As a victim of Valentine & Kerbartas debt collection harassment, you’re likely searching for a way to make the constant calls stop. Does Valentine & Kebartas constantly harass you, ringing your phone multiple times a day demanding payment or threatening legal action? Are you on the receiving end of abusive language during their calls? If these scenarios sound familiar, Valentine & Kebartas may be in violation of your legal rights. Fortunately, there are steps you can take to stop the harassment.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act (FDCPA) is a federal law that protects consumers from abusive debt collector practices. The law outlines specific guidelines that debt collectors must follow when pursuing debts. Generally, if your collector fails to follow these guidelines, you have the right to take legal action against the offending debt collector. The FDCPA allows harassed individuals to seek damages of up to $1,000 in addition to attorney’s fees and court costs.
If you believe Valentine & Kebartas violated your FDCPA rights, The Wood Law Firm is here to assist you. We have years of experience helping clients stand up against unlawful debt collection practices.
Is Valentine & Kebartas a Scam?
Valentine & Kebartas is a legitimate company in business since 1994. According to the Better Business Bureau (BBB), 11 complaints have been closed within the last three years, with six closed in the past 12 months. While not a scam, Valentine & Kebartas has numerous complaints and lawsuits related to its debt collection practices. Many individuals have reported experiencing harassment from Valentine & Kebartas in the form of relentless calls and threats.
If you need clarification on whether Valentine & Kebartas or another agency is contacting you, take note of the numbers they’re calling from and compare them to the numbers listed below. The Wood Law Firm can help you determine your rights and what steps to take next.
Who is Valentine & Kebartas?
Valentine & Kebartas is a third-party debt collector headquartered in Lawrence, Massachusetts. They specialize in collecting debts on behalf of creditors but have been involved in more than 230 federal lawsuits for violating consumer rights while collecting on alleged debts. In one recent case, Valentine & Kebartas attempted to collect debts in states where they were not licensed to operate, violating federal law.
If you experienced any of their aggressive collection tactics, you don’t have to suffer in silence. Contact The Wood Law Firm at +1 844-638-1122 to discuss your situation.
Valentine & Kebartas Harassment Tactics
Valentine & Kerbartas debt collection harassment may employ various tactics that may violate the FDCPA, including:
- Harassment: Repeated phone calls intended to annoy or harass.
- Threats: Threatening legal action that is not actually permitted or intended.
- False Claims: Misrepresenting the amount owed or the debt’s legal status.
- Unfair Practices: Adding unauthorized fees or charges, contacting you outside legally allowed hours, or continuing to call after being told to stop.
These practices are not only frustrating but also illegal under the FDCPA. Understanding these tactics can help you identify when your rights are not respected and what steps you can take to stop the harassment.
Legal Protections Against Valentine & Kebartas Harassment
The FDCPA provides explicit consumer protections, preventing debt collectors like Valentine & Kebartas from engaging in certain behaviors. Here’s a breakdown of the most common FDCPA violations:
- Harassment: This includes frequent calls intended to annoy, verbal abuse, threats, or obscene language.
- False Representation: Debt collectors cannot lie about the debt you owe, their legal authority, or what will happen if you don’t pay.
- Unfair Practices: Collecting more than you owe legally, contacting you at unreasonable hours, or sharing your debt details with third parties.
- Failure to Validate the Debt: At your request, debt collectors must provide accurate details about the debt. Failure to do so is a violation.
If any of these violations sound familiar, contact The Wood Law Firm to explore your legal options.
Stop Valentine & Kerbartas Debt Collection Harassment
If you’re receiving repeated calls from Valentine & Kebartas, you may recognize the following phone numbers:
- 800-731-7766
- 978-975-0799
- 978-686-1150
- 239-347-6518
- 314-932-0978
- 314-912-0396
- 314-500-0177
While these are some of the phone numbers Valentine & Kebartas uses, they may also contact you from other numbers. If you’re unsure whether Valentine & Kebartas is harassing you or if you’re receiving persistent calls from unfamiliar numbers, it’s time to act. The Wood Law Firm can help put an end to Valentine & Kebartas’ phone harassment and ensure that you get the justice you deserve.
Common Questions About Valentine & Kebartas Debt Collection Harassment
Here are some frequently asked questions regarding Valentine & Kebartas and their debt collection practices:
- Is Valentine & Kebartas a scam?
Valentine & Kebartas is a legitimate company with multiple lawsuits due to its aggressive and sometimes unlawful debt collection tactics.
- Can Valentine & Kebartas seize my property?
Valentine & Kebartas cannot seize your property unless the debt has something to do with the property (e.g., a mortgage) or they have won a judgment against you in court.
- Can Valentine & Kebartas sue me?
Valentine & Kebartas can sue you for the debt if it’s within the statute of limitations.
- Can Valentine & Kebartas report my debt to credit bureaus?
Yes, debt collectors like Valentine & Kebartas can report your debt to the credit bureaus, which may negatively impact your credit score.
- Can Valentine & Kebartas arrest me?
No, debt collectors do not have the legal authority to arrest you. However, if you violate a court order related to the debt, a judge may issue a warrant for your arrest.
Valentine & Kebartas Debt Collection Lawsuits
Valentine & Kebartas debt collection harassment lawsuits for violations of the FDCPA include:
- Toepper v. Valentine & Kebartas, LLC (1:19-cv-00398)
- Shauberger v. Valentine & Kebartas LLC (2:18-cv-01569-EAS-CMV)
- Grace v. Valentine & Kebartas, Inc. (3:18-cv-01063-TJC-MCR)
- Hernandez v. Valentine & Kebartas, LLC (1:18-cv-02256-MSK-KLM)
- Vintila v. Valentine & Kebartas, LLC (1:18-cv-02650-JPH-TAB)
These cases are just a few examples of Valentine & Kebartas violating consumer rights. Correspondingly, If you believe you have a case against them, don’t hesitate to contact The Wood Law Firm.
How The Wood Law Firm Can Help
The Wood Law Firm specializes in helping individuals harassed by debt collectors, including phone harassment by Valentine & Kebartas. Since 2010, our team has provided effective legal solutions for clients facing debt collection abuse. We pride ourselves on our A+ rating with the Better Business Bureau and our dedication to consumer protection.
If you’re ready to take action and stop the harassment, contact us today at +1 844-638-1122. Our experienced attorneys are prepared to help you stop Valentine & Kebartas’ debt collection harassment and secure the compensation you deserve.
Success Stories
“I contacted The Wood Law Firm after months of harassment from Valentine & Kebartas. The calls stopped, and I have my compensation. Highly recommend!”
“The Wood Law Firm made the process smooth and stress-free. They handled my case professionally, and I’m grateful for their help stopping the harassment.”
Contact The Wood Law Firm today for more information on your rights under the FDCPA or to speak with one of our legal professionals.
