How to Stop Apex Asset Management Debt Collection Harassment
Are you receiving constant phone calls from Apex Asset Management, LLC (AAM)? Are they repeatedly calling at all hours of the day or night without respect for your privacy? Are you facing threats of legal action or wage garnishment? These are common forms of AAM debt collection harassment.
If AAM contacts you in a manner that feels aggressive, intrusive, or violating, you don’t have to fight it alone. Many individuals have faced harassment from debt collectors like AAM and have fought back successfully. Laws protect you from such unfair treatment.
If you find yourself dealing with these tactics, knowing that you have legal options is essential. Apex Asset Management may violate the Fair Debt Collection Practices Act (FDCPA). Under this law, debt collectors cannot use harassing methods. If they do, you could be entitled to up to 💸$1,000 in statutory damages and attorney fees. Let’s explore the actions you can take to stop these harassing phone calls.
What is Apex Asset Management, LLC❓
Apex Asset Management, LLC is a third-party debt collection agency based in Lancaster, Pennsylvania. Founded over two decades ago, AAM has been involved in numerous legal battles over its collection practices. They are often accused of using illegal tactics, including harassment, to pressure consumers into paying alleged debts. AAM‘s long history of lawsuits indicates a behavior pattern that may involve consumer rights violations.
In one recent federal court case, AAM was accused of using illegal communication tactics to coerce a payment from an individual under duress. These practices often involve intimidating tactics like threatening lawsuits, garnishment, and contacting family members and neighbors.
While these are standard methods among debt collectors, they are illegal under the FDCPA, which prohibits harassment, threats, and deceptive practices. If AAM has used any of these tactics against you, it’s crucial to take action.
🔗Also read: Asset Recovery Solutions, Debt Collection Harassment
Apex Asset Management Reviews: What Consumers Are Saying
According to the Better Business Bureau (BBB), Apex Asset Management has operated for over 21 years. However, they have accumulated a significant number of complaints. Many complaints cite AAM debt collection harassment, including aggressive phone calls, threats, and unfair practices. Consumers have shared experiences of receiving multiple calls each day and facing intimidation tactics that violate their privacy and rights.
While AAM is not classified as a scam company, these troubling reviews mar its reputation. Despite being in business for over two decades, their frequent involvement in complaints and lawsuits suggests that they may often engage in unfair debt collection practices.
Apex Asset Management Collection Tactics: How They May Harass You
What makes Apex Asset Management stand out in the world of debt collection? Unfortunately, it’s their alleged collection tactics. Below are some methods that consumers have reported:
- ✅ Using Abusive Language: If you’ve received calls where the collector used profanity or verbally abused you, this is a violation of your rights.
- ✅ Calling Before 8:00 a.m. or After 9:00 p.m.: Debt collectors can call outside these hours if you agree.
- ✅ Multiple Calls per Week: If AAM has been calling you excessively, it could be considered harassment.
- ✅ Talking to Others About Your Debt: It is illegal for collectors to share your debt information with your family, friends, or neighbors.
- ✅ Threatening Legal Action: Many consumers report that AAM threatens to take legal action or garnish wages, even when these actions are not warranted.
- ✅ Calling Your Workplace: If AAM contacts your employer, they are breaking the law.
- ✅ False Accusations of Criminal Activity: Some consumers report criminal accusations against them, which is impossible in most debt cases.
- ✅ Repeatedly Calling for the Wrong Person: If AAM keeps calling you for someone else, it could be a sign of negligence or illegal practices.
- ✅ Trying to Collect More Than Legally Allowed: Some consumers report being charged more than what is allowed under the law.
These practices could qualify as harassment under the Fair Debt Collection Practices Act (FDCPA), and you have the legal right to fight back. Contacting a lawyer can help you stop the harassment and hold AAM accountable.
🔗Also read: Sequim Asset Solutions Phone Harassment
Apex Asset Management Lawsuits: Legal Action Against the Collector
Apex Asset Management records several lawsuits against them, revealing the company’s tendency to use illegal tactics when attempting to collect debts. Some of these lawsuits allege that AAM violated consumer rights by using harassment and deceitful practices, causing unnecessary stress and harm to those involved.
If AAM has harassed you, you may be able to file a lawsuit and seek damages. Lawsuits against debt collectors typically aim to stop illegal collection practices and recover compensation for victims.
Some of the cases against Apex Asset Management include:
- 🔰 Stephanie Robinson v. AAM, LLC (5:16-cv-00389-JGB-SP)
- 🔰 Waye v. AAM, Inc. (1:11-cv-01435-RBK-JS)
- 🔰 Testa v. AAM, Inc. (1:15-cv-05038-JHR-KMW)
- 🔰 Steele v. AAM, Inc. (5:10-cv-07315-JS)
These cases demonstrate the persistent legal issues that AAM has faced. If you are dealing with harassment, you may also have grounds for legal action.
Apex Asset Management Phone Numbers: Who’s Calling❓
If you’re receiving calls from the following phone numbers, there’s a high chance they are coming from Apex Asset Management:
- 📱 888-592-2144
- 📱 717-519-1770
- 📱 8885922144
- 📱 7175191770
However, this list is incomplete. AAM may use other numbers to harass you, so it’s essential to keep track of any unfamiliar calls and report them.
Suppose AAM contacts you by any of these numbers or any unknown number that is repeatedly calling. In that case, it’s crucial to take action. You may be experiencing AAM phone harassment.
🔗Also read: Quality Asset Recovery, Debt Collection, Harassment
What to Do If You’re a Victim of Apex Asset Management Harassment
If you face harassment from Apex Asset Management, you don’t have to tackle it alone. There are several steps you can take:
- 👉 Document All Calls: Record all calls, including the date, time, and details about what was said.
- 👉 Request Validation of Debt: If AAM calls you about a debt, you can request that they validate it, ensuring they have proof that you owe it.
- 👉 Contact a Lawyer: A lawyer specializing in debt collection harassment can help you protect your rights and stop the harassment. If you qualify, you may be entitled to compensation.
- 👉 Report the Harassment: If AAM violates the FDCPA, report it to the Federal Trade Commission (FTC) or your state’s attorney general.
- 👉 File a Lawsuit: If the harassment continues, consider filing a lawsuit against AAM for violating your rights. Legal action may help stop the harassment and recover damages.
🔗Also read: Receivables Management Partners Debt Collection Harassment
How The Wood Law Firm Can Help
If you are dealing with Apex Asset Management debt collection harassment, The Wood Law Firm is here to help. Our experienced attorneys specialize in helping individuals who face harassment from debt collectors, including AAM. We understand your rights and can work with you to end the harassment.
With our help, you can stop the calls, file a lawsuit, and potentially recover compensation. We’ve helped countless consumers who were harassed by debt collectors, and we are here to provide you with the same level of service.
For more information on how to fight back against AAM, contact The Wood Law Firm today at 📱+1 844-638-1122 or visit our website. We can help you stop the harassment and safeguard your rights.
FAQs About Apex Asset Management Debt Collection Harassment
Is Apex Asset Management real?
Yes, Apex Asset Management is a real third-party debt collector based in Pennsylvania, but the company has received many consumer complaints and has faced several lawsuits.
Is Apex debt collection legit?
Apex Asset Management is legitimate, but some consumers allege the company uses illegal or harassing tactics when collecting debts.
What is an apex asset?
In this context, an “apex asset” refers to debts managed or collected by Apex Asset Management, LLC on behalf of original creditors.
Can Apex Asset Management harass me with phone calls?
No. Repeated, threatening, or aggressive phone calls violate the FDCPA. You can make them stop and seek legal help if necessary.
What are the common harassment tactics used by Apex Asset Management?
Consumers have reported tactics like threats, profanity, false legal warnings, excessive calls, and contacting them at work — all of which are illegal under the FDCPA.
Can Apex Asset Management garnish my wages?
Only if they sue you and win a court judgment. Without a judgment, wage garnishment is not legally allowed.
Can Apex Asset Management sue me?
Yes, but only if the debt is valid and still within the statute of limitations. They must also follow fair and legal procedures.
Can I stop Apex Asset Management from calling me?
Yes. Send a written cease-and-desist letter or contact an attorney. You can also report any FDCPA violations to regulators.
Can I sue Apex Asset Management for harassment?
Yes, you can sue under the FDCPA if they violate your rights and recover up to $1,000 in statutory damages plus legal fees.
Does Apex Asset Management report debts to credit bureaus?
Yes, they can report unpaid debts, which may harm your credit score. Always dispute any incorrect or outdated information.
How do I dispute a debt with Apex Asset Management?
You can request written debt validation within 30 days of their first contact. If they can’t prove you owe the debt, they must stop collection efforts.
How long can Apex Asset Management attempt to collect a debt?
Debt collectors typically have a limited time under state law—usually between three and six years, depending on where you live.
Will paying Apex Asset Management improve my credit?
Paying may update the status to “paid collection,” but it won’t automatically remove the account. You can request removal or dispute inaccurate information.
Can Apex Asset Management call my family or employer?
No, they’re not allowed to discuss your debt with anyone other than you, your spouse, or your attorney. Doing so is a violation of the FDCPA.
What should I do if Apex Asset Management violates my rights?
Document every contact, save all letters, and reach out to The Wood Law Firm for free legal help. You may be entitled to compensation.
🔗Also read: American Debt Management, Debt Collection Harassment
💭 Final Thoughts
Debt collection harassment from agencies like AAM can be overwhelming and stressful. However, it’s essential to know that you have legal rights. If AAM harasses you, take action today. Document everything, report the harassment, and consult with a lawyer who can protect your rights.
If you’ve experienced harassment from Apex Asset Management, contact The Wood Law Firm at📱 +1 844-638-1122. You don’t have to fight this battle alone. Let us help you reclaim your peace of mind.
Some Useful Links🔗 :
Pennsylvania Attorney General
