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You should never pay a debt collector before validating the debt is yours, verifying you actually owe the amount claimed,

The psychological toll of debt collection harassment includes severe anxiety, depression, sleep disturbances, panic attacks, and stress-related physical health problems

Debt collectors can use social media to locate consumers and find contact information, but they face strict restrictions on how

Debt collectors can leave voicemails, but they must follow strict rules about what information they can disclose. Collectors cannot reveal

You can stop collection agencies from contacting you altogether by sending a written cease and desist letter via certified mail

The difference between aggressive and illegal collection tactics lies in whether collectors violate federal or state laws protecting consumers. Aggressive