Debt Collections Harassment

You should never pay a debt collector before validating the debt is yours, verifying you actually owe the amount claimed, […]

The psychological toll of debt collection harassment includes severe anxiety, depression, sleep disturbances, panic attacks, and stress-related physical health problems

Debt collectors can use social media to locate consumers and find contact information, but they face strict restrictions on how

Debt collectors can leave voicemails, but they must follow strict rules about what information they can disclose. Collectors cannot reveal

You can stop collection agencies from contacting you altogether by sending a written cease and desist letter via certified mail

The difference between aggressive and illegal collection tactics lies in whether collectors violate federal or state laws protecting consumers. Aggressive

Harassing calls from debt buyers can be stopped by sending a written cease and desist letter via certified mail, which

Bank harassment over overdraft fees occurs when financial institutions use aggressive collection tactics to recover relatively small amounts, often violating

A debt collector who refuses to send a validation letter is violating the Fair Debt Collection Practices Act (FDCPA), which

Debt collectors can report unpaid debts to credit bureaus, potentially damaging your credit score. However, they must provide you with

Time-barred debts are debts that have passed the statute of limitations period in your state, meaning creditors can no longer

Debt collectors call at night because they know you’re more likely to answer, feel pressured, and make quick payment decisions

Proper documentation is the foundation of any successful debt collection harassment claim. Without detailed records, proving violations becomes difficult, even

Medical debt collection operates differently from other types of debt, but collectors must still follow federal and state laws. Unfortunately,

Receiving collection calls or letters about a debt you’ve already paid is frustrating and confusing. You know you satisfied the

The short answer is no. Debt collectors cannot garnish your wages without warning or going through a legal process that

You answer your phone to find a debt collector demanding payment for a debt that isn’t yours. They’re asking for

When a collection agency letter arrives in your mail, your first instinct might be to throw it away and pretend

The phone rings, and a stern voice informs you that you’ll be arrested within 24 hours if you don’t pay

Receiving a call or letter threatening legal action over a debt can be terrifying. Your heart races, your palms sweat,