If you’re receiving constant phone calls from The Advantage Group, you could be a victim of The Advantage Group phone harassment. Are they calling your family, friends, or coworkers about a debt you supposedly owe? Do they contact you multiple times a day, at unreasonable hours, or threaten legal action? If so, it’s time to take action.
These harassing tactics are illegal, and you have the right to stop The Advantage Group from continuing this behavior. Also, if The Advantage Group has violated your rights under the Fair Debt Collection Practices Act (FDCPA), you could be entitled to up to $1,000 in statutory damages. At The Wood Law Firm, we’re ready to help stop the harassment. We don’t charge for consultations, and our legal services come with no upfront cost to you.
What is The Advantage Group?
The Advantage Group is a debt collection agency based in Thornton, Colorado. Over the years, they have had multiple legal cases with allegations of improper debt collection tactics. Despite being in business for over 26 years, it has faced numerous complaints and lawsuits for harassing consumers.
Their office is located at:
Address:
500 E. 84th Ave. #C-6
Thornton, CO 80229
Phone Number:
(303) 288-1455
The Advantage Group Collection Practices: What’s Illegal?
Strict rules under the FDCPA bind debt collectors like The Advantage Group. However, The Advantage Group collectors have repeatedly violated these rules. If you’ve encountered any of the following, you may have a case:
- Using abusive language or profanity during calls.
- Calling before 8:00 a.m. or after 9:00 p.m.
- Repeated calls multiple times a week or at inappropriate times.
- Discuss your debt with people outside your household, like your friends or family.
- Contacting your workplace about your debt.
- Threatening to sue, garnish wages, or destroy your credit.
- Making false claims that you’ve committed a crime.
- Calling for the wrong person or about the wrong debt.
- Failing to notify you about your right to dispute the debt.
- Attempting to collect more than the amount legally owed.
If any of these tactics sound familiar, it’s critical to understand that The Advantage Group‘s actions are illegal and violate federal law. These aggressive, misleading, and intrusive practices can cause significant emotional distress and jeopardize your financial future.
The Advantage Group may try to pressure you into paying a debt you don’t owe or use illegal means to collect funds. If The Advantage Group has made such threats or engaged in other unlawful actions, it is imperative to seek legal help. Don’t let them continue this illegal behavior—protect your rights and hold them accountable for their actions.
Also read: Advantage Collection Professionals Debt Collection Harassment
Are They Scamming You?
Many consumers question whether The Advantage Group is a legitimate company or another scam. Despite operating for over 26 years, The Advantage Group has faced many complaints, including cases filed with the Better Business Bureau. While they’re not technically a scam, their aggressive and unlawful collection methods can make them seem like one. Sometimes, consumers feel that their methods resemble scams due to the deceptive and intrusive tactics used to collect debts.
What Are Your Legal Rights Against The Advantage Group Phone Harassment?
As a consumer, the FDCPA affords you specific protections under federal law designed to safeguard you from abusive debt collection practices. One of the critical pieces of legislation that protects your rights is the Fair Debt Collection Practices Act (FDCPA). The FDCPA sets clear boundaries on what debt collectors, including The Advantage Group, can and cannot do when attempting to collect debts. These rules ensure that debt collectors treat consumers fairly while respecting their rights.
Also read: Central Management Group Debt Collection Harassment
Protection Against The Advantage Group Phone Harassment
The FDCPA, The Advantage Group, is prohibited from engaging in certain types of behavior that can be considered harassment. These actions include:
- Abusive Language: Debt collectors cannot use threatening or profane language when communicating with you. Any use of insults, threats of harm, or hostile behavior is a direct violation of the law.
- Misleading Threats: The Advantage Group cannot falsely claim that they can take actions that are not legally possible, such as threatening you with jail time or claiming they will seize your property without following the correct legal procedures.
- Contacting You at Unreasonable Hours: Debt collectors can only contact you between 8:00 AM and 9:00 PM. If The Advantage Group violates these rules, you are within your rights to take action.
- Repeated Contact: Constant phone calls from The Advantage Group—especially multiple times daily—are considered harassment. They can’t bombard you with excessive calls; you can request they stop.
- Contacting Third Parties: The Advantage Group cannot contact your family, friends, or coworkers about your debts. They can not share details about your financial situation or suggest that others should intervene on your behalf. If they do, this violates your privacy and consumer rights.
If The Advantage Group has engaged in any of these behaviors, you may be entitled to compensation for the harassment you have endured. Under the FDCPA, victims can seek up to $1,000 in statutory damages, and in some cases, this amount can be increased depending on the severity of the violation. Moreover, you are also entitled to have your legal fees covered, meaning that pursuing a case against The Advantage Group can be done at no personal cost to you.
Also read: Recovery Solutions Group Debt Collection Harassment
The Advantage Group Phone Numbers to Watch Out For
If you’re receiving harassing phone calls, be on the lookout for the following numbers:
- (303) 288-1455
- (800) 864-4358
These are just a few of the numbers used by The Advantage Group. The calls may come from different numbers, but as long as they’re from The Advantage Group, the harassment is still illegal.
If you recognize any of these numbers, don’t hesitate to contact The Wood Law Firm. We can help stop The Advantage Group phone harassment and protect your rights.
Also read: Asset Acquisition Group Harassment
Can The Advantage Group Garnish My Wages?
The Advantage Group can garnish your wages if they obtain a court judgment. They are authorized to garnish wages in cases involving federal student loans, but only after a court order is issued. They cannot garnish wages without first winning a case in court.
If you’re concerned about The Advantage Group’s attempts to garnish your wages, getting legal help is crucial. The Wood Law Firm can help you understand your rights and stop the wage garnishment process if possible.
Can The Advantage Group Sue Me?
The Advantage Group can sue you for unpaid debts, but only if the debt is within the statute of limitations. The statute of limitations for debt collection varies by state but typically ranges from three to six years. After this time, they cannot sue you for the debt, but they may still attempt to collect it through other means.
If The Advantage Group files a lawsuit against you, it’s essential to respond promptly. Failing to respond could result in a default judgment against you, allowing The Advantage Group to pursue garnishment or other legal actions.
Can The Advantage Group Report My Debt to Collection Agencies?
Yes, The Advantage Group can report your debt to the credit bureaus. If they do so, it can affect your credit score and make it harder to obtain credit in the future. However, you can dispute inaccurate information on your credit report. If you believe that The Advantage Group has reported incorrect information, you can contact the credit bureaus and challenge it.
Can They Arrest Me?
Debt collectors like The Advantage Group cannot arrest you for failing to pay a debt. However, a judge may issue a warrant for your arrest if you violate a court order, such as missing a scheduled court appearance related to your debt.
You may face arrest in certain situations, such as failing to pay child support or traffic tickets. However, The Advantage Group cannot have you arrested solely for unpaid debt.
Also read: Professional Recovery Personnel Phone Harassment
What Can You Do If You’re a Victim of The Advantage Group Phone Harassment?
If you’ve been dealing with The Advantage Group harassment, it’s crucial to take action. You don’t have to endure this behavior on your own. Contact The Wood Law Firm to learn how we can help stop The Advantage Group’s phone harassment.
Our experienced team is ready to assist you in stopping the harassment and pursuing legal action if necessary. We’ve helped countless clients fight against unlawful debt-collection tactics, and we can do the same for you.
Also read: Account Resolution Group Phone Harassment
Common Complaints Filed Against The Advantage Group
The answer is yes if you’re wondering whether The Advantage Group has faced legal action for its aggressive tactics. Here are a few examples of past complaints filed against them:
- 6:03-cv-00722-GKS-JGG VCM Ventures Enter v. Advantage Group
- 1:13-cv-01089-MV-SMV Fraire v. Advantage Group
- 1:12-cv-02819-REB-MEH Chavez v. The Advantage Group
- 1:15-cv-02517-MSK-CBS Longoria v. Advantage Group
These cases show a pattern of The Advantage Group violating consumer rights. If you’re facing similar issues, we can help you file a lawsuit and get the justice you deserve.
Also read: Revenue Group Debt Collection Harassment
The Advantage Group Scam: Is It a Scam?
While The Advantage Group is not officially a scam, their methods often feel like one. Consumers have reported numerous cases of aggressive tactics, threats, and harassment. If you’re experiencing these issues, it’s essential to seek legal help to stop The Advantage Group phone harassment.
Conclusion: Stop The Advantage Group Phone Harassment Now
If you’re dealing with The Advantage Group debt collection harassment, don’t wait any longer to take action. The Wood Law Firm protects your rights and stops harassment. We’ve helped clients like you fight against illegal debt collection practices and can help you, too.
Contact us today at +1 844-638-1122 to get a free consultation and start the process of stopping The Advantage Group harassment. You don’t have to face this battle alone. Let us help you regain control over your life.
Some Useful Links:
Consumer Finance
Colorado Attorney General
