Is States Recovery Systems (SRS) Harassing You with Calls? Here’s How to Make It Stop
If you’ve been receiving frequent, harassing calls from States Recovery Systems (SRS), it may be more serious than you think. Many people find themselves overwhelmed by aggressive debt-collection tactics that not only disrupt their peace but may also violate the law. Are they threatening to take legal action against you? Do they contact you outside of regular hours or multiple times per day? Worse yet, are they sharing information about your debt with your family or coworkers?
These types of actions are not only distressing but may also be illegal. Fortunately, you have rights under federal law and don’t have to face this harassment alone. With the help of The Wood Law Firm, you can put an end to these invasive calls. If your rights under the Fair Debt Collection Practices Act (FDCPA) are being violated, you could be entitled to statutory damages of up to $1,000, plus attorney fees.
Contact The Wood Law Firm today at ☎️ +1 844-638-1122 to stop SRS phone harassment and regain control of your life.
Is States Recovery Systems a Legitimate Company?
Many people wonder if a scammer is targeting them when faced with aggressive debt collection calls. According to the Better Business Bureau (BBB), States Recovery Systems is a legitimate debt collection agency that has been in business for over 30 years. However, just because a company is legitimate doesn’t mean it always follows the law.
Over the years, at least seven complaints have been filed against SRS with the BBB. While they operate legally, their practices may only sometimes be appropriate or within the bounds of the FDCPA. If you believe SRS has violated your rights, The Wood Law Firm can help you hold them accountable.
Who Is States Recovery Systems?
SRS is a third-party debt collector in Rancho Cordova, California. Despite being in business for over thirty years, SRS has been the subject of more than 50 federal court cases. Many of these lawsuits accuse the company of engaging in unlawful and harassing communication practices, all in an effort to coerce consumers into making debt payments.
Their address and contact details are as follows:
- 📌 Address: 2491 Sunrise Blvd, Rancho Cordova, CA 95670-4344
- 📲 Phone: (916) 631-7085
SRS is linked to various names, including:
- 👉 States Recovery Systems Inc.
- 👉 State Recovery Systems
- 👉 State Recovery Services
Consumers often search for alternative names when looking for information about the company. Regardless of what name they use, their tactics may still be unlawful, and you have the right to fight back. The Wood Law Firm can assist you in stopping SRS harassment and ensuring your rights are protected.
Harassment Tactics That May Be Used by State Recovery Systems
Debt collectors like SRS may employ various methods to pressure consumers into paying. While some of these actions are legal, others are harassment. Here are a few practices SRS might use that could violate the FDCPA:
- ✅ Profane or abusive language: Debt collectors cannot use offensive language or insults.
- ✅ Calling outside of legal hours: SRS violates federal law if you receive calls before 8:00 a.m. or after 9:00 p.m.
- ✅ Excessive calls: Repeated calls are not permitted, particularly those designed to annoy or intimidate you.
- ✅ Discussing your debt with third parties: Sharing details about your debt with family members, neighbors, or coworkers directly violates your privacy.
- ✅ Contacting your workplace: While debt collectors can call your workplace under specific circumstances, repeatedly doing so in a way that jeopardizes your job may be illegal.
- ✅ Threatening legal action or wage garnishment: Debt collectors cannot threaten to sue you, garnish your wages, or damage your credit unless they have legal authority.
- ✅ False criminal accusations: Accusing you of committing a crime connected to your debt is illegal and often used to intimidate.
- ✅ Harassing the wrong person: If they call you for a debt that isn’t yours, it’s annoying and may also constitute harassment.
- ✅ Failure to inform you of your rights: Debt collectors must notify you of your right to dispute the debt under federal law.
- ✅ Attempting to collect more than you owe: Any attempt to collect money beyond what is legally due is a clear violation.
If SRS has engaged in any of the above behaviors, you may be entitled to take legal action against them. The Wood Law Firm specializes in helping consumers fight back against unlawful collection tactics. Contact us today at ☎️+1 844-638-1122 for a free consultation.
➡️ Also read: Comenity Bank Debt Collection Harassment
Common Phone Numbers Used by SRS
It’s important to know the numbers SRS uses to contact consumers. If you’re receiving calls from any of the following numbers, you may be dealing with SRS:
- 📲 916-631-7085
- 📲 800-211-1435
While these are some numbers they use, they may also be called by others. Even if the number isn’t listed here, it could still be SRS. If you suspect they’re behind the calls, it’s time to take action. Contact The Wood Law Firm, and we’ll help you end the harassment.
Frequently Asked Questions About SRS
Dealing with a debt collector like SRS can raise numerous questions. Here are some of the most common concerns we hear from consumers:
Is States Recovery Systems a legitimate debt collector?
Yes, SRS is a legitimate third-party debt collector with over 30 years in business, but their tactics may violate the law.
What are common harassment tactics used by SRS?
SRS may use excessive calls, threats, profanity, third-party disclosure, and illegal contact hours, violating FDCPA regulations.
Can States Recovery Systems legally garnish my wages?
Yes, but only with a court judgment or in cases involving certain debts like federal student loans.
What are my rights under the FDCPA if SRS harasses me?
You can dispute the debt, demand written notice, and may be eligible for up to $1,000 in statutory damages.
Can SRS contact my workplace or discuss my debt with others?
They can call your workplace within limits but can’t disclose debt details to coworkers, family, or friends.
Can I sue States Recovery Systems for harassment?
Yes, if SRS violates your consumer rights under FDCPA, you may be able to sue and receive legal compensation.
What phone numbers are used by States Recovery Systems?
Common SRS numbers include 916-631-7085 and 800-211-1435, though other numbers may also be used.
Has SRS faced lawsuits for unlawful debt collection?
Yes, federal lawsuits like Allen v. SRS and Palmer v. SRS have alleged illegal debt collection practices.
Can I stop calls from States Recovery Systems permanently?
Yes, with legal support from The Wood Law Firm, you can stop harassing calls and protect your legal rights.
How can The Wood Law Firm help with SRS harassment?
They offer free consultations, handle legal proceedings, and work to stop the calls and get you compensation.
Can States Recovery Systems report debts to credit bureaus?
Yes, they can report debts to major credit reporting agencies, which may impact your credit score. You have the right to dispute inaccurate reports.
What should I include in a cease and desist letter to SRS?
Your letter should clearly state that you want all communication to stop, include your account reference, and be sent via certified mail with a return receipt.
Examples of Lawsuits Against SRS
SRS has been involved in numerous lawsuits related to its debt collection practices. These cases often highlight unlawful behavior and violations of consumer rights. Here are a few examples:
- ➡️ Allen v. States Recovery Systems
- ➡️ Howard v. States Recovery Systems
- ➡️ Palmer v. States Recovery Systems
- ➡️ Frierson v. States Recovery Systems
- ➡️ Holmes v. States Recovery Systems
Each case provides evidence of how debt collectors can violate the law. If you believe SRS violates your rights, contact The Wood Law Firm for help.
About The Wood Law Firm
The Wood Law Firm specializes in protecting consumers from debt collection harassment. Since 2010, we’ve been helping clients stop the relentless calls and unfair practices used by companies like SRS. With over a decade of experience and an A+ rating from the Better Business Bureau, we are well-equipped to handle your case and ensure that we defend your rights.
If SRS has harassed you, don’t wait. Contact The Wood Law Firm at ☎️+1 844-638-1122 today to begin the process of stopping the harassment. We’re committed to helping you navigate this challenging time and will work to ensure you receive any compensation you’re entitled to under the law.
➡️ Also read: Alliant Capital Management Debt Collection Harassment
Client Success Stories
Here’s what our clients have to say about working with The Wood Law Firm:
- ♦️ “I can’t thank The Wood Law Firm enough for helping me stop the harassing calls. They were professional and got the job done!”
- ♦️ “The Wood Law Firm staff was accommodating and knew how to handle my situation. The calls stopped, and I could move on with my life.”
- ♦️ “After being threatened by a debt collector, I almost paid a debt I didn’t owe. Thankfully, The Wood Law Firm stepped in, and I didn’t have to pay a cent.”
Take Action Today
No one should deal with harassment from debt collectors like States Recovery Systems. If you’re facing daily calls, threats, or intimidation, it’s time to take control. Contact The Wood Law Firm at ☎️ +1 844-638-1122 for a free consultation and learn how we can help you stop the harassment for good.
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