusal to back down. When he takes your case, he commits fully to documenting every violation, building the strongest possible argument, and pursuing every dollar you’re owed.
Real Success Against FirstPoint Collection Resources
Case 1: A teacher received 50+ calls in two weeks from FirstPoint Collection Resources, including calls before 8 a.m. and after 9 p.m. The Wood Law Firm documented each violation and secured $1,000 in statutory damages plus emotional distress compensation.
Case 2: FirstPoint Collection Resources called a client’s employer three times, disclosing debt information to coworkers. The Wood Law Firm filed suit for privacy violations and secured a settlement covering statutory damages, attorney fees, and debt forgiveness.
Case 3: A client was threatened with immediate wage garnishment for a disputed medical bill. The Wood Law Firm identified false threats and failure to validate the debt, securing $1,000 in damages and forcing FirstPoint Collection Resources to cease all collection efforts.
Frequently Asked Questions About FirstPoint Collection Resources
1. Is FirstPoint Collection Resources a legitimate debt collector or a scam?
FirstPoint Collection Resources is a legitimate debt collection agency, but many consumers have reported aggressive or harassing behavior. Always verify any debt before making payments.
2. Can I stop FirstPoint Collection Resources from contacting me?
Yes. Send a cease and desist letter under the FDCPA. The Wood Law Firm can draft this letter at +1 844-638-1122.
3. What rights do I have under the Fair Debt Collection Practices Act?
The FDCPA protects you from harassment, unfair practices, abusive language, and calls outside certain hours. You can also request written debt verification.
4. How does FirstPoint Collection Resources affect my credit report?
A collection account can lower your credit score and remain on your file for up to seven years, even if you pay.
5. Can I sue FirstPoint Collection Resources for harassment?
Yes. If they violate the FDCPA, you may recover up to $1,000 in statutory damages plus attorney fees. Call The Wood Law Firm at +1 844-638-1122.
6. How can I document harassment from FirstPoint Collection Resources?
Keep a written record of every call including dates, times, and what was said. Save all letters, emails, and voicemails.
7. Can FirstPoint Collection Resources call me at work?
Debt collectors can call you at work unless you tell them your employer does not allow personal calls.
8. How do I verify a debt from FirstPoint Collection Resources?
Request a debt validation letter within 30 days of their first contact. They must provide details including the original creditor and amount owed.
9. Can FirstPoint Collection Resources garnish my wages?
They cannot garnish your wages unless they sue you in court and win a judgment. Speak with The Wood Law Firm if you receive a garnishment notice.
10. How can a lawyer help with FirstPoint Collection Resources?
The Wood Law Firm can communicate with the agency on your behalf, stopping direct calls, disputing invalid debts, or filing lawsuits for violations.
For immediate assistance with FirstPoint Collection Resources harassment, contact The Wood Law Firm at +1 844-638-1122.
FirstPoint Collection Resources Contact Information:
- Phone: (336) 378-6300
- Address: 225 Commerce Place, Greensboro, NC 27401
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