Have you been receiving frequent or unwanted calls from Professional Debt Mediation? They could violate your rights by contacting you at odd hours, threatening legal action, or discussing your debt with family members or neighbors. The Wood Law Firm can help stop this harassment, and you could potentially recover up to $1,000 in statutory damages, with your attorney fees covered.
If Professional Debt Mediation debt collectors are calling you incessantly or using threatening language, you don’t have to put up with it. The Fair Debt Collection Practices Act (FDCPA) protects you from such abusive practices, and The Wood Law Firm is here to enforce your rights.
What You Need to Know About Professional Debt Mediation
Professional Debt Mediation (PDM) is a third-party debt collection agency in Jacksonville, Florida. Over the years, it has become notorious for its aggressive tactics, and many consumers have filed complaints against it. The Better Business Bureau (BBB) reports over 120 complaints related to PDM, many of which involve harassment or unlawful collection practices.
If you’re receiving calls from PDM or one of their associated phone numbers, you might be a victim of Professional Debt Mediation phone harassment. They have over 160 federal court cases, with allegations of trying to collect on already settled debts—essentially coercing consumers into making payments they don’t owe.
Contact The Wood Law Firm at +1 844-638-1122 to end this harassment immediately. Don’t allow yourself debt collectors to bully you into paying debts you don’t owe.
Is Professional Debt Mediation a Scam?
While Professional Debt Mediation is a legitimate business, its methods have raised many eyebrows. It has been in operation for over 21 years and has attracted significant scrutiny for its practices, including using illegal collection tactics that may constitute harassment under the FDCPA.
Though PDM isn’t necessarily a scam, you should be cautious if they are trying to contact you. If you suspect their claims are illegitimate or violating your rights, The Wood Law Firm can assist you in filing a complaint and stopping the harassment.
Also read: NTLMR Debt Collection Harassment
Collection Tactics Used by Professional Debt Mediation
Some of the tactics used by Professional Debt Mediation debt collectors include:
- Calling before 8:00 a.m. or after 9:00 p.m.
- Repeated calls to you throughout the day or week
- Using abusive or profane language during calls
- Contacting your family, neighbors, or employer about your debt
- Threatening legal action, such as suing you or garnishing your wages
- Failing to inform you of your right to dispute the debt
- Misrepresenting the amount owed or trying to collect more than is legally allowed
If you’ve experienced any of these tactics, contact The Wood Law Firm at +1 844-638-1122 for a consultation on how to address the situation. These practices are unethical and illegal under the FDCPA, and you have the right to fight against this type of harassment.
Commonly Used Phone Numbers by Professional Debt Mediation
Are you receiving calls from any of the following numbers?
- 904-398-0800
- 888-676-9873
These are known Professional Debt Mediation phone numbers. Even if you receive calls from a different number, they could still use another line to reach you. If this happens to you, you might be experiencing Professional Debt Mediation phone harassment. The Wood Law Firm team can help stop these calls and assist you in taking legal action.
Also read: Asset Recovery Solutions Debt Collection Harassment
What You Should Know About Debt Collection Lawsuits
Can Professional Debt Mediation sue you? The short answer is yes; they can take legal action if the debt is legitimate and falls within the statute of limitations. However, they base many of their lawsuits on coercive tactics or attempts to collect no longer valid debts. If you’ve been sued or threatened with legal action by PDM, it’s essential to consult with The Wood Law Firm to ensure your rights are protected.
Debt collectors like Professional Debt Mediation can also:
- Garnish your wages if they’ve obtained a court judgment against you, particularly in cases of federal student loans.
- Report your unpaid debt to credit bureaus, which could affect your credit score.
However, they cannot have you arrested for unpaid debts. In some states, unpaid child support or traffic tickets could result in legal penalties, but these are separate from the consumer debts that Professional Debt Mediation typically handles.
If you’re unsure about your rights or debt collectors have threatened you with wage garnishment or legal action, The Wood Law Firm can clarify the situation and help you navigate it.
Also read: Windham Professionals Phone Harassment
Handling Professional Debt Mediation Phone Harassment: Steps to Take
- Document Every Call: Record the times and dates when Professional Debt Mediation contacts you. Note the phone numbers used, the content of the conversation, and any threatening language.
- Know Your Rights: Under the FDCPA, debt collectors must follow strict guidelines. They cannot use abusive language, threaten, or call you outside reasonable hours.
- Get Legal Help: Contact The Wood Law Firm at +1 844-638-1122 if you believe Professional Debt Mediation is harassing you. Our team specializes in cases of debt collection harassment, and we can guide you through the process of filing a claim.
How to Identify Professional Debt Mediation Scams
As more people fall behind on debt, scam artists take advantage of the situation by posing as legitimate debt collectors. It’s essential to be aware of red flags that could signal a debt collection scam.
1. High-pressure tactics and threats: If the collector is overly aggressive, uses threats of jail time, or pressures you to pay immediately without giving you a chance to verify the debt, it’s a major red flag. Legitimate debt collectors follow legal guidelines and won’t resort to scare tactics.
2. Refusal to provide written proof: Under the Fair Debt Collection Practices Act (FDCPA), collectors must send you a written notice of your debt within five days of initial contact. You may be dealing with a scam if they refuse or fail to provide this validation.
3. Asking for sensitive information: Be cautious if the person on the phone asks for personal details like your Social Security number, bank account number, or credit card information before verifying their legitimacy. Reputable collectors won’t demand this upfront.
4. Check for company legitimacy: Research the company through sources like the Better Business Bureau or your state’s consumer protection office. If the collector refuses to provide their company’s contact information, it’s another warning sign.
By staying informed and cautious, you can protect yourself from falling victim to these scams and ensure you only deal with legitimate collectors.
Also read: Diversified Adjustment Service Debt Collection Harassment
Can Professional Debt Mediation Garnish Your Wages?
Professional Debt Mediation can garnish your wages if they’ve obtained a court judgment against you, especially with federal student loans or other debts backed by a legal agreement. However, if they’re threatening to garnish your wages without proper legal backing, this could be considered harassment. Understanding your legal standing in these situations and seeking professional guidance from The Wood Law Firm is crucial.
What About Professional Debt Mediation Reviews?
There’s no shortage of consumer reviews and complaints against Professional Debt Mediation. Many of these reviews, available on sites like the Better Business Bureau, highlight aggressive collection tactics, such as threats of legal action and persistent phone calls. While PDM is a legitimate company, its methods of collecting debts have often led to consumer complaints.
If you’re facing similar issues, it’s time to take action. The Wood Law Firm has a track record of helping clients resolve Professional Debt Mediation complaints and recover damages for harassment.
Also read: Professional Bureau of Collections Debt Collection Harassment
Success Stories: How We’ve Helped Clients Fight Debt Harassment
Here are just a few examples of how The Wood Law Firm has assisted clients in fighting back against debt collection harassment:
- “The harassment stopped, and I even got compensation for the stress they caused me. I’m incredibly grateful for the team at The Wood Law Firm.”
- “They were familiar with the collection agency’s tactics and handled my case professionally. The threatening calls stopped, and I received financial compensation.”
These stories demonstrate that you don’t have to suffer through Professional Debt Mediation phone harassment on your own. Our experienced legal team will help you navigate the legal system and fight for your rights.
Common Questions About Professional Debt Mediation
Here are answers to some common questions people have about Professional Debt Mediation:
- Is Professional Debt Mediation a scam? No, but their tactics often lead to consumer complaints.
- Can PDM garnish my wages? Yes, with a court judgment.
- Can they sue me? Yes, but only within the statute of limitations.
- Can they report my debt to credit bureaus? Yes, debt collectors can report unpaid debts to credit agencies.
- Can I be arrested? No, unless you violate a court order.
Also read: Pressler and Pressler Debt Collection Harassment
Contact The Wood Law Firm Today
If you’re dealing with Professional Debt Mediation threats or harassment, don’t hesitate to ask for help. Call The Wood Law Firm at +1 844-638-1122 to stop the harassment and recover damages. You shouldn’t have to endure aggressive tactics from debt collectors.
Some Useful Links:
Florida Attorney General
Consumer Finance
