You answer your phone, hoping it’s a friend or family member. Instead, it’s another debt collector from the Collection Bureau of America (CBA). The calls keep coming, day after day. Sometimes they leave messages that sound threatening or confusing. You start to wonder what your rights really are.
If this sounds like your situation, you’re not alone. Many consumers across the U.S. report receiving frequent or unwanted calls from debt collection agencies like CBA. The good news is that you may have legal options to make the harassment stop. The Wood Law LLC helps people just like you understand their rights and take action when collectors go too far.
If you believe you’re being harassed, call The Wood Law LLC at +1 844-638-1122 for immediate help.
Who Is Collection Bureau of America?
Collection Bureau of America, Ltd. is a debt collection company based in California. They collect for various businesses, including healthcare providers, lenders, and utility companies. Like all debt collectors, they are expected to follow strict consumer protection laws.
However, many people report that CBA contacts them too often or in ways that may be unfair. These issues may include frequent calls, robocalls, or even contacting family members. If you think CBA is harassing you, it’s time to know your rights and explore what you can do.
Learn about the laws that protect you by visiting our FDCPA Practice Area page and TCPA section.
What Counts as Debt Collection Harassment
Harassment from debt collectors can look different for everyone. You might notice one or more of these behaviors:
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Multiple calls per day, even after you’ve asked them to stop
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Calls to your workplace or family members
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Threats of legal action or arrest
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Robocalls made without your permission
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Rude, intimidating, or deceptive language
If you’ve experienced any of these situations, you may have rights under the Fair Debt Collection Practices Act (FDCPA) and the Telephone Consumer Protection Act (TCPA). These laws protect you from harassment and control how debt collectors are allowed to contact you.
Steps to Stop Harassment from the Collection Bureau of America
If you believe CBA is crossing the line, here’s what you can do right now:
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Document everything. Write down the date, time, and content of each call.
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Request debt validation. Ask them to send written proof of what you owe.
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Send a cease-and-desist letter. Once they receive it, they must stop calling.
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Avoid giving personal information. Never share bank or card details by phone.
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Contact an attorney. A consumer protection lawyer can guide you on the next steps.
You can find detailed advice about protecting your rights on our Practice Areas page and Why Choose Us page.
What Laws Protect You from Debt Harassment
Several laws may apply if the Collection Bureau of America is bothering you:
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FDCPA: Prohibits harassment, lies, and unfair debt collection methods.
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TCPA: Restricts unwanted robocalls or automated messages.
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FCRA: Ensures the accuracy of credit reports and debt listings.
You can learn more about these consumer protection laws on our FCRA page or read about the Fair Debt Collection Practices Act for additional insight.
Can You Sue Collection Bureau of America for Harassment
Yes, you may be able to sue them if they’ve violated your rights under the FDCPA or TCPA. Many clients recover up to $1,000 for each violation, plus compensation for stress or harm caused.
You can also report unfair practices to the Federal Trade Commission (FTC) or the Consumer Financial Protection Bureau (CFPB). But for a faster, stronger response, contacting a consumer rights lawyer often works best.
Visit our FDCPA section to learn how legal action can stop harassment permanently.
How The Wood Law LLC Helps You
At The Wood Law LLC, we understand how stressful debt collection can be. Our team has helped clients facing harassment from agencies like Stealth Agents, Transworld Systems, and Fairway Capital Recovery.
When you contact us, we will:
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Review your situation and the evidence you’ve collected
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Identify any possible FDCPA or TCPA violations
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Contact the collector directly to stop future harassment
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File a lawsuit or complaint if needed
You can learn about our approach on the Why Choose Us page and review our Privacy Policy and Terms of Service.
Other Debt Harassment Cases We Handle
We’ve successfully assisted clients dealing with other debt collection companies, including Audit Systems, Bayview Solutions LLC, and Pioneer Holdings.
If you’re receiving calls from the Collection Bureau of America, know that you’re not powerless. Our team is ready to listen and take immediate action.
Take Control of the Situation Today
Every harassing call you ignore only adds to the frustration. You don’t have to face it alone. If you think Collection Bureau of America is violating your rights, The Wood Law LLC can help you stop the calls and explore possible compensation.
Call us today at +1 844-638-1122 or visit our contact page for a free consultation. We’ll review your case, explain your options, and take care of the process from start to finish.
FAQs About Collection Bureau of America Debt Harassment
1. Why is the Collection Bureau of America calling me?
They may be collecting a debt you owe or one that’s been assigned to them by another company.
2. Can they call me multiple times a day?
No. Excessive calls can be considered harassment under the FDCPA.
3. What if I don’t owe the debt?
Dispute it in writing. They must verify it before continuing collection efforts.
4. Are robocalls legal?
Not without your permission. They may be violating the TCPA.
5. Can I block their number?
Yes, but it’s better to send a written cease-and-desist letter.
6. Can they contact my job?
No. That’s considered harassment.
7. What can I do if they ignore my letter?
Contact a consumer protection attorney immediately.
8. How much can I recover in a lawsuit?
Up to $1,000 per violation, plus possible damages for emotional distress.
9. Can I report them somewhere?
Yes, file a complaint with the FTC or CFPB.
10. How can The Wood Law LLC help me today?
We can review your situation and stop the harassment quickly. Call +1 844-638-1122 for free legal guidance.
