Debt collection harassment from Everest Receivables can be overwhelming. Repeated calls, threats, and intimidation tactics cross legal boundaries established by federal law.
Knowing your rights empowers you to take action and stop Everest Receivables debt collection phone harassment. The Wood Law Firm specializes in holding debt collectors accountable for violations of the Fair Debt Collection Practices Act (FDCPA) and Telephone Consumer Protection Act (TCPA). Contact us at +1 844-638-1122 for immediate assistance.
Who Is Everest Receivables
Everest Receivables is a debt collection agency focusing on recovering delinquent consumer debts, particularly medical bills. Founded in 2008 and headquartered in Getzville, New York, Everest Receivables operates as a foreign business corporation licensed in New York.
Everest Receivables may operate under other names, including:
- Everest Receivable Services Inc.
- Everest Collection Agency
- Everest Inc.
Official Contact Information:
- Address: 2351 N Forest Rd, Suite 100, Getzville, NY 14068
- Phone Number: (888) 397-2894
They use multiple phone numbers and addresses, making it challenging for consumers to identify the source of calls. Document all communications if you suspect calls are from Everest Receivables.
What Everest Receivables Harassment Looks Like
Everest Receivables harassment manifests through high-pressure tactics designed to intimidate consumers into paying debts. Common harassment tactics include:
- Calling you repeatedly, sometimes dozens of times per day
- Calling before 8 a.m. or after 9 p.m., outside FDCPA-permitted hours
- Threatening lawsuits, wage garnishment, or property seizure without legal grounds
- Using abusive, profane, or intimidating language
- Contacting your friends, family, or employer about your debt
- Refusing to provide written debt verification after you request it
These actions violate federal law. You can take legal action against debt collectors engaging in these practices. The Wood Law Firm can assist you in holding Everest Receivables accountable.
Your Legal Rights Against Everest Receivables
Your legal rights against Everest Receivables are protected by the Fair Debt Collection Practices Act (FDCPA) and Telephone Consumer Protection Act (TCPA).
The FDCPA prohibits Everest Receivables from:
- Using abusive or threatening language
- Calling before 8 a.m. or after 9 p.m. in your time zone
- Misrepresenting debt amounts or legal authority
- Contacting third parties about your debt beyond location purposes
- Continuing contact after you request they stop
Violation example: Calling you 15 times in one day could result in statutory damages of up to $1,000 per violation.
The TCPA protects you from:
- Automated dialing systems are used without consent
- Unsolicited text messages
- Robocalls to cell phones without permission
Violation example: Each unauthorized robocall could result in $500 to $1,500 in compensation.
Common Everest Receivables FDCPA Violations
Common Everest Receivables FDCPA violations include excessive calls, threats, and unauthorized third-party contact.
Excessive Phone Calls
Everest Receivables may call you multiple times per day using different phone numbers to evade call-blocking. Document the date, time, and frequency of each call as evidence for potential legal action.
Calls Outside Permitted Hours
The FDCPA restricts calls to between 8 a.m. and 9 p.m. in your time zone. Everest Receivables calling you outside these hours violates federal law.
False Threats of Legal Action
Everest Receivables cannot make threats they don’t intend to pursue. Empty threats of lawsuits, wage garnishment, or property seizure violate the FDCPA.
Contacting Third Parties
Everest Receivables may only contact third parties to locate you. They cannot disclose debt details to your family, friends, or employer. Contact The Wood Law Firm at +1 844-638-1122 if this occurs.
Common Everest Receivables TCPA Violations
Common Everest Receivables TCPA violations include unauthorized automated calls and unsolicited text messages.
- Using automated dialing systems without your consent
- Sending unsolicited text messages about your debt
- Making robocalls to your cell phone without permission
- Continuing to call after you revoke consent
TCPA violations result in damages of $500 to $1,500 per violation.
Can Everest Receivables Sue You
Everest Receivables can sue you for unpaid debts, but threats to sue are often empty. Collection agencies must follow proper legal procedures, including serving you with a summons and complaint. In most cases, collection agencies do not own the debt and may lack the authority to sue.
Understanding the legal process helps alleviate fear. If Everest Receivables threatens legal action, know your rights and seek legal advice to ensure proper representation.
Can Everest Receivables Garnish Your Wages
Everest Receivables can garnish your wages only after obtaining a court judgment against you. Wage garnishment requires a court order and must comply with state and federal laws.
Debt collectors must obtain a judgment before garnishing wages. Threats of wage garnishment without proper legal proceedings violate the FDCPA. Contact The Wood Law Firm at +1 844-638-1122 if Everest Receivables threatens wage garnishment.
How to Stop Everest Receivables Harassment
Take the following steps to stop Everest Receivables debt collection harassment and protect your rights.
Document All Interactions
Record dates, times, caller names, phone numbers, and conversation content. Save voicemails, messages, and written communications as evidence for potential legal action.
Request Written Communication
Send a written request to Everest Receivables asking them to communicate only in writing. Under the FDCPA, they must honor this request, ending harassing phone calls.
Send a Cease and Desist Letter
Send Everest Receivables a written cease-and-desist letter via certified mail. After receiving this, they can only contact you to acknowledge receipt or notify you of specific legal actions.
Contact The Wood Law Firm
The Wood Law Firm specializes in debt collection harassment cases. Call +1 844-638-1122 for a free consultation about stopping Everest Receivables harassment.
How to Sue Everest Receivables for Harassment
You can sue Everest Receivables for harassment when they violate the FDCPA or TCPA despite your efforts to stop them. If they continue to harass you, you may have grounds for a lawsuit.
Potential recovery includes:
- Damages: Compensation for emotional distress, lost wages, or other harm caused by harassment
- Statutory Damages: Up to $1,000 per FDCPA violation, even without financial loss
- TCPA Damages: $500 to $1,500 per unauthorized call or text
- Attorney Fees: Everest Receivables pays your legal fees if you win
The Wood Law Firm works on contingency, meaning you pay nothing upfront.
How to Report Everest Receivables
Report Everest Receivables harassment to these agencies:
- The Wood Law Firm – Call +1 844-638-1122 for immediate legal assistance
- Consumer Financial Protection Bureau (CFPB) – File online complaints about debt collection practices
- Federal Trade Commission (FTC) – Report deceptive practices
- Your State’s Attorney General – File complaints with state regulators
- Better Business Bureau (BBB) – Document complaints for public record
These agencies track consumer complaints and may take enforcement action against Everest Receivables.
Why Choose The Wood Law Firm to Stop Everest Receivables Harassment
The Wood Law Firm provides experienced legal representation on a contingency basis for consumers facing Everest Receivables debt collection harassment. Our mission is to protect your rights and hold debt collectors accountable under federal law.
We handle:
- FDCPA violations
- TCPA robocall violations
- FCRA credit reporting errors
- Unauthorized wage garnishment threats
We work on contingency, meaning you pay nothing upfront. Everest Receivables pays our fees if we recover compensation. Call +1 844-638-1122 for a free case evaluation.
Meet Attorney Jeff Wood
Attorney Jeff Wood founded The Wood Law Firm to advocate for consumers facing abusive debt collection practices. With extensive experience in FDCPA and TCPA litigation, Jeff has recovered millions in damages for clients harassed by debt collectors. His approach combines aggressive legal representation with compassionate client service.
Client Success Stories
Case 1: A client received over 60 calls in three weeks from a debt collector claiming she owed $5,000 for medical bills. After requesting debt validation, the collector couldn’t provide proof. We sued for FDCPA violations and recovered $3,000 in statutory damages plus attorney fees.
Case 2: A client faced daily robocalls from a collection agency despite sending a cease-and-desist letter. We documented 40 unauthorized calls over six weeks and filed a TCPA lawsuit, recovering $18,000 in damages.
Case 3: A debt collector contacted a client’s employer multiple times, disclosing debt details and causing workplace embarrassment. We sued under the FDCPA and secured a settlement of $8,000 plus debt deletion.
We’ve also helped clients stop Recovery Solutions Group debt collection harassment using similar legal strategies. Many clients experienced comparable tactics before contacting us.
Frequently Asked Questions
1. What should I do if Everest Receivables is harassing me
Document all interactions, request debt validation in writing, and contact The Wood Law Firm at +1 844-638-1122 for legal assistance.
2. Can I sue Everest Receivables for harassment
Yes. FDCPA or TCPA violations give you grounds for a lawsuit seeking up to $1,000 per FDCPA violation and $500 to $1,500 per robocall violation.
3. How do I stop Everest Receivables from calling me
Send a written cease-and-desist letter via certified mail. Continued calls after they receive it violate federal law.
4. How many times can Everest Receivables call me per day
While the FDCPA doesn’t specify a limit, excessive calling constitutes harassment. Document all calls and seek legal assistance.
5. Can Everest Receivables contact my family or employer
Everest Receivables may only contact third parties to locate you. Disclosing debt details to others violates the FDCPA.
6. What time can Everest Receivables legally call me
Between 8 a.m. and 9 p.m. in your time zone. Calls outside these hours violate the FDCPA.
7. Can Everest Receivables garnish my wages without a court order
No. Wage garnishment requires a court judgment. Threats without proper legal proceedings violate the FDCPA.
8. How long do I have to sue Everest Receivables
You have one year from the date of the violation to file an FDCPA lawsuit. Contact an attorney promptly.
9. Do I pay attorney fees to sue Everest Receivables
No. The Wood Law Firm works on contingency, and Everest Receivables pays attorney fees if you win.
10. How much can I recover from an Everest Receivables lawsuit
Up to $1,000 per FDCPA violation, $500 to $1,500 per TCPA violation, actual damages, and attorney fees.
Useful Links: New York Attorney General
