Let The Wood Law Firm Defend Your Rights – No Fees, Just Results
You’re not alone if you’re overwhelmed by relentless calls from Wakefield & Associates. Many individuals face persistent and intrusive phone harassment from this debt collection agency. Thankfully, The Wood Law Firm is here to assist you in halting this harassment and reclaiming your peace of mind. With our expertise, you could receive up to $1,000 in statutory damages, and you won’t have to pay anything out-of-pocket. Let us handle the legal complexities while you focus on your well-being.
Understanding Wakefield & Associates Phone Harassment
Receiving continuous and unwanted calls from Wakefield & Associates (WA) can be incredibly distressing. Wakefield & Associates Phone Harassment may look like:
Threatening Legal Action: They might threaten to take you to court or garnish your wages, creating undue stress and fear.
Frequent and Invasive Calls: Calls at all hours or multiple times a day disrupt your daily life and cause anxiety.
Harassing Family and Neighbors: They may contact your family members or neighbors about a debt you may not even owe.
If you are experiencing any of these behaviors, you have the right to take action. The practices described may violate the Fair Debt Collection Practices Act (FDCPA), which protects consumers from abusive debt collection practices. By working with The Wood Law Firm, you can stop this harassment and potentially receive compensation.
The Legitimacy of Wakefield & Associates
Wakefield & Associates is not a scam but a legitimate company operating for over 30 years. However, its longstanding presence does not exempt it from scrutiny. According to the Better Business Bureau (BBB), this agency has accumulated numerous complaints over its extensive operation. It’s essential to understand that while it is a legitimate business, its collection practices may not always align with legal standards.
Wakefield & Associates: Company Overview
Wakefield & Associates is a third-party debt collector based in Aurora, Colorado. Despite its long history, it has faced significant legal challenges. It has been sued in federal court over 190 times for allegedly violating consumer rights during debt collection efforts. A recent case highlighted that Wakefield & Associates had improperly reported information on consumers’ credit reports even after resolving a Fair Debt Collection Practices Act case.
Contact Information
Address: 10800 E Bethany Dr. Ste 450, Aurora, CO 80014-2697
Phone: (866) 623-2069
Alternate Names and Search Terms
Wakefield & Associates may be searched or referred to under various names, including:
Wakefield Collections
Wakefield & Associates Debt Collector
Wakefield and Associates Knoxville TN
Wakefield Payment Solutions
Wakefield and Associates Fort Morgan, Colorado
These alternate names reflect the different ways consumers might search for information about the company, including terms such as “scam,” “ripoff,” or “complaints.”
Common Collection Tactics Used by Wakefield & Associates
Wakefield & Associates may employ various tactics that could be deemed illegal or unethical. These include:
Abusive Language: Using profanity or threatening language during communication.
Inappropriate Calling Times: Contacting you before 8:00 a.m. or after 9:00 p.m.
Excessive Contact: Calling multiple times a week or harassing you repeatedly.
Discussing Your Debt with Third Parties: Sharing information about your debt with family, friends, or colleagues.
Workplace Harassment: Calling your workplace, which can affect your professional life.
Threatening Actions: Threaten to sue, harm, or damage your credit score.
False Claims: Suggesting you’ve committed a crime or making misleading statements.
Wrong Calls: Persistently calling for someone else.
Failure to Inform: You must know of your right to dispute the debt.
Unlawful Collection Attempts: They must not collect more than what is legally allowed.
Phone Numbers Associated with Wakefield & Associates
If you’re receiving harassing phone calls from numbers such as:
866-623-2069
303-872-8492
800-864-3870
303-652-5869
844-544-0408
844-554-0399
800-264-9399
You could be dealing with Wakefield & Associates phone harassment. This list includes some known numbers they use, but they may also employ different numbers. If you’re facing harassment, contact The Wood Law Firm immediately. No one should endure persistent and illegal harassment.
Frequently Asked Questions: Understanding Wakefield & Associates and Your Rights
Is Wakefield & Associates a scam?
No, Wakefield & Associates is not a scam. Established with over 30 years of experience in the debt collection industry, the company is a legitimate business. They are based in Aurora, Colorado, and have built a reputation as a significant player in debt collection. However, it is essential to note that their practices have attracted substantial scrutiny. Numerous complaints and legal actions have been filed against them over the years, which indicate issues with their collection practices. While they operate legally, these concerns highlight the importance of understanding your rights and how to address any improper behavior you might encounter.
Can Wakefield & Associates garnish my wages?
Yes, Wakefield & Associates can garnish your wages under certain circumstances. Wage garnishment occurs when a court order is issued to withhold a portion of your earnings to repay a debt. This can happen if:
Federal Student Loans: The government can garnish wages without needing a court judgment if the debt is related to federal student loans. Federal regulations allow for wage garnishment for overdue federal student loans.
Court Judgment: If Wakefield & Associates successfully obtains a court judgment against you, they can pursue wage garnishment as part of the collection process. Obtaining a wage garnishment typically involves a legal proceeding where they must prove the debt is valid and obtain a judgment that authorizes garnishment.
Promptly addressing debt-related issues is crucial to avoiding legal actions like wage garnishment. If you’re facing this situation, consulting a legal expert can help you understand your options and protect your rights.
Can Wakefield & Associates sue me?
Yes, Wakefield & Associates has the legal right to sue you for unpaid debts, provided the debt is still within the statute of limitations. The statute of limitations is when a creditor or collector can legally initiate a lawsuit to recover a debt. This time frame varies by state and the type of debt.
If Wakefield & Associates decides to sue you, they must follow legal procedures and present their case in court. If they win, they can obtain a judgment allowing them to garnish wages, place liens on property, or pursue other legal remedies to collect the debt. Responding to any legal notices and seeking legal advice if you’re facing a lawsuit is essential to protect your rights.
Can Wakefield & Associates report my debt to credit bureaus?
Yes, Wakefield & Associates can report your unpaid debt to credit bureaus. Debt collectors can report delinquent accounts to credit reporting agencies, adversely affecting your credit score. This report remains on your credit report for up to seven years, impacting your creditworthiness and potentially making it more difficult to obtain credit in the future.
To minimize damage to your credit score, it is advisable to address outstanding debts as soon as possible. If you believe a debt is inaccurate, you can dispute the information with the credit bureaus and seek correction.
Can Wakefield & Associates have me arrested?
No, Wakefield & Associates cannot have you arrested solely for unpaid debts. Debt collectors do not have the authority to arrest individuals for failure to pay a debt. However, there are important exceptions to consider:
Failure to Comply with Court Orders: If you ignore a court order, such as a summons to appear in court, or comply with a legal directive, a judge could issue a warrant for your arrest. This situation arises from contempt of court rather than the debt itself.
Specific Types of Debts: In some instances, like unpaid child support or traffic violations, failure to pay can lead to legal consequences that might include arrest. Different legal standards govern these situations, which are separate from typical debt collection activities.
Understanding these nuances can help you navigate debt collection issues more effectively. If you face legal threats or actions from a debt collector, seeking legal counsel can provide clarity and support in addressing the situation appropriately.
Final Thoughts
Dealing with debt collectors like Wakefield & Associates can be challenging, but knowing your rights and the legal landscape can make a significant difference. If you encounter any issues or face collection harassment, don’t hesitate to seek professional assistance. The Wood Law Firm is here to help you navigate these complexities and protect your interests against Wakefield & Associates phone harassment.
Recent Complaints and Legal Actions
Wakefield & Associates have numerous concerns against them on Pacer.org.
Examples of recent cases are:
Milner v. Wakefield and Associates, Inc. (2:18-cv-00551-WKW-TFM)
Lakins v. Wakefield & Associates, Inc. (3:18-cv-00514-TRM-HBG)
Breeden v. Wakefield & Associates, Inc. (2:18-cv-00210-CLC-MCLC)
Schultz v. Wakefield & Associates, Inc. et al. (3:18-cv-00480-TAV-HBG)
Purkey v. Wakefield & Associates, Inc. (3:18-cv-00445-TAV-HBG)
About The Wood Law Firm
The Wood Law Firm is dedicated to defending clients from debt collector harassment. We specialize in cases of telephone harassment and other unfair practices. Since 2010, we have been committed to protecting consumer rights and have earned an A+ rating with the Better Business Bureau.
Contact Us
To safeguard yourself and stop Wakefield & Associates Phone Harassment, call us at +1 844-638-1122 for immediate assistance or visit our website for more information.
Client Testimonials: Here’s what others are saying
“I cannot recommend The Wood Law Firm highly enough for anyone grappling with harassment issues. When I was overwhelmed by relentless and aggressive calls from a debt collector, I was at a loss for what to do. The Wood Law Firm team was professional and straightforward about my rights and the steps we needed to take. They guided me through the process with exceptional service, ensuring the harassment ceased. Their expertise and support were a game-changer for me during a challenging time. I’m deeply grateful for their help and highly recommend their services to anyone in a similar situation.”
“My experience with The Wood Law Firm has been outstanding on two occasions. Initially, I reached out for assistance with a troubling debt collection issue, and their team’s courteous and knowledgeable approach was evident from the start. They not only halted the harassment but also worked diligently to secure compensation for the distress I had endured. What impressed me most was their consistent excellence and attention to detail in managing my cases. They took the time to ensure I understood each step and kept me informed throughout the process. The professionalism and dedication of their staff truly set them apart, and I am thoroughly satisfied with the results. If you’re dealing with debt collection harassment, The Wood Law Firm is the team you want on your side.”
