If you’re experiencing CBE Group debt collection harassment, you’re dealing with one of the largest debt collection agencies in the United States. Many consumers report receiving persistent calls, aggressive collection tactics, and questionable practices from this company. The good news is that federal consumer protection laws provide powerful safeguards, and The Wood Law Firm can help you fight back and potentially secure compensation for any violations.
Understanding The CBE Group Phone Harassment
The CBE Group (also known as CBE Companies, Inc.) operates as a major third-party debt collector handling accounts for various creditors, including medical providers, utilities, telecommunications companies, and financial institutions. While debt collection is a legitimate business, the methods employed can sometimes cross legal boundaries.
If you believe you’re experiencing The CBE Group phone harassment, you might be dealing with:
- Repeated calls throughout the day or week
- Contact at inappropriate times (before 8 AM or after 9 PM)
- Calls to your workplace after you’ve requested them to stop
- Threatening or intimidating language from collectors
- Attempts to collect on debts you don’t recognize or already paid
- Failure to provide proper verification when you dispute the debt
- Disclosure of your debt to unauthorized third parties
These behaviors may potentially violate the Fair Debt Collection Practices Act (FDCPA), which establishes clear rules that debt collectors must follow. Recognizing these patterns is the first step toward protecting your rights and stopping the harassment.
How to Stop The CBE Group Debt Collection Harassment
Taking decisive action to stop The CBE Group debt collection harassment requires understanding your legal rights and implementing effective strategies. Here are the immediate steps you should take:
Keep Detailed Documentation
Thorough documentation is essential if you plan to pursue legal action against The CBE Group. Create a comprehensive record of all interactions:
- Call records: Date, time, duration, phone numbers, and frequency of calls
- Conversation notes: Detailed account of what was said, including any threats or inappropriate language
- Voicemail messages: Save all recordings (verify your state’s recording laws)
- Written communications: Keep copies of all letters, emails, text messages, or notices
- Impact journal: Document how the harassment affects your emotional well-being, work, and daily life
This evidence can strengthen your case significantly if The CBE Group has violated federal consumer protection laws.
Request Debt Validation in Writing
You have the legal right to verify any debt The CBE Group claims you owe. Within 30 days of their first contact, send a debt validation letter via certified mail requesting:
- Proof that the debt belongs to you
- The original creditor’s name and account information
- The exact amount they claim you owe
- Verification of their legal authority to collect this debt
- Copies of any documents proving the debt’s validity
Once The CBE Group receives your validation request, they must stop all collection activities until they provide adequate verification. If they continue calling without providing proper validation, this may constitute a violation of the FDCPA. Learn more about how to request a debt collector to validate the debt to protect your rights.
Send a Cease and Desist Letter
If you want all communication to stop, send The CBE Group a written cease request via certified mail with return receipt requested. This letter should clearly state that you want them to stop contacting you immediately.
After receiving your cease letter, the CBE Group may only contact you to:
- Acknowledge receipt of your request
- Confirm they’re stopping all communication
- Notify you of specific legal action they intend to take (such as filing a lawsuit)
Any other contact after they’ve received your letter may be a clear violation of federal law. Understanding what should I do if a debt collector contacts me can help you respond appropriately.
What Constitutes The CBE Group Debt Collector Complaints?
Many consumers have filed The CBE Group debt collector complaints with regulatory agencies, consumer advocacy organizations, and legal authorities. Common issues that may indicate potential violations include:
Potentially Unlawful Collection Practices:
- Calling repeatedly with the intent to annoy, abuse, or harass you
- Using threatening, profane, or abusive language during collection attempts
- Contacting family members, friends, neighbors, or employers about your debt
- Misrepresenting the amount you owe or the consequences of non-payment
- Threatening legal action they don’t intend to take or cannot legally pursue
- Continuing collection efforts after receiving your dispute without providing validation
- Calling outside legally permitted hours (before 8 AM or after 9 PM in your time zone)
- Falsely claiming to be attorneys, law enforcement, or government officials
- Threatening to have you arrested or jailed for unpaid debts
If you’ve experienced any of these behaviors, you may have grounds for legal action. The Fair Debt Collection Practices Act specifically prohibits these tactics, and violations can result in substantial penalties for the collector. Familiarizing yourself with what are the top FDCPA violations can help you identify when your rights may have been violated.
Can You Sue The CBE Group for Harassment?
Yes, absolutely. If you believe The CBE Group has violated your rights under federal consumer protection laws, you may be able to sue The CBE Group for harassment and potentially recover significant compensation. The FDCPA empowers consumers to take direct legal action against debt collectors who engage in unlawful practices.
Valid Grounds for Legal Action
You may have a strong lawsuit if The CBE Group:
- Continued calling after receiving your written cease and desist request
- Contacted you repeatedly with the clear intent to harass, abuse, or annoy you
- Used threatening, obscene, or profane language during collection attempts
- Called you consistently outside the permitted hours of 8 AM to 9 PM
- Disclosed your debt information to unauthorized third parties without your consent
- Misrepresented the debt amount, their authority, or the legal consequences
- Threatened to take legal action without legitimate intent or legal grounds to do so
- Failed to provide adequate debt validation after you properly requested it
- Contacted your employer after being informed such calls are prohibited
Compensation You May Recover
If you can successfully prove that The CBE Group violated the FDCPA, you may be entitled to:
- Statutory damages: Up to $1,000 per lawsuit, regardless of whether you can prove actual harm
- Actual damages: Compensation for emotional distress, anxiety, lost wages, medical expenses, or other documented harm
- Attorney’s fees and costs: The court may order The CBE Group to pay all your legal expenses, meaning you don’t pay out of pocket
This legal framework ensures that consumers can pursue justice without financial barriers. The Wood Law Firm has extensive experience holding debt collectors accountable and maximizing compensation for our clients. Consider working with a top FDCPA attorney to protect your rights.
Report The CBE Group to CFPB: Take Official Action
One of the most effective ways to address The CBE Group phone harassment is to report The CBE Group to CFPB (Consumer Financial Protection Bureau). This powerful federal agency oversees debt collectors and has the authority to investigate complaints and take enforcement action.
Benefits of Filing a CFPB Complaint
Reporting The CBE Group to the CFPB serves several important purposes:
- Creates an official government record: Your complaint becomes part of a federal database used to identify problematic practices
- Requires a response: The CBE Group must investigate and respond to your complaint within 15 days
- Identifies industry patterns: Multiple complaints can trigger comprehensive investigations
- Strengthens legal claims: Official complaints provide valuable documentation for lawsuits
- Completely free: The complaint process costs nothing and is accessible to all consumers
Step-by-Step Filing Process
To file your complaint with the CFPB, visit www.consumerfinance.gov/complaint or call their consumer helpline. You’ll need to provide:
- Your complete contact information
- The CBE Group’s company details
- A detailed description of what happened
- Specific dates, times, and documentation of harassment
- Explanation of how the situation has impacted you
- Any supporting documentation (call logs, letters, recordings)
The CFPB will forward your complaint to The CBE Group, requiring them to review the issue and provide a response. While this process alone may not result in direct compensation to you, it creates an important official record and can support subsequent legal action.
Additionally, consider filing complaints with the Federal Trade Commission and your state attorney general’s consumer protection office. Multiple complaints across different agencies create comprehensive documentation of potentially unlawful practices.
Legal Help Against The CBE Group Harassment
Securing experienced legal help against The CBE Group harassment can fundamentally change your situation from feeling victimized to taking decisive action. The Wood Law Firm specializes in consumer protection cases and has successfully represented thousands of clients against aggressive debt collectors.
Why Partner with The Wood Law Firm?
At The Wood Law Firm, our mission is simple: to protect consumers from predatory practices and ensure they receive the fair treatment they deserve. We specialize in cases involving the Fair Debt Collection Practices Act (FDCPA), Fair Credit Reporting Act (FCRA), and Telephone Consumer Protection Act (TCPA).
For over a decade, we have fought tirelessly to hold companies accountable and to secure justice for our clients. Choosing The Wood Law Firm means partnering with a team that is deeply committed to your cause. We understand the stress and frustration that comes with facing unfair consumer practices, and we are here to stand by your side every step of the way.
Our Comprehensive Approach
When you work with The Wood Law Firm to address CBE Group debt collection harassment, we provide:
Thorough Case Evaluation: We carefully review all your documentation and assess potential violations of federal consumer protection laws.
Customized Strategy: We develop a tailored approach based on your unique circumstances, goals, and the specific violations involved.
Direct Intervention: We immediately handle all communication with The CBE Group, providing you instant relief from ongoing harassment.
Aggressive Representation: We fight relentlessly to secure maximum compensation for all harm you’ve suffered.
Nationwide Coverage: Our Of Counsel relationships with attorneys licensed in Arizona, California, Florida, Louisiana, Minnesota, Missouri, Ohio, Oregon, Pennsylvania, South Carolina, Tennessee, Texas (state courts), Washington, and West Virginia enable us to serve clients throughout the country.
Our personalized approach, combined with our extensive experience and national reach, makes us uniquely equipped to handle your consumer protection needs. Discover why choose us for your case.
Stop Debt Harassment from The CBE Group Today
You don’t have to tolerate another day of aggressive calls, threatening messages, or anxiety-inducing contact. Learning how to stop debt harassment from The CBE Group is critical to reclaiming your peace of mind and protecting your legal rights.
Take Immediate Action for Relief
Consult with an Attorney: The Wood Law Firm can take swift action to stop the harassment while simultaneously building your case for compensation.
Exercise Your Rights: With experienced legal representation, collectors typically become significantly more compliant with federal law.
Pursue Full Accountability: Beyond simply stopping the calls, you may be entitled to substantial damages for the harassment you’ve already endured.
Call The Wood Law Firm at 1-844-638-1122 for immediate assistance. Their experienced team will guide you through stopping harassment, validating debts, and pursuing compensation for any potential violations.
Don’t allow The CBE Group to continue disrupting your life, damaging your relationships, or causing you emotional distress. Federal law provides robust protections for consumers, and The Wood Law Firm has the knowledge, experience, and dedication to help you enforce those rights effectively.
File a Complaint Against The CBE Group: Your Available Options
If you want to file a complaint against The CBE Group, you have multiple avenues available, each serving different strategic purposes in holding the company accountable:
Government Agency Complaints
Consumer Financial Protection Bureau (CFPB): The primary federal agency with oversight authority over debt collectors. File your complaint online through their consumer portal or contact their helpline for assistance.
Federal Trade Commission (FTC): This agency accepts consumer complaints regarding debt collection practices and can initiate enforcement actions when they identify patterns of potentially unlawful behavior.
State Attorney General: Your state’s attorney general office investigates consumer protection violations and may pursue civil or criminal action against companies operating within your state.
Better Business Bureau (BBB): Though not a government agency, filing with the BBB creates a public record that warns other consumers and may prompt company response.
Private Legal Action Through an Attorney
While regulatory complaints serve important purposes, they typically don’t result in compensation paid directly to you as the harmed consumer. This is where private legal action becomes invaluable.
When you sue The CBE Group for harassment through an experienced attorney like The Wood Law Firm, you can:
- Obtain immediate legal intervention to stop ongoing harassment
- Seek substantial monetary damages for all violations
- Hold the company directly and personally accountable
- Create a powerful deterrent against future unlawful practices
- Recover attorney’s fees and costs from the defendant
The Wood Law Firm manages every aspect of your case from initial investigation through final resolution, whether through favorable settlement or trial verdict. Learn more about how we work for you to achieve justice.
How to Stop The CBE Group Debt Collection Calls Permanently
Finding a permanent solution to stop The CBE Group debt collection calls requires understanding your legal rights and implementing a strategic, comprehensive approach. Here’s what you need to know:
Verify the Legitimacy of the Debt
Before taking any action, carefully determine whether the debt The CBE Group claims you owe is actually legitimate. They may be attempting to collect on:
- Debts that belong to someone else (identity mix-up or wrong person)
- Debts you’ve already paid in full or settled
- Debts beyond the applicable statute of limitations in your state
- Debts with incorrect amounts due to improper calculations or fees
- “Zombie debts” that have been previously discharged in bankruptcy
Request comprehensive written validation within 30 days of their first contact. If they cannot provide adequate proof that you legally owe the debt, they may not continue collection efforts under federal law. Understanding what is zombie debt can help you recognize questionable collection attempts.
Know Your Rights Under the FDCPA
The FDCPA establishes comprehensive protections for consumers dealing with debt collectors. Key rights include:
- Time restrictions: Debt collectors may not call before 8 AM or after 9 PM in your local time zone
- Workplace protection: They must stop calling your job if you inform them it’s prohibited or inconvenient
- Third-party privacy: They cannot discuss your debt with family, friends, neighbors, or coworkers
- Cease communication: You can demand in writing that all contact stop immediately
- Validation rights: You can require proof that the debt is valid and belongs to you
- Freedom from harassment: They cannot use threats, profanity, or repeated calls intended to annoy
Knowing these rights empowers you to recognize when The CBE Group may be crossing legal boundaries. Learn about what types of debt can a collection agency contact me for to understand the scope of legitimate collection activities.
Implement Strategic Action Steps
Document Everything: Keep meticulous records of every interaction, including dates, times, what was said, and how it affected you.
Send Written Requests: Use certified mail with return receipt for all correspondence to create proof of delivery and maintain a clear timeline.
Assert Your Rights: If The CBE Group continues calling after receiving your properly sent cease letter, each subsequent call may constitute a separate violation.
Consult Legal Counsel: An experienced consumer protection attorney can evaluate your specific situation and determine the most effective strategy for your circumstances.
Consider the Complete Solution
While stopping the calls addresses the immediate problem, pursuing legal action accomplishes dual objectives: it ends the harassment AND holds The CBE Group accountable for past violations. This comprehensive approach may result in compensation while ensuring the company treats you with the respect and legal compliance you deserve going forward.
Similar harassment issues have been reported with other major debt collectors. Learn about protecting yourself from agencies like Cavalry Portfolio Services or Diversified Adjustment Service.
Harassed by The CBE Group? Know Your Federal Protections
If you’re being harassed by The CBE Group, federal consumer protection laws provide powerful shields against abusive and unfair collection tactics. Understanding these protections is essential to defending your rights effectively.
What Federal Law Prohibits
The CBE Group may not legally engage in the following practices:
Communication Violations:
- Calling you repeatedly with the intent to annoy, abuse, or harass you
- Contacting you before 8 AM or after 9 PM in your local time zone
- Calling you at work after you’ve informed them your employer prohibits such calls
- Continuing to contact you after receiving your written cease communication request
- Using automated dialing systems without proper consent in some circumstances
Third-Party Disclosure Violations:
- Discussing your debt with family members, friends, neighbors, or coworkers
- Contacting third parties more than once to locate you (unless they believe the previous information was incorrect)
- Leaving voicemail messages that reveal to others that they’re attempting to collect a debt
- Sending communications (like postcards) where debt collection content is visible to others
Misrepresentation and Threat Violations:
- Falsely claiming to be attorneys, law enforcement officials, or government representatives
- Threatening legal action they don’t genuinely intend to take or cannot legally pursue
- Misrepresenting the amount you owe, including unauthorized fees or interest
- Using obscene, profane, or abusive language during any communication
- Threatening you with arrest or criminal prosecution for unpaid civil debts
- Claiming your wages will be garnished without a court judgment (in most cases)
Understanding when is it illegal for a debt collector to contact your family and can a collection agency call my job helps you recognize violations.
Additional TCPA Protections
The Telephone Consumer Protection Act (TCPA) provides additional safeguards if The CBE Group is using automated telephone dialing systems, prerecorded messages, or sending unsolicited text messages without your prior express consent.
Violations of the TCPA can result in damages of $500 per violation, or up to $1,500 per violation if the court determines the conduct was willful or knowing. These damages can add up quickly if The CBE Group has been calling you repeatedly using prohibited technology.
If you believe The CBE Group has violated either the FDCPA or TCPA, contact The Wood Law Firm immediately at 1-844-638-1122 to discuss your legal options and potential compensation.
The Real Impact of CBE Group Debt Collection Harassment
Persistent harassment from debt collectors isn’t merely annoying—it can have profound, lasting consequences for your mental health, personal relationships, professional life, and financial stability. Consumers who are harassed by The CBE Group frequently report experiencing:
Emotional and Psychological Consequences
- Severe anxiety and chronic stress: Constant worry about when the next threatening call will arrive
- Sleep disruption: Difficulty falling or staying asleep due to stress or calls at inappropriate times
- Depression: Feelings of helplessness, hopelessness, or being trapped in an impossible situation
- Panic attacks: Physical symptoms triggered by seeing The CBE Group’s number or hearing your phone ring
- Embarrassment and shame: Particularly if collectors have contacted family members or employers
- Fear and dread: Constant anxiety about answering your phone or checking voicemail
Professional and Financial Impact
- Work performance issues: Difficulty concentrating on job responsibilities due to harassment-related stress
- Missed work: Taking time off to deal with collection calls or stress-related illness
- Strained relationships: Tension with family members who receive collection calls or witness your distress
- Financial pressure: Making payments you genuinely cannot afford just to make the harassment stop
- Damaged professional reputation: Especially if The CBE Group contacts your workplace repeatedly
Long-Term Consequences
- Damaged credit: If The CBE Group reports inaccurate information to credit bureaus
- Legal complications: If you make admissions or agreements under pressure without understanding your rights
- Trust issues: Difficulty trusting legitimate communications after experiencing harassment
These impacts are real, significant, and legally recognized. The FDCPA specifically allows you to recover damages for emotional distress and other actual harm caused by unlawful collection practices. The Wood Law Firm fights aggressively to ensure you receive full compensation for all the harm you’ve suffered due to The CBE Group’s potentially unlawful conduct.
Understanding The CBE Group’s Business Model
The CBE Group (CBE Companies, Inc.) is one of the largest debt collection agencies in the United States, headquartered in Cedar Falls, Iowa, and Waterloo, Iowa. Understanding their business model helps explain why some consumers report aggressive tactics.
How The CBE Group Operates
The CBE Group works as a third-party debt collector, meaning they collect debts on behalf of original creditors or purchase debts outright for pennies on the dollar. Their business model typically involves:
- Contingency-based collection: They receive a percentage of what they successfully collect
- Debt portfolio purchases: They buy large portfolios of charged-off debts at steep discounts
- Volume-based operations: They handle millions of accounts across various debt types
- Multi-channel contact: They use phone calls, letters, emails, and sometimes text messages
This business structure can create financial incentives for aggressive collection tactics, as their profitability depends on maximizing collections. While many collectors operate ethically within legal boundaries, the pressure to collect can sometimes lead to practices that may violate consumer protection laws.
Types of Debts The CBE Group Collects
The CBE Group handles various types of consumer debts, including:
- Medical bills and healthcare-related debts
- Credit card balances
- Utility bills (electric, gas, water, cable, internet)
- Telecommunications accounts (phone, cell phone)
- Retail store accounts
- Personal loans
- Student loans (in some cases)
Understanding what types of debt can a collection agency contact me for helps you evaluate whether their collection attempts are appropriate.
Building a Strong Case Against The CBE Group
If you’re considering legal action to stop The CBE Group’s debt collection harassment and recover compensation, building a compelling, well-documented case is essential for success.
Critical Evidence to Gather
Comprehensive Call Documentation: Detailed logs showing date, time, duration, caller ID, and frequency of all calls from The CBE Group. Your phone bill can verify this information.
Recorded Conversations: If you live in a one-party consent state, recorded conversations provide powerful evidence. Check your state’s recording laws before recording. What should I say and not say to a collection agency offers guidance on handling these conversations.
Voicemail Messages: Save all voicemails, especially those containing threats, abusive language, or disclosures to third parties.
Written Communications: Preserve all letters, emails, text messages, and any other written correspondence from The CBE Group.
Witness Testimony: If family members, coworkers, friends, or anyone else witnessed harassment or received inappropriate calls about your debt, their testimony can significantly strengthen your case.
Documentation of Harm: Maintain a detailed journal describing how the harassment affects you emotionally, physically, professionally, and financially. Medical or therapy records documenting stress-related treatment can be valuable.
Proof of Compliance: Keep copies of all letters you sent to The CBE Group, including debt validation requests and cease and desist letters, along with certified mail receipts proving delivery.
Common Violation Patterns to Document
Watch for and document these red flags in your interactions with The CBE Group:
- Excessive call frequency: Multiple calls daily or dozens of calls weekly despite your requests to stop
- Time violations: Consistent calls before 8 AM or after 9 PM in your time zone
- Workplace harassment: Continued calls to your job after you’ve explicitly told them not to contact you there
- Third-party contact: Discussing your debt with family members, neighbors, or coworkers
- Validation failures: Continuing aggressive collection efforts without providing requested debt validation
- False threats: Threatening legal action, arrest, or wage garnishment without legitimate grounds
- Post-cease contact: Any communication after they’ve received your written cease request (except permitted notices)
The more patterns you can identify and thoroughly document, the stronger and more valuable your potential case becomes. Understanding how many times can a debt collection agency call you per day helps you recognize excessive contact.
Working with The Wood Law Firm: Your Path to Justice
When you partner with The Wood Law Firm to address The CBE Group phone harassment, you gain a powerful advocate committed to protecting your rights and securing the maximum compensation you deserve.
Our Proven Process
Complimentary Initial Consultation: We begin with a thorough, no-cost review of your situation. During this consultation, we’ll discuss:
- The nature, frequency, and duration of contact from The CBE Group
- All documentation and evidence you’ve gathered
- Whether their conduct may have violated federal consumer protection laws
- Your goals and all available options for moving forward
- The potential value of your claim
Comprehensive Investigation: If we accept your case, we will conduct an exhaustive investigation to uncover all potential violations. We’ll:
- Analyze call patterns and frequency
- Review all communications for FDCPA violations
- Identify any TCPA violations involving automated calling systems
- Assess the full scope of damages you’ve suffered
- Build the strongest possible case for maximum compensation
Strategic Legal Action: We develop a customized strategy tailored to your unique circumstances. This may involve:
- Sending demand letters to The CBE Group
- Negotiating favorable settlements
- Filing federal lawsuits when appropriate
- Aggressively litigating your case through trial if necessary
Relentless Advocacy: We fight tirelessly on your behalf to:
- Stop all harassment immediately
- Hold The CBE Group fully accountable
- Secure maximum statutory and actual damages
- Recover attorney’s fees and costs from the defendant
- Ensure you’re treated with dignity and respect going forward
What Distinguishes The Wood Law Firm
No Upfront Costs: In FDCPA and TCPA cases, we typically work on a contingency basis, and federal law allows us to recover attorney’s fees from defendants. This means you can pursue justice without financial risk.
Extensive Experience: With over a decade of successfully representing consumers against debt collectors, we have deep insight into effective strategies and tactics that produce results.
National Representation: Our Of Counsel relationships enable us to represent clients throughout the United States while providing personalized, attentive service.
Comprehensive Consumer Protection Focus: We handle all types of consumer protection cases, giving us broad expertise across multiple practice areas.
Client-Centered Approach: We understand the stress and frustration you’re experiencing, and we’re committed to making this process as smooth and empowering as possible.
Additional Resources for Dealing with Debt Collectors
If you’re facing harassment from The CBE Group or other collection agencies, these valuable resources can provide helpful information and support:
Consumer Protection Information and Guidance
- Review our comprehensive list of collection agencies in the United States to learn about other collectors and their reported practices
- Understand the number one rule when a debt collection agency calls you to protect yourself
- Learn about can a debt collection agency sue me to understand your risks
- Discover can a collection agency threaten to garnish your wages and what’s legal
Similar Situations and Effective Solutions
- Stop Ability Recovery Services debt collection harassment
- End Franklin Collection Services debt harassment
- Stop Capstone Financial Management debt collection harassment
- End Paramount Recovery Systems debt collection harassment
- Stop Account Services phone harassment
Understanding Your Rights and Options
- Can a debt collection agency levy my bank account
- Can a collection agency report my debt to the credit bureaus
- What do I do if a debt collector threatens to show up at my job and speak to my boss
These resources demonstrate that you’re not alone and that effective legal remedies are available for consumers facing aggressive, potentially unlawful debt collection tactics.
Take Decisive Action: Stop CBE Group Harassment Now
Living under constant harassment from debt collectors is exhausting, stressful, and completely unnecessary. If you believe The CBE Group has violated your rights, you have the power to take immediate action, stop the harassment permanently, and potentially recover substantial compensation for the harm you’ve suffered.
The Wood Law Firm has extensive, proven experience holding debt collectors accountable under the FDCPA, FCRA, and TCPA. We thoroughly understand the tactics companies like The CBE Group frequently use, and we know exactly how to build powerful cases that result in favorable outcomes for our clients.
Don’t Delay, Protect Your Rights Today
The longer you wait to take action, the more you may continue to suffer from ongoing harassment, stress, and anxiety. Additionally, there are strict time limits (statutes of limitations) for filing lawsuits under the FDCPA, so taking prompt action is essential to preserve all your legal rights and options.
Call The Wood Law Firm at 1-844-638-1122 for immediate assistance. Their experienced team will guide you through stopping harassment, validating debts, and pursuing compensation for any potential violations.
Remember, federal consumer protection laws provide robust, powerful protections for consumers facing debt collection harassment. You have rights, and The Wood Law Firm is here to help you enforce them effectively. Don’t let The CBE Group continue to disrupt your life, damage your peace of mind, or violate your legal rights—take control today and let experienced consumer protection attorneys fight for the justice and compensation you deserve.
Frequently Asked Questions
What Should I Do If The CBE Group Won’t Stop Calling Me?
If the CBE Group continues calling despite your requests to stop, start by documenting every single call with dates, times, duration, and detailed notes about what was said. Send a formal written cease and desist letter via certified mail with return receipt clearly stating you want all communication to stop immediately. If calls continue after they receive your letter, this may be a violation of the FDCPA. Contact The Wood Law Firm immediately at 1-844-638-1122 to discuss legal action to stop the harassment and potentially recover damages for each violation.
Can The CBE Group Call Me at My Workplace?
The CBE Group may initially attempt to call you at work, but if you inform them that your employer prohibits such calls or that receiving calls at work is inconvenient for you, they must stop contacting you there immediately. If they continue calling your workplace after you’ve clearly told them not to, this may constitute harassment under federal law. Keep detailed records of when you requested they stop and document any subsequent workplace calls, as each one could be a separate violation.
How Many Times Can The CBE Group Legally Call Me Per Day?
While the FDCPA doesn’t specify an exact number of permissible calls per day, repeated calls with the intent to annoy, abuse, or harass you may be considered a violation of federal law. If you’re receiving multiple calls daily or dozens of calls weekly from The CBE Group, especially after you’ve spoken with them or requested they stop, this pattern could potentially constitute unlawful harassment. Document the frequency carefully, as excessive calling can strengthen your legal case.
What If The CBE Group Is Trying to Collect a Debt I Don’t Owe?
If The CBE Group is attempting to collect a debt you believe you don’t owe, you have the legal right to dispute it in writing. Send a debt validation letter within 30 days of their first contact requesting comprehensive proof that the debt is yours, including the original creditor information and documentation. They must then stop all collection efforts until they provide adequate verification. If they continue collection activities without providing proper validation, this may violate federal law and you may have grounds for legal action.
Can I Sue The CBE Group for Calling Me Repeatedly?
Yes, if you believe The CBE Group’s calling pattern constitutes harassment under the FDCPA or TCPA, you may be able to file a lawsuit against them. Potential violations include calling excessively with intent to harass, calling outside permitted hours (before 8 AM or after 9 PM), continuing to call after you’ve sent a cease and desist letter, using threatening or abusive language, or disclosing your debt to unauthorized third parties. Contact The Wood Law Firm for a free case evaluation to determine if you have a valid claim and what compensation you might recover.
What Hours Is The CBE Group Allowed to Call Me?
Under the FDCPA, debt collectors like The CBE Group may not call you before 8 AM or after 9 PM in your local time zone. If they’re consistently calling outside these hours, this may be a violation of federal law. Document the exact times of these calls carefully, including your time zone, as they can serve as strong evidence in a potential lawsuit. Even a few calls outside permitted hours can result in statutory damages.
Will Filing a CFPB Complaint Stop The CBE Group from Calling?
Filing a complaint with the Consumer Financial Protection Bureau creates an official record and requires The CBE Group to investigate and respond to your complaint, but it may not immediately stop the calls. However, CFPB complaints are extremely valuable for creating documentation that can strengthen your case if you decide to pursue legal action. For more immediate relief and the possibility of compensation, consider working with an attorney like The Wood Law Firm who can take direct legal action on your behalf.
How Much Compensation Can I Receive If I Sue The CBE Group?
If you can prove that The CBE Group violated the FDCPA, you may be entitled to statutory damages of up to $1,000 per lawsuit, regardless of whether you can prove actual harm. You may also recover actual damages for emotional distress, lost wages, medical expenses, or other documented harm, plus the court may order The CBE Group to pay all your attorney’s fees and costs. If TCPA violations are involved, you may receive $500 to $1,500 per violation. Each case is unique, so call The Wood Law Firm at 1-844-638-1122 for a free evaluation of your potential claim and expected compensation.
Can The CBE Group Contact My Family Members About My Debt?
Generally, no. The CBE Group cannot discuss your debt with third parties, including family members, neighbors, friends, or coworkers, except to obtain your location information. Even when contacting someone to find you, they’re only allowed to contact that person once unless they have reason to believe the person has new, correct information. If they’re repeatedly calling your family members or discussing the details of your debt with them, this may be a serious violation of federal law requiring immediate legal intervention.
How Long Does The CBE Group Have to Stop After I Send a Cease Letter?
Once The CBE Group receives your written cease request, they must stop all communication immediately except to acknowledge receipt of your letter, confirm they’re ceasing contact, or notify you of specific legal actions they intend to take (such as filing a lawsuit). If they continue regular collection calls after receiving your properly sent cease letter, this is likely a clear violation of the FDCPA. Each unauthorized call after receiving your cease request may constitute a separate violation. Contact The Wood Law Firm immediately at 1-844-638-1122 if this happens to discuss your legal options and potential compensation.
