Are you tired of dealing with relentless calls from Overton, Russell, Doerr, and Donovan debt collection? With a possibility of involving aggressive tactics, the debt collection process may leave consumers feeling trapped and harassed. But you don’t have to face this alone. Learn your rights and how The Wood Law Firm can help you stop harassment from any debt collector.
What Is Overton, Russell, Doerr, and Donovan?
Overton, Russell, Doerr, and Donovan (ORDD) is a third-party debt collection agency based in Clifton Park, New York. This agency handles debt collection for various creditors, often employing persistent communication methods that have led to numerous complaints. According to the Better Business Bureau, Overton, Russell, Doerr, and Donovan debt collection have operated for over 18 years, amassing more than 40 federal cases related to alleged violations of consumer rights and unlawful harassment practices.
ORDD is far from a scam, but it’s essential to recognize that the law does not accept harassing debt collection methods. If you face such harassment, you can protect yourself and hold Overton, Russell, Doerr, and Donovan accountable.
🔗 Also read: Credit Bureau Collection Services Harassment
The Law on Debt Collection Harassment
The Fair Debt Collection Practices Act (FDCPA) shields consumers from unfair debt collection practices. This federal law prohibits debt collection agencies from using abusive, dishonest, or deceptive practices, which include contacting you at odd hours, using profane language, or failing to verify the debt in question. If you believe Overton, Russell, Doerr, and Donovan have violated the FDCPA, you may receive compensation of up to 💸$1,000 in statutory damages and coverage for attorney fees. With The Wood Law Firm, you can take the necessary steps to assert your rights.
Signs of Debt Collection Harassment
To identify potential harassment, here are some common tactics that may be employed by Overton, Russell, Doerr, and Donovan in debt collection that violate the FDCPA:
- ➡️ Profanity and Abusive Language: If a debt collector uses profane language or insults, it’s illegal and a clear violation of the FDCPA.
- ➡️ Excessive Phone Calls: A debt collector should only call one time a day, every day—such actions constitute harassment.
- ➡️ Calls Before 8 a.m. or After 9 p.m.: Debt collectors can only contact you during reasonable hours. Calls outside this timeframe are illegal.
- ➡️ Disclosing Your Debt to Others: It is unlawful for a debt collector to discuss your debt with anyone other than you or your attorney.
- ➡️ Threats and Intimidation: Debt collectors may not threaten violence, arrest, or other baseless actions.
- ➡️ Calling Your Workplace: Contacting your place of employment to discuss your debt is also a violation of the FDCPA.
If Overton, Russell, Doerr, and Donovan use any of these illegal tactics, you have a right to seek recourse. Working with The Wood Law Firm can be the first step in stopping the harassment.
🔗 Also read: Collection Agency Harassment
What to Do if Overton, Russell, Doerr, and Donovan Call You Repeatedly
Are you constantly receiving calls from Overton, Russell, Doerr, and Donovan debt collection? The FDCPA offers a way to limit and stop these calls altogether. Begin by documenting every call. Write down dates, times, and the discussion content during each conversation. Keep this evidence, as it may be essential if you pursue a case against Overton, Russell, Doerr, and Donovan.
Once you’ve documented the calls, contact The Wood Law Firm. Our attorneys have extensive experience dealing with debt collection agencies like Overton, Russell, Doerr, and Donovan debt collection and can help you assert your rights effectively.
Identifying Phone Numbers from Overton, Russell, Doerr, and Donovan
The list of phone numbers used by Overton, Russell, Doerr, and Donovan is extensive and includes, but is not limited t,o the following:
- 📲 888-708-5088
- 📲 518-383-4876
- 📲 518-383-4476
- 📲 518-383-4085
- 📲 877-773-2111
- 📲 518-383-4000
Receiving calls from one of these numbers could mean Overton, Russell, Doerr, and Donovan debt collection is trying to contact you about a debt. However, they may use other phone numbers as well. The best action is to immediately report these calls to The Wood Law Firm. Our team can investigate whether ORDD is responsible for these harassing communications.
🔗 Also read: National Debt Collection Harassment
Can Overton, Russell, Doerr, and Donovan Garnish My Wages?
Under certain circumstances, Overton, Russell, Doerr, and Donovan debt collection may garnish your wages if they obtain a court judgment, which often happens if you owe a debt related to federal student loans or other specific obligations. If ORDD threatens wage garnishment without a court order, this could constitute illegal intimidation. The Wood Law Firm can help you understand if these threats are legitimate or just another attempt to pressure you.
Overton, Russell, Doerr, and Donovan Debt Collection Harassment Methods
Many complaints against Overton, Russell, Doerr, and Donovan Debt Collection stem from alleged aggressive and often relentless collection tactics. These include contacting consumers at inconvenient hours and even calling them at work. Some individuals have reported that ORDD representatives use scare tactics, such as threats of legal action or wage garnishment, to compel immediate payment.
It’s crucial to recognize that these methods are not always lawful. The Wood Law Firm is here to help you differentiate between legitimate debt collection practices and harassment. We understand the complexities of the FDCPA and will hold Overton, Russell, Doerr, and Donovan accountable for any violations.
🔗 Also read: Recovery Solutions Group Debt Collection Harassment
How The Wood Law Firm Helps Fight Debt Collection Harassment
Navigating debt collection harassment can be overwhelming. The Wood Law Firm specializes in helping consumers combat unlawful collection practices. Our attorneys have in-depth knowledge of the FDCPA and are dedicated to stopping harassment from Overton, Russell, Doerr, and Donovan debt collection.
At The Wood Law Firm, our priority is to protect your rights. Here’s how we can help:
- 👉 Comprehensive Legal Consultation: We begin by assessing your situation and explaining your rights.
- 👉 Documenting Violations: Our team will help you gather evidence of any illegal conduct by ORDD.
- 👉 Negotiating on Your Behalf: We communicate directly with Overton, Russell, Doerr, and Donovan debt collection to cease harassment and explore possible resolutions.
- 👉 Filing Claims if Necessary: If violations persist, we may file a lawsuit seeking statutory damages and legal fees.
Filing a Complaint Against Overton, Russell, Doerr, and Donovan
Filing a complaint against Overton, Russell, Doerr, and Donovan’s debt collection is a step toward ending their harassment. You can submit a formal complaint documenting each violation through The Wood Law Firm. Our team will use this information to assess if you have grounds for a lawsuit.
The Wood Law Firm can represent you in a federal or state court, seeking damages that may cover attorney fees and additional compensation for emotional distress caused by ORDD’s actions. Legal action is often the most effective way to stop the harassment permanently.
🔗 Also read: ARS National Services Harassment
🧾 Overton, Russell, Doerr, and Donovan (ORDD) Debt Collection Harassment – FAQs
1. Who are Overton, Russell, Doerr, and Donovan (ORDD)?
Overton, Russell, Doerr, and Donovan (ORDD) is a third-party debt collection agency based in New York. They collect debts on behalf of creditors and have received numerous consumer complaints for alleged aggressive and harassing tactics.
2. Is ORDD a legitimate debt collection agency?
Yes, ORDD is a legitimate law firm and debt collector. However, being real doesn’t mean all their actions are legal—harassing or threatening behavior still violates the Fair Debt Collection Practices Act (FDCPA).
3. Why is ORDD calling me?
ORDD is likely calling you about a debt they claim you owe. They may be collecting for an original creditor or attempting to recover a purchased debt. You have the right to request written validation of the debt before making any payments.
4. Can ORDD call me at work or during late hours?
No. Debt collectors like ORDD cannot call you before 8 a.m., after 9 p.m., or at your workplace if your employer prohibits such calls. Doing so may constitute an FDCPA violation.
5. Can ORDD garnish my wages?
ORDD can only garnish your wages after obtaining a valid court judgment. Any threat to garnish wages without a court order is illegal and could be considered harassment.
6. What should I do if ORDD keeps calling me?
Keep a detailed log of every call, including dates, times, and content. Then, send a written cease communication letter by certified mail requesting that all contact stop. You can also report repeated calls to the CFPB or consult an attorney.
7. Can ORDD report my debt to credit bureaus?
Yes, ORDD can report delinquent debts to credit bureaus. However, if the debt is incorrect, outdated, or already paid, you can dispute the entry with the credit bureaus to have it corrected or removed.
8. Can ORDD have me arrested for unpaid debt?
No. Debt collectors cannot have you arrested for unpaid consumer debts. Only failing to appear in court after being properly summoned could lead to legal consequences like a contempt order.
9. What are signs of ORDD debt collection harassment?
Common signs include excessive phone calls, threats of legal action, false statements about your debt, or contacting third parties about your situation. These are all potential FDCPA violations.
10. How do I verify that the debt ORDD claims is valid?
Request a debt validation letter within 30 days of their first contact. ORDD must provide written proof showing the original creditor, the amount owed, and documentation verifying their legal right to collect.
11. Can I sue ORDD for harassment?
Yes. If ORDD violates your consumer rights under the FDCPA, you may sue for up to $1,000 in statutory damages, plus attorney fees and any actual damages caused by their actions.
12. How long can ORDD attempt to collect a debt?
The statute of limitations for debt collection varies by state—usually between 3 and 6 years. After this period, they can still request payment but cannot sue you to enforce the debt.
13. How can The Wood Law Firm help with ORDD harassment?
The Wood Law Firm can help stop debt collection calls, file lawsuits for FDCPA or TCPA violations, and pursue compensation on your behalf—all with no upfront fees.
🔗 Also read: Comenity Bank Debt Collection Harassment
Your Rights Against Overton, Russell, Doerr, and Donovan Debt Collection Harassment
The FDCPA protects you from intimidation and threats. If Overton, Russell, Doerr, and Donovan have threatened to damage your credit score, garnish wages, or take other aggressive measures without cause, they are likely violating federal law. Contacting The Wood Law Firm at 📲+1 844-638-1122 ensures you’re informed and prepared to fight against these intimidating tactics.
Let The Wood Law Firm Help You Overcome Debt Collection Harassment
Debt collection harassment can feel isolating, but you’re not alone. The Wood Law Firm is committed to helping consumers like you regain control of their lives. By working with us, you take a proactive step toward freedom from harassment by Overton, Russell, Doerr, and Donovan.
Don’t hesitate. Contact The Wood Law Firm at +1 844-638-1122 today and end Overton, Russell, Doerr, and Donovan debt collection harassment once and for all.
Some Useful Links🔗:
New York Attorney General
