Stop Audit Systems Debt Collection Harassment

What to watch for if you are being contact by a collection agency.

Repeated or excessive phone calls

If the collection agency is calling you multiple times a day or at inconvenient hours, this could be harassment under the FDCPA.

Threats of lawsuits, wage garnishment, or arrest

Debt collectors cannot legally threaten actions they don’t intend or aren’t allowed to take.

No written notice of the debt

You are entitled to a written validation notice within five days of first contact. If you didn’t receive one, your rights may have been violated.

Calling your workplace after being told not to

Once you ask them to stop contacting you at work, it’s illegal for them to continue doing so.

Discussing your debt with others

Collectors are not allowed to disclose your debt to friends, family, or coworkers.

Abusive, rude, or threatening behavior

Any use of profanity or intimidation violates federal law and could entitle you to damages.

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Getting repeated calls from Audit Systems, Inc. about a debt you don’t recognize is stressful, especially when the line goes silent or no voicemail explains why they called. Audit Systems is a licensed debt collection agency based in Clearwater, Florida, that has been in business since the late 1970s. It collects on auto loan deficiencies, medical debt, and other consumer accounts on behalf of original creditors and debt buyers.

Who is Audit Systems

Audit Systems, Inc. operates out of 3696 Ulmerton Rd, Ste 200, Clearwater, FL 33762, and runs the website auditsystemsinc.net. The company has an A- rating with the Better Business Bureau but is not BBB accredited. Its main phone number is 800-741-1969, which also shows up in caller ID and search results as 8007411969, (800) 741-1969, +1 (800) 741-1969, and 1-800-741-1969.

If this number has been calling you, Audit Systems is trying to reach you about an account it has been assigned to collect.

What consumers are complaining about

BBB complaints filed through 2025 point to a consistent pattern:

  • Calls that connect and then go silent, which usually means an autodialer placed the call before an agent was ready to talk.
  • Voicemails, when they’re left at all, that don’t say who’s calling or what the call is about.
  • Calls continuing after someone has asked them to stop.
  • At least one complaint from a consumer who uses speech-to-text technology, saying Audit Systems’ system didn’t work with it and the company’s response didn’t address the issue.

None of this means Audit Systems is a scam. It’s a real, licensed collector. But a debt collector is legally required to identify itself and the debt it’s calling about, and complaints describing calls that do neither point to a real compliance problem, not just bad customer service.

Is Audit Systems allowed to keep calling on an old debt

Debt doesn’t disappear just because it’s old, but there are limits. A collector can generally still call or write about a debt after the statute of limitations has passed, but it cannot threaten to sue over it. Doing so is illegal. In Florida, where Audit Systems is based, making a payment or even verbally acknowledging an old debt can restart the clock on how long they have to sue you. If you think an account is old enough to be time-barred, it’s worth being careful about what you say before you know for sure.

What to do if Audit Systems is calling you

A few practical steps:

  • Write down every call. Date, time, whether anyone spoke, and what any voicemail said. This is the kind of record that matters if you ever need to prove a pattern.
  • Ask for written validation. You’re entitled to a written notice with the amount owed, who the original creditor was, and your right to dispute it. If you never got one, ask for it before discussing anything else.
  • Don’t confirm details verbally until you know what the call is about. It’s reasonable to ask who’s calling and why before verifying personal information.
  • Put a stop request in writing. A certified letter asking them to stop calling creates a paper trail. Once they receive it, continued calls (outside a few narrow exceptions) aren’t allowed.
  • Check your credit report. If Audit Systems has reported anything to the bureaus, compare it against whatever documentation you have.

Bottom line

Audit Systems is a legitimate collector, but the complaints on file describe real problems: unidentified calls, silence instead of a voicemail, and continued contact after people asked them to stop. If that matches what you’re experiencing, keeping a log of the calls and asking for written validation are the two most useful things you can do right away. If you think your rights have been violated, a consumer protection attorney can review the specifics with you at no cost, since these cases are typically handled on contingency.

Disclaimer: The information contained in these articles is provided for general informational and educational purposes only and should not be construed as legal advice. Reading or relying on this content does not create an attorney-client relationship with our firm. Because every legal matter is unique, you should consult a qualified attorney regarding your specific circumstances before making any legal decisions.