You don’t have to fight it alone if you’ve been receiving persistent, aggressive phone calls from Berman Rabin, a third-party debt collection agency. You may be facing Berman Rabin debt collection harassment.
The phone calls may be relentless, and the tactics used by Berman Rabin collectors may be intimidating, confusing, or even illegal. Whether they’re threatening to garnish your wages, calling you at all hours of the day, or contacting your friends and family about your debt, knowing these practices are against the law is essential.
The Fair Debt Collection Practices Act (FDCPA) provides protections prohibiting abusive, deceptive, or unfair debt collection practices. If Berman Rabin collectors have violated these laws, you may be entitled to compensation up to $1,000 in statutory damages, plus reimbursement for any legal fees you incur.
The Wood Law Firm offers extensive legal services to help manage and resolve such cases. If you believe you’re ready to take action against unlawful practices, call us at +1-844-638-1122 for a free consultation.
Who Is Berman Rabin
Berman Rabin, officially known as Berman & Rabin, is a debt collection agency based in Overland Park, Kansas. For more than 36 years, it has been active in the debt recovery industry, engaging with consumers across the country. However, Berman Rabin has frequently been under scrutiny for alleged aggressive and, in many cases, illegal collection practices.
According to federal court records, Berman Rabin has recorded over 110 lawsuits, many alleging consumer protection law violations. Consumers have accused the agency of using harassment, deception, and threats to force people into paying debts.
Despite their longstanding presence in the debt collection business, Berman Rabin has gained a reputation for numerous complaints about unlawful tactics and unethical behavior.
Key Facts About Berman Rabin
- Address: 15280 Metcalf Avenue, Overland Park, Kansas 66223
- Phone Number: (913) 649-1555
- Years in Business: 36+ years
- BBB Rating: Despite being in business for decades, Berman Rabin has received several consumer complaints and holds a mixed reputation with the Better Business Bureau (BBB).
Illegal Berman Rabin Debt Collection Tactics
If you believe you are receiving phone calls from Berman Rabin collectors, it’s essential to understand the behaviors that may be considered illegal under the FDCPA. Debt collectors must adhere to strict rules prohibiting them from using abusive, harassing, or misleading tactics to collect debts.
Threats and Intimidation
Berman Rabin’s threats can be particularly alarming. Debt collectors may threaten to sue you, garnish your wages, or even destroy your credit if you don’t pay the debt. They may also claim you’ll face jail time for failing to pay a debt.
However, debt collectors only have the authority to take these actions after following the legal process. If you believe they’re threatening you in any way, this could be a clear violation of the FDCPA.
Repeated and Harassing Phone Calls
One of the most common complaints against Berman Rabin’s phone harassment is the frequency and timing of their calls. Debt collectors are not allowed to call you before 8:00 AM or after 9:00 PM. If you believe you are receiving constant calls from Berman Rabin, especially during inconvenient hours, this may be considered harassment.
Calling Family Members, Friends, or Coworkers
Berman Rabin collectors may contact your family, friends, or co-workers to collect a debt. Debt collectors can only contact third parties once, and only to gather information on your whereabouts. They are not allowed to disclose any information about your debt. If you believe Berman Rabin shares details about your debt with others, they may be violating your privacy rights.
Failing to Disclose Your Rights
Under the FDCPA, debt collectors must inform you of your right to dispute the debt. If you believe Berman Rabin fails to notify you about your right to dispute the debt or ask for written verification, they may be breaking the law.
Using Abusive Language or Profanity
Under the FDCPA, abusive language and profanity are not allowed. If you believe you’ve been the target of verbal abuse from Berman Rabin representatives, you should take action immediately.
Collecting More Than What Is Legally Allowed
Debt collectors, including Berman Rabin, are not allowed to collect more than what is legally owed. Under the Fair Debt Collection Practices Act (FDCPA), debt collectors are prohibited from collecting any amount that is not authorized by the original contract or by law.
This includes fees, interest, or other charges that are not explicitly stated in the contract. If you believe that Berman Rabin is trying to collect more than what you owe, you should contact a consumer protection attorney immediately.
Your Rights Under the FDCPA
As a consumer, you have the right to be treated fairly and respectfully by debt collectors. The FDCPA protects against abusive, deceptive, or unfair debt collection practices. Here are some of your rights under the FDCPA:
- The right to be treated with respect and dignity
- The right to be free from harassment, intimidation, or threats
- The right to be free from false or misleading statements
- The right to be free from unfair or deceptive practices
- The right to dispute the debt and request verification
- The right to seek legal action against the debt collector for violating the FDCPA
If you believe that Berman Rabin collectors or any other debt collector has violated your rights under the FDCPA, you should contact a consumer protection attorney immediately. You may be entitled to compensation for any unlawful actions taken by the debt collector. The Wood Law Firm can help you understand your rights and take appropriate action.
How to Stop Berman Rabin Collectors From Calling
If you believe you’re facing Berman Rabin debt collection harassment, taking immediate action is essential. Here are some steps you can take to protect yourself:
Know Your Rights Under the FDCPA
The first step is to educate yourself about your rights under the FDCPA. Debt collectors like Berman Rabin have no right to use unfair tactics to collect a debt. If you believe they’re engaging in illegal practices, you can file a complaint and seek damages.
Document Every Interaction
Document the interaction whenever you receive a call, email, or letter from Berman Rabin collectors. Write down the time and date of the call, the name of the person you spoke with, and the call’s content. If you believe the collector uses any harassing tactics, document the specifics. This record can serve as evidence if you decide to pursue legal action.
Request Debt Validation
You have the right to request validation of the debt Berman Rabin is attempting to collect. Debt collectors must prove that you owe the debt, the amount owed, and the original creditor’s name. If Berman Rabin fails to provide this validation, they may no longer contact you.
Send a Cease and Desist Letter
If you no longer wish to receive communication from Berman Rabin collectors, you can send a cease-and-desist letter. The law requires them to stop contacting you, except for one final letter that informs you of any legal action they intend to take.
Contact The Wood Law Firm
If you believe Berman Rabin collectors continue to harass you after you send a cease-and-desist letter or violate your rights in other ways, you may need to take legal action. The Wood Law Firm offers comprehensive legal services to help individuals stop harassment and protect their rights. Our attorneys can help you file a lawsuit against Berman Rabin for their unlawful practices and may even help you recover damages. Call +1-844-638-1122 today.
What The Wood Law Firm Does to Stop Collection Harassment
If you believe you’re tired of dealing with Berman Rabin collectors’ phone harassment or if you think you’re receiving threats of legal action, it’s time to contact The Wood Law Firm. Our experienced attorneys specialize in consumer rights and have a long track record of successfully defending clients against unlawful debt collection practices.
We focus exclusively on cases involving the Fair Debt Collection Practices Act (FDCPA), Fair Credit Reporting Act (FCRA), and Telephone Consumer Protection Act (TCPA). For over a decade, we have fought tirelessly to hold companies like Berman Rabin accountable and secure justice for our clients. Our personalized approach, combined with our extensive experience and national reach, makes us uniquely equipped to handle your case.
The Wood Law Firm has cultivated strong Of Counsel relationships with attorneys licensed in Arizona, California, Florida, Louisiana, Minnesota, Missouri, Ohio, Oregon, Pennsylvania, South Carolina, Tennessee, Texas, Washington, and West Virginia.
The Wood Law Firm Can Help You
- Stop the illegal phone calls and harassment from Berman Rabin
- File a lawsuit against Berman Rabin for violations of the FDCPA
- Recover statutory damages (up to $1,000) and legal fees
- Navigate the complexities of debt collection lawsuits and garnishments
- Protect your rights and ensure that Berman Rabin follows the law
We are committed to helping you stop the harassment and reclaim your peace of mind. Contact us today at +1-844-638-1122 for a free consultation.
Attorney Jeff Wood Fights for Consumer Rights
Jeff Wood is an accomplished consumer protection attorney based in Arkansas, where he is fully licensed to practice law. With over 15 years of experience, Mr. Wood has dedicated his career to defending consumers against abusive debt collection practices. His expertise in FDCPA, FCRA, and TCPA violations has helped countless individuals fight back against agencies like Berman Rabin and seek the justice they deserve.
Success Stories From Our Clients
“The Wood Law Firm stopped Berman Rabin’s constant harassment within weeks. I received compensation for the stress they caused, and I’m finally able to sleep at night without worrying about the phone ringing.”
“I didn’t know I had rights until I contacted The Wood Law Firm. They explained everything clearly, handled all communication with Berman Rabin, and got me the settlement I deserved. Highly recommend their services.”
“After months of threatening calls from Berman Rabin, The Wood Law Firm stepped in and made it all stop. They fought for me and held the collectors accountable for their illegal tactics.”
Frequently Asked Questions
Who is Berman Rabin, and what do they do
Berman Rabin is a debt collection agency based in Overland Park, Kansas, that has been operating for over 36 years. If you believe they’re contacting you, they may be attempting to collect on debts from various creditors, though they have been accused of using aggressive and potentially illegal collection practices.
What laws protect me from Berman Rabin harassment
The Fair Debt Collection Practices Act (FDCPA) protects you from harassment, abuse, or threats by debt collectors. If you believe Berman Rabin has violated these protections, The Wood Law Firm can help you take legal action and potentially recover damages.
Can Berman Rabin contact my family or coworkers?
They can only contact third parties once and cannot discuss your debt details with them. If you believe Berman Rabin is repeatedly calling your family, friends, or coworkers or disclosing information about your debt, this may violate the FDCPA.
Can Berman Rabin garnish my wages?
Yes, but only after they win a court judgment against you. If you believe they’re threatening wage garnishment without a judgment, this may constitute illegal harassment. The Wood Law Firm can help you understand your rights and respond appropriately.
How can I stop Berman Rabin from calling me?
Send them a cease-and-desist letter via certified mail. After that, they may only contact you to confirm they’ll stop or to notify you of legal action. The Wood Law Firm can help you draft and send this letter to ensure compliance.
What damages can I recover if my FDCPA rights are violated
You may recover up to $1,000 in statutory damages plus attorney’s fees under the FDCPA. The Wood Law Firm handles cases on a contingency basis, so you pay nothing upfront while we fight for your compensation.
Can Berman Rabin sue me for unpaid debts?
Yes, they can sue if the debt is within your state’s statute of limitations. Always respond to lawsuits to avoid default judgments. If you believe you’ve been served with a lawsuit, contact The Wood Law Firm immediately at +1-844-638-1122.
What if Berman Rabin uses abusive language or threats
That may be illegal under the FDCPA. Document everything, including the date, time, and specific language used. The Wood Law Firm can use this evidence to build a strong case against Berman Rabin and seek compensation for their violations.
Can I negotiate a payment plan with Berman Rabin?
Yes, you can negotiate a payment plan or settlement, but make sure all agreements are in writing before paying. The Wood Law Firm can review any settlement offers and negotiate on your behalf to ensure you’re getting fair treatment.
Contact The Wood Law Firm Today
If you believe you’re ready to stop Berman Rabin debt collection harassment, contact The Wood Law Firm at +1-844-638-1122. We can help you protect your rights, end the harassment, and ensure that Berman Rabin is held accountable for their actions. Don’t wait – call us today for immediate help and a free consultation.
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