If Bonded Collection Corporation is calling you about a commercial debt, reporting an account you do not recognize on your credit file, or threatening legal action over a disputed balance, you have rights.
Bonded Collection Corp is one of the oldest collection agencies in the United States, operating continuously since 1943. But 82 years in business does not equal 82 years of compliance. The company has been named in multiple federal FDCPA lawsuits, including Maniaci v. Bonded Collection Corporation (2018) in the Eastern District of Wisconsin.
If Bonded Collection Corp has crossed the line with you, call +1-844-638-1122 for a free case review. The Wood Firm PLLC works on contingency. Bonded Collection Corp pays our fees if we win.
Also searched as: Bonded Collection Corp, BCC Collection Services, BCC Financial Services, Bonded Collection Corporation, Bonded Collection Company, Bonded Collection Service Company, and Bonded Collection Agency. The company website is bcc-chicago.com.
Key Takeaways
- Bonded Collection Corporation is a commercial debt collector based at 2400 E Devon Ave, Suite 257, Des Plaines, IL 60018. Founded 1943, incorporated 1964. Not BBB-accredited but carries an A+ BBB rating.
- Named in multiple federal FDCPA lawsuits including Maniaci v. Bonded Collection Corp (2018, E.D. Wisconsin) and cases in California, Colorado, and New York.
- Specializes in commercial and business debt recovery including international collections, contingent collection, and receivable outsourcing. 201 to 500 employees.
- You may be entitled to up to $1,000 per FDCPA violation and $500 to $1,500 per unauthorized robocall. Bonded Collection pays your attorney fees if we win.
Free Case Review: +1-844-638-1122
Who Is Bonded Collection Corporation?
Bonded Collection Corporation is a debt collection agency at 2400 E Devon Ave, Suite 257, Des Plaines, Illinois 60018. Founded January 1, 1943. Incorporated May 5, 1964. Website: bcc-chicago.com. Main phone: (312) 279-8300.
Led by President Kenneth Rubin. Operates as Bonded Collection Corporation, BCC Collection Services, and BCC Financial Services. Employs 201 to 500 people.
Unlike most consumer-facing collectors, Bonded Collection primarily serves businesses. Services include contingent collection, credit department outsourcing, international collection, payment identification, and account dispute resolution.
The BBB lists Bonded Collection with an A+ rating but the company is not BBB-accredited. Despite the rating, the company has been named in multiple federal FDCPA lawsuits across Wisconsin, California, Colorado, and New York.
Why Is Bonded Collection Corp Calling You?
A business client assigned your account for third-party collection. The original creditor is typically a business, service provider, or financial institution.
Bonded Collection works on contingent commission, meaning agents earn a percentage of what they recover. This structure can drive aggressive tactics: persistent calls, pressure to pay immediately, and threats of legal consequences.
Do not pay before verifying. Contact the original creditor directly. You can request debt validation within 30 days. Learn what to do when a debt collector contacts you.
Is Bonded Collection Corp Harassing You?
Whether You Owe the Debt or Not, We Can Help You
Federal law protects you from abusive debt collection. You may be entitled to:
- Up to $1,000 per FDCPA violation
- Actual damages for emotional distress and lost wages
- Attorney fees paid by Bonded Collection Corp if we win
We work on contingency. You pay nothing unless we win.
FREE Case Review: +1-844-638-1122
The Lawsuits Against Bonded Collection Corp
Maniaci v. Bonded Collection Corporation (2018). Class action in E.D. Wisconsin, Case No. 2:18-cv-00267-WED. Alleged FDCPA and Wisconsin Consumer Act violations in collection methods and communications.
Other federal cases on PACER:
- Ruffalo v. Bonded Collection Corp (N.D. California)
- Unson v. Bonded Collection Corp (N.D. California)
- Maniglia v. Bonded Collection (S.D. California)
- Orrick v. Bonded Collection Corp (D. Colorado)
- Moss v. Bonded Collection Corp (D. Colorado)
Cases across Wisconsin, California, and Colorado confirm federal scrutiny in multiple jurisdictions. Keep every piece of correspondence. Review the top FDCPA violations.
Is Bonded Collection Corp a Scam?
No. Operating continuously since 1943 with 201 to 500 employees and an A+ BBB rating. One of the most established commercial debt recovery firms in the Midwest.
But longevity does not equal compliance. Multiple federal lawsuits allege misleading communications, false threats, and improper third-party contacts. Verify the balance independently before paying.
Bonded Collection Corp Phone Number
- (312) 279-8300 (also 3122798300, 312-279-8300, 312.279.8300): Main Des Plaines, IL office
Document every call. Automated calls to your cell without consent may be separate TCPA violations worth $500 to $1,500. Check how many times a collector can legally call per day.
How to Stop Bonded Collection Corp
1. Request Debt Validation
Certified letter to 2400 E Devon Ave, Suite 257, Des Plaines, IL 60018 within 30 days. See our debt validation guide.
2. Document Every Contact
Log date, time, number, summary. If they call your workplace after being told to stop, or contact your family about your debt, document those specifically.
3. Send a Cease-and-Desist
Certified mail to the Des Plaines address. Review what to say and not say to a collection agency.
4. File Complaints
File with the CFPB, FTC, Illinois Department of Financial and Professional Regulation, and BBB.
5. Call an Attorney
Call +1-844-638-1122. The Wood Firm PLLC stops contact within 48 hours.
Can Bonded Collection Sue Me or Garnish My Wages?
They can sue you if the debt is valid and within the statute of limitations. Illinois allows 5 years for most written contracts.
They cannot garnish your wages without a court judgment. Any threat of immediate garnishment without a court order is a federal violation.
How to Remove Bonded Collection From Your Credit Report
Debt is not yours: Dispute with all three bureaus.
Balance is inaccurate: Dispute with payment documentation.
Never validated: Reference the unanswered request in your dispute letter.
Pay-for-delete: Negotiate written deletion before paying.
Inaccurate reporting gives you a separate FCRA claim. Learn about your credit reporting rights.
How The Wood Firm PLLC Helps
When Bonded Collection sends misleading communications, threatens legal action it will not take, contacts your family about your debt, or calls your workplace after being told to stop, those are actionable claims under the FDCPA, FCRA, and TCPA.
The Wood Firm PLLC has handled these cases exclusively since 2011. Never represented a creditor. You pay nothing upfront. Contact stops within 48 hours. Learn about how we work for you and why clients choose us. Read the attorney profile.
Real Cases Against Collectors Like Bonded Collection
Client identities are protected.
- Workplace harassment. A client received multiple daily calls at work after telling the collector their employer prohibited personal calls. The Wood Firm PLLC documented violations and obtained statutory damages with immediate cessation.
- Family contact violation. A collector disclosed debt details to a client’s family member. The Wood Firm PLLC pursued FDCPA claims and obtained damages plus credit reporting deletion.
- False threat. A collector threatened asset seizure within 48 hours over a disputed debt. The Wood Firm PLLC identified FDCPA violations. The collector withdrew the claim and paid damages.
Has Bonded Collection Corp Violated Your Rights?
Whether You Owe the Debt or Not, We Can Help You
Free Consultation – No Upfront Costs – Bonded Collection Pays Our Fees
Frequently Asked Questions About Bonded Collection Corp
Who is Bonded Collection Corporation?
A commercial debt collector in Des Plaines, Illinois, founded 1943. Operates as BCC Collection Services and BCC Financial Services. Specializes in business debt recovery and international collections.
Is Bonded Collection Corp a scam?
No. Operating since 1943 with 201 to 500 employees and an A+ BBB rating. Multiple federal FDCPA lawsuits filed in Wisconsin, California, and Colorado.
Can Bonded Collection sue me?
Yes, if the debt is valid and within the statute of limitations. Illinois allows 5 years for most written contracts.
Can they garnish my wages?
Only with a court judgment. Any threat of immediate garnishment without a court order is a federal violation.
How do I stop the calls?
Cease-and-desist via certified mail to 2400 E Devon Ave, Suite 257, Des Plaines, IL 60018.
What is the phone number?
(312) 279-8300 is the main number. Document every call.
Can I sue them?
Yes, for FDCPA violations. Up to $1,000 in statutory damages plus attorney fees. The Wood Firm PLLC handles these on contingency.
What was the Maniaci lawsuit?
A 2018 class action in E.D. Wisconsin (Case No. 2:18-cv-00267-WED) alleging FDCPA and Wisconsin Consumer Act violations in collection methods and communications.
Take Action Today
An 82-year-old collection agency with federal lawsuits across four states will not change because you ask politely. The Wood Firm PLLC has handled consumer protection cases exclusively since 2011, works on contingency, and makes Bonded Collection pay.
Call +1-844-638-1122 for a free case review. Browse our list of collection agencies, review our practice areas, or file with the CFPB.
