Stop Frontline Asset Strategies Debt Collection Harassment

What to watch for if you are being contact by a collection agency.

Repeated or excessive phone calls

If the collection agency is calling you multiple times a day or at inconvenient hours, this could be harassment under the FDCPA.

Threats of lawsuits, wage garnishment, or arrest

Debt collectors cannot legally threaten actions they don’t intend or aren’t allowed to take.

No written notice of the debt

You are entitled to a written validation notice within five days of first contact. If you didn’t receive one, your rights may have been violated.

Calling your workplace after being told not to

Once you ask them to stop contacting you at work, it’s illegal for them to continue doing so.

Discussing your debt with others

Collectors are not allowed to disclose your debt to friends, family, or coworkers.

Abusive, rude, or threatening behavior

Any use of profanity or intimidation violates federal law and could entitle you to damages.

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Relentless calls from Frontline Asset Strategies (FAS) disrupting your peace? Despite their “compliant-first” marketing and BBB accreditation since 2011, this Roseville, Minnesota collector has faced multiple federal lawsuits alleging FDCPA violations.

If you believe Frontline Asset Strategies’ harassment crossed the legal line, you can recover up to $1,000 in damages, plus attorney’s fees. Call +1 844-638-1122 to stop the calls today.

Who Is Frontline Asset Strategies

Is FAS a Legitimate Business

Frontline Asset Strategies (FAS) is a nationally licensed debt collection agency founded in 2008 and headquartered in Roseville, Minnesota. The company markets itself as compliance-focused with “positive, respectful consumer interactions,” yet has faced numerous federal lawsuits challenging this claim.

Despite BBB accreditation and marketing about ethical practices, Frontline Asset Strategies has been sued for allegedly failing to include dates on collection letters, overshadowing dispute rights, using misleading language, and demanding disputes in writing only.

Their “technology-driven, multi-channel communication” often translates to persistent calling from multiple numbers.

Address: 2700 Snelling Ave N, Suite 250, Roseville, MN 55113-1783

Visit their website at Frontline Asset Strategies or review federal court records through PACER to verify litigation history.

Frontline Asset Strategies Phone Numbers

If you receive calls from these numbers, you’re dealing with Frontline Asset Strategies (FAS):

Phone Number Format
888-865-6198 (888) 865-6198
888-865-6201 (888) 865-6201
651-621-2846 (651) 621-2846
724-906-3232 (724) 906-3232
888-630-1251 (888) 630-1251
888-318-7993 (888) 318-7993
651-621-2800 (651) 621-2800
877-258-1590 (877) 258-1590
651-621-2818 (651) 621-2818
651-621-2815 (651) 621-2815
888-822-8829 (888) 822-8829

Document every call from these numbers, including the date, time, and what was said.

When Frontline Asset Strategies Crosses Legal Lines

Frontline Asset Strategies’ harassment becomes illegal when their actions violate the Fair Debt Collection Practices Act or the Telephone Consumer Protection Act.

Their documented violations include:

  • Sending collection letters without dates (Devoe v. FAS, 2023)
  • Overshadowing consumers’ right to dispute debts (Frontline/Velocity case, 2018)
  • Demanding disputes be submitted in writing only (Boggerty v. FAS, 2018)
  • Failing to specify if debt amounts are increasing (Molkandow v. FAS, 2017)
  • Using misleading language about interest accrual (Lilavois v. FAS, 2017)
  • Making calls outside 8 a.m. to 9 p.m. hours
  • Contacting third parties about your debt
  • Continuing calls after cease and desist

Review the full FDCPA requirements in the Federal Reserve guidance and ECFR regulations.

Federal Lawsuits Against Frontline Asset Strategies

Frontline Asset Strategies’ litigation history contradicts their compliance-focused marketing. Key cases include:

Recent Cases:

Earlier Cases:

This pattern shows systemic compliance failures, not isolated mistakes.

Your Rights When Frontline Asset Strategies Contacts You

Harassment Tactics

You have specific protections under federal law:

Demand Proper Validation

Request written proof, including the original creditor name, debt amount, and itemized charges. They must stop collecting until they verify.

Control Communication

Send cease and desist via certified mail. After receipt, they can only contact you to confirm cessation or notify you of lawsuits.

Protect Your Privacy

They cannot discuss your debt with family, friends, neighbors, or employers. Third-party disclosure violates the FDCPA.

Challenge Misleading Letters

If their letters lack dates, unclear language about increasing debt, or confusing dispute instructions (like the lawsuits allege), you may have a claim.

Sue for Violations

You can recover up to $1,000 per FDCPA lawsuit plus actual damages. They pay your attorney fees when you win.

How to Stop Frontline Asset Strategies Calls

Immediate actions:

  1. Document everything – Every call (date, time, number from the table above, what they said)
  2. Request written validation – Within 30 days of first contact
  3. Send a cease and desist – Certified mail to their Roseville address
  4. File complaints – CFPB, FTC, state attorney general
  5. Call us+1 844-638-1122 for a free evaluation

Keep records of misleading letters, especially those missing dates or unclear about whether the debt is increasing (issues in their lawsuits).

How Wood Law Firm PLLC Handles Frontline Asset Strategies Cases

Real Stories from Our Clients

We know Frontline Asset Strategies’ playbook because we’ve studied their federal lawsuits. When they claim compliance while their court record shows otherwise, we build cases using their own litigation history against them.

Our approach:

  • Analyze your calls and letters for patterns matching their prior lawsuits
  • Send legal demands citing specific violations within 48 hours
  • Leverage their settlement motivation (they know the cost of losing in court)
  • Pursue maximum damages – their repeated litigation shows willful violations

Why we’re effective: We work on contingency. You pay nothing unless we win, and Frontline Asset Strategies pays your attorney fees. This levels the playing field completely. Their decade of lawsuits proves they settle when facing experienced counsel.

Call +1 844-638-1122 now. We’ll stop the calls and pursue compensation.

Attorney Jeff Wood Holds Collectors Accountable

Jeff Wood founded this firm after watching debt collectors violate his family members’ rights without consequence. He dedicated his career to changing that equation – making collectors pay for the harm they cause.

Jeff has studied Frontline Asset Strategies’ litigation patterns across multiple federal cases. When a collector has been sued for omitting dates, overshadowing dispute rights, and using misleading language, those patterns reveal their weaknesses. Jeff knows exactly how to build cases they can’t defend.

His A+ BBB-rated practice focuses exclusively on consumer protection. When Frontline Asset Strategies markets compliance while their court record tells a different story, Jeff uses that contradiction to maximum effect.

What Our Clients Say About Us

Asset Strategies

“They called me 8 times in one day. The Wood Law Firm sent one letter, and the calls stopped immediately. I got $4,200 in damages.” – Verified Client

“They threatened to sue me with a letter that had no date on it – exactly like the Devoe case. Wood Law Firm got me $3,800 and removed it from my credit report.” – Verified Client

“I was terrified until I called Wood Law Firm. They explained everything, handled it all, and I didn’t pay a dime upfront. Settled for $5,100.” – Verified Client

These aren’t exceptional results. They’re what happens when collectors with extensive litigation histories face experienced consumer attorneys.

Dealing With Technology-Driven Collectors

Can FAS Have Me Arrested

Frontline Asset Strategies uses “multi-channel communication” and “data-driven methods” to maximize contact. This often means:

  • Calling from 11 different numbers (see table above)
  • Sending letters with compliance issues (per their lawsuits)
  • Using automated systems without proper consent

The same FDCPA protections apply regardless of their technology. We’ve stopped harassment from asset recovery agencies and similar collectors using identical tactics.

Frequently Asked Questions About Frontline Asset Strategies Harassment

1. Is Frontline Asset Strategies legitimate?

Yes, they’re a licensed collection agency founded in 2008. However, their multiple federal lawsuits show legitimate doesn’t mean lawful.

2. Why do they have BBB accreditation despite lawsuits?

BBB accreditation measures business practices, not legal compliance. Their litigation record reveals the difference.

3. Can they garnish my wages?

Only after suing you, winning in court, and obtaining a judgment. Threats without a judgment violate the FDCPA.

4. What if their letter has no date like the Devoe case?

That may violate the FDCPA. Document it and call us immediately at +1 844-638-1122.

5. Can I dispute the debt verbally?

No. Despite the Boggerty lawsuit about this issue, send written disputes via certified mail within 30 days.

6. How many numbers does Frontline Asset Strategies use?

At least 11 known numbers (see table above). They may use more. Document the number that calls you.

7. Can they call my employer?

Only to verify your employment location. Discussing your debt with your employer violates the FDCPA.

8. What if I already paid but they keep calling?

Request a paid-in-full letter in writing and send cease and desist. Continued calls after payment may violate the FDCPA.

9. How long do I have to sue them?

One year from the violation date. Don’t wait – evidence gets harder to gather over time.

10. Do you really charge nothing upfront?

Correct. Pure contingency. You pay nothing unless we win, and they pay your attorney fees on top of your damages.

Call +1 844-638-1122 for your free case evaluation now.