Getting repeated calls from Berman & Rabin, P.A. about a debt you may not recognize is unsettling. According to BBB complaint records, consumers have alleged unanswered calls and unexplained fees on their accounts. This article explains who Berman & Rabin is and what your rights are under federal law.
Key Takeaways
- Berman & Rabin, P.A. operates from Overland Park, Kansas, and has represented creditors since 1983.
- Federal court records show multiple FDCPA lawsuits, including Kausch v. Berman & Rabin and Madar v. Berman & Rabin.
- BBB complaints frequently describe unanswered calls, undisclosed fees, and delayed dispute responses.
- The FDCPA and FCRA both apply to Berman & Rabin’s collection and reporting practices.
- Statutory damages: up to $1,000 under the FDCPA, $500-$1,500 under the TCPA.
- The Wood Firm PLLC reviews potential violations on a contingency basis.
Free Case Review: +1-844-638-1122
Who Is Berman & Rabin, P.A.
Berman & Rabin, P.A. is a creditors’ rights law firm based in Overland Park, Kansas. The firm has represented lenders and financial institutions since 1983, according to its own website. It handles collections nationwide but is licensed for litigation in six states.
It appears alongside hundreds of other agencies on our list of collection agencies in the United States. In our practice, we request the original placement letter on every file. It shows exactly when the firm’s collection authority began.
According to BBB records, consumers have alleged unanswered calls and delayed dispute responses. If a call goes unreturned for weeks, save your voicemail record as documentation. That gap may support a future FDCPA harassment claim.
Berman & Rabin Phone Numbers and Contact Information
Berman & Rabin can be reached using the following contact information. Confirm any letter or call against these details before sharing personal information.
- Also Known As: Berman & Rabin, Berman and Rabin, P.A.
- Address: 15280 Metcalf Avenue, Overland Park, Kansas 66223
- Phone: 913-649-1555 | (913) 649-1555 | +1 913-649-1555 | 9136491555
- Website: bermanrabin.com
- BBB Profile: Berman & Rabin, P.A. BBB listing
Why Is Berman & Rabin Calling You
Berman & Rabin is calling you because a creditor assigned or sold your account to them for collection. The firm represents banks, HOAs, medical providers, and other creditors seeking payment. Even a small, unfamiliar balance can trigger repeated calls.
If you do not recognize the original creditor, request written validation before making any payment. Our guide on what to do if a debt collector contacts you covers the full process.
What Tactics Does Berman & Rabin Use to Collect Debts
Berman & Rabin has used tactics that resemble common FDCPA violations reported nationwide.
- Unreturned calls and voicemails: one BBB complainant reported calling three straight days without a response.
- Undisclosed added fees: a BBB complainant described a $650 “Post Outreach” fee added without prior notice.
- Escalating balances: a BBB reviewer alleged a $1,000 debt grew to $12,000 in fees over a short period.
- Limited access to decision-makers: multiple complainants said they could reach only a receptionist, never an attorney or manager.
If any of these patterns match your experience, keep copies of every letter and payment record. Those documents often determine whether a violation occurred.
In our practice, we compare every fee entry against the servicing agreement. Undisclosed charges often exceed what the FDCPA permits a collector to add.
We see similar complaint patterns with other agencies, including Account Resolution Group and Credit Bureau Collection Services. Related patterns also appear with ARM Solutions, Mid-South Adjustments, Comenity Bank collectors, and APD.
Is Berman & Rabin a Scam
Berman & Rabin is a real, licensed debt collection law firm. Licensed status does not mean every tactic is legal. One BBB reviewer accused the firm of blocking her phone number after she asked for a manager.
A separate BBB reviewer described a $1,000 medical debt that grew to roughly $12,000 in added fees. Another reviewer said the firm added charges without explaining why, then declined to itemize them. These patterns do not prove wrongdoing alone, but they are worth documenting closely.
Has Berman & Rabin Been Banned by the FTC
No. Berman & Rabin has not been banned by the FTC. Court filings show the firm has faced private FDCPA lawsuits.
A 2024 data breach also led to a $980,000 class action settlement. If Berman & Rabin contacted you after that breach, your personal information may have been exposed.
In our practice, we ask every Berman & Rabin client whether they received a data breach notice. That notice can affect how we evaluate your file.
Has Berman & Rabin Been Sued
Yes. Berman & Rabin has been named as a defendant in multiple federal lawsuits.
- Kalebaugh v. Berman & Rabin, P.A., No. 2:13-cv-02288 (D. Kan.): consolidated claims alleging FDCPA violations in collection letters.
- Kausch v. Berman & Rabin, P.A.: alleged missing FDCPA validation disclosures on a Bank of America account.
- Madar v. Berman & Rabin, P.A.: alleged collection letters implied misleading tax consequences to pressure payment.
- Tripp v. Berman & Rabin, P.A. and Velocity Investments, LLC: alleged letters did not clearly state the amount owed.
When we open a Berman & Rabin file, we check the letter’s format. We compare it to the disclosure gaps challenged in these lawsuits. A repeated gap can support a new FDCPA claim.
How to Stop Berman & Rabin From Calling You
Stopping Berman & Rabin calls starts with understanding your options under the FDCPA. Our broader guide on fighting collection agency harassment covers steps that apply to any agency.
- Document every call, letter, and voicemail with dates and names.
- Request debt validation in writing before making any payment.
- Send a cease and desist letter by certified mail if you want contact to stop.
- Consult a consumer protection attorney if the harassment or fees continue.
If calls continue after a written cease request, each additional call may count as a separate FDCPA violation. A written record of dates and times makes that pattern easier to prove later.
How The Wood Firm PLLC Helps Stop Berman & Rabin Debt Harassment
The Wood Firm PLLC reviews call logs, fee schedules, and letters under our FDCPA practice area. We examine whether disclosed fees match the account agreement and whether the validation notice arrived on time. Our review also checks whether any credit reporting followed proper FCRA procedures.
We represent consumers exclusively and handle these cases on contingency, so there is no upfront cost. After you call, our team reviews your documents and outlines your options within days. If Berman & Rabin violated federal law, call The Wood Firm PLLC today at +1-844-638-1122.
Find out if Berman & Rabin violated your rights. Visit our contact page for a free case review, or call +1-844-638-1122. The Wood Firm PLLC handles these cases on contingency and pays its own fees unless we win.
Frequently Asked Questions
Who is Berman & Rabin, and what do they do
Berman & Rabin, P.A. is a creditors’ rights law firm based in Overland Park, Kansas. The firm collects debts and pursues litigation on behalf of banks, HOAs, and other creditors. This guide to stopping Berman & Rabin debt collection harassment covers your options.
What laws protect me from Berman & Rabin’s collection tactics
The FDCPA protects you from harassment, false statements, and unfair collection practices. If Berman & Rabin violated these protections, you may be entitled to statutory damages.
Can Berman & Rabin contact my family or coworkers?
They can contact a third party once to locate you, but they cannot discuss your debt. Repeated contact or disclosed debt details may violate the FDCPA.
Can Berman & Rabin garnish my wages?
Yes, but only after winning a court judgment against you. Threatened garnishment without a judgment may constitute illegal harassment.
What if Berman & Rabin added fees I do not recognize
Compare each fee to your original agreement or HOA documents. An unexplained fee that was not authorized in writing may be improper.
Can I negotiate a payment plan with Berman & Rabin
Yes, but get any agreement in writing before you pay. A consumer protection attorney can review the terms first.
What to Do Next If Berman & Rabin Contacts You
If Berman & Rabin contacts you again, start by writing down the date and details of the call. Save any letters or fee notices you receive. Those records matter if you decide to pursue a claim.
The Wood Firm PLLC reviews these cases on contingency, so you pay nothing upfront. Our blog covers additional debt collector guides if you want to read further. Call us today at +1-844-638-1122 for a free case review.
Jeff Wood represents consumers exclusively, never creditors or collectors. He holds federal court admissions across 9 districts, including all courts of AR, CO, NM, and TX. He practices from Little Rock, AR.
