First Financial Asset Management Debt Collection Harassment

Last Updated November 16, 2024

Debt collection calls from a collection agency can feel overwhelming and, in some cases, cross the line into harassment. If First Financial Asset Management debt collection harassment has affected your life, you should not face it alone. The Wood Law Firm is here to help, offering services to stop relentless collection calls, threats, and any illegal behavior from debt collectors. In cases where you have rights under the Fair Debt Collection Practices Act (FDCPA) that have been violated, you may qualify for statutory damages and attorney fees covered by the offending firm. Keep reading to understand how First Financial Asset Management operates and your options for stopping any harassment they may cause.

Are You a Victim of First Financial Asset Management Harassment?

If First Financial Asset Management has contacted you repeatedly to collect accounts, at odd hours, or has even involved family or friends, they may be violating federal debt collection laws. The FDCPA protects consumers from unfair, abusive, or deceptive collection practices. If you’ve experienced First Financial Asset Management phone harassment, you may have a legal case that can award you up to $1,000 in statutory damages. Additionally, The Wood Law Firm will ensure you’re not out-of-pocket for legal fees to stop these practices.

Debt collectors like First Financial Asset Management must follow strict rules. Repeated calls, threats, or contacting others about your debt without your permission crosses the line into harassment. If you’re dealing with these behaviors, know that you have options.

Also read: Asset Recovery Solutions Debt Collection Harassment

Is First Financial Asset Management Legitimate?

First, let’s address a common concern: Is First Financial Asset Management a scam? According to the Better Business Bureau, this company has been active since 2010 and has received numerous complaints. While they claim to maintain compliance with federal regulations, numerous complaints suggest otherwise. With 52 complaints closed in the past three years and 20 in the last year alone, First Financial Asset Management reviews reveal a company with a record of consumer dissatisfaction.

First Financial Asset Management, based in Phoenix, Arizona, also has headquarters in Peachtree Corners, Georgia. Their methods have attracted significant negative attention, particularly from consumers who report First Financial Asset Management threats or aggressive practices.

First Financial Asset Management Contact Information

Address: 2800 N. 44th Street, Suite 310, Phoenix, AZ 85008
Address: 1234 Lake Dr, Suite 200, Phoenix, AZ 85008
First Financial Asset Management phone number: (602) 778-6985

Common Forms of Harassment by First Financial Asset Management

Debt collection firms must follow strict Fair Debt Collection Practices Act (FDCPA) regulations when managing accounts across multiple classes. If Debt collectors violate these rules, they can cause extreme stress and anxiety for those targeted. First Financial Asset Management, debt collection harassment often crosses the line, potentially giving you grounds to pursue a First Financial Asset Management lawsuit.

Here are some common ways in which First Financial Asset Management collectors may harass or intimidate consumers:

Profanity or Abusive Language: The FDCPA prohibits Debt collectors from using offensive or abusive language when contacting consumers. If a First Financial Asset Management representative resorts to insults, profane language, or verbal abuse, this violates the FDCPA.
Calling During Inconvenient Hours: By law, collectors cannot call before 8:00 a.m. or after 9:00 p.m. in your time zone. If First Financial Asset Management collectors call you outside these times, it’s considered harassment.
Excessive Call Frequency: Repeated calls within a short period, such as multiple calls in a day or week, can be deemed harassment. Constant calls aim to pressure you, especially if you’ve already communicated with them about the debt.
Discussing Your Debt with Third Parties: First Financial Asset Management agents should not disclose your debt to unauthorized parties, including family members, friends, or employers. Such actions are both invasive and illegal.
Threats of Legal Action or Credit Damage: It’s illegal for collectors to threaten lawsuits, wage garnishment, or damage to your credit if they don’t have legal grounds. False threats can create unnecessary fear, making you feel trapped or intimidated.
False Claims of Criminal Activity: If a collector implies that you have committed a crime, like fraud, they’re engaging in deceptive practices. Debt collectors cannot accuse or imply criminal behavior as a tactic to recover payment.
Repeated Calls for the Wrong Person: Occasionally, collectors contact the wrong individual. If First Financial Asset Management repeatedly calls you for someone else’s debt, it may constitute harassment.
Failure to Inform You of Your Rights: By law, collectors must inform you of your right to dispute the debt. This notice, typically in writing, should explain how to verify the debt’s validity.
Demanding Unlawful Payment Amounts: Collection agents may not attempt to collect more than what you legally owe. Any demand for inflated payments violates your rights under the FDCPA.

Experiencing any of these forms of First Financial Asset Management debt collection harassment can be overwhelming, but you don’t have to endure it alone. Contact The Wood Law Firm at [+1 844-638-1122](tel:+1 844-638-1122) to discuss your circumstances and explore your legal options for ending the harassment.

Also read:Williams Rush & Associates Debt Collection Harassment

Known Contact Numbers for First Financial Asset Management

Receiving calls from unfamiliar numbers can be stressful, particularly if you suspect it’s related to debt collection. Some known First Financial Asset Management phone numbers include:

(602) 778-6985
(602) 977-3700

If you recognize these numbers or others have contacted you with other numbers you suspect may belong to First Financial Asset Management, it’s essential to reach out. Keep records of the calls, times, and any details of the conversations as potential evidence in your case.

How The Wood Law Firm Can Help You Stop First Financial Asset Management Debt Collection Harassment

The FDCPA, or Fair Debt Collection Practices Act, prohibits actions like harassment, deception, and threats in debt collection. The Wood Law Firm offers customer centric solutions to address and stop harassment by debt collectors. If First Financial Asset Management is overstepping legal boundaries, The Wood Law Firm will work with you to ensure they stop.

FAQs About Debt Collection Harassment

To clarify common questions, here are some answers related to First Financial Asset Management’s complaints:

Is First Financial a scam? No, they are a legitimate debt collection company. However, their tactics can sometimes violate federal regulations.
Can they seize my property? Generally, they cannot tie the debt to a specific property or have a legal judgment permitting it.
Can First Financial sue me? Yes, but only within the statute of limitations for debt collection.
Can they report my debt to credit bureaus? Yes, debt collectors are allowed to report accounts to credit bureaus.
Can First Financial arrest me? No, debt collectors cannot arrest you for unpaid debts. However, ignoring a court summons may lead to a warrant for your arrest in certain situations.
What is the credit and revenue lifecycle? The credit and revenue lifecycle encompasses all stages of receivables management, from credit issuance to revenue collection. It involves customer-centric solutions designed to handle each phase effectively, delivering value to both consumers and employees.

The Wood Law Firm has the experience and resources to protect you from aggressive tactics and help you reclaim your peace of mind.

Also read:Sequim Asset Solutions Phone Harassment

Understanding the Statute of Limitations on Debt Collection

Understanding the statute of limitations on debt collection is essential when dealing with the revenue lifecycle of First Financial Asset Management. Each state has different laws governing how long a debt collector, like First Financial Asset Management, can legally attempt to collect a debt through legal action. This period, the statute of limitations, protects consumers against perpetual attempts to collect on old debts.

Once the statute of limitations expires, First Financial Asset Management and other collectors lose the legal right to sue you over the debt. It doesn’t always stop collectors from trying to contact you, but it does limit their power to take legal action. The statute of limitations varies depending on the state, the type of debt, and other factors, generally ranging from 3 to 10 years.

It’s crucial to understand your state’s statute of limitations for each type of debt you might have, as paying or acknowledging an old debt could reset the clock, making you vulnerable to renewed collection efforts and potential lawsuits. If you’re uncertain about the statute of limitations in your state, consider seeking advice from a consumer protection attorney or contacting The Wood Law Firm at [+1 844-638-1122](tel:+1 844-638-1122). They can clarify your rights and help you stop potential First Financial Asset Management debt collection harassment if debt collectors contact you over expired debt.

Examples of Lawsuits Against First Financial Asset Management

Below are examples of recent legal cases filed against First Financial Asset Management. First Financial Asset Management has faced numerous lawsuits despite voluntarily submitting to internal and third-party audits. These cases illustrate instances where debt collection behavior potentially crossed legal boundaries:

Harvey v. First Financial Asset Management, Inc.
Rucker v. First Financial Asset Management, Inc.
Patton v. First Financial Asset Management, Inc.
Weinberger v. First Financial Asset Management, Inc.

If you feel you have grounds for a case, The Wood Law Firm can provide guidance and help you understand what to expect in filing a First Financial Asset Management lawsuit.

Also read:Quality Asset Recovery Debt Collection Harassment

How to Document First Financial Asset Management Debt Collection Harassment

If First Financial Asset Management collectors are engaging in harassing behavior, keeping thorough documentation is critical to protecting your rights and building a solid case. Documentation not only supports any claims of harassment but can also be crucial during a party audit to ensure compliance with industry standards. Documentation not only supports any claims of harassment but can also strengthen a legal complaint should you choose to take action with the help of .

Here are steps you can take to record harassment:

Log Call Details: Record the dates, times, and frequency of each call from First Financial Asset Management. Note any instances where they call outside legally permitted hours (before 8:00 a.m. or after 9:00 p.m.).
Record Conversations: In states where it’s legal, record conversations with collectors so that you have evidence of any abusive language, threats, or illegal demands.
Save Voicemails and Messages: Keep any voicemail messages, texts, or emails from First Financial Asset Management collectors. These can provide proof of persistent or aggressive tactics.
Document Harassment in Writing: If they threaten you or use inappropriate language, write down the details immediately, noting who called, what was said, and any relevant context.
Keep Copies of Letters: Save any written communication from First Financial Asset Management, including demand letters and debt notices. These can serve as additional evidence in your case.

These steps will help you create a solid trail of evidence if you decide to pursue legal action against First Financial Asset Management for harassment. For further support, contact The Wood Law Firm at +1 844-638-1122. Their team has experience dealing with First Financial Asset Management debt collection harassment cases and can guide you through filing a complaint and building your case.

Also read: Apex Asset Management Debt Collection Harassment

Real Stories: Success with The Wood Law Firm

Here’s what clients say about The Wood Law Firm’s support in stopping debt collection harassment:

The Wood Law Firm is known for consistently providing quality service to their clients, ensuring their rights are protected.

“The Wood Law Firm was a lifesaver! Their team was professional, clear about my rights, and quick to get results.”
“The Wood Law Firm went above and beyond to end the harassment. They knew the laws inside out, and I got compensations for the distress.”
“After weeks of threats, I was relieved to find The Wood Law Firm. They stopped the calls fast, and I couldn’t be happier.”

Take Action Against First Financial Asset Management Debt Collection Harassment Today

Dealing with First Financial Asset Management phone harassment can feel overwhelming, but you don’t have to face it alone. At The Wood Law Firm, we constantly strive to exceed expectations and provide the best possible service to our clients. Contact at [+1 844-638-1122](tel:+1 844-638-1122) to schedule a consultation and discuss how we can help you stop these calls. By acting quickly, you can regain control over your life and protect your rights against unfair collection tactics.

Further Resources and Information

For more information, check out these resources that explain your rights and offer guidance for stopping debt collector harassment through a secure online portal:

Debt collection harassment is illegal; you don’t have to live with intimidation or pressure. Let help you find relief. Connect with us today, reclaim your peace, and end First Financial Asset Management phone harassment for good.