Roquemore and Roquemore Inc is a skip tracing and debt collection company in Garland, TX that may be violating your rights under the Fair Debt Collection Practices Act (FDCPA). If you believe Roquemore and Roquemore Inc is threatening legal action, making unauthorized wage garnishment claims, or exposing your debt to others, they could be acting unlawfully.
Recent federal court records show over 800 lawsuits filed against Roquemore and Roquemore Inc across multiple jurisdictions for alleged FDCPA violations. Consumers may pursue up to $1,000 in statutory damages, plus attorney’s fees, when debt collectors violate the FDCPA.
Key Takeaways
- Roquemore and Roquemore Inc has over 800 federal lawsuits alleging FDCPA violations
- Common harassment tactics include calls before 8 a.m. or after 9 p.m., discussing debts with third parties, and threatening illegal actions
- You may be entitled to $1,000 in statutory damages per violation plus attorney fees paid by the collector
- The Wood Law Firm offers free consultations to evaluate your case and stop harassment immediately
Recognizing Roquemore and Roquemore Inc Phone Harassment
Roquemore and Roquemore Inc may employ tactics that cross the line into harassment. Recognizing these behaviors could be crucial to protecting your rights and ensuring fair treatment.
Common signs of harassment by Roquemore and Roquemore Inc include:
- Calling at inappropriate times: Frequent calls before 8 a.m. or after 9 p.m. that disrupt your sleep and personal time
- Third-party disclosure: Discussing your debt with friends, family, or coworkers without your permission, violating your privacy
- Illegal threats: Threatening legal action they cannot take or making threats of physical harm
- Wrong-party contact: Repeatedly contacting you even when it’s clear the debt does not belong to you
- Validation failures: Failing to inform you about your right to dispute the debt
If you believe you’ve experienced any of these behaviors, you may have a case against Roquemore and Roquemore Inc. Contact The Wood Law Firm at +1 844-638-1122 to explore your legal options.
Additional Federal Law Violations That May Apply
Beyond FDCPA violations, Roquemore and Roquemore Inc may potentially violate other federal laws:
Telephone Consumer Protection Act (TCPA): If you believe they’re using automated dialing systems or prerecorded messages to call your cell phone without permission, you may be entitled to $500 to $1,500 per violation. These robocalls often have delays when you answer or sound like recordings.
Electronic Fund Transfer Act (EFTA): If they’ve made unauthorized withdrawals from your bank account or continued taking payments after you’ve told them to stop, this may constitute an EFTA violation with significant damages available.
Fair Credit Reporting Act (FCRA): If Roquemore and Roquemore Inc has reported inaccurate information to credit bureaus, you may be entitled to damages up to $1,000 plus attorney fees. Always verify any debt reporting on your credit report.
Is Roquemore and Roquemore Inc a Legitimate Company
Many consumers question the legitimacy of Roquemore and Roquemore Inc. According to the Better Business Bureau, this company has operated for over thirty years but has a history of complaints regarding its practices. The BBB records reflect at least 14 formal complaints, signaling potential issues with how this agency interacts with consumers.
While Roquemore and Roquemore Inc is not a scam, the company’s methods may breach consumer protection laws, often involving allegations of deceptive communication and coercion.
Company Background and Information
Based in Garland, Texas, Roquemore and Roquemore Inc is a third-party debt collector and skip tracing company that issues credit and pursues collections. It frequently appears in federal lawsuits for employing questionable debt collection practices.
Business Information:
- Address: 310 E I-30 Ste 200, Garland, TX 75043
- Phone: (800) 500-7855
If you suspect harassment from this agency, contact The Wood Law Firm for immediate assistance.
Lawsuits and Complaints Against Roquemore and Roquemore Inc
Consumers have filed numerous lawsuits against Roquemore and Roquemore Inc claiming harassment and potentially illegal practices. Recent cases include:
- Long-Green v. Roquemore and Roquemore Inc (1:07-cv-03247)
- Whitaker v. Roquemore Holdings LLC (8:15-cv-00603-TDC)
- King v. Roquemore and Roquemore Inc et al (2:17-cv-03554-SDW-LDW)
These legal actions highlight patterns of alleged misconduct, including abusive language and misrepresentation. If you believe you’ve experienced similar treatment, legal recourse may be available through The Wood Law Firm.
Understanding Your Rights Against Roquemore and Roquemore Inc
Consumers often wonder about the rights of debt collectors. Understanding these limitations can help you respond effectively to harassment from Roquemore and Roquemore Inc.
Can they garnish wages? Yes, but only for federal student loans or if they secure a court judgment against you.
Can they sue you? Yes, provided the debt remains within the statute of limitations, and they can properly validate the debt.
Can they arrest you? No, unless you violate a court order. Debt-related arrests typically apply only to unpaid child support or court-ordered fines, not consumer debts.
Like many other skip tracing companies, Roquemore and Roquemore Inc may use aggressive tactics that potentially cross legal boundaries. The Wood Law Firm can help you determine if their actions violate federal or state consumer protection laws.
How The Wood Law Firm Stops Roquemore and Roquemore Inc Harassment
The Wood Law Firm, an industry leader in consumer protection, specializes in protecting consumers from aggressive debt collection tactics. If you believe Roquemore and Roquemore Inc crossed legal boundaries, our team will take swift action to stop the harassment. We also guide you in asserting your rights under the FDCPA, ensuring you feel empowered throughout the process.
Known Roquemore and Roquemore Inc Phone Numbers
Roquemore and Roquemore Inc collectors may use multiple phone numbers to contact consumers. Reported numbers include:
- (800) 500-7855
- (972) 226-9266
- (615) 762-2523
- (972) 226-9720
- 214-550-1564
- 214-550-1565
- 866-483-3989
- 866-726-2981
This list may not be comprehensive, as debt collectors often rotate phone numbers. If you’re receiving calls from unlisted numbers that you believe are from Roquemore and Roquemore Inc, The Wood Law Firm can help verify and address potential harassment.
State-Specific Consumer Protections
Depending on your state, you may have additional protections beyond federal law:
North Carolina residents may be entitled to $500 to $4,000 in damages per violation under state consumer protection laws, making it one of the most consumer-friendly states for debt collection issues.
Texas, California, Florida, Michigan, Pennsylvania, and Wisconsin also provide enhanced consumer protections that may apply to your situation.
The Wood Law Firm works with local counsel in various states to ensure you receive maximum protection under both federal and state laws.
Protecting Yourself With Proper Documentation
Maintaining detailed records of all interactions could be crucial when dealing with debt collectors like Roquemore and Roquemore Inc and other financial services. Proper documentation helps you stay organized and strengthens your case if the collector potentially violates your rights.
Keep Detailed Records of All Contact
Maintain a comprehensive log of all communications. Note the date, time, and duration of each call. Record the name of the representative you spoke with and any significant details from the conversation, especially threats or abusive language. If a collector makes false legal claims or harasses you, this documentation can be concrete evidence.
Essential information to document:
- Date and time of each call
- Duration of the conversation
- Name of the representative
- Phone number used to contact you
- Specific threats or abusive language
- Any claims about legal action
- Demands for immediate payment
Request Written Validation of the Debt
Always request written verification of the debt. The Fair Debt Collection Practices Act (FDCPA) mandates that collectors provide written notice of the debt, including details about the creditor and the amount owed. Always request proper debt validation from Roquemore and Roquemore Inc before making any payments.
Insisting on written correspondence ensures clarity and prevents misunderstandings. It also discourages aggressive verbal tactics since collectors are less likely to include potentially illegal threats in writing.
Your validation request should include:
- A statement that you dispute the debt
- Request for the name and address of the original creditor
- Request for proof that you owe the debt
- Request for verification that they have the right to collect
- Instruction to cease collection until validation is provided
Understanding Your FDCPA Rights
The FDCPA prohibits debt collectors from engaging in abusive, deceptive, or unfair practices. Key protections include:
- Collectors cannot call you at inconvenient hours (before 8 a.m. or after 9 p.m.)
- They cannot contact third parties about your debt without consent
- They cannot misrepresent the amount owed or their authority
- They must provide debt validation upon request
- They must cease contact if you send a written cease letter
Familiarizing yourself with these rights will help you identify and report any violations. The Wood Law Firm can help you understand and assert these rights effectively.
Seek Professional Legal Assistance
If Roquemore and Roquemore Inc’s debt collection harassment persists despite your efforts, seeking professional legal help may be the next step. Contact The Wood Law Firm at +1 844-638-1122. Our team specializes in addressing debt collection harassment and can guide you through the process of holding collectors accountable.
Legal experts can help you file complaints, negotiate settlements, or pursue statutory damages for FDCPA violations. The Wood Law Firm uses comprehensive documentation to track and prove all instances of harassment.
Important Considerations Before Settlement
If Roquemore and Roquemore Inc contacts you about settling a debt, consider these important questions before agreeing to anything:
- Do you actually owe this debt, or could it be a case of mistaken identity?
- Is the debt within your state’s statute of limitations? The statute varies by state and debt type.
- Has the debt been properly validated according to FDCPA requirements?
- If you pay, will they provide written confirmation and remove negative credit reporting?
- Could making a payment restart the statute of limitations on a time-barred debt?
The Wood Law Firm can help you navigate these decisions and potentially negotiate better terms if a settlement is appropriate for your situation. We can also determine if your debt may be time-barred, which would limit the collector’s legal options.
About The Wood Law Firm
At The Wood Law Firm, our mission is simple: to protect consumers from predatory practices and ensure they receive the fair treatment they deserve. We specialize in cases involving the Fair Debt Collection Practices Act (FDCPA), Fair Credit Reporting Act (FCRA), and Telephone Consumer Protection Act (TCPA). For over a decade, we have fought tirelessly to hold companies accountable and to secure justice for our clients.
Choosing The Wood Law Firm means partnering with a team that is deeply committed to your cause. We understand the stress and frustration that comes with facing unfair consumer practices, and we are here to stand by your side every step of the way. Our personalized approach, combined with our extensive experience and national reach, makes us uniquely equipped to handle your consumer protection needs.
The Wood Law Firm has cultivated strong Of Counsel relationships with attorneys licensed in Arizona, California, Florida, Louisiana, Minnesota, Missouri, Ohio, Oregon, Pennsylvania, South Carolina, Tennessee, Texas, Washington, and West Virginia.
About Attorney Jeff Wood
Jeff Wood is an accomplished attorney based in Arkansas, where he is fully licensed to practice law. With over 15 years of experience, Mr. Wood specializes in consumer protection, focusing on cases involving the Fair Debt Collection Practices Act (FDCPA), Fair Credit Reporting Act (FCRA), and Telephone Consumer Protection Act (TCPA).
Mr. Wood has recovered millions of dollars for consumers facing illegal debt collection practices. His commitment to consumer rights and extensive litigation experience make him a formidable advocate against abusive collectors like Roquemore and Roquemore Inc.
Success Stories From Real Clients
Case 1: Wrong-Party Harassment Ends With $8,500 Settlement A Florida resident received daily calls from Roquemore and Roquemore Inc demanding payment for a debt that didn’t belong to her. Despite repeatedly informing them they had the wrong person, the calls continued for six weeks, causing severe stress. The Wood Law Firm documented the wrong-party violations and filed an FDCPA lawsuit. The case settled within 60 days for $8,500, with Roquemore and Roquemore Inc agreeing to remove all collection attempts and never contact our client again.
Case 2: Third-Party Disclosure Violation Brings $11,200 Recovery A Texas consumer’s employer received multiple calls from Roquemore and Roquemore Inc discussing the consumer’s alleged debt, nearly costing him his job. The Wood Law Firm proved these third-party disclosures violated the FDCPA. Roquemore and Roquemore Inc settled for $11,200, ceased all collection efforts, and our client received the full settlement amount as the collector paid our legal fees separately.
Frequently Asked Questions
Is Roquemore and Roquemore Inc a scam?
No, it’s a legitimate company based in Garland, Texas, but many consumers report harassment and deceptive collection tactics that may violate the FDCPA. The company has over 800 federal lawsuits alleging consumer protection violations.
What are the signs of Roquemore and Roquemore Inc phone harassment?
Signs include frequent calls before 8 a.m. or after 9 p.m., discussing your debt with others without permission, threatening legal actions they cannot take, repeatedly contacting the wrong person, and failing to inform you of your right to dispute the debt.
Where is Roquemore and Roquemore Inc located?
The company is based at 310 E I-30 Ste 200, Garland, TX 75043. They operate as a skip tracing and debt collection agency primarily in Texas but may collect debts nationwide.
Can Roquemore and Roquemore Inc garnish my wages?
Only if they obtain a court judgment against you or if they’re collecting federally backed debt like student loans. They cannot garnish wages without proper legal authorization.
What should I do if I’m being harassed by Roquemore and Roquemore Inc?
Document all calls with dates, times, and details. Request written validation of the debt. Do not make payments until the debt is properly validated. Contact The Wood Law Firm at +1 844-638-1122 for free legal help.
How do I document harassment by debt collectors?
Log all calls with date, time, representative name, phone number used, and conversation details. Save all written communication, including letters, emails, and text messages. Record specific threats or abusive language. This documentation can be crucial evidence.
What laws protect me from debt collection harassment?
The Fair Debt Collection Practices Act (FDCPA) protects against abusive, misleading, or harassing tactics by third-party collectors. Additional protections may include the TCPA, EFTA, FCRA, and state-specific consumer protection laws.
Can Roquemore and Roquemore Inc talk to others about my debt?
No, disclosing your debt to third parties without consent violates the FDCPA and your right to privacy. Collectors can only contact third parties to locate you, and they cannot discuss the debt details.
What are common complaints against Roquemore and Roquemore Inc?
Consumers report wrong-party calls, threats of lawsuits they cannot pursue, abusive language, misleading communication, unauthorized wage garnishment threats, and failure to provide proper debt validation.
Can I sue Roquemore and Roquemore Inc for harassment?
Yes, you may be entitled to up to $1,000 in statutory damages under the FDCPA for violations, plus actual damages for emotional distress or other harm, with attorney fees paid by the collector if you win.
How can I stop calls from Roquemore and Roquemore Inc?
You can send a cease and desist letter via certified mail, request debt validation in writing, and seek legal help if harassment continues. The Wood Law Firm can help draft effective cease letters and take immediate legal action.
What phone numbers does Roquemore and Roquemore Inc use?
Known numbers include (800) 500-7855, (972) 226-9266, (615) 762-2523, (972) 226-9720, 214-550-1564, 214-550-1565, 866-483-3989, and 866-726-2981. They may use additional unlisted numbers.
Take Action Against Roquemore and Roquemore Inc Today
If you believe Roquemore and Roquemore Inc has violated your rights through harassment, threats, or deceptive practices, you don’t have to face them alone. The Wood Law Firm has successfully represented hundreds of consumers against abusive debt collectors and recovered millions in damages.
Contact The Wood Law Firm today at +1 844-638-1122 for a free consultation. Our experienced consumer protection attorneys will evaluate your case, explain your options, and fight for the compensation you deserve. We handle all cases on contingency, meaning you pay nothing unless we win. Don’t let Roquemore and Roquemore Inc continue to violate your rights.
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