Are you receiving repeated calls from Radius Global Solutions? If you believe you’re being harassed by this debt collector, you have legal rights that can protect you. This comprehensive guide explains how to stop Radius Global Solutions debt collection harassment and what steps you can take to protect yourself.
What Is Radius Global Solutions?
Radius Global Solutions is a debt collection agency that purchases delinquent accounts from creditors and attempts to collect outstanding debts. If you’ve been contacted by this company, they may be calling about credit card debt, medical bills, personal loans, or other unpaid accounts. While debt collectors have the right to contact you about legitimate debts, they must follow strict federal guidelines. If you think Radius Global Solutions has crossed the line into harassment, you may have grounds for legal action.
Understanding Your Rights Under Federal Law
The Fair Debt Collection Practices Act (FDCPA) protects consumers from abusive debt collection practices. This federal law sets clear boundaries for how debt collectors like Radius Global Solutions can interact with you. The law prohibits debt collectors from calling you before 8 a.m. or after 9 p.m. in your time zone, contacting you at work if they know your employer doesn’t allow it, or using threatening, abusive, or profane language during conversations.
Debt collectors cannot call repeatedly with the intent to annoy or harass you. They’re also prohibited from contacting your friends, family, or neighbors about your debt except to locate you. Misrepresenting the amount you owe or threatening legal action they don’t intend to take or can’t legally take are also violations. If Radius Global Solutions has potentially violated any of these provisions, you may be entitled to compensation up to $1,000, plus actual damages and attorney fees.
Learn more about your rights under the FDCPA to understand how federal law protects you from abusive collection practices.
Signs You May Be Experiencing Radius Global Solutions Phone Harassment
You might be dealing with harassment if you’re receiving multiple calls per day or week, especially when you’ve asked them to stop. Calls that come before 8 a.m. or after 9 p.m. are violations of federal law. If they’re calling your workplace after you’ve told them not to, that’s another sign of potential harassment.
Threatening language is a major red flag. This includes intimidation, threats of arrest, or wage garnishment without proper legal process. If Radius Global Solutions representatives are discussing your debt with family, friends, or coworkers, they may be violating your rights. Continuing to call after you’ve sent a cease communication letter is also potentially illegal behavior.
If any of these situations sound familiar, you may be harassed by Radius Global Solutions and should consider taking action immediately. The longer you wait, the more difficult it may become to document violations and protect your rights.
How to Stop Radius Global Solutions Debt Collection Calls
Taking immediate action can help stop the harassment and protect your legal rights. The first thing you should do is document everything. Keep detailed records of all interactions with Radius Global Solutions, including dates and times of all calls, names of representatives you spoke with, and what was said during each conversation. Save any voicemails left, text messages or emails received, and written correspondence. This documentation will be crucial if you decide to file a complaint or pursue legal action.
You have the right to request written verification that the debt is valid and that Radius Global Solutions has the legal authority to collect it. Send a debt validation letter via certified mail within 30 days of their first contact. Once you send this request, they must stop collection activities until they provide adequate verification. This is one of your strongest protections under federal law.
If you want Radius Global Solutions to stop contacting you entirely, send a written cease communication letter via certified mail with return receipt. Under the FDCPA, they must stop contacting you except to confirm they received your letter or notify you of specific actions like filing a lawsuit. This can provide immediate relief from constant phone calls and correspondence.
Explore how The Wood Law LLC works for you to understand the process of getting professional legal assistance with your case.
If you believe Radius Global Solutions has violated your rights, contacting a consumer protection attorney is essential. The Wood Law LLC specializes in stopping debt harassment and holding collectors accountable for violations. Call The Wood Law Firm at 844-638-1122 for immediate assistance. Their experienced team will guide you through stopping harassment, validating debts, and pursuing compensation for any potential violations.
How to Report Radius Global Solutions to CFPB
The Consumer Financial Protection Bureau (CFPB) accepts complaints about debt collectors who may be engaging in unfair or deceptive practices. Filing a report helps regulators track problematic companies and may prompt an investigation. To report Radius Global Solutions to CFPB, visit the CFPB complaint portal and select “Debt collection” as the complaint type.
Provide details about Radius Global Solutions and your experience, including specific dates, times, and descriptions of interactions. Submit any supporting documentation you’ve collected, such as call logs, voicemails, or written correspondence. You’ll be able to track your complaint through the CFPB system, and the bureau will forward your complaint to the company for a response.
You can also file complaints with your state attorney general’s office and the Federal Trade Commission (FTC). Filing with multiple agencies increases the chances that regulatory action will be taken if Radius Global Solutions is engaging in systematic violations. Many consumers don’t realize that filing a complaint costs nothing and can help protect others from similar harassment.
Radius Global Solutions Debt Collector Complaints: Common Issues
Many consumers have reported similar problems when dealing with this company. One of the most common Radius Global Solutions debt collector complaints involves refusal to validate debts. The company may continue collection efforts without providing proper verification, even after receiving a validation request. This violates the FDCPA and gives you grounds for legal action.
Another frequent issue is calling wrong numbers. Some consumers report that Radius Global Solutions contacts people who don’t owe the debt at all, causing embarrassment and frustration. If this has happened to you, you may have a particularly strong compensation case. The company may also attempt to collect time-barred debts, which are debts past the statute of limitations that can no longer be legally enforced through the courts.
Credit reporting errors are another significant problem. Radius Global Solutions may report inaccurate information to credit bureaus, damaging your credit score and financial standing. If you’ve noticed errors on your credit report related to this company, you may have claims under both the FDCPA and the Fair Credit Reporting Act (FCRA). Some consumers also report that the company ignores cease requests, continuing contact after receiving written cease communication demands.
If you’ve experienced any of these issues, you may have grounds to sue Radius Global Solutions for harassment or other violations. <em>Review more collection agency information to see how Radius Global Solutions compares to other debt collectors and understand common patterns of violations.</p>
Can You Sue Radius Global Solutions for Harassment?
Yes, if you believe Radius Global Solutions has violated the FDCPA or other consumer protection laws, you can potentially sue them for harassment. Successful claims can result in up to $1,000 in statutory damages per violation, actual damages for emotional distress, lost wages, or other harm, and attorney fees and court costs, meaning you may not pay out-of-pocket for legal representation.</p>
You might want to sue Radius Global Solutions for harassment if they have repeatedly violated FDCPA provisions despite your requests to stop, caused you significant emotional distress or other damages, refused to validate a debt or remove inaccurate credit reporting, or continued harassing you at work or through third parties. Many consumer protection attorneys, including The Wood Law LLC, work on a contingency basis, meaning they only get paid if you win your case.</p>
The legal process typically begins with a free consultation where an attorney evaluates your case. If you have a strong claim, the attorney will file a lawsuit on your behalf. Many cases settle before trial, with debt collectors agreeing to pay damages rather than face court proceedings. Even if your case goes to trial, remember that the collector may be required to pay your attorney fees if you win.</p>
Learn about FDCPA practice areas to understand the full scope of protections available under federal debt collection laws.
Legal Help Against Radius Global Solutions Harassment
Getting professional legal help can make all the difference in stopping harassment and holding debt collectors accountable. The Wood Law LLC has extensive experience handling cases involving Radius Global Solutions phone harassment and other violations. Working with an experienced attorney gives you several advantages in dealing with aggressive debt collectors.
You’ll receive a free case evaluation to assess your situation and determine if you have grounds for legal action. The firm works on a contingency fee arrangement, meaning there are no upfront costs to you. Their experienced team is familiar with debt collection laws and has a track record of successful outcomes against major collectors. They’ll provide guidance through every step of the legal process, from initial consultation through settlement or trial.
Don’t let debt collectors intimidate you. Call The Wood Law Firm at 844-638-1122 to discuss your options and get the legal help you need. Many consumers don’t realize that they can fight back against harassment and potentially receive compensation for violations. Taking action not only protects your rights but also helps hold debt collectors accountable for illegal practices.
See why consumers choose The Wood Law LLC and learn about their successful track record in consumer protection cases.
Additional Legal Protections: TCPA and FCRA
Beyond the FDCPA, other federal laws may protect you from Radius Global Solutions debt collection practices. The Telephone Consumer Protection Act (TCPA) restricts unwanted telemarketing calls and the use of automated dialing systems. If Radius Global Solutions has called your cell phone using an autodialer or prerecorded message without your consent, they may have violated the TCPA. These violations can result in damages of $500 to $1,500 per call, which can add up quickly if you’ve received multiple illegal calls.</p>
The Fair Credit Reporting Act (FCRA) ensures accuracy in credit reporting. If Radius Global Solutions has reported inaccurate information about your debt to credit bureaus, they may have violated the FCRA, potentially damaging your credit score and financial standing. You have the right to dispute inaccurate information and demand that it be corrected or removed. If the company fails to properly investigate your dispute or continues reporting inaccurate information, you may be entitled to compensation.
Explore TCPA protection options to learn more about your rights regarding unwanted phone calls. You can also learn about FCRA rights to understand how to protect your credit report from inaccurate debt collection reporting.
These multiple layers of legal protection mean that debt collectors like Radius Global Solutions face serious consequences if they violate your rights. A skilled attorney can identify all potential violations and ensure you receive full compensation for any harm caused by illegal collection practices.</p>
Stop Debt Harassment From Radius Global Solutions: Take Action Today
You don’t have to tolerate harassment from debt collectors. Whether Radius Global Solutions is calling excessively, threatening you, or ignoring your requests to stop, you have legal options to protect yourself. The most important thing is to act quickly. Document all contact from Radius Global Solutions, including dates, times, and details of conversations. Request debt validation in writing to ensure the debt is legitimate and that the collector has the legal right to pursue it.</p>
Send a cease communication letter if you want the calls to stop completely. File a complaint against Radius Global Solutions with the CFPB and other regulatory agencies to create an official record of the harassment. Most importantly, contact a consumer protection attorney who can evaluate your case and help you understand your options.
The sooner you act, the sooner you can stop Radius Global Solutions debt collection harassment and potentially recover compensation for violations. Many consumers wait too long to take action, thinking the harassment will simply stop on its own. Unfortunately, debt collectors rarely stop without intervention, especially if they believe they can intimidate you into paying.
Call The Wood Law Firm at 844-638-1122 for a free consultation. Their team is ready to help you understand your rights and take action against unlawful debt collection practices. Remember, you may be entitled to compensation for the harassment you’ve endured, and working with an experienced attorney costs you nothing upfront.</p>
Understanding the Debt Collection Process
When Radius Global Solutions contacts you about a debt, they should be able to provide specific information about what you allegedly owe. This includes the original creditor, the amount of the debt, and documentation showing that they have the legal right to collect. If they cannot provide this information, they may not have valid authority to pursue the debt at all.
Many consumers don’t realize that debt collectors often purchase debts for pennies on the dollar from original creditors. Sometimes these sales include incomplete or inaccurate records. When you request debt validation, you’re asking the collector to prove they have the proper documentation and legal authority. If they cannot do this, they must stop collection efforts entirely.
The debt collection industry involves billions of dollars changing hands each year, and unfortunately, errors and abuse are common. Some collectors use aggressive tactics because they work on commission and are motivated to collect as much as possible. Understanding your rights helps level the playing field and ensures you’re treated fairly under the law.
What to Do If You Don’t Owe the Debt
If Radius Global Solutions is trying to collect a debt you don’t believe you owe, it’s crucial to act quickly. Send a debt validation letter immediately, requesting proof of the debt. Don’t make any payments, even partial payments, as this can restart the statute of limitations on old debts or be seen as an acknowledgment that you owe the money.
ss=”whitespace-normal break-words”>If the collector cannot validate the debt, they must stop collection efforts and cannot report the debt to credit bureaus. In cases where they have already reported it, they must request that the credit bureaus remove the information. If Radius Global Solutions continues collection efforts after failing to validate the debt, they’re violating federal law and you may be entitled to compensation.
<p><p class=”whitespace-normal break-words”>Cases of mistaken identity or identity theft are more common than many people realize. If someone used your personal information to open accounts fraudulently, you’re not responsible for those debts. A consumer protection attorney can help you navigate these situations and ensure your rights are protected throughout the process.
How Long Can Radius Global Solutions Pursue a Debt?
Every state has statutes of limitations that limit how long a debt collector can sue you for an unpaid debt. These time limits typically range from three to ten years, depending on the type of debt and your state’s laws. If the statute of limitations has expired on your debt, Radius Global Solutions can still contact you about it, but they cannot sue you to collect it.</p>&amp;lt;/p>
However, be careful about making any payments or even acknowledging the debt if you think it might be time-barred. In many states, making a payment or acknowledging that you owe the debt can restart the statute of limitations, giving the collector more time to sue you. This is why it’s important to consult with an attorney before taking any action on old debts.
Some debt collectors deliberately target old, time-barred debts because they purchased them cheaply and hope consumers don’t know their rights. If Radius Global Solutions is threatening to sue you over an old debt without disclosing that the statute of limitations has expired, this could be a violation of the FDCPA.</p></p>
The Impact of Debt Collection on Your Credit Report
When Radius Global Solutions reports your debt to credit bureaus, it can significantly impact your credit score. Collection accounts typically remain on your credit report for seven years from the date of the original delinquency. This can make it difficult to obtain credit cards, loans, or even rent an apartment.
If the information Radius Global Solutions is reporting is inaccurate, you have the right to dispute it directly with the credit bureaus. The bureaus must investigate your dispute within 30 days and remove any information they cannot verify. You can also demand that Radius Global Solutions provide evidence that the information they’re reporting is accurate.
Understanding your rights under the Fair Credit Reporting Act is essential for protecting your credit score. If Radius Global Solutions has damaged your credit by reporting inaccurate information, you may be entitled to compensation for the harm caused, including difficulty obtaining credit and emotional distress.
Why Professional Legal Help Makes a Difference
Many consumers try to handle debt collector harassment on their own, but working with an experienced attorney provides significant advantages. Attorneys who specialize in consumer protection know exactly what evidence to collect, how to identify violations, and how to build a strong compensation case. They understand the tactics debt collectors use and know how to counter them effectively.
The Wood Law LLC handles all communication with Radius Global Solutions on your behalf, relieving you of the stress and intimidation that often comes with these interactions. They ensure that all legal deadlines are met, all documentation is properly filed, and your rights are fully protected throughout the process. Perhaps most importantly, they work on contingency, so you don’t pay anything unless they win your case.
Stop Radius Global Solutions’ debt collection harassment by taking action now. The harassment won’t stop on its own, and waiting only makes the situation worse. Call The Wood Law Firm at 844-638-1122 to schedule your free consultation and learn how they can help you fight back against illegal debt collection practices.</p></p>
Frequently Asked Questions
How can I stop Radius Global Solutions debt collection calls?
To stop calls from Radius Global Solutions, you should send them a written cease communication letter via certified mail with return receipt requested. Under the FDCPA, they must stop contacting you after receiving this letter, except to confirm receipt or notify you of specific legal actions they plan to take.
You should also request debt validation to ensure the debt is legitimate and that they have the legal authority to collect it. Document all interactions with the company before sending your cease letter, as this evidence may be valuable if they violated the law during their collection attempts. For immediate help stopping harassment, contact The Wood Law LLC at 844-638-1122.
What should I do if I’m harassed by Radius Global Solutions?
If you believe you’re being harassed, start by documenting every interaction with Radius Global Solutions, including dates, times, and what was said during calls. Send a debt validation request to verify the debt is legitimate and a cease communication letter to stop future contact. File a complaint with the CFPB to create an official record of the harassment.
Contact a consumer protection attorney who can evaluate whether Radius Global Solutions has violated the FDCPA or other consumer protection laws. You may be entitled to compensation for the harassment, including up to $1,000 in statutory damages plus any actual damages you suffered.</p></p>
Can I sue Radius Global Solutions for harassment?
Yes, if Radius Global Solutions has violated the FDCPA or other consumer protection laws, you may be able to sue them for harassment. If you think they’ve engaged in illegal collection practices such as calling outside permitted hours, using threatening language, contacting third parties about your debt, or continuing contact after you requested they stop, you may have grounds for legal action.</p></p>
Successful claims can result in statutory damages up to $1,000, actual damages for emotional distress or other harm, and attorney fees paid by the collector. Contact The Wood Law LLC to discuss your specific situation and determine if you have a valid case.
How do I report Radius Global Solutions to CFPB?
Visit the CFPB’s online complaint portal, select “Debt collection” as your complaint type, and provide detailed information about Radius Global Solutions and your experience with them. Include specific dates, times, and descriptions of interactions that you believe violated your rights. Submit any supporting documentation you have, such as call logs, voicemails, letters, or text messages. The CFPB will forward your complaint to Radius Global Solutions and require them to respond. You can track your complaint through the CFPB system and see the company’s response once they provide it.
What are my rights under the FDCPA regarding Radius Global Solutions?
The FDCPA protects you from abusive collection practices by Radius Global Solutions. They cannot call you before 8 a.m. or after 9 p.m. in your time zone, contact you at work if you’ve told them your employer prohibits it, or use threatening, abusive, or profane language. Radius Global Solutions cannot call repeatedly with the intent to annoy or harass you or discuss your debt with family, friends, or coworkers. They cannot misrepresent the amount you owe or threaten legal action they don’t intend to take. If Radius Global Solutions violates any of these rules, you may have grounds for legal action and could be entitled to compensation.</p>
How many times can Radius Global Solutions call me per day?
The FDCPA doesn’t specify an exact number of calls allowed per day, but debt collectors cannot call with the intent to annoy or harass you. If Radius Global Solutions is calling multiple times daily, especially after you’ve asked them to stop or sent a cease communication letter, this may constitute harassment under federal law. Courts have found that excessive calling can violate the FDCPA even without threatening language. Document all calls you receive, including dates and times, as this evidence can support a harassment claim. Contact an attorney to evaluate whether the calling frequency in your specific situation violates the law.
What happens after I send a debt validation letter to Radius Global Solutions?
After you send a debt validation letter to Radius Global Solutions, they must stop all collection activities until they provide written verification of the debt. This verification should include the amount owed, the name of the original creditor, and proof that they have the legal authority to collect the debt. If they cannot provide adequate validation, they must stop collection efforts entirely and cannot report the debt to credit bureaus. Send your validation request via certified mail with return receipt within 30 days of their first contact for maximum protection under the FDCPA. If they continue collection efforts without validating the debt, they may be violating federal law.
Can Radius Global Solutions contact my family or employer?
Generally, Radius Global Solutions cannot discuss your debt with family, friends, or employers. Debt collectors may contact third parties only to obtain your location information such as your address or phone number. Even when contacting third parties for location purposes, they cannot reveal that you owe a debt or that they’re a debt collector. They can only contact each third party once, with limited exceptions. If Radius Global Solutions has discussed your debt with your family members or employer, this is likely a violation of the FDCPA and you may be entitled to compensation for this violation.</p></p>
How do I file a complaint against Radius Global Solutions?
You can file complaints about Radius Global Solutions with several agencies. File with the Consumer Financial Protection Bureau (CFPB) online through their complaint portal, your state attorney general’s office, and the Federal Trade Commission (FTC). When filing, provide detailed information about your interactions with the company, including specific dates, times, and descriptions of any potential violations. Include supporting documentation such as call logs, voicemails, letters, and text messages. Filing with multiple agencies increases the likelihood of regulatory action if the company is engaging in systematic violations. You should also consider contacting The Wood Law LLC for legal assistance with your case.
What legal help is available against Radius Global Solutions’ harassment?
Consumer protection attorneys like The Wood Law LLC specialize in stopping debt collector harassment and pursuing compensation for FDCPA violations. Many of these attorneys work on a contingency fee basis. This means you don’t pay anything up front, and they only get paid if you win your case. They can help you stop the harassment, validate debts, file complaints with regulatory agencies, and potentially sue for damages if Radius Global Solutions violated your rights. Legal help against Radius Global Solutions harassment includes guidance through the entire legal process, from initial consultation through settlement or trial. Call 844-638-1122 for a free consultation with The Wood Law LLC.
Don’t wait, protect your rights today. If you think Radius Global Solutions may be harassing you, call The Wood Law Firm at 844-638-1122 for immediate assistance and a free case evaluation.
