How to Stop Zwicker & Associates Debt Collection Harassment: Know Your Rights and Fight Back
You check your phone and see six missed calls. All from different numbers, but you know they’re all from the same company. They’ve been calling your cell, your work line, and somehow they even got your mother’s number. The anxiety is constant. Every time your phone buzzes, your heart races. You’re starting to dread going to work because you never know when they’ll call again.
What makes dealing with Zwicker & Associates particularly stressful is that they’re not just a collection agency. They’re a law firm with the power to sue you, garnish your wages, and levy your bank account. The threats feel more real, more immediate, and more terrifying than typical collection calls. But here’s what they don’t want you to know: being a law firm doesn’t permit them to harass you, threaten you, or violate your rights.
If you’re experiencing Zwicker & Associates phone harassment, understanding your legal protections can transform you from a helpless victim into someone who can fight back effectively and potentially recover damages if they’ve violated consumer protection laws.
Who Is Zwicker & Associates?
Zwicker & Associates, P.C. is a debt collection law firm, not just a typical collection agency. Founded in 1991 and based in Andover, Massachusetts, they specialize in collecting consumer debts and filing lawsuits on behalf of major financial institutions. With offices in multiple states, including Florida, California, Georgia, and New York, and a call center employing hundreds of people in Kentucky, they represent one of the largest debt collection operations in the country.
What makes them particularly formidable is their dual role. They don’t just make collection calls. They’re attorneys who can file lawsuits, pursue judgments, and initiate wage garnishments and bank account levies. This combination of persistent collection efforts and legal firepower makes them more intimidating than standard debt collectors.
However, being a law firm doesn’t place them above the law. Zwicker & Associates must follow the Fair Debt Collection Practices Act (FDCPA), the Telephone Consumer Protection Act (TCPA), and state consumer protection laws. When they may have violated these laws, consumers who are harassed by Zwicker & Associates debt collectors have powerful legal remedies available.
The Reality of Zwicker & Associates Collection Tactics
According to the Consumer Financial Protection Bureau, there have been nearly 600 Zwicker & Associates debt collector complaints filed in recent years. The Better Business Bureau shows dozens of additional complaints, with many consumers reporting negative experiences. Common complaints include relentless calling, confusing collection letters, refusal to work with payment arrangements, and aggressive lawsuit threats.
The firm’s reputation isn’t just built on consumer complaints. Zwicker & Associates has faced multiple lawsuits and legal actions over alleged FDCPA violations. In several notable cases, courts found that their collection letters may have violated federal law by failing to clearly disclose debt amounts, using confusing language about attorney involvement, or inadequately identifying creditors.
One particularly significant case resulted in a class action settlement affecting thousands of consumers who received collection letters during a specific time period. Another case saw a jury award substantial damages against the firm for civil rights violations related to their treatment of employees.
Understanding this history is crucial. When you’re dealing with Zwicker & Associates harassment calls, you’re not facing an isolated problem. You’re dealing with a company that has a documented history of alleged Zwicker & Associates FDCPA violations. This pattern may strengthen your position if you decide to fight back.
Your Legal Rights Against Zwicker & Associates
Consumer rights against Zwicker & Associates are the same powerful protections afforded to anyone dealing with debt collectors under federal law. The FDCPA sets clear boundaries that Zwicker & Associates cannot cross, regardless of their status as a law firm.
They cannot call you excessively or at unreasonable hours. While the law doesn’t specify an exact number that constitutes harassment, calling multiple times daily or more than seven times per week may cross the line. Calls before 8 a.m. or after 9 p.m. in your time zone are prohibited. If you’re experiencing Zwicker & Associates phone harassment outside these hours or with excessive frequency, document every call.
They cannot use threatening, abusive, or deceptive language. This includes threats of arrest (you cannot be arrested for debt), claims that they’ll garnish wages without following proper legal procedures, or statements that falsely represent the legal status of your debt. Profanity, yelling, or intimidation tactics may all violate federal law.
They cannot discuss your debt with third parties. Telling your employer, family members, friends, or neighbors about your debt may violate your privacy rights under the FDCPA. Limited exceptions exist for locating you or verifying employment for legitimate garnishment procedures, but they cannot disclose debt details to others.
They cannot continue contacting you after you’ve requested that they stop. If you send a written cease and desist letter, they must stop calling except to confirm receipt or notify you of specific legal action they’re taking. Ignoring this request may constitute a violation.
They cannot ignore your debt validation requests. Within 30 days of first contact, you can demand written verification of the debt. They must provide documentation proving you owe the debt, that the amount is accurate, and that they have the legal right to collect. Until they provide this validation, they must stop collection efforts.
They cannot use automated calling systems without your consent. Under the TCPA, using autodialers or prerecorded messages to call your cell phone without prior express consent may violate federal law. Each illegal robocall can potentially result in penalties of $500 to $1,500.
They cannot file lawsuits on time-barred debts. If your debt is beyond your state’s statute of limitations (typically 3 to 6 years), they may not be able to successfully sue you. Attempting to collect on such debts through lawsuits may violate the FDCPA.
If you believe Zwicker & Associates has violated any of these protections, you may have grounds to sue Zwicker & Associates for harassment and potentially recover damages.
How to Stop Zwicker & Associates Debt Collection Calls
If you need to know how to stop Zwicker & Associates’ debt collection calls immediately, you have several powerful options:
Send a Cease and Desist Letter
This is your most direct tool for stopping phone contact. Write a letter clearly stating that you want all phone communication to cease. Send it via certified mail with a return receipt requested to prove they received it. Once received, Zwicker & Associates can only contact you to:
- Confirm they received your desist request
- Notify you they’re stopping collection efforts
- Inform you of specific legal action they’re taking (like filing a lawsuit)
This won’t eliminate the debt, but it will stop Zwicker & Associates’ harassment calls. Be aware that stopping phone contact doesn’t prevent them from pursuing other collection methods, including lawsuits, wage garnishment, or bank account levies.
Request Debt Validation Within 30 Days
You have 30 days from first contact to send a debt validation letter. This forces Zwicker & Associates to prove:
- You actually owe the debt
- The amount they claim is accurate and includes a breakdown of charges
- They have the legal authority to collect from you
- The debt is within your state’s statute of limitations
While they’re gathering this documentation, they must pause collection activities. This gives you breathing room to assess your situation. According to FTC studies, collectors cannot verify nearly 50% of disputed debts, so validation requests are worth making.
Check Your State’s Statute of Limitations
Every state has time limits for collecting on debts through lawsuits. These statutes typically range from 3 to 6 years, depending on your state and the type of debt. If your debt is “time-barred” (beyond the statute of limitations), Zwicker & Associates cannot successfully sue you for it.
However, be careful. Making a payment or even acknowledging the debt verbally may restart the statute of limitations clock in some states. Before you communicate with them, research your state’s laws or consult with a consumer protection attorney.
File Formal Complaints
When you experience Zwicker & Associates collection agency abuse, report it to federal and state agencies. This creates an official record and may prompt investigations:
Consumer Financial Protection Bureau (CFPB): File online at consumerfinance.gov/complaint or call (855) 411-2372. When you report Zwicker & Associates to CFPB, include specific details about harassment, including dates, times, what was said, and how they violated your rights.
Federal Trade Commission (FTC): Report violations at reportfraud.ftc.gov or call 1-877-382-4357. The FTC tracks patterns of abuse and can take enforcement action against repeat violators.
Your State Attorney General: Many states provide additional consumer protections beyond federal law. Your state AG’s consumer protection division can investigate complaints and potentially take action.
Better Business Bureau: While not a government agency, BBB complaints become part of their public record and may pressure the company to respond.
Filing complaints doesn’t directly stop harassment or result in compensation, but it creates documentation that supports potential legal action and helps protect other consumers.
Understanding Zwicker & Associates FDCPA Violations
Zwicker & Associates’ FDCPA violations have been alleged in multiple court cases and consumer complaints. Understanding what may constitute a violation helps you identify when they’ve potentially crossed legal lines.
Misleading collection letters have been a recurring issue. Courts have found that Zwicker & Associates may have violated the FDCPA by sending letters that failed to clearly disclose debt amounts, used confusing language about whether attorneys were actually involved in the collection, or inadequately identified the original creditor. If you’ve received collection letters from them, scrutinize them for these issues.
Continuing collection after cease and desist requests may be a violation. Once they receive your written request to stop calling, continued phone contact (except for the limited exceptions) may give you grounds for legal action.
Excessive calling throughout the day or week may constitute harassment. While no magic number automatically triggers liability, if you’re receiving multiple calls daily or more than seven per week, document every single one. This pattern may strengthen potential legal claims.
Threatening illegal actions include claims they’ll have you arrested, threats of wage garnishment without following proper legal procedures, or statements that misrepresent what they can legally do. These threats may violate the FDCPA’s prohibition on deceptive practices.
Discussing your debt with third parties beyond the narrow exceptions allowed by law may give you strong grounds for filing a complaint against Zwicker & Associates and potentially suing for damages.
Filing lawsuits on debts beyond the statute of limitations may be illegal. Courts have held that attempting to collect time-barred debts through litigation may violate the FDCPA.
Using false or misleading affidavits has also been an issue in some cases. When debt collectors file lawsuits, they must provide truthful documentation. Using false affidavits of service or other misleading sworn statements may violate both the FDCPA and potentially state laws regarding court procedures.
Each potential violation may entitle you to statutory damages up to $1,000, actual damages for any harm caused, and attorney fees. Multiple violations can add up quickly.
Zwicker & Associates TCPA Violations: Another Avenue for Fighting Back
Beyond FDCPA protections, Zwicker & Associates TCPA violations provide another powerful basis for legal action if they’ve occurred. The Telephone Consumer Protection Act specifically restricts the use of automated calling technology.
If Zwicker & Associates is using automatic telephone dialing systems (autodialers), artificial voices, or prerecorded messages to call your cell phone without your prior express consent, each call may potentially violate the TCPA. Signs that they might be using these technologies include:
- Slight delays or clicks before someone speaks after you answer
- Prerecorded messages that play when you pick up
- Calls that disconnect immediately if you don’t speak first
- Background call center noise that suddenly appears after a delay
- Multiple calls from different numbers within short timeframes
TCPA violations may carry substantial penalties: $500 per illegal call, or up to $1,500 per call if the court finds the violations were willful. If you’ve received dozens of robocalls from Zwicker & Associates without consenting to automated contact, the potential damages can be significant.
Document every suspected robocall carefully, noting the date, time, phone number that called, and whether the call seemed automated or used a recorded message. This evidence becomes crucial if you decide to sue Zwicker & Associates for harassment based on potential TCPA violations.
Real Stories of Zwicker & Associates Collection Agency Abuse
Understanding how Zwicker & Associates’ collection agency abuse manifests in real situations helps you recognize violations in your own case.
Patricia’s relentless calling nightmare: Patricia received 11 calls in one day from various Zwicker & Associates numbers. When she answered and asked them to stop calling so frequently, the collector told her the calls would continue until she paid $7,800 immediately. They called her cell phone, her work number, and even left messages with her adult daughter about the debt. This pattern of excessive calling combined with third-party disclosure and ignoring her request to stop may constitute harassment worthy of legal action.
Michael’s false lawsuit threats: A Zwicker & Associates collector told Michael that if he didn’t pay $5,200 within 48 hours, they would file a lawsuit and have his wages garnished by the end of the week. In reality, the debt was four years old and likely time-barred under his state’s statute of limitations. Even if it wasn’t, wage garnishment requires obtaining a judgment first, which takes weeks or months. These potentially false threats about the timeframe and legal process may have violated the FDCPA.
Sandra’s workplace humiliation: When Sandra didn’t respond to calls at home, a Zwicker & Associates representative called her workplace and told the receptionist that “Sandra needs to call us immediately about her defaulted credit card debt with American Express.” The receptionist mentioned this to Sandra’s supervisor, causing embarrassment. Disclosing debt details to her employer may have violated the FDCPA and given Sandra grounds for a lawsuit.
David’s robocall bombardment: David received prerecorded messages on his cell phone 3 to 4 times daily for three weeks. The messages said to call back about an “important financial matter,” but were clearly automated. David never gave consent for automated calls. Each robocall may potentially represent a TCPA violation worth $500 to $1,500, meaning his total potential recovery could have exceeded $15,000.
Jennifer’s time-barred debt lawsuit: Zwicker & Associates sued Jennifer for a credit card debt that was originally from 2015. Jennifer lived in a state with a 4-year statute of limitations, making the debt time-barred by 2019. The lawsuit was filed in 2023, well beyond the legal timeframe. Attempting to collect through litigation on time-barred debt may violate the FDCPA.
If you’re experiencing similar situations with Zwicker & Associates harassment calls or potentially abusive tactics, you’re not overreacting. These practices may violate federal law, and legal help against Zwicker & Associates’ harassment is available.
When to Sue Zwicker & Associates for Harassment
While sending cease and desist letters and filing complaints can sometimes resolve harassment, in many cases, you need to take stronger legal action. Consider whether you should sue Zwicker & Associates for harassment if:
They continue calling after receiving your cease and desist letter. This is one of the clearest violations and provides strong grounds for a lawsuit. If you have proof of delivery (certified mail receipt) and documented calls after they received it, you have a solid case.
You’ve documented numerous FDCPA violations. Multiple instances of threatening language, excessive calling, third-party disclosures, or misleading statements strengthen your case and may result in higher damages.
You’re receiving robocalls without consent. TCPA violations often provide the strongest financial incentive to sue because of the per-call penalties. If you’ve received dozens of automated calls, potential damages can be substantial.
The harassment has caused you documented harm. Emotional distress, lost wages from calls at work, medical bills from stress-related issues, or other measurable damages increase your potential recovery beyond statutory damages.
They’ve filed a lawsuit on a time-barred debt. Attempting to collect debts beyond the statute of limitations through litigation is a serious FDCPA violation that demonstrates willful disregard for consumer rights.
They’ve used false affidavits or misleading court documents. If Zwicker & Associates has sued you and you believe their court filings contain false information, this can support both a defense against their lawsuit and a counterclaim for FDCPA violations.
Complaints to agencies haven’t stopped the abuse. If you’ve filed a complaint against Zwicker & Associates with the CFPB and FTC, but harassment continues, legal action may be your only effective recourse.
When you successfully sue Zwicker & Associates for harassment, you can recover:
- Actual damages for any financial losses or emotional distress potentially caused by their violations
- Statutory damages up to $1,000 for FDCPA violations (no proof of specific harm required)
- Attorney fees and court costs potentially paid by Zwicker & Associates
- TCPA penalties of $500 to $1,500 per potentially illegal robocall
Many consumer rights attorneys handle these cases on contingency, meaning you pay nothing unless you win. This makes legal help against Zwicker & Associates harassment accessible even if you’re financially struggling.
How The Wood Law Firm Can Help You Fight Back
If you’re ready to stop debt harassment from Zwicker & Associates and potentially hold them accountable for violations, The Wood Law Firm specializes in protecting consumers from abusive debt collection practices.
Their experienced team understands the specific tactics Zwicker & Associates uses, has handled numerous cases involving this firm, and knows exactly what evidence may strengthen FDCPA and TCPA claims. They’ve successfully helped thousands of consumers end harassment from Zwicker & Associates and recover damages for potential violations.
When you contact The Wood Law Firm at +1 844-638-1122, you’ll receive:
Free, no-obligation case evaluation: They’ll review your situation thoroughly and determine whether Zwicker & Associates may have violated your rights. There’s no cost for this initial consultation.
Clear explanation of your legal options: Whether you should file complaints, send cease and desist letters, defend against a lawsuit, or file your own lawsuit for potential damages, they’ll explain each option and recommend the best strategy for your situation.
Contingency representation for valid cases: If they take your case, you pay nothing unless they recover damages for you. All attorney fees and costs come from the recovery, not your pocket.
Immediate action to stop harassment: They can send demand letters, file lawsuits, and communicate with Zwicker & Associates on your behalf to potentially stop the abuse quickly while building your case.
Aggressive advocacy: With extensive experience in consumer protection law, they know how to build compelling cases, negotiate favorable settlements, and take cases to trial when necessary.
Defense against Zwicker lawsuits: If Zwicker & Associates has sued you, The Wood Law Firm can defend you while potentially pursuing counterclaims for their violations. This dual approach may result in dismissal of their lawsuit and damages awarded to you.
Don’t let Zwicker & Associates’ phone harassment control another day of your life. If you’re dealing with relentless calling, threats, misleading statements, or any other potentially abusive tactics, reach out now.
Understanding the Lawsuit Threat
One of Zwicker & Associates’ most intimidating tactics is threatening lawsuits, and unlike many collection agencies, they actually follow through frequently. Understanding what this means helps you respond appropriately rather than panicking.
Zwicker & Associates files thousands of debt collection lawsuits annually in states across the country. They represent major creditors like Discover Bank, American Express, Chase, Capital One, and others. When they sue, they’re not bluffing. However, filing a lawsuit doesn’t mean they’ll automatically win.
You must respond to any lawsuit. If you’re served with a summons and complaint, you typically have 20 to 30 days (depending on your state) to file an answer. Ignoring a lawsuit is the worst thing you can do. It results in a default judgment, giving them the legal right to garnish your wages, levy your bank account, and place liens on your property.
Many Zwicker lawsuits may have defenses. Common defenses include that the debt is beyond the statute of limitations, the amount claimed is incorrect, you’ve already paid the debt, the debt belongs to someone else (identity theft), Zwicker may lack proper documentation proving they own the debt, or the lawsuit may violate your rights under the FDCPA.
You can negotiate even after being sued. Many consumers successfully settle with Zwicker & Associates for significantly less than the claimed amount, even after a lawsuit has been filed. The earlier you engage in negotiations (preferably with attorney representation), the better your leverage.
Counterclaims for violations are possible. If Zwicker & Associates may have violated the FDCPA during their collection efforts or in filing the lawsuit itself, you can file counterclaims. This may result in their lawsuit being dismissed and you potentially recovering damages from them.
If you’ve been sued by Zwicker & Associates, don’t panic, but do act quickly. Contact The Wood Law Firm at +1 844-638-1122 immediately for guidance on defending the lawsuit while exploring whether they may have violated your rights in the process.
What Not to Do When Dealing With Zwicker & Associates
Knowing what to avoid is just as important as knowing what action to take:
Don’t ignore them completely. While you shouldn’t necessarily answer every call, completely ignoring all communication (especially if they sue you) makes your situation worse. Strategic non-response combined with formal written communication is different from burying your head in the sand.
Don’t make payments without verification. Before paying anything, demand debt validation. Make sure you actually owe the debt, the amount is accurate, and they have the legal right to collect. Paying without verification may restart statutes of limitations and validate debts you might not actually owe.
Don’t admit the debt is yours. Until you’ve verified everything, avoid acknowledging ownership. Saying “yes, I owe this” may have legal implications and could restart limitation periods in some states.
Don’t give bank account information over the phone. If you decide to make a payment, get a written settlement agreement first and use a method that provides documentation, like a money order or check. Never provide direct bank account access.
Don’t rely on verbal promises. Any agreement you reach must be in writing. Verbal promises about settlement amounts, payment plans, or removing items from your credit report are unenforceable if the collector later denies making them.
Avoid inadvertently restarting the statute of limitations. Making even small payments or signing acknowledgments may restart the clock on time-barred debts, potentially giving them renewed ability to sue you.
Don’t communicate without keeping records. If you speak with them by phone, take detailed notes including date, time, name of the person you spoke with, and what was discussed. Better yet, communicate primarily in writing.
Don’t let them pressure you into immediate decisions. High-pressure tactics like “this offer expires today” or “pay now or we’ll sue tomorrow” are designed to prevent you from thinking clearly or consulting with an attorney. Take time to understand your options.
Moving Forward With Confidence
Dealing with debt collection is stressful, but dealing with an aggressive law firm like Zwicker & Associates can feel overwhelming. Now that you understand consumer rights against Zwicker & Associates, you’re better equipped to protect yourself and fight back if necessary.
Remember these crucial points:
Being in debt doesn’t mean you have to accept harassment or abuse. Federal law provides powerful protections regardless of whether you owe the money.
Zwicker & Associates has a documented history of alleged violations. You’re not alone in experiencing problems with their collection practices, and this history may support your case if you pursue legal action.
Documentation is your most powerful tool. Detailed records of every interaction, saved voicemails, and copies of all written communication become crucial evidence.
You have multiple strategies available. From cease and desist letters to debt validation requests to filing complaints to potentially pursuing lawsuits, you have numerous ways to fight back.
Professional legal help is accessible. Consumer protection attorneys often work on contingency, meaning you don’t need money up front to enforce your rights.
Time limits matter. Statutes of limitations apply both to their ability to sue you and to your ability to sue them for potential violations. Act promptly to preserve your rights.
If Zwicker & Associates phone harassment has disrupted your life, work, or peace of mind, or if you believe you’re experiencing Zwicker & Associates collection agency abuse that may violate federal law, contact The Wood Law Firm at +1 844-638-1122 today.
Their experienced team will evaluate your situation, explain your options, and help you take action to stop the harassment while protecting your legal rights. You deserve to be treated fairly and lawfully, regardless of your debt situation.
Also Read: Federal Student Loan Collection Agencies
Don’t spend another day living in fear of the phone ringing. Take control now. Your rights matter, federal laws exist specifically to protect you from potentially abusive debt collection practices, and there are attorneys ready to help you enforce those rights. Use them.
Frequently Asked Questions
1. Can Zwicker & Associates legally call me multiple times per day?
No absolute limit exists, but excessive calling may constitute harassment under the FDCPA. If you’re experiencing Zwicker & Associates phone harassment with multiple calls daily, this may violate your rights. The CFPB indicates more than seven calls per week may be excessive. Document every call and consider sending a cease and desist letter.
2. What should I do immediately if I’m harassed by Zwicker & Associates debt collectors using threats?
Document the threat immediately with date, time, caller’s name, and exact words. This may constitute Zwicker & Associates collection agency abuse and potentially violate the FDCPA. File a complaint against Zwicker & Associates with the CFPB at (855) 411-2372 and save any voicemails. Contact The Wood Law Firm at +1 844-638-1122 to discuss potentially suing for damages.
3. How can I stop Zwicker & Associates’ debt collection calls without paying immediately?
Send a cease and desist letter via certified mail to stop all phone contact. Request debt validation within 30 days to pause collection efforts. Check if your debt is beyond your state’s statute of limitations. Negotiate a settlement for less than the full amount. Or file complaints if they’re violating harassment laws.
4. What’s the difference between Zwicker & Associates FDCPA violations and TCPA violations?
Zwicker & Associates FDCPA violations involve harassment practices like excessive calling, threats, abusive language, improper timing, third-party contact, or ignoring cease requests. Zwicker & Associates TCPA violations specifically involve using autodialers or prerecorded messages without consent. TCPA violations carry higher penalties of $500 to $1,500 per call versus FDCPA’s $1,000 maximum statutory damages.
5. If I successfully sue Zwicker & Associates, does that eliminate my debt?
No. Suing for harassment pursues damages for violations of consumer protection laws. You can recover actual damages, statutory damages up to $1,000, TCPA penalties per illegal robocall, and attorney fees. However, this doesn’t erase your underlying debt. You’ll still need to address the debt through validation, negotiation, or settlement.
6. Can Zwicker & Associates legally contact my family or employer about my debt?
Generally no. They cannot discuss your debt with third parties, including family, friends, or coworkers. Limited exceptions exist to locate you (without mentioning debt) or verify employment for garnishment (without discussing debt details). If they’re telling others about your debt, document these incidents as they provide strong evidence for lawsuits.
7. How do I report Zwicker & Associates to CFPB effectively?
Provide comprehensive details when you report Zwicker & Associates to CFPB. Include their full contact information, specific dates and times of calls, representative names, detailed descriptions of what was said, copies of letters received, and a clear explanation of violations. Submit online at consumerfinance.gov/complaint or call (855) 411-2372. Also file with the FTC at reportfraud.ftc.gov.
8. What evidence do I need to sue Zwicker & Associates for harassment successfully?
Strong cases include detailed call logs with dates, times, and conversation content, saved voicemails with threats, copies of all letters received, documentation of your cease and desist letter with delivery proof, evidence of workplace calls after objection, proof of third-party disclosures, records of robocalls without consent, and ignored debt validation requests. Contact The Wood Law Firm at +1 844-638-1122 for evidence evaluation.
9. Can Zwicker & Associates sue me if my debt is old?
It depends on your state’s statute of limitations (typically 3 to 6 years). If your debt is time-barred, they may not be able to successfully sue. They may still attempt collection through calls and letters, which could be legal as long as they don’t threaten to sue or actually file a lawsuit. Attempting to collect time-barred debt through litigation may violate the FDCPA. Raise this as a defense and potentially countersue.
10. How long do I have to take legal action for Zwicker & Associates’ harassment?
For Zwicker & Associates, FDCPA violations, you must file within one year from when the violation occurred. For Zwicker & Associates TCPA violations, statutes vary but typically range from one to four years. These deadlines are strict. Missing them means losing your right to sue. Contact The Wood Law Firm at +1 844-638-1122 immediately for a free case evaluation before time runs out.
