Is Roquemore & Roquemore Inc. Debt Collection Harassment, a skip tracing and collateral company located in Garland, TX, disrupting your peace? Harassment from debt collectors violates the Fair Debt Collection Practices Act (FDCPA), which aims to protect consumers from abusive practices. If Roquemore & Roquemore Inc. threatens legal action, wage garnishment, or exposes your debt to others, they may act unlawfully. The Wood Law Firm is ready to assist in stopping these behaviors. Consumers can pursue up to $1,000 in statutory damages plus coverage for legal fees when debt collectors violate the FDCPA.
Recent federal court records show over 800 lawsuits filed against Roquemore & Roquemore Inc. across multiple jurisdictions, primarily involving alleged Fair Debt Collection Practices Act violations. If you believe you’ve experienced similar treatment, you may have legal options available.
Signs of Roquemore & Roquemore Inc. Phone Harassment
Roquemore & Roquemore Inc. Debt Collection Harassment involves employing tactics that can cross the line into harassment. Recognizing these behaviors to protect your rights and ensure fair treatment is crucial. Common signs of harassment by Roquemore & Roquemore Inc. include:
- ✅ Frequent calls at odd hours, such as before 8:00 a.m. or after 9:00 p.m., can disrupt your sleep and personal time.
- ✅ Discussing your debt with friends, family, or coworkers without your permission violates your privacy and can cause unnecessary stress and embarrassment.
- ✅ Threatening legal action or physical harm, which is not only inappropriate but may also violate federal law, as debt collectors do not have the right to intimidate you in this manner, and such actions are often seen as corner-cutting.
- ✅ Repeatedly contacting the wrong individual, even when it’s clear the debt does not belong to you, can cause confusion and unnecessary stress.
- ✅ Failing to inform you about your right to dispute the debt, potentially preventing you from understanding your options and protecting your rights.
Suppose you’ve experienced any of these behaviors. In that case, you may have a case against Roquemore & Roquemore Inc. Contact The Wood Law Firm at 📱***+1 844-638-1122*** to explore your legal options and seek the justice you deserve.
Additional Legal Violations That May Apply
Beyond FDCPA violations, Roquemore & Roquemore Inc. may potentially violate other federal laws if they:
Telephone Consumer Protection Act (TCPA): If you believe they’re using automated dialing systems or prerecorded messages to call your cell phone without permission, you may be entitled to $500-$1,500 per violation. These robocalls often have delays when you answer or sound like recordings.
Electronic Fund Transfer Act (EFTA): If they’ve made unauthorized withdrawals from your bank account or continued taking payments after you’ve told them to stop, this may constitute an EFTA violation with significant damages available.
Fair Credit Reporting Act (FCRA): If Roquemore & Roquemore Inc. has reported inaccurate information to credit bureaus, you may be entitled to damages up to $1,000 plus attorney fees. Always verify any debt reporting on your credit report.
Is Roquemore and Roquemore Inc. a Scam?
Many consumers question the legitimacy of Roquemore & Roquemore Inc. According to the Better Business Bureau (BBB), this company has operated for over thirty years but has a history of complaints regarding its practices. The BBB records reflect at least 14 formal complaints, signaling potential issues with how this agency interacts with consumers.
While Roquemore & Roquemore Inc. is not a scam, the company’s methods may breach consumer protection laws, often involving allegations of deceptive communication and coercion.
Who Is Roquemore & Roquemore Inc., Skip Tracing Company?
Based in Garland, Texas, Roquemore & Roquemore Inc. is a third-party debt collector and skip tracing company that issues credit and pursues collections. It frequently appears in federal lawsuits for employing questionable debt collection practices.
Business Information:
- 📌 Address: 310 E I-30 Ste 200, Garland, TX 75043
- ☎️ Phone: (800) 500-7855
If you suspect harassment from this agency, contact The Wood Law Firm for immediate assistance.
Roquemore & Roquemore Inc. Repossession Management Complaints and Lawsuits
Consumers have filed numerous lawsuits against Roquemore & Roquemore Inc. Debt Collection Harassment, claiming harassment and potentially illegal practices. Recent cases include:
- 🏢 Long-Green v. Roquemore & Roquemore Inc (1:07-cv-03247)
- 🏢 Whitaker v. Roquemore Holdings LLC (8:15-cv-00603-TDC)
- 🏢 King v. Roquemore & Roquemore Inc et al (2:17-cv-03554-SDW-LDW)
Despite these complaints, the company claims to achieve the highest recovery statistics in the industry.
These legal actions highlight patterns of alleged misconduct, including abusive language and misrepresentation. If you’ve experienced similar treatment, legal recourse may be available.
How to Handle Roquemore & Roquemore Inc.’s Alleged Shady Tactics and Threats
Consumers often wonder about the rights of debt collectors. Let’s address some common concerns:
- 👉 Can they garnish wages? Yes, but only for federal student loans or if they secure a court judgment.
- 👉 Can they sue you? Yes, provided the debt remains within the statute of limitations and they can properly validate the debt.
- 👉 Can they arrest you? No, unless you violate a court order. Debt-related arrests typically apply to unpaid child support or fines.
Like many other skip tracing companies, Roquemore & Roquemore Inc. may use aggressive tactics that potentially cross legal boundaries.
Understanding these limitations can help you respond effectively to phone harassment from Roquemore & Roquemore Inc.
How The Wood Law Firm Can Help You Fight Roquemore & Roquemore Inc. Debt Collection Harassment
The Wood Law Firm, an industry leader in consumer protection, specializes in protecting consumers from aggressive debt collection tactics. If Roquemore & Roquemore Inc. crosses legal boundaries, our team will take swift action to stop the harassment. We also guide you in asserting your rights under the FDCPA, ensuring you feel empowered throughout the process.
Stopping Roquemore & Roquemore Inc. Phone Harassment
Roquemore & Roquemore Inc. collectors may use multiple phone numbers to contact consumers. Reported numbers include:
- 📲 (800) 500-7855
- 📲 (972) 226-9266
- 📲 (615) 762-2523
- 📲 (972) 226-9720
- 📲 214-550-1564
- 📲 214-550-1565
- 📲 866-483-3989
- 📲 866-726-2981
This list may not be comprehensive, as debt collectors often rotate phone numbers. If you’re receiving calls from unlisted numbers that you believe are from Roquemore & Roquemore Inc., The Wood Law Firm can help verify and address potential harassment.
The Wood Law Firm can intervene if you’re receiving persistent calls from these or other numbers. No one should endure the stress of ongoing harassment. The Wood Law Firm ensures that debt collectors adhere to legal standards.
State-Specific Consumer Protections
Depending on your state, you may have additional protections beyond federal law. For example:
North Carolina residents may be entitled to $500-$4,000 in damages per violation under state consumer protection laws, making it one of the most consumer-friendly states for debt collection issues.
Texas, California, Florida, Michigan, Pennsylvania, and Wisconsin also provide enhanced consumer protections that may apply to your situation.
The Wood Law Firm works with local counsel in various states to ensure you receive maximum protection under both federal and state laws.
Maintaining detailed records of all interactions is crucial when dealing with debt collectors like Roquemore & Roquemore Inc. and other financial services. Proper documentation helps you stay organized and strengthens your case if the collector potentially violates your rights. Roquemore & Roquemore Inc. often uses proprietary technology to track and contact debtors, making it crucial to document all interactions. Here’s how you can effectively document these interactions and protect yourself:
Keep Detailed Records
Maintain a comprehensive log of all communications. Note down the date, time, and duration of each call. Record the name of the representative you spoke with and any significant details from the conversation, especially threats or abusive language. For instance, if a collector makes false legal claims or harasses you, this documentation can be concrete evidence that helps staff maintain accurate records.
Request Written Communication
Always request written verification of the debt. The Fair Debt Collection Practices Act (FDCPA) mandates that collectors provide written notice of the debt, including details about the creditor and the amount owed. Always request proper debt validation from Roquemore & Roquemore Inc. before making any payments. Insisting on written correspondence ensures clarity and prevents misunderstandings. It also discourages aggressive verbal tactics since collectors are less likely to include potentially illegal threats in writing.
Understand Your Rights
Empower yourself by understanding the protections offered under the FDCPA. This federal law prohibits debt collectors from engaging in abusive, deceptive, or unfair practices. For instance, they cannot call you at inconvenient hours, contact third parties about your debt, or misrepresent the amount owed. Familiarizing yourself with these rights will help you identify and report any violations. The most experienced staff at The Wood Law Firm can help you understand and assert these rights effectively.
Seek Professional Legal Assistance
If Roquemore & Roquemore Inc.’s debt collection harassment persists despite your efforts, seeking professional legal help is the next step. Contact The Wood Law Firm at 📱***+1 844-638-1122***. Their team specializes in addressing debt collection harassment and can guide you through the process of holding collectors accountable. Legal experts can also help you file complaints, negotiate settlements, or pursue statutory damages for FDCPA violations. The Law Firm uses a combination of state-of-the-art technology to track and document all instances of harassment.
Before You Consider Settlement
If Roquemore & Roquemore Inc. contacts you about settling a debt, consider these important questions:
- Do you actually owe this debt, or could it be a case of mistaken identity?
- Is the debt within your state’s statute of limitations? The statute of limitations varies by state and debt type – The Wood Law Firm can help determine if your debt may be time-barred.
- Has the debt been properly validated according to FDCPA requirements?
- If you pay, will they provide written confirmation and remove negative credit reporting?
- If you believe Roquemore & Roquemore Inc. has incorrectly reported information to credit bureaus, removal may be possible.
The Wood Law Firm can help you navigate these decisions and potentially negotiate better terms if a settlement is appropriate for your situation.
Why Documentation Matters When Fighting Roquemore & Roquemore Inc. Debt Collection Harassment
These actions not only empower you to handle harassment but also create a solid foundation for any legal action. Accurate records demonstrate patterns of potential abuse, such as frequent calls, threats, or other allegedly unlawful behavior. This documentation can be pivotal in ensuring Roquemore & Roquemore Inc. faces consequences for its violations. Accurate records are essential in skip tracing to ensure that all interactions are properly documented. Protect your rights by staying vigilant, informed, and proactive in addressing harassment.
Roquemore & Roquemore Inc Reviews and Highest Recovery Statistics
Consumer reviews of Roquemore & Roquemore Inc. often reveal dissatisfaction with their practices. While some individuals resolve their debts smoothly, others report hostile or misleading interactions. In addition to debt collection, Roquemore & Roquemore Inc. offers other financial services that have also received mixed reviews.
For example, reviewers describe:
- 👉 Receiving calls intended for other people.
- 👉 Facing intimidation tactics.
- 👉 Experiencing threats of lawsuits for disputed debts.
Such reviews underscore the importance of seeking legal counsel if Roquemore & Roquemore Inc.’s threats become a concern.
Success Stories: Reclaiming Peace
The Wood Law Firm has helped many clients stop harassment and secure favorable outcomes with repossession management. One client shared:
“Because of a lie from a debt collector, I almost paid money I didn’t owe. The Wood Law Firm stopped the calls and helped me win my case. Thank you!”
These testimonials highlight the firm’s commitment to safeguarding consumer rights. The Wood Law Firm also specializes in repossession management, helping clients recover their assets effectively.
Common Questions About Roquemore & Roquemore Inc.
Here are common questions you may have about this debt collection agency:
1. Is Roquemore & Roquemore Inc. a scam?
No, it’s a legitimate company, but many consumers report harassment and deceptive collection tactics in violation of the FDCPA.
2. What are the signs of Roquemore & Roquemore Inc. phone harassment?
Frequent calls, legal threats, discussing debt with others, and ignoring disputes are common signs of unlawful collection practices.
3. Where is Roquemore & Roquemore Inc. located?
The company is based in Garland, Texas, and operates as a skip tracing and debt collection agency.
4. Can Roquemore & Roquemore Inc. garnish my wages?
Only if they obtain a court judgment or if they’re collecting federally backed debt like student loans.
5. What should I do if I’m being harassed by Roquemore & Roquemore Inc.?
Document calls, request written validation of the debt, and contact The Wood Law Firm for free legal help.
6. How do I document harassment by debt collectors?
Log all calls with date, time, representative name, and details; save written communication for evidence.
7. What laws protect me from debt collection harassment?
The Fair Debt Collection Practices Act (FDCPA) protects against abusive, misleading, or harassing tactics by third-party collectors.
8. Can Roquemore & Roquemore Inc. talk to others about my debt?
No, disclosing your debt to third parties without consent violates the FDCPA and your right to privacy.
9. What are common complaints against Roquemore & Roquemore Inc.?
Consumers report wrong-party calls, threats of lawsuits, abusive language, and misleading communication.
10. Can I sue Roquemore & Roquemore Inc. for harassment?
Yes, you may be entitled to up to $1,000 in statutory damages under the FDCPA for violations.
11. How can I stop calls from Roquemore & Roquemore Inc.?
You can send a cease and desist letter, request debt validation in writing, and seek legal help if the harassment continues.
Conclusion: Fight Roquemore & Roquemore Inc. Debt Collection Harassment
If Roquemore & Roquemore Inc. complaints have disrupted your life, you don’t have to face them alone. By partnering with The Wood Law Firm, you can stand against potentially unfair practices and reclaim peace of mind. In addition to legal assistance, The Wood Law Firm offers remarketing services to help clients maximize the value of their recovered assets.
Contact us today to begin stopping the harassment. Protect your rights and hold Roquemore & Roquemore Inc. accountable for their actions.
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