Stop Account Control Systems Debt Collection Harassment

Last Updated October 22, 2024

Are you facing persistent phone calls from Account Control Systems (ACS)? If these calls include threats of legal action, wage garnishment, or harassment at all hours, it’s time to take action. You have the legal right to end Account Control Systems debt collection harassment. The Fair Debt Collection Practices Act (FDCPA) protects consumers like you, allowing for potential statutory damages of up to $1,000, plus coverage of your attorney fees if a collection agency violates your rights.

Is Account Control Systems a Scam?

Understanding the legitimacy of Account Control Systems is crucial. The company has been operating for 37 years, as the Better Business Bureau website indicates. However, even though a business has been around for a long time, it must adhere to ethical practices. Many consumers have raised concerns about the tactics employed by ACS.

Also read: Capital Accounts Debt Collection Harassment

Who Is Account Control Systems?

Account Control Systems, located in Montvale, New Jersey, serves as a third-party debt collector. With a history of over 35 federal court cases, the firm has faced allegations regarding violations of consumer rights. These allegations often cite illegal communication methods designed to coerce payments from consumers.

Address:

85 Chestnut Ridge Rd, Ste 113

Montvale, NJ 07645-1836

Account Control Systems phone number

+1 800-482-8026

Account Control Systems Debt Collection Harassment Tactics

Are you experiencing harassment from Account Control Systems? You might have a case if you encounter any of the following abusive practices:

Using Profanity or Abusive Language: Harassment through offensive or degrading language is illegal.
Calling at Inappropriate Hours: Calls before 8:00 a.m. or after 9:00 p.m. violate the FDCPA.
Frequent Calls: Repeated phone calls can qualify as harassment, mainly if they occur multiple times each week.
Discussing Debt with Others: Debt collectors cannot disclose your debt situation to friends or family.
Contacting Your Workplace: This tactic can be incredibly distressing and is often considered harassment.
Threatening Legal Action or Harm: No collector can threaten you with lawsuits, harm, or damage to your credit without a legitimate basis.
False Allegations of Criminal Activity: Statements claiming you committed a crime for failing to pay a debt are illegal.
Wrong Number Calls: Continuously calling for someone else may also qualify as harassment.
Failing to Inform You of Your Rights: You must receive notice of your rights under the FDCPA.
Exceeding Legal Collection Limits: Collecting amounts beyond legally allowed violates consumer protection laws.

Common Account Control Systems Phone Numbers

Are you receiving calls from any of the following numbers?

201-367-1622
201-767-5300
(201) 367-1622
(201) 767-5300
2013671622
2017675300

If so, you’re likely dealing with Account Control Systems phone harassment. These numbers are commonly associated with ACS, but the organization may use various numbers to evade detection. If you receive calls from unknown numbers, Account Control Systems might still contact you. Contact our office immediately to begin the process of halting these illegal calls. You deserve to live free from harassment!

Also read: Nationwide Recovery Systems Debt Collection Harassment

Frequently Asked Questions About Account Control Systems

Is ACS a Scam?

No, Account Control System is not a scam. However, it’s important to note that just because a company is legitimate doesn’t mean it operates ethically. Many consumers have reported questionable practices.

Can Account Control Systems Garnish My Wages?

Yes, Account Control System can garnish your wages under specific circumstances, such as federal student loans or if they secure a judgment in court.

Can ACS Sue Me?

Yes, they can sue you if the debt remains within the statute of limitations. Be aware of your rights and the timeline regarding your debt.

Can ACS Report My Debt to Credit Bureaus?

Yes, debt collectors can report your collection account to credit bureaus, significantly impacting your credit score and affecting future loans or credit applications.

Can ACS Arrest Me?

No, debt collectors do not have the power to arrest you for an unpaid debt. However, if you ignore a court order, such as failing to appear, a judge may issue a warrant for your arrest. Depending on state laws, certain debts, like unpaid child support, can lead to arrest.

Also read: Account Services Phone Harassment

Documented Complaints Against Account Control Systems Debt Collection Harassment

Numerous complaints have been filed against Account Control Systems, showcasing a pattern of alleged harassment. Here are a few examples that can be found on Pacer.org:

2:13-cv-01131-JPS: Newman v. Account Control Systems
2:14-cv-00468-WEC: Ozier v. Account Control Systems
2:15-cv-00489-JPS: Pietraszewski v. Account Control Systems
2:15-cv-01231-LA: Mikolajczyk v. Account Control Systems
2:17-cv-00365-LA: Schmitz v. Account Control Systems

The Wood Law Firm Can Help You Stop Account Control Systems Debt Collection Harassment

If you’re experiencing harassment from debt collectors, including Account Control Systems, you don’t have to face this alone. The Wood Law Firm assists clients facing debt collection harassment, including intrusive phone calls. Our team has helped consumers since 2010, earning an A+ rating with the Better Business Bureau.

To learn more about safeguarding yourself against harassment from Account Control Systems, contact The Wood Law Firm at +1 844-638-1122 for immediate assistance.

Also read: Jefferson Capital Systems Debt Collection Harassment

Success Stories from Our Clients

Here are some testimonials from clients who have benefited from our services:

“I highly recommend The Wood Law Firm to anyone who has faced harassment! They handled my case professionally and straightforwardly, clearly explaining my rights.”
“I worked with The Wood Law Firm on two occasions, and the staff was courteous and knowledgeable each time. They understood the tactics used by collection agencies, and thanks to them, the harassment calls stopped. I even received compensation!”
“Due to false claims made by a third-party debt collector, I almost made the mistake of paying a debt I couldn’t afford. The Wood Law Firm team was friendly, knowledgeable, and quickly resolved my case. THANK YOU SO MUCH!”

Protecting Your Rights Against Account Control Systems Debt Collection Harassment

Knowing your rights can empower you against Account Control Systems’ debt collection harassment. The FDCPA provides various protections, including:

The right to request validation of the debt: You can demand proof that the debt is valid and that the collector has the right to collect it.
The right to cease communication: If you want to stop all communication, you can send a cease and desist letter to the collector.
The right to dispute the debt: You can challenge any debts you believe are inaccurate.

Also read: States Recovery Systems Debt Collection Harassment

Conclusion

Dealing with Account Control Systems can be frustrating and stressful, especially if you find yourself enduring relentless harassment. You have rights under the law, and it’s essential to understand them fully. Whether through harassment calls, threats of legal action, or deceptive practices, no one should live in fear due to being a debt collector.

If you’re ready to take action and reclaim peace of mind, contact The Wood Law Firm at +1 844-638-1122. Our team is here to help you navigate this challenging situation and put an end to Account Control Systems’ debt collection harassment.